Madani: Multidisciplinary Scientific Journal
Vol 1, No 10 (2023): November

Peran Financial Literacy Dalam Memediasi Financial Behavior Terhadap Financial Well-Being (Studi E-Wallet Dana)

Putri Lestari (Universitas Muhammadiyah Surakarta)
Liana Mangifera (Universitas Muhammadiyah Surakarta)

Article Info

Publish Date
17 Nov 2023

Abstract

The use of internet-based technology by the public continues to increase.  The most popular and effective server for using information systems is the internet. One form of technology that supports the stability of the ease of financial system services and increases economic efficiency is E-Wallet. DANA is a form of Indonesian digital wallet with non-cash transaction services that are more effective, transparent, and secure, coinciding with the development of E-wallet. DANA's design makes non-cash transactions and non-card wallets efficient. Interest in using a digital wallet in a person is influenced by various supporting factors, such as understanding financial literacy. Financial literacy is a measure of a person's capacity to handle their money wisely, which is reflected in their attitude, knowledge, and efficacy towards future financial well being. This research uses Smart-PLS data processing software with 114 respondents covering all people in Indonesia from various age groups, education, and income. The results of this study use the analysis of convergent validity test, reliability test, inner model test, and hypothesis testing.

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Journal Info
Madani: Multidisciplinary Scientific Journal
Website

Abbrev

MAJIM

Publisher

Yayasan Daarul Huda Kruengmane

Subject

Religion Agriculture, Biological Sciences & Forestry Arts Humanities Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Education Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Physics Public Health Social Sciences Other

Description

Madani: Jurnal Ilmiah Multidisiplin diterbitkan oleh Yayasan Daarul Huda Kruengmane. Madani: Jurnal Ilmiah Multidisiplin menerbitkan artikel bidang multidisiplin, mencakupi bidang Pendidikan, Hukum, Ekonomi, Agama, Pendidikan, Kesehatan, Teknik, Kebijakan Publik, Pariwisata, Sosial dan Politik, ...