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Moch. Yunus
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Iqtishodiyah : Jurnal Ekonomi dan Bisnis Islam
Published by Institut Ilmu Keislaman Zainul Hasan Gengong
ISSN : 24605956     EISSN : 25485911     DOI : https://doi.org/10.2345
Core Subject : Economy,
Economics, Econometrics & Finance
Iqtishodiyah is an Islamic Economic Journal published twice a year, every January and July. This journal is published by Economics and Islamic Business Faculty of Institut Ilmu Keislaman Zainul Hasan Genggong, intended as a vehicle for critical thinking and open to all circles (academics, practitioners, intellectuals and students) with the specification of the study of Islamic Economics.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 106 Documents
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Good Corporate Governance Bank Syariah di Indonesia Ahdiyat Agus Susila
Iqtishodiyah : Jurnal Ekonomi dan Bisnis Islam Vol 5 No 2 (2019): June
Publisher : Fakultas Ekonomi dan Bisnis Islam

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Abstract

In Indonesia, the principles of GCG implementation are regulated in the General Guidelines for Good Corporate Governance in Indonesia by the National Committee on Governance (KNKG). This general guideline is a reference for companies to implement GCG in order to encourage the achievement of company sustainability through management based on the principles of transparency, accountability, responsibility, professionalism, and fairness.
Strategi Penyelesaian Pembiayaan Akad Murabahah yang Bermasalah di BMT UGT Sidogiri Capem Kraksaan Hayatul Millah; Moh Nurul Amrullah D
Iqtishodiyah : Jurnal Ekonomi dan Bisnis Islam Vol 5 No 2 (2019): June
Publisher : Fakultas Ekonomi dan Bisnis Islam

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Abstract

The purpose of this research is to find out the strategies used by BMT in resolving the murabahah financing that is problematic at BMT UGT Sidogiri Capem Kraksaan, knowing the factors that are the supporters in carrying out the problem solving financing strategies at BMT UGT Sidogiri Capem Kraksaan, knowing the factors - factors that become obstacles in carrying out financing strategies that are problematic in BMT UGT Sidogiri Capem Kraksaan. The type of research used in this study is qualitative research with a case study approach. The results of this study indicate that the strategy for resolving murabahah financing that is problematic in BMT UGT is by rescheduling, calling customers, giving warning letters (SP) up to 3 times and discussing the next steps that will be taken by both parties, confiscation of collateral . Factors supporting the murabhaah financing settlement strategy that were troubled by BMT UGT Sidogiri Capem Kraksaan were AOA / AOP officers who always communicated, officers, AOP / AOA always supervised customer financing, always approached customers, routinely collected by AOP officers. The inhibiting factor for the problem solving strategy for murabhaah financing at BMT UGT Sidogiri Capem Kraksaan is the AOA / AOP who are not strict in carrying out their duties so customers are negligent in their responsibilities, AOP officers do not routinely collect from customers, officers do not always report things that are a problem in this murabahah financing to the head of BMT UGT Sidogiri, AOA / AOP officers and Head of Sidogiri BMT UGT are not communicating enough, AOA / AOP is slow in responding to troublesome murabahah financing problems carried out by customers.
Bisnis dalam Pandangan Islam Imroatus Sholiha
Iqtishodiyah : Jurnal Ekonomi dan Bisnis Islam Vol 5 No 2 (2019): June
Publisher : Fakultas Ekonomi dan Bisnis Islam

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Abstract

Business is a very important thing in the economy, Islam sees business as having to be done but must comply with the rules that have been regulated in Islam. This article aims to provide information to readers both students who are prospective entrepreneurs, prospective entrepreneurs / wati so they can understand in theory how they should and should be a businessman in accordance with Islamic teachings. And it is also hoped that this writing will become an enlightenment for traders and entrepreneurs. The research method used in this article is descriptive qualitative. The descriptive technique used is library research, which is data collection by conducting study studies of books, literature, notes, and reports that have to do with the problem being solved. This research also examines written sources such as scientific journals, reference books, literature, etc. related to research studies. And the results of this study are that there are some values that must be applied by business people in doing business including honesty, fairness, oneness. Honesty in business, honesty in production, honesty in selling, honesty in gaining profit. While the value in justice is fairness in business, justice in production, fairness in selling, justice in gaining profit. And the next value is the value of oneness, namely oneness in production, oneness in selling and oneness in gaining profit. There are also some behaviors in the business that have been regulated in Islam that must also be obeyed by Muslim businessmen, among others, first arranging intentions because business activities in Islam are not free from values, meaning they are bound by values derived from Divine teachings. The second makes aqeedah (tauhid) as the basis of business activities. Third, avoid usury in dirty transactions, and the fourth, do business with a conscience.
Problematika Gadai Sawah di Kecamatan Tamanan Kabupaten Bondowoso dalam Perspektif Hukum Ekonomi Syariah Tri Nadhirotur Roifah
Iqtishodiyah : Jurnal Ekonomi dan Bisnis Islam Vol 5 No 2 (2019): June
Publisher : Fakultas Ekonomi dan Bisnis Islam

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Abstract

The practice of sawah (paddy field) mortgage in Tamanan district has been going on for generations. The society considers that the implementation of this sawah (paddy field) mortgage as an appropriate alternative and solution of financing. In fact, it often causes problems between both parties; despite it is completed with written evidence and witnesses in its implementation.The research problem in this study is: How is the practice of sawah (paddy field) mortgage in Tamanan district, Bondowoso regency. How is the practice of sawah (paddy field) mortgage in the perspective of sharia economic law. How are the solutions for the practice of sawah (paddy field) mortgage in Tamanan district, Bondowoso regency in the perspective of sharia economic law. The aim of this study is to describe the practice of sawah (paddy field) mortgage in Tamanan district, Bondowoso regency, to describe sawah (paddy field) mortgage in the perspective of sharia economic law and to describe the solutions for the practice of sawah (paddy field) mortgage in Tamanan district, Bondowoso Regency in the perspective of sharia economic law. This study is expected to provide beneficial input for the development of sharia economic law, so that it can enrich the body knowledge related to sawah (paddy field) mortgage. It is also hoped to give answers to the problems studied and considered as socialization among societies. This study applied qualitative research approach and a field case study was chosen as the research design. The data analysis was performed by using Miles and Huberman analysis model.The results showed that the practice of sawah (paddy field) mortgage in Tamanan district takes place for the reason of urgent need from the society themselves. It is based on the agreement of both parties, rahin and murtahin. The agreement is set forth in the letter of agreement, which rahin borrows money to murtahin with sawah (paddy field) as the bail. The utilization of marhun is handed over to murtahin based on the permission given by rahin until the due date of repayment. When the due date of repayment comes and rahin has not been able to pay off the money, so the utilization of marhun is still taken by murtahin. If it lasts for years and rahin still cannot pay the money, he can sell out the sawah (paddy field) to repay his debts. Based on the perspective of sharia economic law, the practice of sawah (paddy field) mortgage in Tamanan district, Bondowoso regency have fulfilled the elements of an akad (contract in Islam), in which the terms and conditions are agreed upon by both parties; rahin/mortgager and murtahin/sawah (paddy field) owner. The utilization of marhun is taken by murtahin based on the permission of rahin, but in the fact of its utilization, it still contains the element of riba (usury) taking advantages for years. The practice of sawah (paddy field) mortgage in Tamanan district, Bondowoso regency should apply the concept of bay 'al-wafa instead of rahn.
Peranan Koperasi Pondok Pesantren Miftahul Ulum dalam Memberdayakan Ekonomi Masyarakat Desa Pesisir Kecamatan Sumberasih – Probolinggo Abdul Hamid
Iqtishodiyah : Jurnal Ekonomi dan Bisnis Islam Vol 1 No 1 (2015): June
Publisher : Fakultas Ekonomi dan Bisnis Islam

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Abstract

In this research, Kopontren discuss the idea of Kopontren rolein empowering peoples economy empowerment programs through the loanand save it for the society stores / minimarts, also using a cyber cafe topeople about boarding finally can be achieved with both the welfare of thesurrounding community and Kopontren where Kopontren has strategicrole in the increased business as a member of islamic cooperation that, andgood management of the savings from the bank capital. However, thereare some people who think that Pesisir Kopontren still unable to providemaximum service and business services for residents. The research that weuse is a case study in Kopontren Miftahul Ulum Pesisir with the actualdata in the interview techniques (interview) and direct observation.Besides, we also use of the library to become as a reference for research.It appears that the success of the business Kopontren Miftahul Ulum theloan and save is this program could provide a solution to develop businessin a run by members of the public to empower villagers Pesisir in order tobecome partners Kopontren Miftahul Ulum. Therefore comes a businessmodel Kopontren project program through an increase in loan and saveto improve services, and cyber cafe and also to increase distribution to theminimarts in hopes can become an inspiration for the parties involvedand cooperatives (Kopontren) in the field.
Manajemen Zakat di BAZ Kabupaten Lumajang Abdul Komar
Iqtishodiyah : Jurnal Ekonomi dan Bisnis Islam Vol 1 No 1 (2015): June
Publisher : Fakultas Ekonomi dan Bisnis Islam

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Abstract

How are the efforts of BAZ and LAZ to get the obligatedzakat to give out their money, is something that need creation and innovation of policy management, moreover in order to be best-practices policy. Consequently, a policy which is considered best-practices need to be taken, analyzed, and evaluated, which then to be a benchmarking. Nowadays, searching of best-practices policy of an institution is a must, including in a zakat management. BAZ of Lumajang region has been showing the highest fund graphic in East Java for a few years, however this region does not have constitutional instrument in a form of PERDA Zakat. Furthermore, Lumajang region is not a unique demography for Islamic atmosphere of East Java compare to other regions. From this illustration, there must be best-practices policy in BAZ of Lumajang region, so it can be expected that there is zakat management benchmarking from BAZ of Lumajang region
Faktor-Faktor yang Mempengaruhi Perataan Laba pada Perusahaan Hayatul Millah
Iqtishodiyah : Jurnal Ekonomi dan Bisnis Islam Vol 1 No 1 (2015): June
Publisher : Fakultas Ekonomi dan Bisnis Islam

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Abstract

Income smoothing is part of the profit management which is management intervention efforts to report on the state of the company that does not reflect the actual situation as there are of particular interest. This is a common phenomenon that is used by management as a way to reduce fluctuations in reported earnings to match the desired target either reduce fluctuations in income reporting, accounting manipulate variables with the selection of accounting methods or by performing real transactions. The income smoothing cause disclosure of information on the net income or profit be misleading, resulting in the occurrence of errors in decision making by parties with an interest in the company, especially external parties. The practice of income smoothing can be detected by several factors such as company size, profitability ratios, operating profit margin, net profit margin and return on assets.
Pasar Modal Syariah Maryani
Iqtishodiyah : Jurnal Ekonomi dan Bisnis Islam Vol 1 No 1 (2015): June
Publisher : Fakultas Ekonomi dan Bisnis Islam

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Abstract

In Islam investment is highly recommended muamalah activity, because by investing assets held to be productive and also bring benefits to others. Many people choose to invest in the form of investment. One form of investment is embed their wealth in the stock market. The capital market is basically a market for a variety of financial instruments or securities that can be traded long-term, either in the form of debt or equity capital. The capital market is one of the important pillars of the world economy today. With the presence of the Islamic capital market, provide an opportunity for Muslims and non-Muslims who want to invest their funds in accordance with Islamic principles that provide serenity and confidence in the transaction is lawful.
Perbandingan Ekonomi Konvensional dan Ekonomi Islam Novita Lidyana
Iqtishodiyah : Jurnal Ekonomi dan Bisnis Islam Vol 1 No 1 (2015): June
Publisher : Fakultas Ekonomi dan Bisnis Islam

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Abstract

Islamic economy is an economy based on divinity. There is afundamental difference in the paradigm of Islamic economics and conventional economics. Conventional economic as sumes an economic system that provides considerable freedom to everyone to carry out economic activities but with government intervention. While the Islamic economy is based on religious principles. Islamic Economic System distinguish between the economic point of view the production of goods and services covered from the perspective of the way to get it, touse and todistribute goods and services as an inseparable unit.
Kompetitif Bisnis Kerajinan Batik Nuruddin Armanto
Iqtishodiyah : Jurnal Ekonomi dan Bisnis Islam Vol 1 No 1 (2015): June
Publisher : Fakultas Ekonomi dan Bisnis Islam

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Abstract

In this research, Kopontren discuss the idea of Kopontren role in empowering peoples economy empowerment programs through the loan and save it for the society stores / minimarts, also using a cyber cafe to people about boarding finally can be achieved with both the welfare of the surrounding community and Kopontren where Kopontren has strategic role in the increased business as a member of islamic cooperation that, and good management of the savings from the bank capital. However, there are some people who think that Pesisir Kopontren still unable to provide maximum service and business services for residents. The research that we use is a case study in Kopontren Miftahul Ulum Pesisir with the actual data in the interview techniques (interview) and direct observation. Besides, we also use of the library to become as a reference for research. It appears that the success of the business Kopontren Miftahul Ulum the loan and save is this program could provide a solution to develop business in a run by members of the public to empower villagers Pesisir in order to become partners Kopontren Miftahul Ulum. Therefore comes a business model Kopontren project program through an increase in loan and save to improve services, and cyber cafe and also to increase distribution to the minimarts in hopes can become an inspiration for the parties involved and cooperatives (Kopontren) in the field.

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