AL-FALAH : Journal of Islamic Economics
Vol 2, No 2 (2017)

Formulasi Hybrid Contract Sebagai Alternatif Pembiayaan Pertanian Di Bank Syariah

Pratiwi, Rahmi (Unknown)
Noprizal, Noprizal (Unknown)



Article Info

Publish Date
06 Dec 2017

Abstract

This research uses interpretive approach. This approach is chosen to understand a symptom both oral and written, and aims to know a symptom of the symptoms themselves are studied in depth using the instrument interview or interview with informants. This research was conducted to understand how the portrait of agricultural financing in both Islamic banks namely Bank Muamalat and BPRS SAFIR Curup branch. The results showed that the existing agricultural financing in both sharia banks using murabaha schemes used to finance the goods or tools that support the agricultural business. According to the authors, murabahah contract is not appropriately applied to the agricultural sector because it has not been able to answer the needs of farmers. A more precise contract is profit-sharing such as muzaraah or mukhabarah. Therefore, the authors recommend the formulation of contracts on the agriculture sector based on hybrid contracts namely bai al-wafa wal muzaraah and bai al-wafa wal mukhabarah.

Copyrights © 2017






Journal Info

Abbrev

alfalah

Publisher

Subject

Economics, Econometrics & Finance

Description

AL-FALAH: Journal of Islamic Economics is scientific journal of Islamic Economics based on both conceptual and empirical research. It concerns to extensively publish the issues of islamic economics which study through interdiscipline perspectives—fiqh, shariah finance, islamic bank, islamic ...