cover
Contact Name
Budiyanto
Contact Email
budiyanto@perbanas.id
Phone
+62 21- 5252533
Journal Mail Official
reny.fitriana@perbanas.id
Editorial Address
Jl. Perbanas, Karet Kuningan, Setiabudi kode pos 12940., Jakarta Selatan, Provinsi DKI Jakarta
Location
Kota adm. jakarta selatan,
Dki jakarta
INDONESIA
Perbanas Journal of Islamic Economics and Business
ISSN : -     EISSN : 28071506     DOI : https://doi.org/10.56174/pjieb.v2i1.27
Core Subject : Religion, Economy,
Aims The objectives of this journal are as follows: To provide a bridge between theory and practice of Islamic Economics and Business To disseminate the results and findings of research and best practice To assist and inform those responsible for the management of Islamic Economics and Business To guide the formulation, development, implementation and evaluation of Islamic Economics and Business To develop the research agenda in Islamic Economics and Business, by identifying critical research issues, and promoting research within those areas. Perbanas Journal of Islamic Economics and Business is pluralistic, publishing papers that are conceptual, quantitative-empirical, or qualitative-empirical. Scope Perbanas Journal of Islamic Economics and Business is devoted to research in all branches of Islamic Economics and Business. Specifically, the journal will deal with topics, including but not limited to: Islamic Economics Islamic Banking and Finance Islamic Business Islamic Philanthropy
Articles 5 Documents
Search results for , issue "Vol 1 No 1 (2021): Perbanas Journal of Islamic Economics and Business" : 5 Documents clear
PERBANDINGAN KINERJA KEUANGAN BANK UMUM KONVENSIONAL DAN BANK UMUM SYARIAH PERIODE 2015 – 2019 Sthepanie Rizky Rianti *; Puji Hadiyati
Perbanas Journal of Islamic Economics and Business Vol 1 No 1 (2021): Perbanas Journal of Islamic Economics and Business
Publisher : Perbanas Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (939.413 KB) | DOI: 10.56174/pjieb.v1i1.3

Abstract

The purpose of this research to analyze the comparison of the financial performance of Islamic Commercial Banks and Conventional Commercial Banks for the period 2015 - 2019. The population in this study took from conventional commercial banks and Islamic commercial banks. The samples use in this research are thirteen conventional commercial banks and four Islamic commercial banks period 2015-2019. The sampling period is 5 years with the period 2015 to 2019. The variables used are financial ratios which include Capital Adequacy Ratio (CAR), Non Performing Loans (NPL), Return on Assets (ROA), Operating Expense Ratio (OER), and Loan to Deposit Ratio (LDR). The data analysis technique in this study used descriptive statistical analysis, normality test and two-difference test analysis (Independent Sample t-test). The test results show that the CAR, ROA, BOPO, and LDR/FDR variables have a significant difference between Conventional Commercial Banks and Islamic Commercial Banks, while for the NPL/NPF variables there is no significant difference between Conventional Commercial Banks and Islamic Commercial Banks.
COMPARATIVE STUDY OF LAW: WARALABA DALAM PERSPEKTIF PERJANJIAN Andi Fariana*
Perbanas Journal of Islamic Economics and Business Vol 1 No 1 (2021): Perbanas Journal of Islamic Economics and Business
Publisher : Perbanas Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (397.962 KB) | DOI: 10.56174/pjieb.v1i1.4

Abstract

Franchising is a form of business activity that is quite growing and in demand. The legal fundamentals of franchising are formed in agreements and in Government Regulation Number 42 of 2007, sufficiently regulated that there must be consideration for making a franchise agreement, but to find out what the form of the agreement is, the peculiarities and strengths of the validity of both conventional franchises and sharia franchises, an investigation and studies performed so that it is found that the aspects of the agreement regulated in Government Regulation Number 42 of 2007 as well as those regulated in the Civil Code (KUHPerdata) are the guidelines and legal umbrella for the franchise agreement made. According to the Civil Code, Agreement Law is open in nature and the agreement made will become law for the parties involved as long as it is made on the basis of an agreement. Thus, a franchise agreement made on the basis of Islamic Law (whether in the form of a syirkah / cooperation agreement or an ijarah / lease agreement with certain rewards) does not contradict with the principles of the agreement contained in the Civil Code and which are regulated in Government Regulation No. 42 of 2007. The most important thing is that the parties agree and the agreement made is not an agreement on the object of the franchise that is contrary to sharia.
THE INFLUENCE OF FATWA FOR SHARIA STOCK MARKET MECHANISM ON INDONESIA CAPITAL MARKET PERFORMANCE USING TSR METHODOLOGY Hidayat Sofyan*
Perbanas Journal of Islamic Economics and Business Vol 1 No 1 (2021): Perbanas Journal of Islamic Economics and Business
Publisher : Perbanas Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (769.4 KB) | DOI: 10.56174/pjieb.v1i1.5

Abstract

This study aims to analyze and assess how fatwa of DSN-MUI affects the performance of the Indonesian capital market represented by the IHSG variable. In this research the VAR/VECM algorithm has been used to form a model to see the impact of the Fatwa DSN-MUI No.80 represented by dummy variable to capital market performance variable Indonesia which in this case is represented by Composite Stock Price Index. In this study also used proxy and interpolation approach. Proxy is to explore theta value and the interpolation is to overcome the void of volume data Sales of FCI. Using TSR method, it can be seen that the effect change from theta, before the screening process with theta after the screening process is to the variable log price (there is increasing of the influence, approximately 3 times) while the influence of the log-vol variable decreases to almost half after theta experienced screening process.
FASE PENERAPAN SUMBER DAYA INSANIAH PADA PERUSAHAAN Popy Novita Pasaribu *
Perbanas Journal of Islamic Economics and Business Vol 1 No 1 (2021): Perbanas Journal of Islamic Economics and Business
Publisher : Perbanas Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (630.016 KB) | DOI: 10.56174/pjieb.v1i1.6

Abstract

Companies that believe in values will be successful in the long run. These core values will give spirit or motivation to everyone in the organization and finally to the community in growing a human-centered monotheistic society 5.0. This article aimed to examine the phases of implementing the Islamic value-based HR Model in companies. The model used was the HR model with Islamic values and the meaning of prayer, as well as a harmonious corporate culture, resulting in the expected HR performance. This study used qualitative research methods with the object of research are two companies that have implemented Islamic values in managing the company. The technique of collecting data was triangulation, namely research instrument, in-depth interviews and secondary data analysis. Data analysis was inductive. The application of the Islamic value-based HR model goes through two phases, namely the "Mecca" phase and the "Medina" phase. Companies in the Mecca phase need to consistently carry out an integrated corporate culture internalization program, namely as values, decision-making patterns and attitudes. Internalization of culture by using Islamic values and the meaning of prayer to influence at the individual level, work units and companies in general can open hearts, minds and wills so that job satisfaction and employee commitment can be achieved. Companies in the Medina phase have shared values that have been entrenched and internalized which have an influence on HR performance. With the company's rapid development, culture as identity; fastener; a source of inspiration, pride and resources; driving force and as a pattern of behavior needs to be maintained and passed on to the next generation.
PENGARUH RASIO KEUANGAN TERHADAP PROFITABILITAS BANK UMUM SYARIAH DI ERA 4.0 Nissa Amrina *; Reny Fitriana Kaban
Perbanas Journal of Islamic Economics and Business Vol 1 No 1 (2021): Perbanas Journal of Islamic Economics and Business
Publisher : Perbanas Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (686.645 KB) | DOI: 10.56174/pjieb.v1i1.7

Abstract

The world today has entered the era of the industrial revolution 4.0, where this era greatly affects the various lifestyles of people around the world, including in Indonesia. One of the industries moving by 4.0 is the Islamic banking industry. The impact of using this technology should make Islamic banking operations more efficient, so that the profitability of Islamic banking in Indonesia will also increase. This study was conducted with the aim of looking at the profitability of Islamic commercial banks in Indonesia in the era of the industrial revolution 4.0 from 2013 to 2019. The population in this study was Islamic Commercial Banks registered by the Otoritas Jasa Keuangan in the period 2013-2019 with a sample of 11 Islamic Commercial Banks that corresponding. This research is a quantitative research with the data collection method used is documentation (library research), which uses bank financial reports published by the Otoritas Jasa Keuangan (OJK) as of December 31, 2013 to 2019. The variables used in this study consisted of CAR, NPF, NIM and BOPO. The results of this study indicate that the CAR and BOPO variables have an effect on ROA. While the NPF and NIM variables have no effect on ROA. Based on the results of the value of 82.48% of the coefficient of determination (R²) also shows that all the variables tested together are able to explain the effect that occurs on the ROA variable. The results of this study are expected to be a reference for Islamic banks according to business activities in Indonesia in an effort to improve operational efficiency so as to improve their performance and profitability.

Page 1 of 1 | Total Record : 5