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Journal Economy And Currency Study (JECS)
Published by Pusdikra Publishing
ISSN : -     EISSN : 26560275     DOI : -
Core Subject : Economy,
Diterbitkan oleh Pusdirka Publishing secara berkala (setiap enam bulan) yaitu setiap Januari dan Juli, dengan tujuan untuk menyebarluaskan hasil penelitian, pengkajian, dan pengembangan bidang ekonomi dan keuangan, khususnya bidang 1. Akuntansi 2. Manajemen 3. Pasar modal hukum bisnis 4. Perpajakan 5. Keuangan
Articles 77 Documents
Pengaruh Kualitas Pelayanan Dan Brand Ambasador Terhadap Loyalitas Pengguna Aplikasi Shopee (Studi Kasus Mahasiswa FE UISU Jurusan Management Tahun Ajaran 2017) Oddie Babudilla, Nilawati Nasti
Journal Economy and Currency Study (JECS) Vol. 3 No. 2 (2021)
Publisher : Pusdikra Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51178/jecs.v3i2.268

Abstract

This study was conducted to determine the effect of service quality and brand ambassador on Shopee Application User Loyalty (Case Study of FE UISU Student Management Department Academic Year 2017) as well as the results of the study. From the output above, it is known that the coefficient of determination (R Square) of 0.520 means 52 % Loyalty of shopee shopping customers can be explained by the variable Quality of service and Brand Ambassador while the remaining 48% is influenced by other variables that are not examined in this study. Based on the results of the analysis in this study, it can be concluded as follows: Product Quality (X1) has a positive and significant effect on Shopee Customer Loyalty, Brand Ambassador (X2) has a positive and significant impact on Shopee Customer Loyalty, Service Quality (X1) and Brand Ambassador (X2) simultaneously has a positive and significant influence on shopee customer loyalty
Pengaruh Etika Dan Motivasi Kerja Terhadap Produktivitas Kerja Karyawan (Studi Kasus Bank Syariah Mandiri Cabang Pembantu Pangkalan Brandan) Asmawarna Sinaga, Anjur Perkasa Alam, Yaumul Khair Afif, Novita Mayang, Nurfadillah
Journal Economy and Currency Study (JECS) Vol. 2 No. 2 (2020)
Publisher : Pusdikra Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51178/jecs.v2i2.269

Abstract

Penggunaan Fasilitas E-Banking Dalam Minat Nasabah Studi Kasus Pada PT. BRI Syariah Kantor Cabang Pembantu Stabat Asmawarna Sinaga, Anjur Perkasa Alam, Faisal Efendi, Fajar Siddiq
Journal Economy and Currency Study (JECS) Vol. 3 No. 2 (2021)
Publisher : Pusdikra Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51178/jecs.v3i2.270

Abstract

This study proposes a qualitative analysis of the use of E-Banking Facilities in the Interests of Customers. Case Study at PT. BRI Syariah Stabat Sub-Branch Office with a focus on the problem, namely what are the e-banking channels available at PT. BRI Syariah Stabat Sub-Branch Office, what are the benefits for customers using the e-banking channel facilities available at PT. BRI Syariah Stabat Sub-Branch Office, and what are the obstacles in e-banking channel services found at PT. BRI Syariah Stabat Sub-Branch Office. This type of research is a field research (field research) which is a case study using a descriptive qualitative approach and the process of inferring research results by inductive thinking, the method used is a qualitative method, namely a research strategy that uses more and collects in-depth information on the phenomenon being studied. researched. This analysis is carried out by examining and examining in depth the data obtained, in order to obtain conclusions that can be accounted for in scientific studies. Based on the results of research in the field, it is known that the Electronic Banking channels at PT. BRI Syariah Stabat Sub-Branch Offices are BRIS e-banking, smsBRIS, mobile BRIS, CMS BRIS (Cash Management System), BRIS e-form and BRIS Laku Pandai. The advantages received by customers in using BRIS e-banking are banking transaction service facilities through the internet network that can be accessed for 24 hours, BRIS SMS makes it easy for customers to top up credit, pay bills, transfers to pay Zakat, Infaq and Shodaqah, Mobile BRIS allows Customers obtain banking information using their cellphones, the BRIS CMS (Cash Management System) facilitates electronic services that provide services in the form of customer financial transactions, the BRIS e-form makes it easy to open a Faedah Savings account at BRI sharia through online, Laku Pandai BRIS facilitates banking and/or services other financial services that are carried out not through office networks, but through collaboration with other parties and need to be supported by the use of information technology facilities. The obstacles that occur to customers in the use of Electronic Banking facilities at PT. BRISyariah Stabat Sub-Branch Office, namely the customer's ability to use technology due to the lack of public knowledge about e-banking facilities and the sometimes unsupportive network also makes it difficult for customers in some areas to access networks such as in rural areas, causing customers to still choose transact by visiting the branch office
Analisis Faktor-Faktor Yang Mempengaruhi Konsumen Dalam Pengambilan Keputusan Pembelian Produk Mie Instan (Studi Pada Mahasiswa Fakultas Ekonomi Universitas Dharmawangsa) Fandi Iskandar Sopang
Journal Economy and Currency Study (JECS) Vol. 3 No. 2 (2021)
Publisher : Pusdikra Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51178/jecs.v3i2.291

Abstract

Produk mie instan sebagaimana diketahui adalah salah satu produk makanan cepat saji yang semakin digemari mahasiswa karena harganya yang terjangkau, mudah didapatkan dan sifatnya yang tahan lama. Banyaknya merk mie instan yang ada di pasaran akan mendorong perusahaan bersaing mendapatkan calon konsumen melalui berbagai strategi yang tepat, misalnya mengubah kemasan, warna, aroma, promosi dan harga. Penelitian bertujuan untuk: (1) untuk mengetahui dan menganalisis pengaruh perilaku konsumen yang terdiri dari faktor budaya, sosial, pribadi dan psikologis terhadap keputusan untuk membeli produk mie instan merek Indomie dan (2) untuk mengetahui di antara faktor budaya, sosial, pribadi dan psikologi yang berpengaruh dominan terhadap keputusan mahasiswa untuk membeli produk mie instan merek Indomie. Dengan menggunakan analisis regresi linier berganda dan menggunakan sampel sebanyak 40 mahasiswa didapatkan hasil sebagai berikut: Dari hasil analisis didapatkan bahwa variabel faktor budaya, sosial, pribadi dan psikologis secara simultan/bersama-sama mempunyai pengaruh signifikan (bermakna) terhadap keputusan pembelian produk mie instan merek Indomie dan variabel psikologis mempunyai pengaruh dominan terhadap keputusan pembelian produk mie instan merk Indomie.
Analisis Strategi Pemasaran Kredit Pembiayaan Mitraguna Dalam Menarik Minat Nasabah Di Bank Syariah Indonesia Ex Bank Syariah Mandiri KCP Stabat Ilvia Lanniza, Tuti Anggraini
Journal Economy and Currency Study (JECS) Vol. 3 No. 2 (2021)
Publisher : Pusdikra Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51178/jecs.v3i2.297

Abstract

Pembiayaan Mitra Guna Berkah adalah layanan pembiayaan ragam kebutuhan atau multiguna dengan sumber pembayaran dari gaji atau pendapatan pegawai tetap. Banyaknya produk pembiayaan perbankan syariah yang ada di Indonesia mendorong perusahaan bersaing mendapatkan nasabah melalui berbagai strategi yang tepat. Penelitian bertujuan untuk untuk mengetahui dan menganalisis pengaruh strategi marketing mix dalam menarik minat nasabah terhadap pembiayaan kredit Mitra Guna Berkah. Dimensi marketing mix yang digunakan ada empat yaitu: Produk (Product), Tempat (Place), Harga (Price) dan Promosi (Promotion). Dengan menggunakan analisis deskriptif didapatkan hasil bahwa dari keempat dimensi marketing mix Promosi adalah yang paling dominan berpengaruh dalam menarik minat nasabah terhadap pembiayaan Mitra Guna Berkah.
Analisis Strategi Pemasaran Produk Pembiayaan Pensiun Pada Bank Syariah Indonesia KCP Stabat Ika Adeyani, Tuti Anggraini
Journal Economy and Currency Study (JECS) Vol. 3 No. 2 (2021)
Publisher : Pusdikra Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51178/jecs.v3i2.298

Abstract

Perbankan Islam didasarkan pada prinsip hukum Islam, berdasarkan adanya larangan dalam agama Islam untuk meminjamkan atau memungut pinjaman dengan mengenakan bunga pinjaman (riba), serta larangan untuk berinvestasi pada usaha-usaha berkategori terlarang (haram). Kegiatan operasional di dalam bank Islam menggunakan prinsip berdasarkan prinsip bagi hasil (mudharabah), pembiayaan berdasarkan prinsip usaha patungan (musyarakah), jual beli barang dengan memperoleh keuntungan (murabahah), atau pembiayaan barang modal berdasarkan prinsip sewa (ijarah). Perbankan Syariah tidak menggunakan sistem bunga sebagai alat untuk memperoleh pendapatan maupun membebankan bunga atas penggunaan dana pinjaman nasabah, karena riba di haramkan oleh syariah Islam. Strategi pemasaran merupakan bagian integral dari strategi bisnis yang memberikan arah pada semua fungsi manajemen suatu organisasi bisnis. Dengan adanya strategi pemasaran, maka implementasi program dalam mencapai tujuan organisasi dapat dilakukan secara aktif, sadar dan rasional. Penelitian ini bertujuan untuk menganalisis strategi pemasaran pada produk pembiayaan di Bank syariah Indonesia KCP Stabat agar tidak kalah saing dengan produk perbankan lainya.
Influence Capital Adequacy Ratio and Loan to Deposit Ratio to The Company's Stock Price Bankings Listed On BEI Thezar Fiqih Hidayat Hasibuan, Riza Fanny Meutia
Journal Economy and Currency Study (JECS) Vol. 3 No. 2 (2021)
Publisher : Pusdikra Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51178/jecs.v3i2.313

Abstract

This study aims to examine the effect of Capital Adequacy Ratio (CAR), and Loan to Deposit Ratio (LDR) to the Share Price. The object of this research is 44 banking companies listed on the Indonesia Stock Exchange from 2014-2018. Samples were selected using the methodpurposive sampling namely 25 companies. The analytical method used in this research is multiple linear regression analysis. The results of this study indicate that the variableCapital Adequacy Ratio (CAR) and Loan to Deposit Ratio (LDR) does not have a direct effect on the Stock Price variable
Pengaruh Pengawasan dan Fasilitas terhadap Kinerja Penyuluh Dinas Pertanian Kabupaten Labuhanbatu Utara yang Dimoderasi dengan Motivasi Darma Aditya, Jufrizen, Hazmanan Khair
Journal Economy and Currency Study (JECS) Vol. 3 No. 2 (2021)
Publisher : Pusdikra Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51178/jecs.v3i2.316

Abstract

This study aims to determine the effect of supervision and facilities on the performance of the instructor and to determine the motivation in moderating the effect of supervision and facilities on the performance of the extension worker at the North Labuhanbatu Regency Agricultural Office. “This study uses a causal associative method with a quantitative descriptive approach to explain the causal relationship and influence between variables through hypothesis testing. The results showed that the effect of supervision and facilities on the performance of the agricultural extension workers in North Labuhanbatu Regency based on the indicators were as follows: First, there was a positive and significant influence between supervision on the performance of the extension workers, which means that if the supervision improves, the performance of the instructor will automatically increase as well. Second, there is a positive and significant effect between the facilities on the performance of the instructor, which means that if the facility increases, the performance of the instructor will improve. Third, motivation does not moderate the effect of supervision on the performance of the instructor. Fourth, motivation does not moderate the influence of facilities on the performance of the instructor. Directly motivation has a positive and significant effect on the performance of the instructor. It is hoped that the Department of Agriculture of North Labuhanbatu Regency will improve existing supervision and increase the provision of facilities for extension workers to improve their performance.
Pemanfaatan Sumber Daya Alam Hayati Sebagai Objek Wisata Dan Tingkat Kesejahteraan Masyarakat Sekitar Lokasi Wisata Dian Minasari Siregar, Sri Ramadhani, Annio Indah Lestari Nasution
Journal Economy and Currency Study (JECS) Vol. 3 No. 2 (2021)
Publisher : Pusdikra Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51178/jecs.v3i2.350

Abstract

Tourism activities are activities that involve various interests (multi-sectoral) and are closely related to global economic developments. In addition, tourism is an activity that relies on the utilization of the potential of the natural resources that exist in each object and tourist attraction while still guided by balance and preservation (without destroying the natural potential they have). In this paper, it is about the use of biological natural resources as a tourist attraction and the level of welfare of the community around the Pematang Johar tourist site. Therefore, the purpose of this study is to identify the physical carrying capacity and potential of rice field tourism in supporting tourism activities and find out whether the construction of rice field tourism facilities is able to provide welfare for the community around tourist sites. This study uses a type of field research (Field Research) with a research nature this is descriptive qualitative. The results of the study indicate that the physical carrying capacity and potential of rice field tourism in supporting tourism activities are human resources who play an important role in managing tourist villages, adequate facilities and infrastructure such as worship facilities and public toilets as well as infrastructure to the location is also quite good with good road access. And good promotion. The construction of rice field tourism facilities is able to provide welfare for the people around the tourist sites, which can be seen from the number of jobs and reducing unemployment in the tourist village of Pematang Johar itself, which is evident from the increasing economy of the income of the people around the location and the growing socio-cultural value.
Implementasi Perbankan Syariah Di Malaysia Dan Indonesia Satria Darma
Journal Economy and Currency Study (JECS) Vol. 3 No. 2 (2021)
Publisher : Pusdikra Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51178/jecs.v3i2.354

Abstract

This study aims to analyze the implementation of Islamic banking in Malaysia and Indonesia. This research uses exploratory study method, descriptive analysis in analyzing secondary data related to these problems. The results show that the difference in product diversity and Islamic bank contracts in the two countries is due to several factors such as the economic system adopted by a country, the school of thought or school of thought used by the majority of people in each country, the position of Islamic banks in the law and the approach to law. selected product development.