Journal of Finance and Islamic Banking
Vol. 2 No. 1 (2019)

Persepsi Masyarakat Non Muslim Terhadap Minat Menjadi Nasabah Bank Syariah

Nur Rifai (iain surakarta)
Taufiq Wijaya (IAIN Surakarta)
Supriyanto Supriyanto (Institut Agama Islam Negeri Surakarta)



Article Info

Publish Date
06 Nov 2019

Abstract

This study aims to determine whether cognitive, affective, and conative perception variables influence the interest of becoming customers of Islamic banks in Surakarta. The research employs quantitative methods, with a sample size of 100 respondents determined using the Slovin formula from a non-Muslim population of 122,130 inhabitants in Surakarta. Data analysis utilizes Multiple Linear Regression Analysis. The findings indicate that, based on the statistical tests, the combined influence of cognitive, affective, and conative perception variables (simultaneously-Test F) positively affects the interest in becoming customers of Islamic banks. The t-test reveals that cognitive perception (X1), affective perception (X2), and conative perception (X3) individually have a positive influence on the interest in becoming customers of Islamic banks (Y), each with a significant level. The regression equation demonstrates that cognitive perception, affective perception, and conative perception variables collectively impact the interest in becoming customers of Islamic banks. Thus, the null hypothesis (Ho) is rejected, and the alternative hypothesis (Ha) is accepted. The most dominant variable among them is the conative perception variable.

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Journal Info

Abbrev

jfib

Publisher

Subject

Religion Economics, Econometrics & Finance Social Sciences

Description

Journal of Finance and Islamic Banking is a peer reviewed journal that is published by the Sharia Banking Department of UIN Raden Mas Said Surakarta in collaboration with the scholars association Ikatan Ahli Ekonomi Islam, published biannually in June and December. This journal publishes current, ...