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Drajat Stiawan
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drajatstiawan@uingusdur.ac.id
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+6281385249519
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velocity@uingusdur.ac.id
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Jl. Pahlawan No. 52 Kajen Kabupaten Pekalongan Pekalongan. Indonesia
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INDONESIA
Velocity: Journal of Sharia Finance and Banking
Published by Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan
ISSN : 2797247X     EISSN : 27971546     DOI : https://doi.org/10.28918/velocity
Core Subject : Religion, Economy, Social,
Religion Economics, Econometrics & Finance Social Sciences
Velocity: Journal of Sharia Finance and Banking is a journal that provides authoritative scientific information sources for researchers and academics in academia, research institutions, government agencies, and industry. ISSN Print is 2797-247X and Online is 2797-1546. We publish original research papers, review articles and case studies focused on Islamic Finance and Banking as well as related topics. All papers were peer reviewed by at least two reviewers. This journal is maintained and published by Department of Islamic Banking, Faculty of Islamic Economics and Business, UIN K.H. Abdurrahman Wahid Pekalongan.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 35 Documents
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Urgensi Micro Business Game dalam Meningkatkan Manajemen Bisnis dan Pengetahuan Literasi Keuangan Sulaiman Helmi; Ulfa Kurniasih; Afina Aninnas
Velocity: Journal of Sharia Finance and Banking Vol. 2 No. 2 (2022): November 2022
Publisher : Department of Islamic Banking, Faculty of Islamic Economics and Business, UIN K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (581.995 KB) | DOI: 10.28918/velocity.v2i2.6273

Abstract

The Micro, Small, and Medium Enterprise sector is one of the factors driving the trend of economic growth in indonesia. In order to support the government’s efforts in advancing SMEs, Jateng Bank as one of the institutions in collaboration with the German SBFIC (Saving Banks Foundation for International Cooperation) participated in thes efforts by holding MBG (micro business game training). This article aims to describe the urgency of MBG training for the Micro, Small, and Medium Enterprise actors or prospective actors in improving business management knowledge and financial literacy. This study uses a qualitative method, namely by collecting primary data sources trough interviews with the trainer of MBG Jateng Bank and also collecting data sources from literature review trough previous research literatures. The result of this research is that MBG training has a very important role in improving business management and financial literacy, especially in increasing the effectiveness and efficiency of Micro, Small, and Medium Enterprises.
Pendayagunaan Dana Sosial Bank Syariah Melalui Platform Financial Technology untuk Pemberdayaan UMKM pada Era Digital Rizky Andrean; Nor Fatmah Rahmawati; M. Khoirul Fikri; Agus Fakhrina
Velocity: Journal of Sharia Finance and Banking Vol. 3 No. 1 (2023): May 2023
Publisher : Department of Islamic Banking, Faculty of Islamic Economics and Business, UIN K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (586.873 KB) | DOI: 10.28918/velocity.v3i1.6634

Abstract

This study aims to describe the empowerment of MSMEs in the digital era based on the utilization of social funds by Islamic banks through financial technology platforms. This research is qualitative research with a type of literature research. This study uses secondary data sourced from books, scientific journals, mass media news, as well as sources from the internet which are considered credible and of both national and international standards and are relevant to the matter being studied. Apart from that, to support this research, primary data sources were also used which came from the results of interviews which were studied further through focus group discussion (FGD) activities. The results of the study show that Indonesia is a country with a large potential for MSMEs. The main problem faced in empowering MSMEs is limited access to financing because many MSMEs are not yet bankable. On the other hand, Indonesia also has alternative potential for MSME financing through the utilization of Islamic bank social funds consisting of zakat companies and corporate social responsibility (CSR). In the digital era, this financing can be channeled through financial technology platforms. To be more competitive, the benefits of MSME beneficiaries are not only access to financing but also business empowerment outside of financing aspects such as training and so on provided by the MSME Center which is owned/formed by the financial technology platform.
Pengaruh Pelayanan Prima dan Kepercayaan Terhadap Loyalitas Nasabah Melalui Kepuasan Sebagai Variabel Intervening (Studi Kasus Nasabah BSI KCP Pekalongan) zulfi zakiyah; Syamsuddin; Versiandika Pratama
Velocity: Journal of Sharia Finance and Banking Vol. 3 No. 1 (2023): May 2023
Publisher : Department of Islamic Banking, Faculty of Islamic Economics and Business, UIN K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (381.818 KB) | DOI: 10.28918/velocity.v3i1.6989

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh kepuasan nasabah dalam memediasi hubungan antara pelayanan prima dan kepercayaan terhadap loyalitas nasabah BSI KCP Pekalongan Kajen. Penelitian ini termasuk jenis penelitian lapangan dengan pendekatan kuantitatif. Data dikumpulkan dari sampel sejumlah 100 responden melalui angket (kuesioner) yang dibagikan. Sampel dipilih menggunakan teknik accidental sampling. Adapun teknik analisis data pada penelitian ini menggunakan analisis jalur (path analysis) dengan sobel test. Hasil penelitian mengemukakan bahwa kepuasan mampu memediasi pengaruh pelayanan prima maupun kepercayaan terhadap loyalitas nasabah BSI KCP Pekalongan Kajen.
Memprediksi Minat M-Banking Bank Syariah dengan Pendekatan TAM dan TPB: Studi Generasi Milenial di Bantul Tyas Utami Pangastuti; Alex Fahrur Riza
Velocity: Journal of Sharia Finance and Banking Vol. 3 No. 1 (2023): May 2023
Publisher : Department of Islamic Banking, Faculty of Islamic Economics and Business, UIN K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (389.1 KB) | DOI: 10.28918/velocity.v3i1.7039

Abstract

Pesatnya perkembangan teknologi informasi saat ini telah mengubah pola hidup masyarakat yang menginginkan segala sesuatu serba efektif dan efisien. Terutama pada generasi milenial sebagai generasi yang paling akrab dengan teknologi perbankan. Tujuan dari penelitian ini adalah untuk mengetahui adopsi generasi milenial terhadap m-banking bank Syariah. Penelitian ini menggunakan kombinasi model Technology Acceptance Model (TAM) dan Theory of Planned Behavior (TPB). Penelitian ini menggunakan desain riset kausal dengan jenis penelitian kuantitatif. Populasi dalam penelitian ini adalah generasi milenial di Kabupaten Bantul. Pengambilan sampel dilakukan dengan metode purposive sampling dengan jumlah sampel sebanyak 121 responden. Teknik analisis data yang digunakan adalah Structural Equation Modeling dengan Partial Least Square (SEM-PLS) menggunakan aplikasi Smart-PLS 3.0. Hasil penelitian ini menunjukkan persepsi kemudahan penggunaan berpengaruh positif terhadap persepsi kegunaan. Persepsi kemudahan penggunaan dan persepsi kegunaan berpengaruh positif terhadap sikap. Sikap dan persepsi kontrol perilaku berpengaruh positif terhadap minat. Sementara persepsi kegunaan dan norma subjektif tidak berpengaruh positif terhadap minat dalam menggunakan mobile banking bank syariah.
Pendekatan TAM dalam Menilai Keputusan Penggunaan LinkAja Syariah pada Masyarakat Surakarta Fuad Hasyim; Rya Addela; Novia Gita Rahmawati
Velocity: Journal of Sharia Finance and Banking Vol. 3 No. 1 (2023): May 2023
Publisher : Department of Islamic Banking, Faculty of Islamic Economics and Business, UIN K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (890.884 KB) | DOI: 10.28918/velocity.v3i1.7059

Abstract

In this digital era, people are required to transform using e-payments. However, not all levels of society have adapted to digitalization of payments. This study aims to analyze the effect of ease of use, usefulness, and religiosity on the decision to use LinkAja Syariah. This research is a primary quantitative research. The sampling technique was carried out using purposive sampling with convenience sampling. Respondents were obtained by 123 users of the LinkAja Syariah application in the Surakarta area. Data analysis technique using multiple linear regression analysis. The results show that all construct variables consisting of convenience, usefulness and religiosity influence the decision to use LinkAja Syariah in the people of Surakarta.

Page 4 of 4 | Total Record : 35

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