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Afried Lazuardi
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Zhafir | Journal of Islamic Economics, Finance, and Banking
Published by Penerbit Media Wawasan Ilmu
ISSN : 26858851     EISSN : 27148017     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
The Zhafir | Journal of Islamic Economics, Finance, and Banking is a Peer Reviewed, Open Access International Journal. Notably, it is a Referred, Highly Indexed, Monthly, Online International Journal with High Impact. Zhafir | Journal of Islamic Economics, Finance, and Banking is published as a Monthly Journal with 2 issues per year. We also assist International and National Conference to publish their conference papers. Zhafir | Journal of Islamic Economics, Finance, and Banking covers all disciplines including Islamic Study. Zhafir | Journal of Islamic Economics, Finance, and Banking always strives to be a platform for Academicians, new Researchers, Authors, Engineers and Technocrats and Engineering Scholars. Since inception, Zhafir | Journal of Islamic Economics, Finance, and Banking is continuously publishing original and best quality research articles.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 5 Documents
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Search results for , issue "Vol 2 No 1 (2020): Zhafir | Journal of Islamic, Economics, Finance, and Banking" : 5 Documents clear
Analisa Penyelesaiaan Transaksi Penagihan Fintek Tanpa Adanya Jaminan Terminanto, Ade Ananto
Zhafir | Journal of Islamic Economics, Finance, and Banking Vol 2 No 1 (2020): Zhafir | Journal of Islamic, Economics, Finance, and Banking
Publisher : Kopertais Wilayah I DKI Jakarta dan Banten

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51275/zhafir.v2i1.170

Abstract

Fintech has provided fresh air in the development of the financial and technological industries today. Growing so rapidly makes Technology-Based Money Lending and Borrowing Activities a business that has positive and negative impacts. With regulations that are not yet strict, many illegal investment companies are flourishing in Indonesia. The absence of collateral is a major problem for Fintek. In collecting loans, Fintek uses all personal data of debtor customers as an effort to resolve customer obligations. On the other hand, Fintek violates the rights of debtor customers as consumers because they have used the customer's personal data in resolving debts.
Analisis Hukum Islam Terhadap Jual Beli Emas Secara Tidak Tunai Armen, Rio Erismen
Zhafir | Journal of Islamic Economics, Finance, and Banking Vol 2 No 1 (2020): Zhafir | Journal of Islamic, Economics, Finance, and Banking
Publisher : Kopertais Wilayah I DKI Jakarta dan Banten

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51275/zhafir.v2i1.177

Abstract

This study aims to analyze whether gold can be classified as money or not from the perspective of Islamic law. The study uses descriptive qualitative method through library study and interviews as the data collection techniques. The results exposed the view of Islamic law on gold and its utility as the medium of exchange that is portrayed from various sides, namely: characteristics, function, and arguments (al-adillah) that define gold as the commodity meeting the characteristics of money. This is also backed by the opinions of economists and Shar‘īah scholars (fuqahā) regarding al-‘illat of gold. The study concluded that the sale and purchase transaction of gold should be in cash (naqdan) which is analogous to currencies exchange transaction (‘aqd al-sharf) that is not allowed to be in the form of installment transaction.
Manajemen Ekonomi Syariah Dalam Prespektif Bisnis Islam Edwar, Ahmad; Ahmad, Taufik
Zhafir | Journal of Islamic Economics, Finance, and Banking Vol 2 No 1 (2020): Zhafir | Journal of Islamic, Economics, Finance, and Banking
Publisher : Kopertais Wilayah I DKI Jakarta dan Banten

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Dalam bisnis syariah, manajemen digunakan sebagai elemen dasar yang melekat pada proses bisnis yang akan dijadikan acuan oleh manajer dalam menjalankan aktivitas untuk mencapai tujuan. Urgensi manajemen dalam bisnis dirancang untuk mencakup empat fungsi, yaitu produksi, personalia, pemasaran dan keuangan. Bisnis dalam Islam juga bertujuan untuk mencapai empat hal utama: target hasil, keuntungan material dan non material, keberlanjutan pertumbuhan, dan keberkahan. Penelitian ini merupakan penelitian kepustakaan kualitatif dengan menggunakan sumber dari berbagai referensi yang dilakukan secara deskriptif dan analitik. Hasil temuan menunjukkan bahwa dalam penerapannya, manajemen bisnis tidak lepas dari keyakinan dan nilai-nilai yang melandasinya, yang harus sesuai dengan pandangan hidup dan Islam.
Pengaruh Iman Dan Pendapatan Terhadap Penggunaan Uang Elektronik Simatupang, Aisyah Defy Rahmayani
Zhafir | Journal of Islamic Economics, Finance, and Banking Vol 2 No 1 (2020): Zhafir | Journal of Islamic, Economics, Finance, and Banking
Publisher : Kopertais Wilayah I DKI Jakarta dan Banten

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The application of electronic money in Indonesia has clear regulations, these regulations are regulated by the Central Bank. One of the regulations regarding electronic money (electronic money), among others, is Bank Indonesia Regulation Number 14 / 2PBI / 2012 concerning Amendments to PBI Number 11/11 / PBI / 2009 concerning the Implementation of APMK Activities. (Serfianto, 2012; 62) In an Islamic perspective, electronic money can be categorized as halal, if the fees charged to holders of electronic money (electronic money) are real costs and must be conveyed correctly to cardholders. Based on the approach used, the writer uses a quantitative research approach. Quantitative research is more oriented towards objective facts through concepts that are derived from the variables and translated into indicators by paying attention to aspects of validity and reliability. Quantitative research is divided into two types of research, namely, experimental research and non-experimental research. Non-experimental research is research where the researcher does not manipulate the independent variable, the researcher only examines what happens naturally or has happened, and examines how the variables are related. In preparing this proposal, the authors chose the type of non-experimental correlation research.
Implementasi Ekonomi Syariah Dalam Bingkai Ekonomi Pancasila Jamaludin, Nur
Zhafir | Journal of Islamic Economics, Finance, and Banking Vol 2 No 1 (2020): Zhafir | Journal of Islamic, Economics, Finance, and Banking
Publisher : Kopertais Wilayah I DKI Jakarta dan Banten

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The development of the sharia economy in Indonesia as the country with the largest Muslim population in the world is also inseparable from the development of the Islamic economy in the world, especially those from neighboring Malaysia. Starting in the 1993s marked by the establishment of the first Islamic bank, Bank Muamalat until now its growth continues to be encouraging. Economic and financial institutions as well as educational institutions that examine sharia values ​​as the basis have made a positive contribution to sharia economic growth. Regarding the growth of the Islamic economy in Indonesia, it is very interesting to study how its positioning or existence is in the Indonesian legal, political and economic system. This paper examines this relationship in order to get a conclusion of its compatibility with the economic system that we adhere to with a qualitative approach to literature study. The results of this study find that Islamic Economics and Pancasila Economics are both inseparable because they have high compatibility. Normatively, the objectives of the Pancasila Economy which are marked by Article 33 of the 1945 Constitution have the same principle in Islamic economics, namely the principles of gaining falah, socio-economic justice and equity and prosperity. The implication of this study is that Islam and Pancasila, especially in the economic field, cannot be separated.

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