Maqdis: Jurnal Kajian Ekonomi Islam
The journal is published twice a year in June and December. Contains scientific aticles in the form of research, analysis study, theoretical study and review of studies in the field of Islamic economics. Publishing this journal aims to increase the quantity and quality to spread knowledge and also as a means of communication between scientists, practitioners, students and observers of Islamic economic studies
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<![CDATA[KONGSI PEMILIKAN RUMAH BERBASIS SYARIAH PERBANDINGAN ANTARA BANK MUAMALAT INDONESIA DAN BANK RAKYAT INDONESIA SYARIAH ]]>
<![CDATA[RIZAL RIZAL]]>;
<![CDATA[ELFADHLI ELFADHLI]]>;
<![CDATA[FATIMAH SETIA WARDHANI]]>;
<![CDATA[ZAINUDDIN ZAINUDDIN]]>
<![CDATA[ Maqdis: Jurnal Kajian Ekonomi Islam Vol 3, No 2 (2018): Juli - Desember 2018 ]]>
Publisher : <![CDATA[Universitas Islam Negeri Imam Bonjol Padang ]]>
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DOI: 10.15548/maqdis.v3i2.192
<![CDATA[The purpose of this study was to explain the comparison of financing processes, asset acquisition, and transfer of home ownership financing with Musyarakah Mutanaqisah and Ijarah muntahiyah Bitamlik. The research object was at Bank Muamalat Indonesia, Solok Branch Office and at Bank Rakyat Indonesia Syariah Padang Branch. The type of research used is qualitative comparative research. The data collection technique used is through interviews and documentation. Data processing is done by qualitative comparative analysis techniques. The results of the study are: First, the process of financing home ownership with musyarakah mutanaqisah is longer than ijarah muntahiyah bitamlik. Second, the procurement of assets with musyrakah mutanaqisah is clearer than ijarah muntahiyah bitamlik. Third, the transfer of ownership in the financing of home ownership with Musyarakah Mutanaqisah process is certain, while the transfer of home ownership with Ijarah Muntahiyah Bitamlik the process is uncertain. Fourth, financing using the Musharaka Mutanaqisah agreement is superior to the Ijarah muntahiya bitamlik both in terms of procurement, certainty of ownership transfer and in terms of legality to collateral. Although in terms of the process it is faster on Ijarah Muntahiya Bittamlik.]]>
<![CDATA[PENGUKURAN KINERJA PERBANKAN SYARIAH DENGAN MENGGUNAKAN PENDEKATAN INDEKS MAQASHID SYARIAH ]]>
<![CDATA[AHMAD WIRA]]>;
<![CDATA[HEFRIZAL HANDRA]]>;
<![CDATA[ALFI SYUKRIA]]>
<![CDATA[ Maqdis: Jurnal Kajian Ekonomi Islam Vol 3, No 2 (2018): Juli - Desember 2018 ]]>
Publisher : <![CDATA[Universitas Islam Negeri Imam Bonjol Padang ]]>
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DOI: 10.15548/maqdis.v3i2.186
<![CDATA[This study aims to analyze Islamic banking financial performance in Indonesia using the Maqasid Syariah Index method. A behavioral operationalization approach method is used to determine the maqasid sharia index performance indicators on Islamic banks which are then used for testing on samples from the Bank Nagari Sharia Business Unit. Banks are evaluated and at three levels based on their rank: 1) performance ratio, 2) performance indicators and 3) overall Maqasid Index. For the measurement of the Maqasid Islamic index this study uses a quantitative method The Simple Additive Weighting or weighted sum method. The results of the study indicate that Islamic banks have a performance of 11.52%.]]>
<![CDATA[PENGARUH INFLASI, KURS, TINGKAT SUKU BUNGA, PERTUMBUHAN EKONOMI, DAN JUMLAH UANG BEREDAR TERHADAP JUMLAH DPK BANK SYARI’AH ]]>
<![CDATA[YENTI AFRIDA]]>;
<![CDATA[ROMI ISKANDAR]]>
<![CDATA[ Maqdis: Jurnal Kajian Ekonomi Islam Vol 3, No 2 (2018): Juli - Desember 2018 ]]>
Publisher : <![CDATA[Universitas Islam Negeri Imam Bonjol Padang ]]>
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DOI: 10.15548/maqdis.v3i2.193
<![CDATA[This study explores the influence of Inflation Rate, Exchange Rate, Interest Rate, Economy Growth, and Money Supply toward saving and deposit fund in Indonesian sharia Banking 2001 to 2015 period. Published time series data by Indonesian Central Bank (BI), Indonesian Financial Authority (OJK), Statistic Central Bureau (BPS) were used in this study. The empirical tests using a path analyses model to support the research hypotheses. The results show that inflation rate, exchange rate, interest rate, economy growth, and money supply in Indonesia influence toward sharia banking saving and deposit fund by positive and significant effect during this period.]]>
<![CDATA[ANALISIS PEMBIAYAAN DAN KREDIT SEKTOR PERDAGANGAN, HOTEL DAN RESTORAN DI INDONESIA ]]>
<![CDATA[BAHRINA ALMAS]]>
<![CDATA[ Maqdis: Jurnal Kajian Ekonomi Islam Vol 3, No 2 (2018): Juli - Desember 2018 ]]>
Publisher : <![CDATA[Universitas Islam Negeri Imam Bonjol Padang ]]>
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DOI: 10.15548/maqdis.v3i2.188
<![CDATA[The purpose of this study was to analyze the factors that influence the financing and credit of the trade, hotel and restaurant sector in Sharia and conventional banking in Indonesia using the Vector Autoregression / Vector Error Correction Model (VAR / VECM) model with monthly data for the period of January 2008 to December 2016. The results show that the factors that influence the financing and credit of the trade, hotel and restaurant sector (PHR) in Sharia and conventional banking, namely Third Party Funds (DPK), Industrial Production Index (IPI), Inflation (INF), Bonus of Bank Indonesia Syariah Certificate (BSBIS), Loan Interest Rate (SBK), Equivalent Rate Financing (ERP) percentage of Non Performing Financing (NPF), percentage of Non-Performing Loans (NPL).]]>
<![CDATA[FACTORS INFLUENCING ZAKAT PAYERS’ PREFERENCE IN DISCHARGING ZAKAT OBLIGATIONS: AN EXPLORATIVE STUDY ]]>
<![CDATA[VIMA TISTA PUTRIANA]]>
<![CDATA[ Maqdis: Jurnal Kajian Ekonomi Islam Vol 3, No 2 (2018): Juli - Desember 2018 ]]>
Publisher : <![CDATA[Universitas Islam Negeri Imam Bonjol Padang ]]>
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DOI: 10.15548/maqdis.v3i2.203
<![CDATA[This research aims to explore factors influencing zakat payers’ preference in discharging their zakat obligations (i.e. paying zakat through authorized zakat institutions or giving it directly to recipients). This research was inspired by one of findings of our research on the effectiveness of zakat community development (ZCD) in Tanah Datar District. More clearly, ineffectiveness of the ZCD program undertaken was due to among others insufficient funding. This result indicates that local BAZNAS as the authorized zakat institution operated locally has not been able yet to optimize collection of zakat funds from zakat payers. This research is explorative in nature and therefore adopts a qualitative research approach. Data was collected at the end of October 2018, using Focus Group Discussion (FGD) with participants were two groups of postgraduate students majoring in Sharia Accounting and Sharia Banking at the State Islamic Institute Batusangkar. This research concludes that zakat payers’ preference in discharging their zakat obligations is influenced by factors such as zakat awareness, tradition, trust and level of income. This is the first research undertaken to explore the behavior of zakat payers in Indonesia. The result theoretical framework proposed in this study can be empirically tested in a larger population by the future research.]]>
<![CDATA[IMPLEMENTASI LITERASI KEUANGAN SYARIAH PADA ALOKASI DANA ZISWAF MASYARAKAT ]]>
<![CDATA[ANNA SARDIANA]]>;
<![CDATA[ZULFISON ZULFISON]]>
<![CDATA[ Maqdis: Jurnal Kajian Ekonomi Islam Vol 3, No 2 (2018): Juli - Desember 2018 ]]>
Publisher : <![CDATA[Universitas Islam Negeri Imam Bonjol Padang ]]>
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DOI: 10.15548/maqdis.v3i2.189
<![CDATA[One pattern of welfare equality can be done through the distribution of wealth that allocated from the assets of individuals who have adequate economic ability through the distribution of Zakat, Infaq, Shadaqah and Endowments (ZISWAF). Islamic financial literacy in this study measures the level of knowledge, abilities and attitudes of individuals in their decision to allocate funds to the ZISWAF. This research is limited to people who allocate their ZISWAF funds through the Dompet Dhuafa Amil Zakat Institution and LAZ Al-Azhar. The method used is descriptive with a quantitative approach. Data collection done by using questionnaires, interviews and observations and indepth interviews. The results of this study indicate that there is an influence of Islamic financial literacy on the allocation of public funds to Ziswaf.]]>
<![CDATA[PENGARUH ATRIBUT PRODUK TERHADAP MINAT MENABUNG NASABAH DI BANK SYARIAH ]]>
<![CDATA[RONI ANDESPA]]>
<![CDATA[ Maqdis: Jurnal Kajian Ekonomi Islam Vol 3, No 2 (2018): Juli - Desember 2018 ]]>
Publisher : <![CDATA[Universitas Islam Negeri Imam Bonjol Padang ]]>
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DOI: 10.15548/maqdis.v3i2.190
<![CDATA[Research has the theme: Sharia Business Management. The research objective is: to examine the effect of product attributes on the interest in saving customers in Islamic banks. The research location is in West Sumatra Province, Indonesia. Research variables are: independent variables are product attributes (cost, function, location, information, image), and the dependent variable is interest in saving. The research population is all customers in Islamic banks operating in West Sumatra. The research sample was 250 customers. The research approach is a quantitative approach. The analytical tool used is multiple regression analysis. The results of the study are: product attributes have a significant influence on the customer's saving interest.]]>
<![CDATA[SENTIMENT ANALYSIS OF ISLAMIC WAQF: EVIDENCE IN INDONESIA ]]>
<![CDATA[AAM SLAMET RUSYDIANA]]>
<![CDATA[ Maqdis: Jurnal Kajian Ekonomi Islam Vol 3, No 2 (2018): Juli - Desember 2018 ]]>
Publisher : <![CDATA[Universitas Islam Negeri Imam Bonjol Padang ]]>
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DOI: 10.15548/maqdis.v3i2.184
<![CDATA[It is important to do research on public sentiment towards waqf presence in a country in order to know public response to its existence. This study aimed to determine public sentiment towards waqf in Indonesia. Data were collected from 80 articles, journals and other writings. Data were analyzed using the software Semantria as an analytical tool in the form of text. The results showed that the assessment of existence of waqf in Indonesia amounted to 66% of the community showed positive and high positive sentiment, 11% indicate negative sentiment and 23% indicates a neutral sentiment. Therefore, stakeholders need to take advantage of the awakening momentum of waqf in Indonesia so that in the future they can be a solution to the problems of social economy and the benefit of society.]]>
<![CDATA[KONSEP APLIKATIF FIQH MUAMALAH TERHADAP PELAKSANAAN UPAH DI DESA PRAMBATAN KECAMATAN ABAB KABUPATEN PALI ]]>
<![CDATA[QADARIAH BARKAH]]>;
<![CDATA[PENY CAHAYA AZWARI]]>;
<![CDATA[ZUUL FITRIANI UMARI]]>
<![CDATA[ Maqdis: Jurnal Kajian Ekonomi Islam Vol 3, No 2 (2018): Juli - Desember 2018 ]]>
Publisher : <![CDATA[Universitas Islam Negeri Imam Bonjol Padang ]]>
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DOI: 10.15548/maqdis.v3i2.191
<![CDATA[This study explores the model of wage implementation and review of Muqalah Fiqh on the implementation of wages in Prambat Village, Abab District, Pali Regency from January 2017 to February 2017. This type of data is descriptive qualitative research. Data sources are primary and secondary. Data collection through Observation and Interview to respondents who conduct wage implementation and people employed in. Participants were interviewed by garden owners, who held wages, Village Heads, workers in wages of 3 people. Processing and analyzing data with qualitative descriptive analysis. The results showed that the implementation of daily wages in the Prambat village did not conflict with Islamic law but there was a lack of clarity regarding the amount of wages and the time to pay wages. Parties who feel disadvantaged are workers. Implementation of daily wages in the form of ijarah and allowed in muamalah fiqh but there is one condition or pillar that is not fulfilled such as wages in implementing daily wages that are unclear how much and the time of payment and in muamalah must be clear, both wage amount and payment time. The solution, the qabul agreement between the two and the agreement on what matters relating to the transaction will be carried out. The results of observations and interviews indicate that the payment of wages has not been determined by the owner of the garden, both from the price of payment and the time of payment the agreement is unclear.]]>
<![CDATA[POTRET PENDIDIKAN AKUNTANSI SYARIAH DI INDONESIA ]]>
<![CDATA[RINI RINI]]>
<![CDATA[ Maqdis: Jurnal Kajian Ekonomi Islam Vol 3, No 2 (2018): Juli - Desember 2018 ]]>
Publisher : <![CDATA[Universitas Islam Negeri Imam Bonjol Padang ]]>
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DOI: 10.15548/maqdis.v3i2.185
<![CDATA[This research aims to look at sharia accounting education in Indonesia. Sharia accounting education discussed consists of: history of teaching sharia accounting courses, types of courses taught and challenges in teaching sharia accounting courses. This research uses convenience sampling, namely from universities in the Direktorat Pendidikan Tinggi Islam and in the Direktorat Pendidikan Tinggi. Data comes from the University's website and minutes of meetings of sharia accounting experts, carried out by the Indonesian Institute of Accountants. Sharia accounting courses in Indonesia from 2000-2007 were offered at Trisakti University, Brawijaya University, University of Indonesia and UIN Jakarta. Teaching Islamic accounting is dominated by Islamic banking accounting. The main challenge in teaching Islamic accounting is the lack of textbooks.]]>
