cover
Contact Name
Rofiul Wahyudi
Contact Email
ihtifaz@uad.ac.id
Phone
-
Journal Mail Official
ihtifaz@uad.ac.id
Editorial Address
-
Location
Kota yogyakarta,
Daerah istimewa yogyakarta
INDONESIA
Ihtifaz: Journal of Islamic Economics, Finance, and Banking
ISSN : 26224755     EISSN : 26225798     DOI : 10.12928
Core Subject : Economy, Social,
The Ihtifaz, Journal of Islamic Economics, Finance, and Banking published by Department of Islamic Banking, Ahmad Dahlan University, is a peer-reviewed open access international journal published twice in a year (June and December). The Ihtifaz aims to provide an international forum for researchers and professionals to share their ideas on all topics related to Islamic Economics, Finance, and Banking. It publishes its issues in an online (e-ISSN 2622-5798) and a printed (p-ISSN 2622-4755) version.
Arjuna Subject : -
Articles 5 Documents
Search results for , issue "Vol. 1 No. 2 (2018)" : 5 Documents clear
Fungsi Intermediary Bank Aceh Setelah Melakukan Konversi Menjadi Bank Umum Syariah Purwanto Purwanto
Ihtifaz: Journal of Islamic Economics, Finance, and Banking Vol. 1 No. 2 (2018)
Publisher : Universitas Ahmad Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.12928/ijiefb.v1i1.248

Abstract

Sebagai  salah satu Negara dengan  penduduk muslim terbesar didunia, Indonesia merupakan pasar potensial bagi bisnis berbasis syariah termasuk industri keuangan syariah. Pemerintah Indonesia telah melakukan berbagai upaya agar industri keuangan syariah dapat berkembangan di Indonesia salah satunya adalah dengan membuat ketentuan diperbolehkannya bank konvensional melakukan konversi menjadi bank syariah. Kebijakan tersebut ternyata berdampak positif dalam meningkatkan market share industri perbankan syariah terhadap pangsa pasar industri keuangan di Indonesia. Pada tahun 2016-2017 market share industri keuangan syariah meningkat menjadi 5,3% dan 5,78% padahal pada tahun 2015  market share industri perbankan syariah hanya 4,83%. Meningkatkanya market share industri perbankan syariah, salah satunya disebabkan konversi bank Aceh menjadi bank Aceh Syariah pada tahun 2016. Konversi yang dilakukan oleh Bank Aceh secara umum berdampak positif terhadap market share industri perbankan syariah, namun bagaimana kondisi pada internal pada bank Aceh Syariah sendiri apakah ada perubahan signifikan bank Aceh Syariah dalam menjalankan fungsi intermediary? Guna mencari atas pertanyaan ini maka studi ini perlu dilakukan. Studi ini menggunakan analisis kuantitatif dengan pendekatan before after. Data penelitian yang digunakan adalah data skunder yaitu data laporan keuangan bank Aceh Syariah selama 18 bulan sebelum konversi dan 18 bulan setelah konversi. Analisis data menggunakan paired sample t-test dengan menggunakan software SPSS.21. Hasil dari studi ini membuktikan bahwa setelah melakukan konversi menjadi bank Aceh Syariah ada perbedaan yang signifikan dalam menjalankan fungsi intermediary baik dari sisi jumlah pembiayaan dan jumlah DPK. Hal ini menunjukkan bahwa perubahan brand bank Aceh menjadi Syariah berdampak positif dengan keputusan masyatakat untuk menggunakan produk bank Aceh Syariah.
Analisis Votalitas Saham di Jakarta Islamic Index (JII) periode Januari 2015-Januari 2018 Hendri Tanjung; Taufik Akbar Martua Siregar
Ihtifaz: Journal of Islamic Economics, Finance, and Banking Vol. 1 No. 2 (2018)
Publisher : Universitas Ahmad Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.12928/ijiefb.v1i1.270

Abstract

Penelitian ini bertujuan untuk melihat volatilitas Jakarta Islamic Index (JII) pada Jakarta Stock Exchange. Adapun teknik analisis yang digunakan pada penelitian ini adalah Generalized Autoregressive Conditional Heteroscedasticity (GARCH) dan Autoregressive Conditional Heteroscedasticity (ARCH). Kenormalan distribusi tingkat return pada JII dianalisis untuk menjawab apakah returnnya tersebar secara normal atau tidak. Dengan menggunakan data JII dari januari 2015 sampai dengan januari 2018 (724 data harian), ditemukan bahwa distribusi dari return JII tidak menyebar normal. Penelitian ini menyimpulkan bahwa return dari Jakarta Islamic Indeks sangat berfluktuasi.  Adapun implikasinya adalah akan diperoleh keuntungan yang sangat tinggi dan kerugian yang sangat besar pada satu hari.
Analisis Faktor-Faktor Preferensi Mahasiswa terhadap Perbankan Syariah Ayif Fathurrahman; Umi Azizah
Ihtifaz: Journal of Islamic Economics, Finance, and Banking Vol. 1 No. 2 (2018)
Publisher : Universitas Ahmad Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.12928/ijiefb.v1i1.273

Abstract

This research proposed to determine the factors of customer preferences in Islamic or Sharia banking. The research sampling which being use is the students of Economic studies mainly in 5th semester and 7th semester. The research designed in quantitative research by collecting data using questionnaires. Analysis technique using doubled linear regression. The result indicates that (1) Religion or beliefs have positive effect towards the rate of Economic Studies students preferences in Muhammadiyah Yogyakarta University towards Sharia Banking; (2) Costs factor has adverse effect but further insignificant towards the level of Economic Studies students preferences in Muhammadiyah Yogyakarta University towards Sharia Banking; (3) Benefits factor has positive effect yet negligible to the level of Economic Studies students preferences in Muhammadiyah Yogyakarta University towards Sharia Banking; (4) Facilities factor carry out positive impact towards the rate of Economic Studies students preferences in Muhammadiyah Yogyakarta University towards Sharia Banking; (5) Knowledge factor positively affected towards the rate of Economic Studies students preferences in Muhammadiyah Yogyakarta University towards Sharia Banking.
Analisis Pengaruh CAR, NPF, FDR dan Inflasi terhadap Profitabilitas Perbankan Syariah di Indonesia Misbahul Munir
Ihtifaz: Journal of Islamic Economics, Finance, and Banking Vol. 1 No. 2 (2018)
Publisher : Universitas Ahmad Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.12928/ijiefb.v1i1.285

Abstract

The increasing number of sharia financial institutions in Indonesia is accompanied by an increase in literature review regarding sharia financial institutions. Renewal of studies related to the development of Islamic finance in Indonesia is important to continue. This study aims to examine the factors that affect the level of profitability of Islamic banking in Indonesia in the latest conditions and the latest data. The approach used is quantitative descriptive. Based on the F test, the f-statistic value obtained was 0.000085 below 0.05 (five percent). In other words, the independent variables including CAR, NPF, FDR, and inflation simultaneously have a significant effect on the dependent variable ROA. Whereas in a formal manner, based on the t-test, the NPF variable has a positive and significant effect on ROA. While the CAR, FDR and inflation variables have no effect on ROA.
Deteksi Kebangkrutan pada Industri Asuransi Syariah di Indonesia Fayakhun Bakhtiar; Misbahul Munir; Ahsan Al Qasas
Ihtifaz: Journal of Islamic Economics, Finance, and Banking Vol. 1 No. 2 (2018)
Publisher : Universitas Ahmad Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.12928/ijiefb.v1i1.286

Abstract

This study aims to predict the potential bankruptcy of a sharia insurance company. The analysis model used is the modified Altman Z-score analysis model. The Altman Z-score measurement model will be represented by the ratio of the network model to total assets, retained earnings to total assets, earnings before interest to total assets and capital book value to the book value of debt. The results showed that in 2011-2017 5 sharia insurance companies were in a safe zone (not bankrupt), there was only one sharia insurance company in the gray zone.

Page 1 of 1 | Total Record : 5