Articles
<![CDATA[Hajj Fund Investment Management in Indonesia ]]>
<![CDATA[Hulwati Hulwati]]>;
<![CDATA[Roni Andespa]]>;
<![CDATA[Slamet Mujiono]]>
<![CDATA[ At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Vol 8, No 1 (2022): JUNI 2022 ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri Padangsidimpuan ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.24952/tijaroh.v8i1.5189
<![CDATA[Does the management of investment in Hajj funds in Indonesia impact the economy and welfare of the pilgrims in Indonesia? This study aims to see how the management of hajj funds in Indonesia. This research is motivated by the phenomenon of Hajj funds' investment management pattern that is applied in Indonesia. The location of this research is in Indonesia, where most of the population is Muslim. This study uses a qualitative approach. Data collection techniques used are through interviews and documentation. Interviews were conducted with the Hajj fund manager at the Indonesian Ministry of Religion, the Badan Pengelola Keuangan Haji (BPKH), and Bank Syariah Mandiri. Hajj funds managed by BPKH are placed on deposits and investments in securities. BPKH has now developed a hajj fund, and the investment returns positively impact the welfare of the hajj. The management of hajj funds through investment is the right way to benefit the congregation and for the welfare and benefit of the congregation during the pilgrimage. The return on investment is a government subsidy for pilgrims or covers the difference between the total cost of organizing the pilgrimage and the deposit paid by prospective pilgrims to the government. Pilgrims themselves can feel the subsidies provided through the management of hajj funds.]]>
<![CDATA[ANALISIS SIKAP NASABAH TERHADAP PERBANKAN SYARIAH DI SUMATERA BARAT ]]>
<![CDATA[RONI ANDESPA]]>
<![CDATA[ Maqdis: Jurnal Kajian Ekonomi Islam Vol 3, No 1 (2018): Januari - Juni 2018 ]]>
Publisher : <![CDATA[Universitas Islam Negeri Imam Bonjol Padang ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.15548/maqdis.v3i1.160
<![CDATA[The theme of the research is: sharia business management. The objective of this research is to analyze customer attitude toward syariah bank in West Sumatera. The object of research is sharia bank in West Sumatra. The variables studied were: administrative cost, service, service diversity and location. The sample of research is 100 customer. Data analysis using fishbein analysis. The result of research is: customer attitude toward syariah bank is good enough to attribute in the form of price, service, service diversity and location. This can be seen from the total index of attitudes obtained that is equal to 53.9992. The service attribute has the largest attitude index, with the value of 16.1435, while the location attribute has the smallest index that is 11.8012. Thus, service attributes have the greatest contribution in determining the attitude of customers to sharia banks.]]>
<![CDATA[PENGARUH BUDAYA DAN KELUARGA TERHADAP MINAT MENABUNG NASABAH DI BANK SYARIAH ]]>
<![CDATA[RONI ANDESPA]]>
<![CDATA[ Maqdis: Jurnal Kajian Ekonomi Islam Vol 2, No 1 (2017): Januari - Juni 2017 ]]>
Publisher : <![CDATA[Universitas Islam Negeri Imam Bonjol Padang ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.15548/maqdis.v2i1.77
<![CDATA[The research theme is the concept of business According to Islamic economics. The objectives of the research are: to see the influence of culture and family on the interest of saving customers. The research variables are: 1. Family, 2. Culture, and 3. Interest Saving. Hypothesis1: There is a significant influence between cultures (X1) with interest in saving (Y). 2. Hypothesis2: There is a significant influence between family (X2) with interest in saving (Y). The object of research is Islamic Bank in West Sumatra. The type of research is causality research with quantitative approach. The research population is all Islamic banking customers in West Sumatera. The sample of research is as many as 250 customers. The technique in sampling is non probability sampling method. Data analysis using multiple linear regression analysis. The results found that culture and family significantly affected the interest of saving Islamic bank customers.]]>
<![CDATA[PENGARUH ATRIBUT PRODUK TERHADAP MINAT MENABUNG NASABAH DI BANK SYARIAH ]]>
<![CDATA[RONI ANDESPA]]>
<![CDATA[ Maqdis: Jurnal Kajian Ekonomi Islam Vol 3, No 2 (2018): Juli - Desember 2018 ]]>
Publisher : <![CDATA[Universitas Islam Negeri Imam Bonjol Padang ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.15548/maqdis.v3i2.190
<![CDATA[Research has the theme: Sharia Business Management. The research objective is: to examine the effect of product attributes on the interest in saving customers in Islamic banks. The research location is in West Sumatra Province, Indonesia. Research variables are: independent variables are product attributes (cost, function, location, information, image), and the dependent variable is interest in saving. The research population is all customers in Islamic banks operating in West Sumatra. The research sample was 250 customers. The research approach is a quantitative approach. The analytical tool used is multiple regression analysis. The results of the study are: product attributes have a significant influence on the customer's saving interest.]]>
<![CDATA[PENGARUH FAKTOR PSIKOLOGIS TERHADAP MINAT MENABUNG NASABAH DI BANK SYARIAH ]]>
<![CDATA[RONI ANDESPA]]>
<![CDATA[ Maqdis: Jurnal Kajian Ekonomi Islam Vol 2, No 2 (2017): Juli - Desember 2017 ]]>
Publisher : <![CDATA[Universitas Islam Negeri Imam Bonjol Padang ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.15548/maqdis.v2i2.127
<![CDATA[The research theme is the concept of the bank in accordance with Islamic economics. The purpose of research in this paper is: a) To measure the influence of psychological factors to the variable interest in saving partially, b) To measure the influence of psychological factors to the variable interest in saving partially. The object of research is sharia bank in West Sumatra. This research is quantitative research. The population is all customers of sharia banks in West Sumatra. The sample was 250 people. Data analysis using multiple linear regression analysis. The research variables are psychological factors and interest in saving. There was a significant influence between personal factors on the interest of saving.]]>
<![CDATA[STRATEGI INDUSTRI PERBANKAN DI SUMATERA BARAT: PEMILIHAN SEGMENTASI PASAR UNTUK MENCIPTAKAN PELAYANAN YANG MEMUASKAN ]]>
<![CDATA[RONI ANDESPA]]>
<![CDATA[ Maqdis: Jurnal Kajian Ekonomi Islam Vol 1, No 1 (2016): Januari - Juni 2016 ]]>
Publisher : <![CDATA[Universitas Islam Negeri Imam Bonjol Padang ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.15548/maqdis.v1i1.15
<![CDATA[This study examines the issue of consumer perception, consumer characteristics, responsiveness and reliability, and market segmentation. This study aims to: (1) Assess whether there are differences in the perception of consumers based on their background to the responsiveness and reliability. (2) Looking at the relationship between consumer characteristics with the responsiveness and reliability. (3) Determine the market segmentation which to be a market for the bank. The sample was 500 people (250 consumers from conventional banks and Islamic banks 250 consumers). The sampling technique is non-probability sampling. Analyzed using Pearson Cross Tabulation and Chi-Square test. In conventional banks found a significant relationship between variable responsiveness to consumer education and type of work. In Islamic bank found a significant correlation between reliability with gender. Banks operating in West Sumatra have to perform market segmentation based on education, type of work and gender of consumers.]]>
<![CDATA[MENINGKATKAN PERTUMBUHAN NASABAH BANK SYARIAH : MENDUKUNG PEMBIAYAAN PROMOSI, PENDIDIKAN DAN PELATIHAN ]]>
<![CDATA[RONI ANDESPA]]>
<![CDATA[ Maqdis: Jurnal Kajian Ekonomi Islam Vol 1, No 2 (2016): Juli - Desember 2016 ]]>
Publisher : <![CDATA[Universitas Islam Negeri Imam Bonjol Padang ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.15548/maqdis.v1i2.44
<![CDATA[The research theme is the concept of business according to Islamic economics. The object of research is the existing sharia banks in Indonesia. The purpose of research are: 1) To see the effect of promotion costs on customer growth of sharia banks, 2) To see the effect of the cost of education and training on customer growth of sharia banks. The research variables are: 1) The independent variable (cost of promotion, education and training), 2) The dependent variable (customer growth). The study design was quantitative. This type of research is causality. The analytical tool used is multiple linear regressions. The data is used is secondary Data Obtained from Bank Indonesia. The data is in use are: 1) Cost of promotion in sharia banks, 2) The cost of education and training in sharia banks, and 3) The number of accounts in sharia banks. The results of the research are: 1) The cost of promotion has a significant influence on the growth of the customer, 2) The cost of education and training has a significant influence on the growth of the customer.]]>
<![CDATA[FAKTOR-FAKTOR YANG MEMPENGARUHI MINAT NASABAH DALAM MENABUNG DI BANK SYARIAH ]]>
<![CDATA[RONI ANDESPA]]>
<![CDATA[ Al-Masraf: Jurnal Lembaga Keuangan dan Perbankan Vol 2, No 1 (2017): Januari - Juni 2017 ]]>
Publisher : <![CDATA[Prodi Manaj. Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam – UIN Imam Bonjol Padang ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.15548/al-masraf.v2i1.90
<![CDATA[The research theme is the financial and banking institutions. The study was conducted in West Sumatra. The research objective is: to look at the factors that affect the interest of the customer to save money in Islamic banks. Research using factor analysis. Samples used in this study are as many as 250 customers. Results of the study are: There are 4 factors that consist of 16 variables that have a value above 0.5, namely: Factor 1 (Age and Lifecycle, Beliefs and Attitudes, Motivation, Personality and Self-Concept, Lifestyle and Learning). Factor 2 (Perception, Reference Group, Social Class, Role and Status). Factor 3 (Product, Price, Promotion and Place). Factor 4 (Culture and Family).]]>
<![CDATA[PENGARUH FAKTOR PRIBADI TERHADAP MINAT MENABUNG NASABAH DI BANK SYARIAH ]]>
<![CDATA[RONI ANDESPA]]>
<![CDATA[ Al-Masraf: Jurnal Lembaga Keuangan dan Perbankan Vol 2, No 2 (2017): Juli - Desember 2017 ]]>
Publisher : <![CDATA[Prodi Manaj. Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam – UIN Imam Bonjol Padang ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.15548/al-masraf.v2i2.137
<![CDATA[The research theme is the financial and banking institutions. The research objectives are: 1) To measure the influence of personal factors on the variable interest in saving partially. 2) To measure the influence of variable personal factors on the variable interest in saving simultaneously. The object of research is sharia bank in West Sumatra. The research variables are personal factors and interest in saving. This research is quantitative research. The population is all customers of sharia banks in West Sumatra. The sample was 250 people. Data analysis using multiple linear regression analysis. The result of the research is: there is significant influence between the personal factor variable with the interest of saving.]]>
<![CDATA[STUDI PERBANDINGAN KUALITAS PELAYANAN INDUSTRI PERBANKAN SYARIAH DENGAN KONVENSIONAL ]]>
<![CDATA[RONI ANDESPA]]>
<![CDATA[ Al-Masraf: Jurnal Lembaga Keuangan dan Perbankan Vol 1, No 1 (2016): Januari - Juni 2016 ]]>
Publisher : <![CDATA[Prodi Manaj. Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam – UIN Imam Bonjol Padang ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.15548/al-masraf.v1i1.26
<![CDATA[The study was conducted in West Sumatra with the object is shariah and conventional banking industry. Study the problems of shariah banking service quality comparison with a conventional one. This study aims to: (1) See if there are significant differences between the quality of service Islamic bank with conventional banks. (2) To see if there are significant differences between customer satisfaction Islamic bank with conventional banks. (3) To see if there are significant differences between customer loyalty Islamic banks with conventional banks. The research sample of 500 people. Data collection techniques used are Personally Administered Questionnaire. Using analysis of Independent Sample T-test. The study found no difference between the quality of services of conventional banks with shariah banks, but to the difference was not significant. The study also found no difference between conventional bank customer satisfaction with shariah banks, but to the difference was not significant. In addition the study also found no difference between conventional bank customers' loyalty to the shariah bank, but to the difference was not significant.]]>
