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Fahmi Ali Hudaefi
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Syari'ah Economics
Published by Institut Agama Islam Darussalam Ciamis
ISSN : -     EISSN : 28078942     DOI : https://doi.org/10.36667/se
Core Subject : Economy,
Economics, Econometrics & Finance
Syariah Economics (e-ISSN 2807-8942) is a scientific journal published by the Faculty of Islamic Economics and Business, Institut Agama Islam Darussalam (IAID) Ciamis, West Java, INDONESIA. Journal of Syariah Economics is an online journal to disseminate field research and conceptual ideas in the field of Sharia economics (Islamic economics, Islamic public finance, Islamic finance, Islamic accounting, Islamic business ethics, Islamic banking, Islamic insurance, Islamic human resource management, Islamic microfinance, Islamic capital market, other relevant Islamic economic and financial studies)
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 5 Documents
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Search results for , issue "Vol 6 No 2 (2022): Islamic Economic Studies" : 5 Documents clear
THE IMPLEMENTATION OF ISLAMIC BUSINESS PRINCIPLES IN SHARIA LAUNDRY BUSINESS "MR. CLING CIAMIS" Roni Romli; Dede Husni Mubarok; Haqibul Mujib
Syari'ah Economics Vol 6 No 2 (2022): Islamic Economic Studies
Publisher : Fakultas Ekonomi dan Bisnis Islam, Institut Agama Islam Darussalam (IAID) Ciamis, Jawa Barat, INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36667/se.v6i2.1175

Abstract

This study aims to determine the application of Islamic economic principles in the development of the Sharia laundry business "Mr. Cling Ciamis". This qualitative research with descriptive method is based on data from interviews and documentation. The results of the study conclude that the Islamic economic values applied by Laundry Syariah "Mr. Cling Ciamis" are monotheism, justice, free will, and responsibility have been implemented properly. In addition, the application of Islamic business principles continues to increase in line with progress or good business development. The development of the "Mr. Cling" Laundry business can be seen from the addition of business branches and the presence of several "Mr. Cling" Laundry agents in several places. The aspects of the application of Islamic economics are viewed from several indicators: marketing, human resources, and social.
THE IMPACT OF UNDERSTANDING OF RIBA ON THE USE OF ISLAMIC FINANCIAL INSTITUTIONS SERVICES: RESEARCH IN SADANANYA DISTRICT, CIAMIS REGENCY Maya Puspitasari; Hammad Mutawakil Hibatillah
Syari'ah Economics Vol 6 No 2 (2022): Islamic Economic Studies
Publisher : Fakultas Ekonomi dan Bisnis Islam, Institut Agama Islam Darussalam (IAID) Ciamis, Jawa Barat, INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36667/se.v6i2.1176

Abstract

This study aims to determine the effect of understanding usury on the use of Islamic financial institutions in Sadananya District, Ciamis Regency. With a sample of 45 people, this study adopted a quantitative approach based on regression analysis. The results showed a high understanding of usury in the Muslim community of Sadananya District, Ciamis Regency. An understanding of usury is proven to affect the use of Islamic financial institutions, as indicated by the results of the significant test calculation of the correlation coefficient at a significant level of 5%, the t-count value is 3.840 while the t-table is 2.01669, and the significance level is 0.000 < 0.05. Thus it can be concluded that the null hypothesis is rejected and the working hypothesis is accepted. The influence of the variable understanding of usury on the use of the services of Islamic financial institutions is 25.5%, while other variables influence the remaining 74.5%.
THE IMPLEMENTATION OF PRODUCTIVE ZAKAT UTILIZATION IN ECONOMIC EMPOWERMENT OF ZAKAT RECIPIENTS: A CASE STUDY OF THE NATIONAL AMIL ZAKAT AGENCY, CIAMIS REGENCY Moh Irfan Nurmaki; Sumarni Sumarni
Syari'ah Economics Vol 6 No 2 (2022): Islamic Economic Studies
Publisher : Fakultas Ekonomi dan Bisnis Islam, Institut Agama Islam Darussalam (IAID) Ciamis, Jawa Barat, INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36667/se.v6i2.1169

Abstract

This study aimed to determine the program and implementation of zakat utilization at the National Amil Zakat Agency, Ciamis Regency. The research method used is the descriptive qualitative method, namely identifying the state of objects or events to draw conclusions that apply in general. Data collection techniques were carried out by observation, interviews, documentation, and triangulation. Meanwhile, data analysis includes data reduction, data presentation, and conclusion. The study results show that zakat funds are utilized consumptively, such as giving rice to the poor to fulfill their daily and productive lives. In contrast, zakat funds are channeled into developing businesses. The productive zakat utilization program of Baznas Ciamis Regency is BMUK (Small Business Capital Assistance) in the form of money and livestock (goats). The implementation of BMUK funds is channeled to people who are classified as poor and already have businesses so that the funds continue to roll. As a result, their interactions are more advanced and are used for productive things so that the recipients of this assistance are more independent in running their businesses so that their standard of living is increased. Therefore, the utilization of productive zakat in Baznas Ciamis Regency is said to have succeeded because the community can feel the benefits, and the development of its business has also increased, seen from the independence of mustahik and the ability of mustahik to give infaq.
APPLICATION OF THE RIBH CONCEPT IN CV. HIELMY CRAFTINDO BAKTI, SUKARUAS VILLAGE, RAJAPOLAH DISTRICT, TASIKMALAYA REGENCY Mira Nurmayanti
Syari'ah Economics Vol 6 No 2 (2022): Islamic Economic Studies
Publisher : Fakultas Ekonomi dan Bisnis Islam, Institut Agama Islam Darussalam (IAID) Ciamis, Jawa Barat, INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36667/se.v6i2.1170

Abstract

This study aims to analyze the concept of ribh and analyze the application of the concept of ribh by CV. Hielmy Craftindo Bakti. This research uses a qualitative descriptive method. The research data sources consist of primary data and secondary data. Primary data obtained from observations and interviews with company owners. Secondary data were obtained from a number of books, articles, and journals related to this research. The results show that the concept of ribh is a trade concept applied by the Prophet Muhammad. The trade concept of the prophet Muhammad is called "goodness trade" (dagang kahadean, Sundanese) which means the process of buying and selling goodness, namely the buying and selling process that uses the concept of Islamic law. The concept of ribh applied by CV. Hielmy Craftindo Bakti does not use the practice of debt and credit, because it will make both parties miserable.
THE INFLUENCE OF ISLAMIC FINANCIAL LITERACY LEVEL ON INTEREST IN CREATING MICRO, SMALL AND MEDIUM ENTERPRISES (MSMEs) Sri Rohayati; Tazkiyah 'Ainul Qolbi
Syari'ah Economics Vol 6 No 2 (2022): Islamic Economic Studies
Publisher : Fakultas Ekonomi dan Bisnis Islam, Institut Agama Islam Darussalam (IAID) Ciamis, Jawa Barat, INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36667/se.v6i2.1174

Abstract

This study aims to determine the impact of Islamic financial literacy on the desire to start micro, small, and medium-sized businesses (MSMEs). Knowledge of Islamic finance is crucial for business actors, including MSMEs. Financial literacy in accordance with Islamic law is an extension of financial literacy. It indicates that as Islamic financial literacy increases, so does the desire to start a business. This study employed quantitative research methods involving regression, and SPSS.20 was used to analyze the data. This study's sample consisted of 45 Sharia Economics Study Program graduates at the Darussalam Institute of Islamic Studies, calculated using the Solvin formula. We are collecting data using a questionnaire. Results indicated that the level of Islamic financial literacy significantly impacted the desire to establish micro, small, and medium-sized businesses (MSMEs).

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