Indonesian Journal of Business Analytics (IJBA)
Vol. 3 No. 5 (2023): October 2023

Analysis of Bad Credit at PT. State Savings Bank (BTN)

David Gibson Nababan (Universitas Negeri Medan)
Vetric Styven Silaban (Universitas Negeri Medan)
Bunga Meylani Br Surbakti (Universitas Negeri Medan)
Selvina Audina Nasution (Universitas Negeri Medan)
Sabda Siahaan (Universitas Negeri Medan)



Article Info

Publish Date
10 Nov 2023

Abstract

Bad credit (non-performing loans) at Bank BTN is a reason for investment decisions for the public and investors. By knowing bad credit in a company, it provides clearer information for making investments. This research was conducted to provide information about bad credit at BTN bank, which is one of the most trusted banks in Indonesia. It is hoped that this research will help the public increase their competency in how to invest through the value of bad credit or non-performing loans. This research aims to analyze the influence of bad credit on investment decisions at BTN bank. The research method used is a qualitative research method using Bank BTN financial report data regarding bad loans or non-performing loans from 2007 to 2022. This research suggests that investment decisions at Bank BTN can be based on the value of net bad loans which are still safe.

Copyrights © 2023






Journal Info

Abbrev

ijba

Publisher

Subject

Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Description

Indonesian Journal of Business Analytics (IJBA) is a peer-reviewed journal providing a space for both practitioners and academics for disseminating research results that work in Business Analytics and related fields. IJBA provides an outlet for the increasing flow of interdisciplinary research ...