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Jurnal Inovasi Bisnis (Inovbiz)

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Published by Politeknik Negeri Bengkalis

ISSN : 23384840 EISSN : 26146983 DOI : -

Core Subject : Economy,

Economics, Econometrics & Finance

Jurnal Inovasi Bisnis (Inovbiz) focuses on how we gain knowledge through innovation and how knowledge encourages the innovation both in economics and business. It is provided for writer, researcher, professor, and practitioner who want to publish their research reports or articles, theoritical or critical study, original and up to date ideas.

Arjuna Subject : -

Articles 8 Documents

Search results for , issue "Vol 4, No 2 (2016)" : 8 Documents clear

PENGARUH PRODUK DAN HARGA TERHADAP KEPUTUSAN PEMBELIAN KONSUMEN DI MORNING BAKERY BATAM Santri Zulaicha; Rusda Irawati
Inovbiz: Jurnal Inovasi Bisnis Vol 4, No 2 (2016)
Publisher : Politeknik Negeri Bengkalis

Abstract:Product and price are several factors which are affected consumer consideration in purchasing decision. A qualify product with affordable price will attract people’s interest. The purpose of this research is to know the effect of product and price toward purchasing decision in Morning Bakery Batam. Total sample in this research were 186 people and used non probability sampling technique, which is purposive sampling by choosing the most visited outlet:Windsor branch. Multiple Regression analysis used as data technique analysis andwas assisted by SPSS 20 software.The result shows product and price have positive and significant impact toward purchasing decision.Based on data analysis in this research, the variabels are valid and reliable. On the classic asumption testing with normal distribution, there were no heteros- kedastisitas and multikolinearitas which were happened. The reretion value for product is 61,7% besides 37,9%for the price. Key words : Price, Product, Purchasing Decision

DAMPAK KRISIS GLOBAL TERHADAP NON PERFORMING LOAN BANK DEVISA NASIONAL Suharyono Suharyono; Teguh Widodo
Inovbiz: Jurnal Inovasi Bisnis Vol 4, No 2 (2016)
Publisher : Politeknik Negeri Bengkalis

Abstract: The global crisis has resulted non performing loan (NPL) increased. The measurement of the banks non performing loan ratio is applicable to assess the composite rating of a bank, as the impact of the global crisis toward non performing loan of foreign exchange banks. This study aimed to determine whether there was significant difference between foreign exchange banks non- performing loan before and after the global crisis. The Bank’s non performing loans was measured by comparing the Non-Performing Loan to the total credit. The population of this study was 35 foreign exchange banks. The Hypothesis was tested by using Mann Whitney different test and Independent Sample T Test. The research of this study showed that non performing loan of foreign exchange banks before, during, and after global crisis did not have significant difference. Key words: NPL, Bank, Foreign Exchange, Crisis, global.

AN EVALUATION OF STRATEGIC ISSUES AND CHALLENGES FACING SMALL/MEDIUM PALM GROWERS IN RIAU PROVINCE M.Alkadri Perdana
Inovbiz: Jurnal Inovasi Bisnis Vol 4, No 2 (2016)
Publisher : Politeknik Negeri Bengkalis

Abstract: The palm oil is one of the plantation-sectors which has helped impro- ve economic conditions in Indonesia and has proved a powerful tool for povery alleviation. The oil palm has been successfully adapted suit the needs of small/medium growers. This research focuses on an evaluation strategic issues facing small/medium palm oil growers in Indonesia. This research method uses an exploratory case study approach to answer research aims and questions, based on review of relevant literature and interview questions. The PESTLE framework is the main tool used to evaluate strategic issues and challenges. Data has been collected using primary data as qualitative research by conduction semi-structured interviews with palm growers in Indonesia’s Riau Province. The secondary data has been used to a relevant source to research problem before and after collection of the primary data. Research findings suggest Indonesia has a succesfull national cluster of palm oil industries. Keywords: Palm oil, small/medium growers, PESTLE Framework, strategic issues and challenges, national cluster.

EVALUASI TENTANG PENGETAHUAN KEWIRAUSAHAAN DALAM MENINGKATKAN INTENSI BERWIRAUSAHA (STUDI PADA MAHASISWA POLITEKNIK NEGERI BENGKALIS) Try Handayani
Inovbiz: Jurnal Inovasi Bisnis Vol 4, No 2 (2016)
Publisher : Politeknik Negeri Bengkalis

Abstract: This study aims to determine the level of Entrepreneurship knowledge and its influence on student entrepreneurship intentions State Polytechnic of Bengkalis. This study uses a quantitative approach with survey method which focuses on explanation of causal relationships between variables. Sampling using Taro Yamane or Slovin formula thus obtained a sample of 82 respondents. The number of samples have been obtained is then determined the amount of each sample according to the number of students in each course of study is proportionate random sampling. Sampling using probability sampling technique with random sampling method. Data collected through questionnaires to the respondents. Data was analyzed by descriptive technique. The results showed that the level of Entrepreneurship knowledge Bengkalis Polytechnic students are at high scale which includes knowledge about the efforts that will be entered or initiated, roles and responsibilities in entrepreneurship, and knowledge of management and business organizations in entrepreneurship. Furthermore, the results showed that the Entrepreneurial intentions Bengkalis Polytechnic students are at high scale. This suggests that increasing entrepreneurial knowledge becomes one of the factors that influence the Entrepreneurial intentions in Bengkalis Polytechnic student. Keywords: Pengetahuan Kewirausahaan, Intensi Kewirausahaan.

EKSISTENSI LEMBAGA KEUANGAN MIKRO DAN DAMPAKNYA TERHADAP SOSIAL EKONOMI MASYARAKAT KABUPATEN BENGKALIS Mujiono Mujiono
Inovbiz: Jurnal Inovasi Bisnis Vol 4, No 2 (2016)
Publisher : Politeknik Negeri Bengkalis

Abstract: The existence of microfinance institutions in rural areas plays strategic roles to boost the community socioeconomic development. Microfinance Institution of Rural Economic Enterprises- Savings and Loans (LKM UED-SP) of Bengkalis Regency, until 2016, has been able to develop both cumulative and current year loans volume. The development has also occurred on the poor household loans which continuously increasing every year. The numbers of debtors according to genders have shown a positive development. The average of male debtors were 28,283 people with the ratio average of 66.20% , female debtors were 14, 517 people with the ratio average of 33.80%. In addition, 538 of the debtors were from poor families with the ratio average of 1.28%. Among the business sectors, the debtors including several sectors such as trading, agriculture, plantation, fishery, animal husbandry, small industries and services: with the highest sectors nominated by plantation of 51.96%, trading of 30.77% and service sector of 6.28% - while the other sectors were below 5%. The government capital ratio was in average of 93.72% and from the current year profit of 6.28%. The number of female staff developed in average of 204 people each year. The development on productive business loans was in average of 57.72% and poor household loans of about 32.79%. The staff’s productivity was about 105 people per staff with the average loan volume of Rp. 1.344.881.683,-. The average of staff’s incentive reached Rp. 1.173.720.029,- with the ratio of Rp. 2.558.789,- per staff. Keywords: Micro Finance and Social Performance

ANALISIS KINERJA APARAT PEMERINTAH DAERAH (Studi Empiris Pada Pemerintah Kabupaten Bengkalis) Endang Sri Wahyuni; Rosmida Rosmida
Inovbiz: Jurnal Inovasi Bisnis Vol 4, No 2 (2016)
Publisher : Politeknik Negeri Bengkalis

Abstract: This purpose of this study is to examine the effect of organizational culture and locus of control, on the performance of district governments. The population in this study are all of working units Bengkalis District Government and purposive sampling is used as sampling method. This study uses questioner for 183 respondents. The analysis technique used is the technique of path analysis using SPSS version 17.0. The results showed prove that organi- zational culture affect on the performance of district governments, and locus of control affect on the performance of district governments. Keywords: Performance, Organizational, culture, Locus Of Control (LOC), district, governments.

PENGARUH FAKTOR DEMOGRAFI TERHADAP PERILAKU PENGGUNAAN KARTU KREDIT Mariana Ing Malelak; Gesti Memarisa; Njo Anastasia
Inovbiz: Jurnal Inovasi Bisnis Vol 4, No 2 (2016)
Publisher : Politeknik Negeri Bengkalis

Abstract: This study aimed to determine the effect of demographic factors on credit card usage behavior. Demographic factors such as age, gender, income, education, marital status, according to some previous research has significant effect to credit card usage behavior, both it is related with spending activity with credit cards and also the pattern of payments in pay off credit card bills. Sampling was conducted on people who live in Surabaya, which has a credit card either as primary and additional card holder. The data collection use questionnaires form, which is distributed to shopping center visitors in Surabaya. Descriptive analysis is used to decribe the demographic factors and credit card usage behavior. SEM-PLS test conducted to examine the effect of demographic factors such as age, gender, income, education, marital status on credit card usage behavior in Surabaya. The results showed demographic factors (age, income and marital status) significantly affect the credit card usage behavior (in terms of pay off credit card bills) in Surabaya.Keywords: Demographic Factors, Credit card usage behavior.

PENGARUH KOMPENSASI FINANSIAL TERHADAP KINERJA KARYAWAN DENGAN MOTIVASI KERJA SEBAGAI VARIABEL INTERVENING PADA KANTOR PUSAT PT. CITRA BUANA PRAKARSA Shinta Wahyu Hati; Indira Brahmana
Inovbiz: Jurnal Inovasi Bisnis Vol 4, No 2 (2016)
Publisher : Politeknik Negeri Bengkalis

Abstract: The purpose of this study was to determine the effect of direct com- pensation variable and indirect compensation variable on motivation variable, to determine the effect of direct compensation variable and indirect compen- sation variable on employee performance variable, and to determine the effect of direct compensation and indirect compensation variable on employee per- formance variable with motivation as intervening variable This kind of re- search is explanatory research with quantitative approach by using question- naire. Research sample are 55 employee of PT. Citra Buana Prakarsa. This re- search use descriptive analysis method, path analysis, partially and simul- taneity trial. Statistical calculations show that direct compensation signify- cantly contributing to work motivation with value 0.347, and indirect compen- sation significantly contributing the work motivation with value 0.379. Direct compensation significantly contributing to employee performance with value0.590. Indirect compensation significantly contributing to employee perfor- mance with value 0.529. The results of this study are direct compensation, indi- rect compensation, and work motivation have a significant influence on em- ployyee performance. Keyword : Compensation, Employee Performance, Motivation

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