Jurnal Manajemen dan Bisnis Indonesia
Vol 6 No 1 (2018): Jurnal Manajemen Bisnis Indonesia - Edisi Oktober 2018

Pengaruh Faktor Internal dan, Eksternal terhadap Risiko Kredit pada Bank Perkreditan Rakyat (BPR) di Indonesia

Sudana, I Made (Unknown)
Asiyah, Andi Siti (Unknown)



Article Info

Publish Date
01 Oct 2018

Abstract

This study aims to know the effect of internal factor (capitalization, profitability, inefficiency, size) and external factor (economic growth, inflation) on credit risk of micro bank in Indonesia. This research uses purposive sampling method. Dependent variable in this research is credit risk. The independent variables in this study are capitalization measured by capital adequacy ratio, profitability measured by return on asset, inefficiency measured by BOPO ratio, size, economic growth, and inflation. The results show that credit risk is significantly influenced by capitalization, profitability, inefficiency, size, economic growth, and inflation. Inefficiency and inflation variables have a positive effect on credit risk, while variable capitalization, profitability, size, and economic growth negatively affects credit risk.   Keywords: capitalization, profitability, inefficiency, size, economic growth, inflation, credit risk, rural bank.

Copyrights © 2018






Journal Info

Abbrev

jurnal

Publisher

Subject

Economics, Econometrics & Finance Social Sciences Other

Description

Jurnal Manajemen Bisnis Indonesia (JMBI), ISSN 2597-6230 online ; 2338-4557 print , diterbitkan sejak tahun 2013 oleh Pengurus Pusat Asosiasi Forum Manajemen Indonesia (FMI). Terbit secara berkala 3 (tiga) kali dalam 1 tahun, dengan frekwensi penerbitan di bulan Februari, Juni, dan ...