cover
Contact Name
Supriyanto
Contact Email
jurnalesa@stisabuzairi.ac.id
Phone
+6285235575653
Journal Mail Official
jurnalesa@stisabuzairi.ac.id
Editorial Address
Redaksi Jurnal ESA Sekolah Tinggi Ilmu Syariah Abu Zairi Jln. Raya Pakisan RT 06 RW 01 PAkisan – Tlogosari – Bondowoso 68272
Location
Kab. bondowoso,
Jawa timur
INDONESIA
JURNAL ESA
ISSN : 27458393     EISSN : 27460843     DOI : -
Core Subject : Economy,
URNAL ESA, Jurnal Kajian Ekonomi Syariah, diterbitkan oleh Program Studi : Ekonomi Syariah Sekolah Tinggi Ilmu Syariah Abu Zairi Bondowoso sebagai media pertukaran informasi dan karya ilmiah antara dosen, alumni, mahasiswa, pembaca dan pemerhati masalah Ekonomi Syariah. Dan untuk menyalurkan hasil penelitian lapangan atau laboratorium maupun studi pustaka. Jurnal ini diterbitkan dua kali dalam setahun yaitu pada bulan Februari dan Agustus
Articles 5 Documents
Search results for , issue "Vol 5 No 1 (2023): Februari" : 5 Documents clear
KUALITAS PELAYANAN TERHADAP LOYALITAS ANGGOTA PRODUK TABUNGAN UMUM SYARIAH Alfiyanto
ESA : JURNAL KAJIAN EKONOMI SYARIAH Vol 5 No 1 (2023): Februari
Publisher : Department of Islamic Economic

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Abstract

Service quality can be interpreted as an effort to fulfill customer needs and desires and the accuracy of their delivery in balancing customer expectations. Good and optimal service will have an impact on member loyalty to always consistently not switch to other financial institutions, members will always use their products or services and will later recommend them to others. The research method used is a quantitative approach. Data collection was carried out by filling out a research questionnaire given to 60 members of Islamic general savings products at KSPS BMT UGT Sidogiri Capem Banyuputih Situbondo. And the analysis technique used is the correlation coefficient (R), coefficient of determination, regression model, F test, and t test. Based on the results of the analysis in this study, it shows that service quality has a significant effect simultaneously on member loyalty. This is evidenced by the value of Fcount = 4.123> Ftable = 2.39 and the value of Sig. 0,003 ≤ 0,05. While the partially significant effect of service quality on member loyalty, as evidenced by the results of the reliability variable t test with a tcount value = 2.172> ttable = 2.000 and a Sig. value of 0.034 ≤ 0.05. 0,034 ≤ 0,05. And the empathy variable with a tcount value = 2.518> ttable = 2.000 and Sig value. 0,015 ≤ 0,05. Not all service quality sub-variables partially have a significant influence on the member loyalty variable. Physical evidence, responsiveness, and assurance variables partially have no significant effect on member loyalty. And of the five service quality sub variables that have the most dominant influence is the empathy variable with a regression coefficient value of 0.364.
STRATEGI KEMITRAAN SEBAGAI UPAYA PEMBERDAYAAN EKONOMI DALAM MENINGKATKAN PENDAPATAN DAN KESEJAHTERAAN MASYARAKAT (STUDI KASUS PADA USAHA KOPERASI TERNAK TANI SYARI’AH MITRA SUBUR KABUPATEN BONDOWOSO) Feby Nurjannah
ESA : JURNAL KAJIAN EKONOMI SYARIAH Vol 5 No 1 (2023): Februari
Publisher : Department of Islamic Economic

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Abstract

Partnership is a business cooperation which is a business strategy carried out between two or more parties with the principles of mutual need, mutual enlargement and mutual benefit. This can be seen because basically each party must have weaknesses and advantages, precisely with the weaknesses and advantages of each party will complement each other in the sense that one party will fill in by fostering the weaknesses of the other and vice versa. KTTS is a cooperative legal entity that aims to empower the Bondowoso community. The research focused on: 1) How is the business partnership strategy of Mitra Subur Shari'ah Farmer Livestock Cooperative as an effort to empower the community's economy? 2) What is the impact of the partnership strategy of the Mitra Subur Syari'ah Farmer Livestock Cooperative on increasing the income of the Bondowoso Regency community? 3) What is the impact of the partnership strategy of the Mitra Subur Syari'ah Farmer Livestock Cooperative on the economic welfare of the Bondowoso Regency community? 4) What are the supporting and inhibiting factors of the partnership strategy of the Mitra Subur Syari'ah Farmer Livestock Cooperative? This type of research is descriptive qualitative research with the key instrument of the researcher himself. The research location is the Sharia Tani Livestock Cooperative in Karanganyar Village, Tegal Ampel District, Bondowoso Regency. Data collection used interviews, documentation, and observation methods. Data analysis was carried out using data reduction techniques, data presentation, and conclusion drawing. The data sources obtained consisted of primary and secondary data sources. The results of this study indicate that the partnership pattern run by KTTS is a core plasma partnership pattern with the institution as a provider of goods and product marketing. The existence of the Sharia Tani Livestock Cooperative partnership concept can provide empowerment, increased income, and welfare for its members/partners. Empowerment is carried out in the form of guidance to members on how to be able to raise livestock in a more effective and efficient way and time. The impact will certainly greatly affect the increase in income and welfare of each member.
PERAN LEMBAGA KEUANGAN SYARIAH DALAM MENDUKUNG EKONOMI MIKRO DAN KECIL: STUDI KASUS KJKS BMT-UGT SIDOGIRI Nuri Firdausiah
ESA : JURNAL KAJIAN EKONOMI SYARIAH Vol 5 No 1 (2023): Februari
Publisher : Department of Islamic Economic

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Abstract

This study examines the important role of economic activities in people's daily lives and the role played by banking institutions in the context of the economy. In addition, the study highlights the development of Islamic banking as a coveted alternative for Muslims in the financial system. The research explains that Islamic banking focuses on sharia principles, particularly the principle of profit sharing, as a fair and usury-free alternative.Furthermore, the research describes the role of the Integrated Self-Help Enterprise (BMT) as an Islamic microfinance institution that assists the economy of micro and small entrepreneurs. In this context, profit sharing is the main characteristic that distinguishes the Islamic financial system from the conventional one. The research highlights the importance of following sharia provisions in the operational activities of Islamic financial institutions and the role of the Indonesian Ulema Council (MUI) in determining the halalness of transactions.It also presents a case study of KJKS BMT-UGT Sidogiri, highlighting mudharabah financing as a high-risk product and issues related to profit projection. The findings in this study indicate the need for further research in this context, with the aim of improving the understanding and implementation of sharia principles in Islamic financial institutions and supporting the development of micro and small economies in a fair and sustainable manner.
PRAKTIK JUAL BELI BERBASIS INFORMATIKA DAN TRANSAKSI ELEKTRONIK PERSPEKTIF UU NO 19 TAHUN 2016 DAN HUKUM EKONOMI SYARIAH Akrim Billah
ESA : JURNAL KAJIAN EKONOMI SYARIAH Vol 5 No 1 (2023): Februari
Publisher : Department of Islamic Economic

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Abstract

Law No. 19 of 2016 regulates the regulation of legal legality of buying and selling based on information and electronic transactions supported by the law on consumer protection in 1999 and trade law no. 14. Likewise, Sharia Economic Law regulates all forms of activities both fertically and horizontally, the existence of Sharia Economic Law as the main reference becomes the benchmark in both social and digital muamalah. 4.0 is an era where the digital world dominates all "economic" activities, digital developments in the 4.0 era make the world in one hand, especially in the world of online buying and selling. From internal and external cities can easily interact through the online media. With the development of information technology has caused world relations to become borderless and caused changes in economic matters quickly, thus buying and selling transactions can be carried out through electronic transactions that are not limited by place and time. The research method used is juridical narrative, while the data collection method uses primary, secondary, and tertiary legal materials. The purpose of this study is to explain how the views of Law No. 19 of 2016 and Sharia Economic Law on the practice of buying and selling based on information and electronic transactions.
FATWA DSN NO. 15/DSN-MUI/IX/2000 TERHADAP IMPLEMINTASI PENGHITUNGAN NISBAH PADA PEMBIAYAAN MUDHARABAH DI KJKS BMT-UGT SIDOGIRI CAPEM LICIN BANYUWANGI Muhammad Firdaus
ESA : JURNAL KAJIAN EKONOMI SYARIAH Vol 5 No 1 (2023): Februari
Publisher : Department of Islamic Economic

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Abstract

Mudharabah financing has become one of the main instruments in Islamic banking used to support economic and financial development in accordance with Islamic principles. Therefore, it is important to understand and apply relevant sharia guidelines in the management of Mudharabah financing. DSN Fatwa No. 15/DSN-MUI/IX/2000 is one of the important guidelines issued by the National Sharia Council of the Indonesian Ulema Council (DSN-MUI) to regulate the implementation of ratio calculation in Mudharabah financing. This study aims to analyze how the Fatwa is implemented in the context of the Sharia Financial Services Cooperative (KJKS) Baitul Maal wat Tamwil (BMT) - Unit Guna Usaha Tani (UGT) Sidogiri Branch Four (Capem) Licin, Banyuwangi. The research method used is a case study by collecting data through interviews with the manager of KJKS BMT-UGT Sidogiri Capem Licin, observation, and analysis of related documents. The results showed that the implementation of DSN Fatwa No. 15/DSN-MUI/IX/2000 in calculating the ratio at KJKS BMT-UGT Sidogiri Capem Licin Banyuwangi has been running in accordance with the established sharia guidelines. This study also identifies the challenges faced by KJKS in implementing the Fatwa, including regulatory changes and operational constraints. However, KJKS' efforts in facing these challenges have ensured that Mudharabah financing remains in accordance with sharia principles. 1. the profit-sharing calculation system in mudharabah financing at KJKS BMT-UGT Sidogiri Capaem Licin uses the revenue sharing method. 2. the revenue sharing method used by KJKS BMT-UGT Sidogiri Capaem Licin is in accordance with DSN Fatwa No. 15/DSN-MUI/IX/2000.

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