cover
Contact Name
Zakaria Batubara
Contact Email
lppmstiesyariahbengkalis@yahoo.com
Phone
+628117501025
Journal Mail Official
lppmstiesyariahbengkalis@yahoo.com
Editorial Address
Jl. Poros Sungai Alam - Selat Baru, Sungai Alam, Kecamatan Bengkalis, Kabupaten Bengkalis, Riau, Indonesia 28711
Location
Kab. bengkalis,
Riau
INDONESIA
JPS (Jurnal Perbankan Syariah)
ISSN : 27216241     EISSN : 27217094     DOI : https://doi.org/10.46367/jps
Core Subject : Economy,
JPS (Jurnal Perbankan Syariah) terbit dalam bentuk tercetak dan online, diterbitkan oleh LPPM Publishing & Printing yang berada dibawah naungan Pusat Penelitian dan Pengabdian Masyarakat (PPPM) Sekolah Tinggi Ilmu Ekonomi (STIE) Syariah Bengkalis. JPS berisi hasil penelitian lapangan dan penelitian pustaka atau hasil pemikiran tentang perbankan dan perbankan syariah. JPS berfungsi sebagai tempat untuk akademisi, ilmuwan, peneliti, praktisi dan kalangan industri dalam berbagi pandangan mengenai perbankan dan perbankan syariah yang dituangkan kedalam makalah ilmiah. Fokus utama JPS adalah: Perbankan Syariah, Perbankan, Lembaga Keuangan Non Bank, Sistem Informasi Bank Islam, Akuntansi Bank Islam, Audit Bank Islam, Manajemen Bank Islam, Manajemen Risiko Perbankan Syariah, Manajemen Pemasaran Perbankan Syariah, Perancangan Hukum Bank Islam, Manajemen Likuiditas Bank Syariah , Analisis Laporan Keuangan Bank Syariah, Etika Perbankan Islam. Terbit bulan April dan Oktober setiap tahunnya.
Articles 31 Documents
Determinan Dana Pihak Ketiga Bank Umum Syariah Di Indonesia Sobana, Dadang Husen; Hamzah, Ricky; Habibah, Sri
JPS (Jurnal Perbankan Syariah) Vol 2 No 2 (2021): JPS (Jurnal Perbankan Syariah) - October
Publisher : LPPM Publishing & Printing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46367/jps.v2i2.389

Abstract

Third-party funds at Islamic commercial banks in Indonesia fluctuated. The factors that determine the accumulation of third-party funds are essential for Islamic banks' financial stability and management. This study aims to show and describe the effect of gross domestic product and inflation on third-party funds partially and simultaneously. The research method used is descriptive-associative with a quantitative approach. The population used is Islamic commercial banks in Indonesia. Data analysis using multiple linear regression. The results show that gross domestic product and inflation partially affect third-party funds in Islamic commercial banks in Indonesia. Meanwhile, simultaneously gross domestic product and inflation have a significant effect with a contribution of 85.5% to third-party funds in Islamic commercial banks in Indonesia. The increase in third-party funds depends on Indonesia's macroeconomic conditions, the dominant macroeconomic influencing the collection of third-party funds in Islamic commercial banks in Indonesia.
Efek Diversifikasi Pembiayaan Sektor Ekonomi Terhadap Profitabilitas Dan Risiko Bank Syariah Di Indonesia Ahyar, Muhammad Khozin
JPS (Jurnal Perbankan Syariah) Vol 2 No 2 (2021): JPS (Jurnal Perbankan Syariah) - October
Publisher : LPPM Publishing & Printing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46367/jps.v2i2.388

Abstract

Financing in Islamic banking can be regarded as an investment because Islamic banking is a fund manager (mudharib) from the owner of the funds (shahibul maal), namely the customer. This research aims to show that investment diversification can minimize risk and increase profitability in Islamic banking. This study uses a quantitative method with a multiple linear regression model with 14 independent and 2 dependent variables. The data used is secondary data obtained from the Islamic banking statistics of the Financial Services Authority. The result of this research is that diversification of financing based on the economic sector has no effect on profitability but affects risk in reducing default. This research has implications for reducing the risk of default in Islamic banking, marked by the performance and quality of Islamic banking financing getting better.
Pengaruh Religiusitas, Persepsi Dan Motivasi Nasabah Terhadap Keputusan Memilih Perbankan Syariah Zuhirsyan, Muhammad; Nurlinda, Nurlinda
JPS (Jurnal Perbankan Syariah) Vol 2 No 2 (2021): JPS (Jurnal Perbankan Syariah) - October
Publisher : LPPM Publishing & Printing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46367/jps.v2i2.342

Abstract

This research aims to see how much influence religiosity, perception, and motivation have on choosing Islamic banking. This research is quantitative research with data collection methods using survey methods and questionnaires. Samples were selected by non-probability sampling and convenience sampling. Questionnaires were distributed to 96 CIMB Niaga Syariah Medan customers, and 61 questionnaires were returned. Data analysis using multiple regression test using SPSS tool. The study results found simultaneously that religiosity, perception, and motivation influenced the decision to choose Islamic banking. Partially, motivation has a positive effect on the decision to choose Islamic banking. In contrast, religiosity has a negative value and does not affect the decision to choose Islamic banking and perception, does not affect the decision to choose Islamic banking.
Akuntansi Pertanggungjawaban Sosial Menggugat Keuangan Perusahaan Ditinjau Dari Konsep Going Concern Muchlis, Saiful; Mariyani, Mariyani
JPS (Jurnal Perbankan Syariah) Vol 2 No 1 (2021): JPS (Jurnal Perbankan Syariah) - April
Publisher : LPPM Publishing & Printing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46367/jps.v2i1.299

Abstract

The purpose of this study is to find out the application of the going concern concept combined with financial performance to be able to encourage companies to carry out their social responsibility to remain a sustainable (future) point. In addition, this study also aims to determine the perceptions and level of satisfaction felt by stakeholders on the implementation of corporate social responsibility (CSR) programs carried out by the company to stakeholders in order to guarantee the company's business continuity in the future. This research is qualitative research with a critical approach based on pseudo sustainability through interviews with a total of 6 informants. The results showed that analyzing the company's finances in combination with the going concern concept was able to encourage companies to carry out their social responsibility to remain a concern for the future. The results of the study also show that the CSR programs carried out by the company are considered good and very beneficial for employees and the community around the company. This research also shows that the evaluation of the implementation of CSR programs is realized quite well, stakeholders both internal (employees) and external (local communities) are quite satisfied with the implementation of CSR programs carried out by the company to stakeholders.
Peran Dewan Pengawas Syariah Dalam Perbankan Syariah Ilyas, Rahmat
JPS (Jurnal Perbankan Syariah) Vol 2 No 1 (2021): JPS (Jurnal Perbankan Syariah) - April
Publisher : LPPM Publishing & Printing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46367/jps.v2i1.295

Abstract

One of the characteristics that distinguish Islamic Commercial Banks from conventional banks is the existence of a sharia supervisory board (SSB) in an independent Islamic bank and is located parallel to the board of commissioners. SSB has an important and strategic role in implementing sharia in Islamic Banks. SSB is responsible for ensuring all Islamic Bank products and procedures comply with sharia principles. This research is entirely library research. The purpose of this research is to find out how the role of SSB in Islamic banking is related. The analytical method used is the content analysis method. The results of this study indicate that the SSB is an independent body consisting of muamalah sharia experts who also have knowledge in the banking sector at Islamic financial institutions and are in charge of overseeing the implementation of the decisions of the national sharia board at these Islamic financial institutions. SSB has an important and strategic role in implementing sharia principles in Islamic banking. SSB is responsible for ensuring all Islamic bank products and procedures are in accordance with sharia principles.
Preferensi Pegawai Negeri Sipil Kementerian Agama Tanjung Balai Dalam Memilih Pembiayaan Di Bank Syariah Purba, Asra Idriyansyah
JPS (Jurnal Perbankan Syariah) Vol 2 No 1 (2021): JPS (Jurnal Perbankan Syariah) - April
Publisher : LPPM Publishing & Printing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46367/jps.v2i1.292

Abstract

This study aims to determine the influence of religion and economy on the preferences of civil servants in the Ministry of Religion of Tanjung Balai in choosing to finance in Islamic banks both partially and simultaneously. This research uses quantitative research methods, involving 63 people from various work units within the Ministry of Religion, Tanjung Balai. This study uses analytical techniques that emphasize hypothesis testing with test models and statistical tests. The results of this study indicate that partially the religious factor has no influence on the preferences of the Tanjung Balai Ministry of Religion civil servants in choosing to finance in Islamic banks. Meanwhile, economic factors have an influence on the preferences of the Tanjung Balai Ministry of Religion civil servants in choosing to finance in Islamic banks. Simultaneously, religious and economic factors have a positive influence on the preferences of the Tanjung Balai Ministry of Religion civil servants in choosing to finance in Islamic banks.
Pengaruh Perputaran Aktiva Tetap Terhadap Return On Assets Pada PT. BPRS HIK Parahyangan Bandung Ajibroto, Kunto; Azizah, Nur; De Keizer, Hendriady
JPS (Jurnal Perbankan Syariah) Vol 2 No 1 (2021): JPS (Jurnal Perbankan Syariah) - April
Publisher : LPPM Publishing & Printing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46367/jps.v2i1.291

Abstract

The level of efficiency of a company in utilizing fixed assets can be measured by calculating the turnover of fixed assets to measure the level of profit generated in relation to its fixed assets by calculating the profitability ratio, proxied by return on assets. This study aims to determine the effect of fixed asset turnover on return on assets at PT. BPRS HIK Parahyangan Bandung. The research method used is descriptive with quantitative data types. While the type of research is explanatory level research that explains the position of the variables studied and the relationship between one variable and another. Data collection techniques using documentation, interviews and literature study. The data analysis technique used simple linear regression analysis. The results obtained show that there is no influence between the turnover of fixed assets on the return on assets at PT. BPRS HIK Parahyangan Bandung.
Eksistensi Perbankan Syariah Melalui Dominasi Pembiayaan Profit And Loss Sharing Trimulato, Trimulato
JPS (Jurnal Perbankan Syariah) Vol 2 No 1 (2021): JPS (Jurnal Perbankan Syariah) - April
Publisher : LPPM Publishing & Printing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46367/jps.v2i1.287

Abstract

The beginning of the presence of the first Islamic bank in Indonesia was known as a bank with a profit and loss sharing concept. But in reality, profit and loss sharing financing is no longer dominant in Islamic banks, because non-profit sharing financing is more dominant, especially financing with the buying and selling model. The purpose of this research is to determine the development of financing in Islamic banks, as well as to determine the need to dominate profit-sharing financing in Islamic banks. This research is a qualitative descriptive which shows the development of Islamic bank financing products and the need to restore the concept of profit and loss sharing to be dominant in Islamic banks. The results of this study indicate that the growth of period financing is quite good. Then there are three reasons for the need to dominate profit and loss sharing financing in Islamic banks, namely restoring the identity of the Islamic bank as a profit-sharing bank, being the main differentiator between conventional and Islamic banks, and the opportunity to grow the real sector with greater income.
Pengaruh Pembiayaan Ijarah, Non-Performing Financing Dan Financing To Deposit Ratio Terhadap Return On Assets Pada Unit Usaha Syariah Tahun 2018-2020 Sari, Rini Malinda; Aulia, Fena Ulfa; Anami, Iis Nurul; Salsabila, Atika
JPS (Jurnal Perbankan Syariah) Vol 2 No 1 (2021): JPS (Jurnal Perbankan Syariah) - April
Publisher : LPPM Publishing & Printing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46367/jps.v2i1.286

Abstract

This study aims to determine the effect of ijarah financing, non-performing financing (NPF) and financing to deposit ratio (FDR) on return on assets (ROA) in Islamic business units (IBU) in 2018-2020. In this study, secondary data is used in the form of published quarterly financial reports of Islamic business units which are obtained from the website of the Financial Services Authority. The method used in this research is multiple linear regressions. The results of this study indicate that partially the ijarah financing variable has no significant effect on ROA, while NPF and FDR affect ROA. Ijarah financing cannot be used as a partial determining factor for ROA for IBU, but simultaneously ijarah financing, NPF and FDR can be used as a determining factor for ROA for IBU. Stakeholders can use the NPF and FDR variables as determinants of the level of ROA of an IBU.
Kultur Nahdlatul Ulama Dalam Penerapan Akad Syariah Syahdana, Nadila Meiri; Norsain, Norsain
JPS (Jurnal Perbankan Syariah) Vol 2 No 1 (2021): JPS (Jurnal Perbankan Syariah) - April
Publisher : LPPM Publishing & Printing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46367/jps.v2i1.285

Abstract

The first step in building a good ummah or mabadi' khaira ummah, Nahdlatul Ulama (NU) instilled the five characteristics of the Prophet to his people so that they have a strong mentality as a capital for social-economic improvement in society. The purpose of this study was to analyze the culture of NU in the application of sharia contracts at KSPS BMT UGT Sidogiri, Lenteng Branch. This study uses a qualitative method with a case study approach. The data obtained by researchers are primary data from interviews, observation and documentation. The results of this study indicate that some of the characteristics of mabadi' khaira ummah, namely shiddiq and amanah, are applied in KSPS BMT UGT Sidogiri, Lenteng Branch. Attitudes tawassuth-i'tidal, tasamuh, tawazzun and amar ma'ruf nahi munkar are applied to employee behavior.

Page 1 of 4 | Total Record : 31