IEB: Journal of Islamic Economics and Business
Vol 2 No 2 (2023): IEB Journal of Islamic Economics and Business

DETERMINANTS OF PROFITABILITY AT BANK MEGA SYARIAH FROM 2015 to 2021

Eko Bahtiar (Institut Agama Islam Negeri Pontianak)
Al Amin (Institut Agama Islam Negeri Pontianak)



Article Info

Publish Date
31 Oct 2023

Abstract

ABSTRACT The aim of this research is to analyze the influence of the operational efficiency ratio (BOPO), capital adequacy level (CAR), non-performing financing (NPF), and liquidity (FDR) on the profitability of Bank Mega Syariah in Indonesia in 2015-2021. This research is quantitative research. The data source used in this research is secondary data, namely the annual financial report from Bank Mega Syariah obtained via the OJK website. The research results show that the NPF variable: tcount (0.395) < ttable (4.302) and with a significance level of 0.731 > 0.05, it means Ho. accepted and H1 rejected. Independent variable (NPF) partially. does not have a significant effect on the dependent variable (ROA). BOPO variable: The results show that Ho is accepted and H1 is rejected, because tcount (- 4.661) < ttable (4.302), and the significance level is 0.043 > 0.05. The dependent variable (ROA) is not significantly influenced by BOPO. CAR variable: Ho is accepted and H1 is rejected, because tcount (3.068) < ttable (4.302) with a significance level of 0.092 > 0.05. The dependent variable (ROA) is not partially influenced by CAR. FDR variable: tcount value 2.664 < ttable value 4.302, and significance level 0.117 > ttable value 0.05 indicating that Ho is accepted and H1 is rejected. The dependent variable (ROA) is not partially influenced by the independent variable (FDR).

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Journal Info

Abbrev

IEB

Publisher

Subject

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Description

Articles that can be published in the Journal are articles from empirical research (quantitative or qualitative approaches), literature studies, or taught studies that are seen as contributing to the development of Islamic Economics and Business, especially with the theme of Islamic Economy, Halal ...