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Kab. kolaka,
Sulawesi tenggara
INDONESIA
Jurnal Ekonomi Bisnis Syariah
ISSN : 25991191     EISSN : 25991191     DOI : -
Core Subject : Economy,
Arjuna Subject : -
Articles 5 Documents
Search results for , issue "Vol 2 No 1 (2019): Jurnal Ekonomi Bisnis Syariah" : 5 Documents clear
MASA KEEMASAN KEUANGAN ISLAM (PERSPEKTIF SEJARAH) Nur Rahmah; Munadi Idris
Jurnal Ekonomi Bisnis Syariah Vol 2 No 1 (2019): Jurnal Ekonomi Bisnis Syariah
Publisher : IAI Al-Mawaddah Warrahmah Kolaka

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Abstract

The development of Islamic finance began at the beginning of the coming of Islam which at the time of the Prophet saw. by implementing a payment system for zakat, kharaj, fai, and ghanimah and establishing Baitul Maal as the center of the state treasury. The Baitul function increases the experience of development as banking functions today. During the reign of the Abbasid dynasty using a check system and currency transfers can be done at the Baitul Mal institution. The purpose of this research is to describe the management of the Islamic finance of the Messenger of Allah, to complete the future of the Khufaurrasyidin and reach the golden peak during the Abbasid Dynasty. This research is a type of literature research that aims to describe the Islamic financial system during the early arrival of Islam until it reached its peak in the reign of the Abbasid dynasty. Data on the development of the Islamic financial system is appropriate in the work of scholars, researchers and historians who write about the development of Islamic finance until the future of Islamic packaging. The conclusion of this study about the development of Islamic finance is based on the development of the Baitul Maal which was first established by the Messenger of Allah. Seeing the storage of the state and continuing in the chaos of the Rashidin Baitul Maal was built in several areas during the reign of the Baitul Maal Abbasid Dynasty the enactment of Dinar and Dirham as a means of transnational transactions.
Persepsi Masyarakat Perkotaan dan Pedesaan Terhadap Perbankan Syariah. Kasmiah Mia; St Fitri; Fitri Kumalasari; Andi Muttaqin Mufti
Jurnal Ekonomi Bisnis Syariah Vol 2 No 1 (2019): Jurnal Ekonomi Bisnis Syariah
Publisher : IAI Al-Mawaddah Warrahmah Kolaka

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Abstract

Islamic banks still lack encouraging growth, both network and business volume, compared to the growth of conventional banks. This is indicated by the small number of Islamic banks, especially in Kolaka Regency. Islamic banks in Kolaka Regency are only 2 (two) Islamic banks, namely Bank Muamalat Tbk Kolaka and Bank BNI Syariah Kolaka. The majority of the Kolaka Regency community is Muslim. But the public's knowledge about Islamic banks in Kolaka Regency, especially in rural areas, it is still very limited. Urban communities regarding their knowledge about Islamic banks are well known. Because, there are already urban people who make every transaction in Islamic banks and urban communities feel that Islamic banks do indeed have to be further enhanced according to the teachings given by Allah SWT the perception of urban and rural communities there is no significant difference. Because, the urban community's knowledge of Islamic banks is only limited to savings products that are superior in society while other products are still lacking in knowledge as well as rural
Analisis Produk Tabungan Dan Produk Pembiayaan Pada PT. Bank Muamalat Kolaka, Sulawesi Tenggara Ibrahim Tawile; Samsidar sidar; Muh Yusuf
Jurnal Ekonomi Bisnis Syariah Vol 2 No 1 (2019): Jurnal Ekonomi Bisnis Syariah
Publisher : IAI Al-Mawaddah Warrahmah Kolaka

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Abstract

KPR Muamalat iB is a financing product that will help you to have houses, flats, apartments and condotels including renovation and construction and take-over of mortgages from other banks with two choices of contracts, namely murabahah (buying and selling) or musyarakah contract mutanaqishah (rental cooperation). And KPR muamalat IB also provides various offers which are based on sharia and installments that are up to 15 years in length. And installments remain until the end of financing in accordance with the agreement with murabahah contract. And of course with a down payment of up to 10%. KPR.
PENGARUH TINGKAT RELIGIUSITAS PADA KEPUTUSAN BUYING PROPERTI SYARIAH NON BANK ( STUDI KASUS PADA BUYER GRIYA BAITI JANNATI RECIDENCE ) . Dirwan Dirwan
Jurnal Ekonomi Bisnis Syariah Vol 2 No 1 (2019): Jurnal Ekonomi Bisnis Syariah
Publisher : IAI Al-Mawaddah Warrahmah Kolaka

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Abstract

Taking one's decision to a reality and the facts that are being faced is strongly influenced by the extent to which a person understands the reality and facts he faces. The understanding is born from the process of linking between knowledge and fact or reality, from which behavior will be born, actions and attitudes that will be taken are related to the facts and reality it faces.The level of religiosity is born from the extent to which one's knowledge and understanding of the teachings of religion is believed, starting from the aspects of aqeedah, sharia, morality which ultimately are internalized in the appreciation and practice of religious teachings that are believed and implemented in the form of decisions and attitudes towards reality and facts faced in everyday life.Buyer decision to buy non-bank syariah property Griya baiti jannari residence is strongly influenced by the level of religiosity in each buyer.
ANALISIS PENYELESAIAN PEMBIAYAAN BERMASLAH PADA PT. BAK MUAMALAT INDONESIA PERSERO , TBK CABANG PEMBANTU KOLAKA Harysah Damar Rahmadani
Jurnal Ekonomi Bisnis Syariah Vol 2 No 1 (2019): Jurnal Ekonomi Bisnis Syariah
Publisher : IAI Al-Mawaddah Warrahmah Kolaka

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Abstract

Islamic banks are financial institutions that function as intermediaries for excess funds and parties lack funds for business activities and other activities in accordance with Islamic law. Islamic Bank in international terms known as Islamic Banking or Interest Free Banking is a banking system which in its operational implementation does not use the interest system (usury), speculation (maysir), and uncertainty or obscurity (gharar). For those who have concerns about the three elements, Islamic banks can be an alternative as a means of lending capital or to invest funds because the type of business of Islamic banks is as a financial intermediary that can be run into funding and financing. One of the factors in the occurrence of problematic financing is due to default, poor customer character, or a decrease in income from business results and natural disasters and the settlement carried out by Bank Muamalat in dealing with troubled financing, namely restructuring by rescheduling by extending the repayment period , changing requirements by reducing the amount of obligations that must be paid or by adding customer capital, selling collateral, voluntary collateral or auction.

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