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Zakaria Batubara
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INDONESIA
JPS (Jurnal Perbankan Syariah)
ISSN : 27216241     EISSN : 27217094     DOI : https://doi.org/10.46367/jps
Core Subject : Economy,
JPS (Jurnal Perbankan Syariah) terbit dalam bentuk tercetak dan online, diterbitkan oleh LPPM Publishing & Printing yang berada dibawah naungan Pusat Penelitian dan Pengabdian Masyarakat (PPPM) Sekolah Tinggi Ilmu Ekonomi (STIE) Syariah Bengkalis. JPS berisi hasil penelitian lapangan dan penelitian pustaka atau hasil pemikiran tentang perbankan dan perbankan syariah. JPS berfungsi sebagai tempat untuk akademisi, ilmuwan, peneliti, praktisi dan kalangan industri dalam berbagi pandangan mengenai perbankan dan perbankan syariah yang dituangkan kedalam makalah ilmiah. Fokus utama JPS adalah: Perbankan Syariah, Perbankan, Lembaga Keuangan Non Bank, Sistem Informasi Bank Islam, Akuntansi Bank Islam, Audit Bank Islam, Manajemen Bank Islam, Manajemen Risiko Perbankan Syariah, Manajemen Pemasaran Perbankan Syariah, Perancangan Hukum Bank Islam, Manajemen Likuiditas Bank Syariah , Analisis Laporan Keuangan Bank Syariah, Etika Perbankan Islam. Terbit bulan April dan Oktober setiap tahunnya.
Articles 7 Documents
Search results for , issue "Vol 4 No 1 (2023): JPS (Jurnal Perbankan Syariah) - April" : 7 Documents clear
Factors Influencing The Disclosure Of Islamic Social Reporting In Islamic Commercial Banks Euis Sahara; Ibram Pinondang Dalimunthe
JPS (Jurnal Perbankan Syariah) Vol 4 No 1 (2023): JPS (Jurnal Perbankan Syariah) - April
Publisher : LPPM Publishing & Printing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46367/jps.v4i1.1019

Abstract

This study aims to analyze and show the effect of return on equity (ROE), financing to deposit ratio (FDR), company size, size of the Islamic supervisory board (ISB), and company age on the disclosure of Islamic social reporting (ISR) in Islamic commercial banks (ICB) in the period 2018-2020. This quantitative study uses secondary data, namely annual reports of ICB. The population of this study is ICB registered with the financial services authority (FSA) in 2018-2020, totalling 14 ICB. The sampling technique uses a purposive sampling method so that 12 samples. Data analysis technique using multiple linear regression method with panel data. The results show that ROE, FDR, company size and age significantly affect ISR disclosure. Meanwhile, the size of the Islamic supervisory board does not affect ISR disclosure. Simultaneously ROE, FDR, firm size, size of the Sharia supervisory board, and firm age significantly affect ISR disclosure. This research can complement the existing theory and can be a reference for ICB management to improve the disclosure of social responsibility for the better.
The Influence Of Leadership And Motivation On Employee Performance Moderated By Work Environment Muhammad Anshar Jafar; Trimulato Trimulato; Ilham Gani
JPS (Jurnal Perbankan Syariah) Vol 4 No 1 (2023): JPS (Jurnal Perbankan Syariah) - April
Publisher : LPPM Publishing & Printing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46367/jps.v4i1.1025

Abstract

The study aims to show the effect of leadership and motivation on employee performance with the work environment as a moderating variable at the Niaga Madani Sharia Rural Bank (SRB) Makassar. The type of research used is quantitative with an associative approach and uses primary and secondary data. This study used a saturated sample of 52 respondents. The data analysis technique used moderated regression analysis (MRA), but before that, it was tested for validity, reliability, and classical assumptions with SPSS 26 software tools. The results showed that leadership significantly positively affected employee performance. Motivation does not affect employee performance. Work environment significantly positively affected employee performance. Leadership and motivation simultaneously influence employee performance. The work environment can significantly moderate the influence of leadership on employee performance. The work environment cannot moderate the effect of motivation on employee performance. This research can complement existing theory and be a reference for SRB in improving employee performance, especially in leadership.
The Influence Of Internal And External Factors On Members' Decisions In Taking Murabaha Financing Denisa Hadiani; Suharti Suharti; Nur’aeda Nur’aeda
JPS (Jurnal Perbankan Syariah) Vol 4 No 1 (2023): JPS (Jurnal Perbankan Syariah) - April
Publisher : LPPM Publishing & Printing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46367/jps.v4i1.1030

Abstract

Murabaha financing is the most common type at BMT Ash-Shaff Pringgarata because it is prioritized over other financings. Two factors can influence members' decisions in taking Murabaha financing: internal factors, including perception, motivation, and personality, and external factors, including culture and social class. This study aims to show the influence of internal and external factors on members' decisions in taking Murabaha financing at BMT Ash-Shaff Pringgarata. This type of research is associative quantitative. The data source used is primary data using a questionnaire collecting data. The population of this study is members who receive Murabaha financing for the 2017-2021 period, totalling 2351 people. The sample measurement uses the Slovin formula, with a sample of 100 people using the incidental sampling technique. The data analysis technique used multiple linear regression tests using the IBM SPSS program version 25. The results showed that internal and external factors partially or simultaneously influenced members' decisions to take Murabaha financing at BMT Ash-Shaff Pringgarata. This research can complement existing theory and be a reference for BMTs to evaluate the strategies used to attract members to take up financing.
Bibliometric And Literature Review Of Financing Risk In Islamic Banking Eka Wahyu Hestya Budianto
JPS (Jurnal Perbankan Syariah) Vol 4 No 1 (2023): JPS (Jurnal Perbankan Syariah) - April
Publisher : LPPM Publishing & Printing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46367/jps.v4i1.1031

Abstract

This study aims to show the map of research developments about the risk of financing in Islamic banking using a literature review approach. The object of this research is financing risk. Data sources come from searches of national and international journals indexed by Google Scholar, Sinta, and Scopus through the Publish or Perish software. Data analysis techniques include: mapping RIS (research information systems) data files on Mendeley Desktop based on the order of year, author, and publisher; mapping the results of visualization of bibliometric networks and trends in scientific publications using VOSviewer software; and mapping research topics. The results showed that the number of publications had increased significantly every year. Based on the bibliometric mapping, research on financing risk was obtained, which was grouped into 5 clusters and 85 items along with six gap research. Meanwhile, based on the results of a literature review study, eight main themes surround the risk of financing in Islamic banking. This study can be a reference for future research.
Determinants Of Hajj Saving Intention At Bank Syariah Indonesia Riska Amalia; Joko Setyono
JPS (Jurnal Perbankan Syariah) Vol 4 No 1 (2023): JPS (Jurnal Perbankan Syariah) - April
Publisher : LPPM Publishing & Printing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46367/jps.v4i1.1035

Abstract

This study uses religiosity as a moderating variable to analyze the influence of attitudes, subjective norms, perceptions of behavioral control, and financial literacy on the intention to save for the pilgrimage. The research population is the Muslim community on the island of Java. The distribution of questionnaires resulted in 173 respondents by convenience sampling and 157 respondents through purposive sampling. The data analysis technique uses the structural equation model partial least squares (SEM-PLS) with Smart PLS 3.0 software tools. The study results show that attitudes, subjective norms, and financial literacy significantly affect intention, while the perception of behavioral control and religiosity have no effect on intention. Indirectly religiosity cannot strengthen the relationship between the independent variables on the intention to save for the pilgrimage. This research can be used as input in making decisions for Bank Syariah Indonesia (BSI), where factors that have a significant influence can be used as a reference in deciding to increase the intention to save a prospective customer's pilgrimage.
BMT Development Strategies In The Era Of Covid-19 Pandemic With A SWOT Analysis Approach Usep Deden Suherman; Dedi Suyandi
JPS (Jurnal Perbankan Syariah) Vol 4 No 1 (2023): JPS (Jurnal Perbankan Syariah) - April
Publisher : LPPM Publishing & Printing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46367/jps.v4i1.1037

Abstract

This research aims to analyze the strengths, weaknesses, opportunities, and threats to the positioning and development strategy of Baitul Maal Wa Tamwil (BMT) in West Java in the Era of the Covid-19 Pandemic. The descriptive qualitative research method was used. The study was conducted at 6 BMTs in the West Java region Technique of data analysis used is SWOT analysis. The results of the calculation of the SWOT matrix produce several alternative strategies, namely utilizing government support for Islamic banking by increasing the types of Sharia products, approaching potential investors even though capital is limited considering the public interest in the Islamic economy is very high, making regional regulations on sharia economics, establishing cooperation and partnerships with other financial institutions to obtain capital, capacity building of human resources, training, and development activities through partnerships with other banks that apply sharia principles. The implications of the results of this research are as input material for the development of new policies, strategies, and efforts to develop BMT both in the pandemic era and after the Covid-19 pandemic and to develop theories for alternative strategies in developing BMT in the Covid-19 pandemic era.
Moderation Effect Of Islamic Social Reporting On Influences Of Islamicity Performance Index On Financial Performance Of Islamic Banking Ade Ponirah; Silfi Oktariyani; Gina Sakinah; Yesa Tiara Purnama Sari
JPS (Jurnal Perbankan Syariah) Vol 4 No 1 (2023): JPS (Jurnal Perbankan Syariah) - April
Publisher : LPPM Publishing & Printing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46367/jps.v4i1.1056

Abstract

This study aims to analyze the effect of the Islamicity performance index on financial performance through Islamic social reporting as a moderating variable. This research uses quantitative methods. This study used purposive sampling to take samples from a total population of 18 Islamic commercial banks (ICB) to obtain five representative ICB samples. The data source uses secondary data in the form of information originating from the official ICB website. Data analysis used multiple linear regression and moderated regression analysis (MRA). The results showed that the zakat performance ratio, Islamic income vs. non-Islamic income ratio, and Islamic social reporting did not affect financial performance. However, the profit-sharing ratio has a significant effect on financial performance. Islamic social reporting can moderate the effect of the profit-sharing ratio on financial performance. However, Islamic social reporting cannot moderate the variable zakat performance ratio and Islamic income vs. non-Islamic income ratio on financial performance. This research can complement existing research and be a reference for ICB management disclosing information to stakeholders by applying Sharia principles.

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