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Program Studi Manajemen Perbankan Syariah - Fakultas Ekonomi dan Bisnis Islam – Universitas Islam Negeri Imam Bonjol Padang, Sungai Bangek, Balai Gadang, Kec. Koto Tangah, Padang, Sumatera Barat.
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Al-Masraf: Jurnal Lembaga Keuangan dan Perbankan
Published by Universitas Islam Negeri Imam Bonjol Padang
ISSN : 25285629     EISSN : 25285637     DOI : http://dx.doi.org/10.15548/al-masraf
Core Subject : Economy,
Economics, Econometrics & Finance
The journal is published twice a year in June and December. Contains scientific articles in the form of research, analysis study, theoretical study and review of studies in the field of banks and financial institutions. Publishing this journal aims to increase the quantity and quality to spread knowledge and also as a means of communication between scientists, practitioners, students and observers of the banks and financial institutions
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 6 Documents
 1 
Search results for , issue "Vol 7, No 1 (2022): Januari - Juni 2022" : 6 Documents clear
ANALISIS KEBUTUHAN SUMBER DAYA INSANI PERBANKAN SYARIAH INDONESIA BERBASIS KOMPETENSI RATNA KUSUMADEWI; SAMSUBAR SALEH; RIFQI MUHAMMAD
Al-Masraf: Jurnal Lembaga Keuangan dan Perbankan Vol 7, No 1 (2022): Januari - Juni 2022
Publisher : Prodi Manaj. Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam – UIN Imam Bonjol Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (290.337 KB) | DOI: 10.15548/al-masraf.v7i1.250

Abstract

Indonesia is one of the countries that is quite consistent in developing the Islamic financial industry, and it can be seen from the development of Islamic financial institutions (IFIs). However, one of the main problems currently faced by the Indonesian Islamic finance industry is the lack of human resources who have competency and qualifications according to the profile of Islamic banks. This paper aims to analyze the organizational structure of Islamic banking to map the need of human resource in accordance with their competencies. The analysis results of this paper are expected to contribute to the development of human resources in accordance with the needs of Islamic banks.
APPLICATION OF COMMUNICATION ETHICS IN FINANCING PRODUCTS AT ISLAMIC BANKS IN GORONTALO WIWIN KONI
Al-Masraf: Jurnal Lembaga Keuangan dan Perbankan Vol 7, No 1 (2022): Januari - Juni 2022
Publisher : Prodi Manaj. Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam – UIN Imam Bonjol Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (198.589 KB) | DOI: 10.15548/al-masraf.v7i1.280

Abstract

This study aims to find out how to apply communication ethics in financing products at Islamic banks in Gorontalo. this type of research is field research with a qualitative approach. The data sources in this study consisted of primary and secondary data obtained from interviews with Islamic bank managers in Gorontalo, and documentation as well as those sourced from library research in the form of reading books and other sources relevant to this research. This study resulted in the findings that the application of the principles of communication ethics at Islamic banks in Gorontalo is not only a slogan, but is an integral part of the pattern of services provided. Banks and customers are parties that act as communicants and communicators in transactions on financing products at Bank Muamalat Gorontalo. All operational activities of Bank Muamalat are carried out based on provisions based on Islamic law and the MUI Fatwa.
ISLAMIC ISSUES SOCIAL RESPONSIBILITY ISLAMIC BANKING MUKHLIS MUKHLIS; MAWADDAHIRHAM MAWADDAHIRHAM; SUGIANTO SUGIANTO; FUADAH BINTI JAUHARI
Al-Masraf: Jurnal Lembaga Keuangan dan Perbankan Vol 7, No 1 (2022): Januari - Juni 2022
Publisher : Prodi Manaj. Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam – UIN Imam Bonjol Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (276.507 KB) | DOI: 10.15548/al-masraf.v7i1.286

Abstract

Islamic banking principally inculcates ethics and social and moral responsibility in doing business related to its principle function and disclosure with the whole purpose for the benefit of society. In the Islamic context, improving sharia-based community institutions and the Practice of Corporate Social Responsibility (CSR) will be seen. Disclosure of social responsibility is a way for companies to communicate with governments. In Islamic business, everyone is responsible before Allah for society. In the western concept, CSR is sometimes inseparable from the interests of gharar and social aspects. ISR has been disclosed on matters related to Islamic principles that are intermediary financial institutions, both individuals and institutions that are in one unit. And not allowed to exploit and harm others. Where Islamic banking must explain CSR funds using the ISR calculation system.This study uses a descriptive qualitative method by explaining CSR with the ISR model for Islamic banks to determine by using the system Increasing transparency in business operations by presenting accurate and actual information related to finance and paying attention to the spiritual level needs of Muslim investors or sharia compliance in decision making. Decisions as a form of accountability to Allah SWT and the community by creating a dynamic environment and paying attention to the community in the work area and the environment so that a high sense of social concern establishes a society that has religious capacity for Allah SWT.
THE INFLUENCE OF MOBILE BANKING SERVICE QUALITY ON CUSTOMER SATISFACTION OF INDONESIAN SHARIA BANK (CASE STUDY: ASN UIN IMAM BONJOL PADANG) AMNAH SARI; YENTI AFRIDA; NILA MARDIAH
Al-Masraf: Jurnal Lembaga Keuangan dan Perbankan Vol 7, No 1 (2022): Januari - Juni 2022
Publisher : Prodi Manaj. Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam – UIN Imam Bonjol Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/al-masraf.v7i1.287

Abstract

This research is a type of quantitative research that aims to determine the effect of the quality of mobile banking Bank Syariah Indonesia on customer satisfaction. The data used in this study is primary data obtained directly from the answers of 88 respondents who are ASN UIN Imam Bonjol Padang as customers of mobile banking BSI The analytical method used is a simple linear regression analysis method. Based on the results of the study, it is known that the variable quality of mobile banking has an influence on customer satisfaction from the results of hypothesis testing or t-test, a significance value of 0.000 < than 0.05. From the simple linear regression equation, the X regression coefficient is 0.518 which states that if the quality of mobile banking services (X) increases by one unit, then customer satisfaction (Y) will increase by 0.518 or 51.8%. In the R-Square coefficient of determination the effect of mobile banking (X) on customer satisfaction (Y) is 0.713=71.3% and the remaining 28.7% is influenced by factors other than service quality that are not included in this study.
PENGARUH INSTRUMEN KEUANGAN SYARIAH TERHADAP PERTUMBUHAN EKONOMI INDONESIA FARMA ANDIANSYAH; SYAFIQ MAHMADAH HANAFI; SLAMET HARYONO; TAOSIGE WAU
Al-Masraf: Jurnal Lembaga Keuangan dan Perbankan Vol 7, No 1 (2022): Januari - Juni 2022
Publisher : Prodi Manaj. Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam – UIN Imam Bonjol Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/al-masraf.v7i1.288

Abstract

The growth of Islamic finance in Indonesia has experienced very significant growth. The Indonesian government hopes that the financial sector will become an important instrument in promoting economic growth in Indonesia, but it seems that the percentage of economic growth in Indonesia has declined over the past decade. This study aims to analyze the impact of Islamic financial instruments on economic growth in Indonesia. This study uses a quantitative method with an Autoregressive Distributed Lag (ARDL) model analysis tool. The results of this study show that all Islamic financial instrument variables have a negative effect on economic growth in the short term. Meanwhile, in the long term, all independent variables have a positive effect on economic growth except for Sharia Mutual Funds which show a negative effect and Sharia Bank Financing and Sharia Stocks have no effect on economic growth in Indonesia. Thus, it can be concluded that Islamic financial instruments in the long term have a positive influence on encouraging economic growth in Indonesia.
ACCOUNTABLE REPORTING STRATEGIES IN THE MANAGEMENT OF ZAKAT, INFAQ, AND ALMS OR SHADAQAH FUNDS AT BAZNAS SIJUNJUNG DISTRICT MISNELI MISNELI
Al-Masraf: Jurnal Lembaga Keuangan dan Perbankan Vol 7, No 1 (2022): Januari - Juni 2022
Publisher : Prodi Manaj. Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam – UIN Imam Bonjol Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/al-masraf.v7i1.554

Abstract

This research aims to describe the strategy of accountable financial reports in the management of the zakat fund at Baznas in Sijunjung District. This is a descriptive qualitative analysis research study. This research took place at Baznas in Sijunjung District. This research has nothing to do with the experimental research technique. Data were collected based on the interview in the field. Data analysis was conducted through data processing, analyzing data, and data presentation. Finally, the results of the study reveal that several strategies have been implemented to increase financial reporting accountability at Baznas Sijunjung including the Application of Accounting Based on Applicable Standards, which is guided by PSAK 109 concerning accounting for Zakat, Infaq, and Alms. Implementation of Presentation of Financial Reporting Based on Applicable Standards, namely guided by PSAK 101 concerning the Presentation of Financial Reporting of Zakat, Infaq, and Alms Organizations. Implementation of Internal Audit and Implementation of an External Audit by a Registered Public Accounting Firm (KAP).

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