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Kab. ponorogo,
Jawa timur
INDONESIA
Al Tijarah
Published by Universitas Darussalam Gontor
ISSN : 24604089     EISSN : 25282948     DOI : -
Core Subject : Economy, Science,
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance
Al Tijarah is a semiannually journal published by Department of Management, Faculty of Economics and Management, University of Darussalam Gontor. In line with the objective of the Department and the University, the journal is committed to the development and promotion of contemporary issues in Islamic management and management in its broadest sense in order to keep scholars on research in the area of management. The editorial board welcomes original submission in the fields of management, finance, human resource management, marketing, operational management, and strategic management including from an Islamic perspective. Al Tijarah is currently indexed by DOAJ, IPI, Google Scholar, Crossref, BASE, Sinta and other reputated indexes in the future.
Arjuna Subject : -
Articles 6 Documents
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Search results for , issue "Vol. 2 No. 1 (2016): Al Tijarah | June" : 6 Documents clear
Pengukuran Hasil Pendampingan Kelompok Wirausaha Baru di Kota Batu Tahun 2014 Mohammad Zaenal Abidin; Bambang Banu Siswoyo; Wening Patmi Rahayu
Al Tijarah Vol. 2 No. 1 (2016): Al Tijarah | June
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/tijarah.v2i1.662

Abstract

At the end of 2015, Indonesia will be entering ASEAN Economic Community. Indonesia as the largest population in South East Asia will be the largest market if the number of entrepreneur is less than standard number. Especially the competitiveness index of Indonesia comes to the 34th position in the world and in the 4th position in ASEAN. Indonesia economic growth cannot be separated from the contribution of SME. It contributes 98.7% of employment and 59,08% on gross domestic product. As contributor for Indonesia economic growth, SME also faces complex problems both internal and external. In attempt to improve quantity and quality of SME it requires well-programmed moves one of which is recent entrepreneurial assistance program organized by East Java Government. The present study aims at determining knowing mentoring component description and the effect of learning component on the success of recent entrepreneurial assistance program, the result of recent entrepreneurial assistance program, and supporting and obstacle Faktor of recent entrepreneurial assistance program in Batu.The present study employed quantitative causality associative model and embedded model of qualitative. The study consists of independent variable (X); purpose, material, instructor, media, and assistance method and dependent variable is the success of assistance program. The population of the study is the participants of entrepreneurship assistance program in Batu of 2014. The sampling technique employed is saturated sampling with 40 respondents. Analysis technique employed is multiple linear regression analysis and strengthens by the result of qualitative data analysis. The data obtained through questionnaires with Likert scale and interview.In conclusion, that the description of the mentoring program components assessed both by the participants, the size of the success of the mentoring program could be said to be good in size softskill but less good in size hardskill, the learning components; purpose, affects negatively to the success of assistance program, instructors and media affects significantly and positively to the success of assistance program, material and method do not affects significantly and positively to the assistance program. The supporting Faktor affecting the participants is faith and motivation while the obstacle Faktor is capital, tools and marketing management. The suggestions can be given is improving instructor competences and evaluating material and method of assistance program based on the needs of the participants.
Profil Sektor Informal di Kabupaten Ponorogo Asis Riat Winanto; Khusnatul Zulva Wafirotin
Al Tijarah Vol. 2 No. 1 (2016): Al Tijarah | June
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/tijarah.v2i1.663

Abstract

The informal sector in Ponorogo is an everyday phenomenon that is controversial. But the issue of the informal sector can not be left alone, because the day of their number grew in number and will result in teranggunya public space. To that end, the necessary data and information about the characteristics of the informal sector, as historically their efforts, the motivation to enter this sector, where they came from, educational background and experience, and so forth. This study aimed to determine the profile of the informal sector in Ponorogo. Results from this study indicate that it appears that the age group that most respondents are in the age group of 20-4; type of informal businesses followed, the majority of angkringan selling coffee, the majority of marital status is married with the level of education is dominated by high school graduates. Being the majority of them coming from the area of origin Ponorogo; with a daily average profit of Rp300.000,00. Medium initial capital used an average of Rp1.000.000,00-Rp3.000.000,00; with long pkerjaan who lived for more than 10 years.
Analisis Sembilan Komponen Model Bisnis Ekowisata Internasional di Desa Gubugklakah Fajar Surya Ari Anggara
Al Tijarah Vol. 2 No. 1 (2016): Al Tijarah | June
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/tijarah.v2i1.664

Abstract

Studi ini memiliki tujuan yaitu untuk menjawab peluang dalam hal penyusu­nan model bisnis sebagai langkah awal pengembangan kawasan ekowisata Kawasan Gubugklakah sebagai ekowisata internasional dari ke 9 komponen meliputi yaitu Segmentasi Pelanggan, Proposisi Nilai, Saluran, Hubungan Pe langgan, Sumber Pendapatan, Sumber Daya Utama, Aktifitas Utama, Mitra Kerja Utama dan Struktur Biaya. Hasil studi ini adalah proposisi nilai eko wisata Gubugklakah meliputi wisata desa, wisata alam, wisata eko­logi, dan wisata budaya; mitra utama yang terlibat dalam pengelolaan kawasan Gubugklakah meliputi pemerintah, masyarakat, dan praktisi bisnis pariwisata, akvititas utama yang tertuju pada serangkaian program kerja pengelolaan dan pengembangan kawasan Gubugklakah, sumber daya utama yang meliputi sarana prasarana kawasan desa wisata, rancangan stratejik, kawasan wisata Gubugklakah beserta praktisi yang terlibat langsung dalam pe ngelolaan kawasan wisata, hubungan pelanggan meliputi pelayanan wi­sata kepada pelanggan baik secara langsung maupun tidak langsung, seg­men pelanggan yang terkait dengan kawasan wisata Gubugklakah me liputi wisatawan domestik dan wisatawan mancanegara, saluran yang dimak­sud meliputi poster, iklan pariwisata audio visual terkait Gubugklakah dan berbagai media publikasi lainnya, struktur biaya meliputi anggaran pe­ngelolaan, pemeliharaan, dan pengadan sarana prasarana pariwisata, aliran pen dapatan meliputi pendapatan dari penjualan produk­produk UKM dan pendapatan dari penggunaan kawasan Gubugklakah oleh berbagai pihak terkait.
Pengaruh Persepsi Harga, Kualitas Pelayanan dan Citra Terhadap Niat Konsumen untuk Word of Mouth dengan Kepuasan sebagai Variabel Mediasi (Survei pada BPJS di Kabupaten Ponorogo) Dhika Amalia Kurniawan
Al Tijarah Vol. 2 No. 1 (2016): Al Tijarah | June
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/tijarah.v2i1.665

Abstract

Globalization impact on business competition intensifies, resulting in the exchange of goods and services flow freely in various areas, one of which is the health services. Health care services is one of the important needs for the community. Specifically in this case is the organizer of the Health Insurance Agency (BPJS). The purpose of this study was to determine the effect the perception of price, quality of service and the image of the consumers intention to word of mouth with satisfaction as mediating variables. Data were collected by questionnaire instrument. This model was developed and tested with structural equation model using data collected from 200 patients in Ponorogo. The results showed that before individuals distinguished by the level of information obtained none of the variables that influence satisfaction, better perception of price, quality of service and the image. However, on the one hand satisfaction are variables influential in shaping consumer intentions to WOM. Furthermore, when individuals are distinguished by low and high-level information was obtained that the low level of information, none of the variables that affect the satisfaction of both the perception of price, quality of service and the image. However, on the one hand satisfaction are variables influential in shaping consumer intentions to WOM. Then, based on high-level information indicates that the variable perception of price, quality of service and image effect on satisfaction, while satisfaction are variables influential in shaping consumer intentions to WOM against BPJS services.
Penerapan Prinsip Kehati-hatian dalam Penyaluran Pembiayaan dan Kredit pada Lembaga Keuangan Mikro (Studi Multi Situs pada BMT Hasanah Mlarak dan BRI Unit Mlarak, Ponorogo) Rahma Yudii Astuti
Al Tijarah Vol. 2 No. 1 (2016): Al Tijarah | June
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/tijarah.v2i1.666

Abstract

Microfinance institutions like the company has a motive to obtain a return (net income) are always faced with the risk, which is known as credit risk. Risks that may occur can cause great harm to financial institutions if it can not be detected and managed by microfinance semestinya.Lembaga always required to be more sensitive in detecting things that could trigger a rise in the level of non performing loan. The credit risk is the risk of potential losses resulting from the non settlement of bank loans back to the bank’s borrowers and counterparties lainnya.Penelitian a field research (field research) that are normative. Data were collected through observation, documentation, and interviews, while the type of data used are primary data and secondary data. Microfinance institutions that implement the precautionary principle in the procedures of channeling financing and credit based on standard guidelines or SOP, focus on monitoring PPAP by age collectibility of the loans/loans, to restrict credit expansion, fostering the human resources, and lending/financing the early initiative procedure, analysis, disbursement and monitoring will have implications/positive impact on the business/internal as well as the impact of a great reputation with uncontrolled NPL/NPF.
Manajemen Pelayanan Pemberdayaan Anak Yatim pada Lembaga Amil Zakat Yatim Mandiri di Surabaya Ana Toni Roby Candra Yudha
Al Tijarah Vol. 2 No. 1 (2016): Al Tijarah | June
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/tijarah.v2i1.667

Abstract

The background this study are: firstly, there are a number of zakat institutions in Indonesia, both agencies and institutions amil amil zakat zakat is still not able to optimally collect zakat funds, infaq, and sadaqah of society. Second, the persistence of people's distrust of institutions in channeling zakat zakat funds, infaq, and sadaqah, so people still rely on the old way is by direct distribution. The third officer attitudes zakat institutions in serving mustahiq should be improved because it is related to the satisfaction and familial ties between the parties with mustahiq amil zakat institutions. The results of this study are as follows: First, empowerment conducted by Yatim Mandiri covers many aspects, such as economy, education, health services, humanitarian and others. Second, each of these aspects before, have the derivation in the form of empowerment programs. Third, Yatim Mandiri as amil zakat institutions that focus on empowering orphans/dhuafa was also to empower the poor, Fourth, Yatim Mandiri as amil zakat institutions have a number of donations and charity infaq much larger than the amount of zakat donations, with ratio of 80:20, and Fifth, the service provided by the Yatim Mandiri to the poor and needy got a very good assessment from the their mustahiq. Overall, the conclusion from this study is tha t the Yatim Mandiri has done his duty to the optimum as evidenced by the very positive assessment of mustahiq and empowering the poor to the services them, and they provide from time to the time.

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