cover
Contact Name
Budiyanto
Contact Email
budiyanto@perbanas.id
Phone
+6221-5252533
Journal Mail Official
Jrpma.sps-info@perbanas.id
Editorial Address
Jl. Perbanas, Karet Kuningan, Setiabudi kode pos 12940., Jakarta Selatan, Provinsi DKI Jakarta
Location
Kota adm. jakarta selatan,
Dki jakarta
INDONESIA
Jurnal Riset Perbankan, Manajemen dan Akuntansi
ISSN : -     EISSN : 25416669     DOI : https://doi.org/10.56174/jrpma.v5i1.123
Core Subject : Economy, Science,
The Journal of Research on Banking, Management and Accounting is focused on publishing original research articles, reviewing contributor articles and current issues related to banking, management and accounting. The main objective of this journal is to provide a platform for national scientists, academics, and researchers to share contemporary view in banking, management and accounting. It also aims to promote interdisciplinary studies in banking, management and accounting. Thus, it becomes a leading national journal in banking, management and accounting. This journal, published 2 times a year, publishes research papers in all areas of banking, management and accounting.
Articles 7 Documents
Search results for , issue "Vol 7 No 2 (2023): Jurnal Riset Perbankan, Manajemen dan Akuntansi" : 7 Documents clear
Strategi Penanganan Non-Performance Loan pada PT PNM di Masa Pandemi Hanhan Priatna Priatna; Eduardus Suharto
Jurnal Riset Perbankan Manajemen dan Akuntansi Vol 7 No 2 (2023): Jurnal Riset Perbankan, Manajemen dan Akuntansi
Publisher : Sekolah Pascasarjana Perbanas Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56174/jrpma.v7i2.160

Abstract

The study of non-performing loans (NPL) to non-bank financial institutions (NBFIs) is very crucial for various stakeholders. The purpose of this study was to determine the effect of restructuring, Write-off, Outstanding, and Portfolio at Risk (PAR) during the Covid-19 Pandemic on NPL at Permodalan Nasional Madani (PNM). The research analyzed data from January 2020 to March 2022 at three branches of PT PNM, using 81 observational data points. The study employed descriptive analysis to describe the collected data and utilized the multiple linear regression approach, with EViews application, to determine the impact of multiple independent variables on the dependent variable. Restructuring negatively impacts NPL but has positive implications. The implementation of restructuring at PT PNM during the Covid-19 Pandemic led to a decrease in NPL. A decrease in outstanding loans also negatively affects NPL, reducing the risk of NPL at PT PNM during the pandemic. Write-offs have a negative effect on NPL but beneficial implications, as they help control NPL at PT PNM during the Covid-19 Pandemic. Portfolio at Risk (PAR) has a positive effect on NPL, indicating an undesirable condition. Ideally, PAR should have a negative effect on NPL, but PT PNM still faced challenges in managing NPLs and PAR during the pandemic. The research novelty expected from this study is the finding of consideration of different characteristics, regulatory frameworks, and NPL risk profiles in NBFIs compared to conventional banks.
Tingkat Kesehatan Keuangan BUMN Konstruksi Tahun 2015-2021 Indra Fajar; Mustanwir Zuhri
Jurnal Riset Perbankan Manajemen dan Akuntansi Vol 7 No 2 (2023): Jurnal Riset Perbankan, Manajemen dan Akuntansi
Publisher : Sekolah Pascasarjana Perbanas Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56174/jrpma.v7i2.163

Abstract

The focus of this paper is the description of financial soundness of construction SOEs which received assignments from the Government and/or carrying out tasks on National Strategic Projects (PSN). The study objects consist of PT Waskita Karya (Persero) Tbk, PT Wjaya Karya (Persero) Tbk. PT Adhi Karya (Persero) Tbk. PT Pembangunan Perumahan (Persero) Tbk, and PT Hutama Karya (Persero). The analysis performed by using the financial aspect assessment based on the Decree of the Minister of BUMN No. Kep-100/MBU/2002 concerning Assessment of the Healthiness Level of SOEs. The sample data used are the five construction SOEs with the period from 2015 to 2021. The results of this study indicate that the financial condition of the construction SOEs that receive Government assignments and/or work on PSN have variated conditions and generally experience a decline in the level of healthiness in 2020 and 2021. This declining of financial performance in line with the macroeconomy decline in conjunction with Covid-19 pandemic period.
Analisis Bauran Pemasaran Terhadap Minat Beli Kosmetik di The Body Shop (Studi Kasus pada Pengguna Produk The Body Shop di Mall Metropolitan Bekasi) Irma Selliamanik; Gaby Valentine
Jurnal Riset Perbankan Manajemen dan Akuntansi Vol 7 No 2 (2023): Jurnal Riset Perbankan, Manajemen dan Akuntansi
Publisher : Sekolah Pascasarjana Perbanas Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56174/jrpma.v7i2.154

Abstract

The purpose of this study is to analyze the effect of product, price, place, and promotion on buying intention. This research adopts quantitative methods. The sample of this research is the consumers cosmetics of The Body Shop who have made purchases on the Mall Metropolitan Bekasi for 100 respondents, using the purposive sampling technique. Methods of data collection using a questionnaire. This research data is processed using the Smart PLS 3 and SPSS version 25 Application. The results of this study partially show that the product and promotion variables have a significant effect on buying intention. Meanwhile the price and place variables has no significant effect on buying intention. But simultaneously all the variable, namely product, price, place, and promotion have a significant effect on buying intention.
Strategi Pencapaian Target Penyaluran Pembiayaan ULaMM pada PT Permodalan Nasional Madani Cabang Balikpapan Muhammad Syaiful Anwar
Jurnal Riset Perbankan Manajemen dan Akuntansi Vol 7 No 2 (2023): Jurnal Riset Perbankan, Manajemen dan Akuntansi
Publisher : Sekolah Pascasarjana Perbanas Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56174/jrpma.v7i2.156

Abstract

The purpose of this study is to provide a summary of the strategies used and the suggested strategies to PT. Permodalan Nasional Madani (PT. PNM) Balikpapan Branch in marketing the distribution of Micro Capital Service Unit (ULaMM) financing during endemic and new normal conditions to increase the growth in the quantity and quality of UlaMM customers, including evaluating what factors are the causes of not achieving the financing distribution target ULaMM at PNM Balikpapan Branch. The analytical method used is the SWOT matrix, supported by quantitative analysis using the EFE, IFE, IE, and QSPM matrices. The data collection method in this study used the triangulation method of three techniques, namely observation, interviews and literature study. The results showed that the weight value for the Internal Factor Evaluation (IFE) matrix was 3.12 (strong position) and the External Factor Evaluation (EFE) was 2.95 (medium position). In the Internal External (IE) matrix, the strategy that must be carried out is a growth and build strategy, which consists of intensive strategies (market penetration, market development, product development) or integrative strategies (backward, forward and backward integration). horizontally). While the strategic priorities that can be applied in developing or increasing the distribution of this financing based on the QSPM matrix are building a network of cooperation, partnerships with various parties such as Banks, Government Agencies, BUMN Companies and Private Companies where one of which can be implemented is working on or capturing existing customers of fostered partners from Partnership and Community Development Program (PKBL) or Corporate Social Responsibility (CSR)
Pengaruh Tata Kelola, Manajemen Risiko dan Kepatuhan terhadap Nilai Perusahaan dengan Modal Intelektual sebagai Variabel Moderasi (Studi pada Perbankan yang Terdaftar di BEI Tahun 2016-2020) Muhammad Nurdin; Rina Melsyawati; Hotman Tohir Pohan
Jurnal Riset Perbankan Manajemen dan Akuntansi Vol 7 No 2 (2023): Jurnal Riset Perbankan, Manajemen dan Akuntansi
Publisher : Sekolah Pascasarjana Perbanas Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56174/jrpma.v7i2.155

Abstract

This study aims to determine corporate governance, risk management and compliance with corporate values with the intellectual capital as a moderating model. This study uses a comparative causal method. The unit of analysis for this research uses conventional banks on the IDX in 2016-2020. The results of the study explain that governance, corporate risk management and compliance have a significant effect on firm value. then intellectual capital strengthens the significant influence of governance, corporate risk management and compliance has a significant effect on firm value. Therefore, it can be concluded that intellectual capital strengthens the significant influence of governance, corporate risk management and compliance with corporate value in conventional banks on the IDX in 2016-2020. The limitations of the research include determining research data, namely in 2016-2020 there are banks which initially only expanded conventional units to syari’a units, so that it could affect the amount of data used. The research implications include; for practical benefits (companies), namely banks that can evaluate banking risks, so that they can be considered by banks in making decisions that can affect the health of banks. For (government) policies, the results of this study can be used as material to consider various policies taken by the government or an institution in implementing the GRC, monitoring and evaluating actions taken by banks in their operational agenda. Then for investor the results of this study will be considered by investors or potential investors, especially in the investment process in banking issuers.
Pengaruh Good Corporate Governance, Ukuran Kantor Akuntan Publik dan Leverage terhadap Penghindaran Pajak Berna Ratna Sari; Stephanie Baliwerti
Jurnal Riset Perbankan Manajemen dan Akuntansi Vol 7 No 2 (2023): Jurnal Riset Perbankan, Manajemen dan Akuntansi
Publisher : Sekolah Pascasarjana Perbanas Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56174/jrpma.v7i2.159

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh Good Corporate Governace, ukuran kantor akuntan publik, dan leverage terhadap penghindaran pajak. Good Corporate Governance diproksikan dengan kepemilikan institusional dan komisaris independen. Penelitian ini menggunakan metode kuantitatif. Subjek dalam penelitian ini yaitu perusahaan manufaktur sektor industri barang konsumsi yang terdaftar di Bursa Efek Indonesia selama periode 2016-2021. Populasi dalam penelitian ini berjumlah 63 perusahaan. Pemilihan sampel menggunakan metode purposive sampling, sampel yang diperoleh sebanyak 21 perusahaan dengan total 126 data penelitian. Data diolah menggunakan aplikasi IBM SPSS versi 25. Teknik analisis data yang digunakan adalah analisis regresi linier berganda. Hasil penelitian menunjukkan bahwa kepemilikan institusional berpengaruh terhadap penghindaran pajak. Semakin tinggi nilai kepemilikan institusional, maka nilai penghindaran pajak akan semakin rendah. Komisaris independen tidak berpengaruh terhadap penghindaran pajak. Ukuran kantor akuntan publik berpengaruh terhadap penghindaran pajak. Semakin besar ukuran kantor akuntan publik, maka nilai penghindaran pajak akan semakin tinggi. Leverage tidak berpengaruh terhadap penghindaran pajak.
Pengaruh Beban Kerja dan Pemberian Insentif terhadap Kinerja Karyawan UlaMM dengan Kepuasan Kerja sebagai Variabel Intervening pada PT Permodalan Nasional Madani Cabang Kabanjahe Indra Irawan; Siti Safaria
Jurnal Riset Perbankan Manajemen dan Akuntansi Vol 7 No 2 (2023): Jurnal Riset Perbankan, Manajemen dan Akuntansi
Publisher : Sekolah Pascasarjana Perbanas Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56174/jrpma.v5i2.158

Abstract

This study aims to analyze the effect of workload on employee performance, the effect of giving incentives on employee performance, the effect of workload on job satisfaction, the effect of giving incentives on job satisfaction, the effect of satisfaction on employee performance, the effect of workload on employee performance through job satisfaction, the influence giving incentives to employee performance through job satisfaction at PT. PNM Kabanjahe Branch, using a survey, random sampling with 76 respondents, the results of research workload has a significant effect on performance, incentives have a significant effect on performance, workload has a significant effect on job satisfaction, incentives have a significant effect on satisfaction has a significant effect on workload performance has a significant effect on employee performance mediated by job satisfaction, incentives have a positive and significant effect on employee performance mediated by job satisfaction. Recommendations are expected that the organization always improves and maintains employee performance.

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