Jurnal Perbankan Syariah
Vol. 2 No. 1 (2023): Jurnal Perbankan Syariah

PENGARUH PEMBIAYAAN MURABAHAH, TABUNGAN WADI’AH DAN DEPOSITO MUDHARABAH TERHADAP PROFITABILITAS (ROA) PADA BANK NTB SYARIAH KANTOR PUSAT KOTA MATARAM: PENGARUH PEMBIAYAAN MURABAHAH, TABUNGAN WADI’AH DAN DEPOSITO MUDHARABAH TERHADAP PROFITABILITAS (ROA) PADA BANK NTB SYARIAH KANTOR PUSAT KOTA MATARAM

Azizoma Zoma (a:1:{s:5:"en_US"
s:11:"Uin mataram"
})
Sumiati (UIN Mataram)

Article Info

Publish Date
15 Jul 2023

Abstract

This study aims to determine the effect of murabahah financing, wadiah savings and mudharabah deposits on profitability (ROA) at NTB Syariah banks for the 2019–2021 period. This type of research is quantitative research using secondary data from the monthly financial reports of Bank NTB Syariah for the 2019-2021 period and analyzed and processed using SPSS. The results of this study indicate that murabahah financing has a significant effect on profitability (ROA) with a significant level of 0.00 <0.05. Wadiah savings have a significant negative effect on profitability (ROA) with a significant level of 0.002 <0.05. Mudharabah deposits have a significant effect on profitability (ROA) with a significant level of 0.025 > 0.05. an influence contribution of 89.7%.

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Journal Info
Jurnal Perbankan Syariah
Website

Abbrev

jps

Publisher

Universitas Islam Negeri Mataram

Subject

Economics, Econometrics & Finance

Description

Jurnal Perbankan Syariah (JPS) merupakan jurnal yang diterbitkan oleh Program Studi Perbankan Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Mataram. Terbit dalam 2 periode tiap tahunnya, pada bulan Juni dan Desember. JPS berfungsi sebagai wadah bagi akademisi, ilmuwan, ...