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Syari'ah Economics
Published by Institut Agama Islam Darussalam Ciamis
ISSN : -     EISSN : 28078942     DOI : https://doi.org/10.36667/se
Core Subject : Economy,
Economics, Econometrics & Finance
Syariah Economics (e-ISSN 2807-8942) is a scientific journal published by the Faculty of Islamic Economics and Business, Institut Agama Islam Darussalam (IAID) Ciamis, West Java, INDONESIA. Journal of Syariah Economics is an online journal to disseminate field research and conceptual ideas in the field of Sharia economics (Islamic economics, Islamic public finance, Islamic finance, Islamic accounting, Islamic business ethics, Islamic banking, Islamic insurance, Islamic human resource management, Islamic microfinance, Islamic capital market, other relevant Islamic economic and financial studies)
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 5 Documents
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Search results for , issue "Vol 3 No 1 (2019): Islamic Economic Studies" : 5 Documents clear
PENGARUH LITERASI KONSUMEN DAN TINGKAT PENDIDIKAN TERHADAP KEPUTUSAN MENJADI NASABAH PADA BANK SYARIAH Ahmad Mustajib
Syari'ah Economics Vol 3 No 1 (2019): Islamic Economic Studies
Publisher : Fakultas Ekonomi dan Bisnis Islam, Institut Agama Islam Darussalam (IAID) Ciamis, Jawa Barat, INDONESIA

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Abstract

This study aims to determine the effect of consumer literacy and education level on the decision to become a customer at a sharia bank in the Langensari sub-district community, Banjar city and to determine which variables of consumer literacy (X1) and education level (X2) affect the decision to become a customer at a sharia bank ( Y) in the community of Langensari District, Banjar City. Data were collected using a questionnaire using a Likert scale. The population of this research is people in Langensari sub-district with a total sample of 45 people and the method of determining the sample used is Simple Random Sampling. The analytical method used is multiple linear regression analysis. Partial test results show that consumer literacy (X1) has no effect on the decision to become a customer of Islamic banks with a significance value of 0.165 > 0.05 and a t value of -1.412 < from t table 2.0141. Testing the effect of education level (X2) on the decision to become a customer of a sharia bank partially has a significant effect. It can be seen from the results of the t test, where the t value for the variable Education Level is 2,968 > t table 2,0141, with a significance value of 0.005 < 0.05. The results of the study simultaneously show that consumer literacy (X1) and education level (X2) simultaneously have a positive effect on the decision to become a customer at a sharia bank (Y). indicated by the results of the F test at a significance level of 5% which obtained the calculated F value of 4.607 and the F table value of 3.23, so it can be seen that the calculated F value is greater than the F table value with a significance value less than 0.05 (0.005 <0.05).
ANALISIS GAYA KEPEMIMPINAN DAN BUDAYA ORGANISASI UNTUK MENINGKATKAN KINERJA KARYAWAN DALAM PERSPEKTIF EKONOMI ISLAM (STUDI KASUS TOSERBA YOGYA KOTA BANJAR) Vina Erdiani; Pepe Iswanto
Syari'ah Economics Vol 3 No 1 (2019): Islamic Economic Studies
Publisher : Fakultas Ekonomi dan Bisnis Islam, Institut Agama Islam Darussalam (IAID) Ciamis, Jawa Barat, INDONESIA

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Abstract

This study aims (1) to determine the leadership style to improve employee performance in the perspective of Islamic economics in Toserba Yogya, Banjar City; (2) to know the organizational culture to improve employee performance in the perspective of Islamic economics at the Yogya Department Store, Banjar City; and (3) to determine the performance of employees at the Yogya department store, Banjar City in the perspective of Islamic economics. Data were collected through observation and interviews with store managers, employees and consumers of the Yogya Banjar Department Store. The results showed that the leadership styles at the Toserba Yogya Banjar include democratic leadership style, analytical leadership style (analytical), and assertive leadership style (assertive). In the view of Islam, economics or iqtishad comes from the word "qosdun" which means balance (equilibrium) and justice (equally balanced). According to the author, Leaders at Toserba Yogya Banjar have been fair in their duties as leaders, then always respect employees starting from small things so as to make employees motivated. At the Yogya Banjar department store itself, according to the author, the organizational culture has implemented values ​​that do not conflict with Islamic economics, including in terms of the company's core values, namely "honest, loyal, and humble" which are also always applied and taught in Islamic economics. . In addition, for monotheism (faith in God) in the organizational culture at the Yogya Banjar Department Store, it is implemented, among others, by doing prayers every day, both morning, afternoon and evening. And for justice itself in the organizational culture itself can be seen by fulfilling the rights for employees so that employees fulfill their obligations in their work. The goal of Islamic economics is mashlahah (benefit) for mankind. In this case, all members (both leaders and employees) always try their best in carrying out their duties at work and cooperate well in completing their work by helping each other between divisions.
IMPLEMENTASI AKAD MURABAHAH BIL WAKALAH PADA PRODUK PEMBIAYAAN (Penelitian di Koperasi Simpan Pinjam dan Pembiayaan Syariah Al-Uswah Banjar) Repa Nur Elisa; Ahmad Agung
Syari'ah Economics Vol 3 No 1 (2019): Islamic Economic Studies
Publisher : Fakultas Ekonomi dan Bisnis Islam, Institut Agama Islam Darussalam (IAID) Ciamis, Jawa Barat, INDONESIA

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Abstract

This study aims to determine (1) the mechanism for using murabahah bi wakalah contracts for KSPPS members; (2) benefits of murabahah bil wakalah financing contract for members of KSPPS Al-Uswah Banjar; (3) the implementation of the murabahah bil wakalah contract on the financing product of KSPPS Al-Uswah Banjar members. This qualitative research uses a case study method. Data collection techniques used direct observation to the KSPPS Al-Uswah office, conducting interviews with managers, employees and customers who carried out murabahah financing at KSPPS Al-Uswah, and relevant documentation. The results of the study illustrate that the mechanism of the murabahah bil wakalah financing contract in KSPPS the contract that is carried out first is the wakalah contract, the benefits of the murabahah bil wakalah financing contract for members are to provide an easy process in terms of financing and help SMEs that need business capital, and the implementation of the murabahah bil contract. wakalah at KSPPS Al-Uswah Banjar has not been in line with DSN MUI Fatwa No. 04/DSN-MUI/IV/2000 concerning murabahah in the first stipulation paragraph 9 states, "if the bank wants to represent the customer to buy goods from a third party, the murabahah sale and purchase contract must be made after the goods in principle become the property of the bank." Then the contract that must be carried out first is the wakalah contract, after that the murabahah contract is carried out. However, the implementation at KSPPS Al-Uswah wakalah contract was signed after the murabahah contract and carried out at one time.
ANALISIS STRATEGI PEMASARAN SYARIAH PADA PRODUK MITRA EMAS DI BANK JABAR BANTEN SYARIAH KCP CIKURUBUK Ana Herlina; Dede Husni Mubarok; Helmi Maulana
Syari'ah Economics Vol 3 No 1 (2019): Islamic Economic Studies
Publisher : Fakultas Ekonomi dan Bisnis Islam, Institut Agama Islam Darussalam (IAID) Ciamis, Jawa Barat, INDONESIA

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Abstract

This study aims (1) to determine the marketing strategy of gold partner products at Bank Jabar Banten Syariah KCP Cikurubuk Tasikmalaya; (2) to find out the SWOT analysis in determining the marketing strategy at BJB Syariah KCP Cikurubuk; and (3) to find out how the marketing strategy is to increase sales of gold partner products at BJB Syariah KCP Cikurubuk. This qualitative research uses a descriptive qualitative approach that produces descriptive data in the form of written or spoken words from people or observable behaviors that are carried out in case studies with observations, interviews, and documentation. The results of the study illustrate that the marketing strategy used by Bank BJB Syariah KCP Cikurubuk is the marketing mix or called the marketing mix which includes product, price, service, location and promotion strategies. So with this marketing mix, Bank BJB Syariah has experienced an increase in customers from the previous year, this is evidenced by data obtained by researchers from Bank BJB Syariah KCP Cikurubuk, but the increase experienced is still less significant because many competing institutions also have the same advantages and lack maximum of Bank BJB Syariah KCP Cikurubuk in implementing the marketing strategy that has been implemented. The SWOT analysis determines the marketing strategy for the gold partner product that has been implemented by Bank BJB Syariah KCP Cikurubuk has helped Bank BJB Syariah itself in analyzing various threats, opportunities, weaknesses, and strengths. So that Bank BJB Syariah KCP Cikurubuk can analyze market conditions significantly.
STRATEGI PENINGKATKAN PENGHASILAN DRIVER OJEK ONLINE DALAM MENINGKATKAN KESEJAHTERAAN EKONOMI DITINJAU DARI PERSPEKTIF EKONOMI ISLAM (Studi Kasus Pada Kelompok Pribumi GRAB Majenang di Kecamatan Majenang) Fajar Hasani; Haqibul Mujib
Syari'ah Economics Vol 3 No 1 (2019): Islamic Economic Studies
Publisher : Fakultas Ekonomi dan Bisnis Islam, Institut Agama Islam Darussalam (IAID) Ciamis, Jawa Barat, INDONESIA

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Abstract

This study aims to find out what strategies are being used to increase the income of Grab Majenang drivers. Then the researchers will dig up information on how to improve the economic welfare of drivers after becoming a Grab driver. After that, the researcher then examined the strategies developed and implemented by the drivers of the Grab Majenang indigenous group based on an Islamic perspective. Data were collected by observation, interviews (interviews), and documentation. The analysis used is descriptive qualitative method, namely by formulating the data obtained and then classified in order to answer the formulation of the problem. The results of the study show that the strategies applied by drivers to increase income in an effort to improve their economic welfare have been good and appropriate to be applied both in the short and long term. Then the changes in the economic welfare of the drivers, namely from before becoming a Grab driver (partner) and after becoming a Grab driver (partner), the results are quite drastic in improving their economy. Furthermore, it is obtained from the results of reviewing and analyzing these strategies using guidelines that are in accordance with the Islamic economic perspective. So that the results of an Islamic economic view on these strategies show that these strategies are feasible and good to implement because they do not contain elements of fraud or fraud that can harm other parties which is strictly prohibited by Islam.

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