cover
Contact Name
Hasna Luthfi
Contact Email
hasnaluthfikha@gmail.com
Phone
+6281380700081
Journal Mail Official
smartinsight.id@gmail.com
Editorial Address
BUKIT ASRI CIOMAS D 14 NO. 15
Location
Kota bogor,
Jawa barat
INDONESIA
Tamkin Journal
Published by Smart Insights
ISSN : -     EISSN : 29858909     DOI : -
Core Subject : Economy, Education,
Tamkin Journal adalah publikasi ilmiah yang diterbitkan oleh SMART Insight yang berada di bawah lembaga riset SMART Indonesia. Sharia Economic Applied Research and Training (SMART) adalah lembaga penelitian di Indonesia yang fokus pada riset seputar ekonomi dan keuangan Islam. Jurnal Tamkin terbit dua (2) kali dalam 1 tahun.
Articles 5 Documents
Search results for , issue "Vol. 1 No. 1 (2022): Tamkin Journal" : 5 Documents clear
The Efficiency of BPR/S Industry in Sumatra, Indonesia: Covid-19 Impact, Dual Banking, And Regional Analysis Mimma; Syahdatul Maulida
Tamkin Journal Vol. 1 No. 1 (2022): Tamkin Journal
Publisher : SMART Insight

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58968/tj.v1i1.94

Abstract

Financial institutions are one of the sectors that play a vital role in national and regional economic growth. BPR and BPRS are one of the banking financial industries that play a role in providing financial services to people with a weak economy and MSMEs, so it is necessary to accelerate improvements in BPR and BPRS. This study aims to measure the efficiency and performance of BPRs in Sumatra, see the impact of the pandemic on BPR and BPRS operations and conduct regional analysis on BPRs and BPRS in Sumatra. Using a sample of 30 BPRs and 30 BPRS in Sumatra, this study conducted observations during the 2016-2021 period. This study uses the Data Envelopment Analysis (DEA) analysis method with secondary data sourced from the financial statements of each BPR and BPRS. The input variables in this study are fixed assets, operating expenses and third-party funds. Meanwhile, the output variables of this research are the financing provided and operating income. The results of the study revealed that the average BPR and BPRS in Sumatra during the 2016 to 2021 period fluctuated. Then, in the CRS and VRS analysis, Lampung and North Sumatra regions have the highest efficiency compared to other regions. Meanwhile, during the Covid-19 pandemic, both BPRs and BPRS in Sumatra experienced a significant decrease in efficiency. This study also analyzes potential improvements to improve programs that cause inefficiencies in the input and output variables. In general, the causes of inefficiency of the two types of banks are operating income and the amount of financing provided. This study also provides recommendations to BPR-BPRS practitioners, regulators and academics as a basis for decision making in achieving optimal efficiency for future.
Development of Islamic Microfinance: A Bibliometric Approach Mia Sari
Tamkin Journal Vol. 1 No. 1 (2022): Tamkin Journal
Publisher : SMART Insight

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58968/tj.v1i1.95

Abstract

This study tries to review research on sustainable microfinance development in Scopus indexed journals. This analysis uses descriptive statistical analysis based on 319 selected papers related to microfinance sustainable development from both national and international journals. All samples of published journals have been published for 27 years from 1996 to 2022. The data is then processed and analyzed using the VOSviewer application program to find out the bibliometric visualization map for sustainable development of microfinance research. The results of this bibliometric mapping study show a map of the development of research in the field of sustainable development microfinance. This study also found a close relationship between microfinance sustainable development and the main goal of the SDGs, namely eradicating poverty to promote prosperity for all people of all ages around the world. This research finds new and interesting keywords for further research.
Do Technology Changes Affect The Productivity of The Indonesian Islamic Rural Bank (BPRS)? Aam; Aisyah As-Salafiyah
Tamkin Journal Vol. 1 No. 1 (2022): Tamkin Journal
Publisher : SMART Insight

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58968/tj.v1i1.110

Abstract

The Islamic financial industry in Indonesia is currently a global concern, one of which is bank financial institutions, so measuring productivity is essential for Islamic rural banks (BPRS) in Indonesia. This study tries to analyze the BCC model as a basic model to see the level of productivity in a BPRS using the Malmquist productivity index, both in terms of changes in efficiency and changes in technology. The results obtained from the Malmquist index score or total productivity change (TFPCH) show that, in general, BPRS has experienced a decline in productivity but has increased in the last two years. However, there are six BPRS out of 16 BPRS that get an average score of more than one and show an increase in productivity. The BPRS with the highest productivity level score is PT BPD East Kalimantan and North Kalimantan, and the BPRS with the lowest productivity level score is PT BPD Central Java (UUS). However, East Java still has not reached the optimal level of productivity, with a score of 0.803. Overall, the priority factor that needs to be improved in BPRS is the rate of change in technological innovation. This research shows that BPRS needs to implement digitalization.
Meta-Analysis on Zakat Index Irma Durrotun Niswah
Tamkin Journal Vol. 1 No. 1 (2022): Tamkin Journal
Publisher : SMART Insight

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58968/tj.v1i1.123

Abstract

This study tries to review the research around zakat index on reputable journal. It uses descriptive statistical analysis based on selected 35 article publications or paper related to zakat index, with national and international journal. The entire sample journal publications have published for nine years from 2012 to 2020. The Results show that zakat index research study case is still dominated by Indonesia (25 study), following by Malaysia (8 study) and others. In addition, the Had Kifayah, CIBEST Index, and Zakat Village Index are the examples of zakat index implementation. Meanwhile, Puskas Baznas is the most active institution in developing zakat indexes in the world based on literatures.
A Review on Islamic Micro-insurance Studies Amelia Tri Puspita; Dwi Ratna Kartikawati
Tamkin Journal Vol. 1 No. 1 (2022): Tamkin Journal
Publisher : SMART Insight

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58968/tj.v1i1.131

Abstract

The global insurance system is growing rapidly in a large number of countries in the world, including Indonesia. OJK shows support for increasing the growth of the Islamic finance industry in Indonesia by establishing a Sharia micro-insurance product which was officially launched in 2014. Therefore, to maintain its existence it must be supported by good governance. So, this study aims to meet the development trend of Microinsurance research published by leading journals on microinsurance. The data analyzed consisted of 198 indexed research publications. The data is then processed and analyzed using the VoS viewer application to find out the bibliometric map of Islamic microinsurance research development.

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