Proceeding International Pelita Bangsa
Vol. 1 No. 01 (2023): September 2023

Analysis Of Factors Influencing Non-Performing Loans

Yahya, Adibah (Unknown)
Hidayat, Taufik (Unknown)
Pratiwi, Niken Cahyaning Mega (Unknown)

Article Info

Publish Date
30 Sep 2023

Abstract

The bank is an intermediary between parties needing funds and those with excess funds. The bank's main activity is channelling funds in the form of credit to parties who need funds. Credit distribution has a credit risk that arises when creditors cannot fulfil obligations according to the agreed time. Credit risk can be calculated using the Non-Performing Loan (NPL) ratio. This study aims to determine the effect of CAR, BOPO, LDR, ROA and LAR on NPL at PT. Bank Mandiri in 2001-2019. This research is a quantitative descriptive study, using multiple linear regression analysis techniques. The research object of PT. Bank Mandiri with saturated sampling technique. The results showed that CAR. BOPO, LDR, and LAR have no effect on NPL. Meanwhile, ROA has a negative effect on NPL.

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Journal Info
Proceeding International Pelita Bangsa
Website

Abbrev

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Publisher

Universitas Pelita Bangsa

Subject

Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Description

Proceeding International Pelita Bangsa, published by Pelita Bangsa University. Proceeding International Pelita Bangsa accommodates the publication of research results in the fields of Business, Economics, Technology, Engineering, law and education conducted by lecturers as a manifestation of the Tri ...