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Contact Name
Asep Dadan Suganda
Contact Email
asep.dadan@uinbanten.ac.id
Phone
+6281229604000
Journal Mail Official
asep.dadan@uinbanten.ac.id
Editorial Address
Jurusan Asuransi Syariah Fakultas Ekonomi dan Bisnis Islam UIN Sultan Maulana Hasanuddin Banten Jalan Jend. Sudirman No.30 Ciceri, Serang, Banten, Indonesia
Location
Kota serang,
Banten
INDONESIA
Syar'Insurance: Jurnal Asuransi Syariah
ISSN : 24605484     EISSN : 27236897     DOI : http://dx.doi.org/10.32678/sijas.v4i2
Core Subject : Economy,
Syar Insurance: Jurnal Asuransi Syariah is intended to be the journal for publishing articles reporting the results of research on Insurance especially in Islamic Insurance.
Articles 5 Documents
Search results for , issue "Vol. 9 No. 1 (2023): Juni 2023" : 5 Documents clear
Analisis Pengaruh Pendapatan Kontribusi Di Era Pandemi Covid-19 Terhadap Laba Perusahaan Asuransi Jiwa Syariah Qurrotu Aini; Ria Rahmawati
Syar'Insurance: Jurnal Asuransi Syariah Vol. 9 No. 1 (2023): Juni 2023
Publisher : UIN Sultan Maulana Hasanuddin Banten

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32678/sijas.v9i1.8358

Abstract

The Covid-19 pandemic has an impact on all industrial sectors. One of them is the sharia insurance company industry in Indonesia. With the existence of Covid-19, this has affected the profits of sharia life insurance companies. Therefore, this study will discuss one of the factors that can affect company profits, namely the contribution of income. In this study, regression analysis was used using the classical assumption test, hypothesis testing, t (partial) test, correlation coefficient test, and coefficient of determination test. From the simulation results, it was obtained that the revenue contribution only explained an effect of 4.4%, this meant that there were other factors that affected company profits during the Covid-19 pandemic era.
Persepsi Masyarakat Madani Terhadap Asuransi Syariah Ratu Humaemah; Najmi Hillalliyati
Syar'Insurance: Jurnal Asuransi Syariah Vol. 9 No. 1 (2023): Juni 2023
Publisher : UIN Sultan Maulana Hasanuddin Banten

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32678/sijas.v9i1.8361

Abstract

The rapid development of sharia insurance in Indonesia is an achievement for Muslims as well as representing significant economic growth for the people. But on the other hand, it cannot be denied that there are still many obstacles to be faced, especially with regulations and public perceptions of the sharia system. This study aims to obtain information regarding the perceptions of Serang City civil society towards sharia insurance and is presented descriptively in the form of a narrative. The phenomenological approach aims to explain a phenomenon or the reality of something that describes the characteristics of the subject under study. In this study in general put forward a good response to sharia insurance. Whether it's the people of Serang City who have been members of conventional insurance, or who have never joined as members of any insurance but already know and understand the insurance scheme.
Pengaruh Debt To Equity Ratio Terhadap Return On Asset Pada Perusahaan Asuransi Jiwa Syariah Sarehan Khwankawin; Yasir Yasir; Aneu Puspita
Syar'Insurance: Jurnal Asuransi Syariah Vol. 9 No. 1 (2023): Juni 2023
Publisher : UIN Sultan Maulana Hasanuddin Banten

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32678/sijas.v9i1.8363

Abstract

Abstract: As the main goal of a company is to maximize profits, to increase the value of the company which can be measured using the profitability ratio, namely return on assets. In addition, it is also necessary to pay attention to other ratios to measure the soundness of a company to achieve profit targets, one of which is by using a solvency ratio, namely the debt to equity ratio. This study will discuss the effect of the debt to equity ratio on return on assets in sharia life insurance companies in 2017-2021. This study uses a quantitative method using descriptive statistical tests, classical assumption tests, panel data regression tests, hypothesis testing and the coefficient of determination. The data used is secondary data obtained from the official website of a sharia life insurance company in Indonesia. The results showed that the debt to equity ratio had a significant effect on return on assets. Testing the results of the hypothesis found that the value of t count > t table was 5.808281 > 1.69236 with a significance level of 0.0000 <0.05. After statistical analysis, it is known that the regression analysis model equation ROA = 0.044863 + 0.012515 DER + εti. The R^2 value is 0.509483 which means 50%, this means that 50% of the Return on Assets is influenced by the Debt to Equity Ratio and the remaining 50% is influenced by other variables not examined in this study.
Implementasi Fatwa MUI Tentang Asuransi Haji Di Kementrian Agama Kota Serang Rustamunadi Rustamunadi; Alaudin Khasan; Siti Nurasiah
Syar'Insurance: Jurnal Asuransi Syariah Vol. 9 No. 1 (2023): Juni 2023
Publisher : UIN Sultan Maulana Hasanuddin Banten

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32678/sijas.v9i1.8373

Abstract

Asuransi haji diatur dalam ketentuan fatwa no 39/DSN-MUI/X/2002, maka didalam fatwa ini dijelaskan bahwa yang digunakan adalah akad tabbaru. Tujuan dari akad tabbaru adalah untuk menolong sesama jamaah haji sebagai pemberi tabbaru dengan asuransi syariah yang bertindak sebagai pengelola dana hibah. Didalam ketentuan fatwa tersebut tertulis bahwa pihak asuransi syariah berhak memperoleh ujrah (fee) atas pengelolaan dana tabbaru yang besarnya ditentukan sesuai dengan prinsip adil dan wajar. Pada penelitian ini akan membahas peran pemerintah dalam pengelolaan asuransi haji dan prosedur asuransi haji. Penelitian ini menggunakan pendekatan kualitatif yang dikembangkan menggunakan metode deskriptif. Data yang digunakan berupa data primer dan data sekunder. Data primer didapat dari hasil wawancara dan observasi. Dalam pengelolaan asuransi bagi jamaah haji tercipta sebagai bentuk perlindungan diri saat menunaikan ibadah haji, karena tidak ada yang mengetahui apa yang akan terjadi hari esok. Mulai dari tabungan haji, asuransi haji serta persiapkan kesehatan terutama batin untuk menunaikan ibadah haji.
Seleksi Risiko Pada Produk Surety Bond Era Pandemi Covid-19 Pada Pt. Bumiputera Muda 1967 darwis harahap; Ahmad Afandi; Saadah Saadah; endah Rabiatul Adawiyah
Syar'Insurance: Jurnal Asuransi Syariah Vol. 9 No. 1 (2023): Juni 2023
Publisher : UIN Sultan Maulana Hasanuddin Banten

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32678/sijas.v9i1.8396

Abstract

It is important for insurance companies to carry out a risk selection of the risks that exist in the insurance products offered carefully and thoroughly in order to avoid large losses due to claims. After the COVID-19 pandemic catastrophic event, the company became more vigilant about the risk selection process in each of its products, one of which is a surety bond product at the insurance company PT Bumiputera Muda 1967 Serang Branch. The underwriter is trained to be able to recognize every potential risk that exists in the prospective insured by carrying out the underwriting process effectively and accurately. In this study, it will be discussed about the underwriting procedures carried out by PT Bumiputera Muda 1967 Serang Branch in determining risk selection on surety bond products during the co-19 pandemic. The results of this study show that in surety bond products there are several stages, namely: The principal contacts the agent, the analysis process, data input, print the policy. Where there are 4 types of guarantees including bind bond, performance bond, advance payment bond, and maintenance bond. The obstacles faced by the underwriter are restrictions on surveys of field conditions, survey reports are additional requirements given by the underwriter in the risk selection process for surety bond products after the Covid-19 pandemic.

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