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Mohammad H. Holle
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hanafi.holle@iainambon.ac.id
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+6285282760903
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hanafi.holle@iainambon.ac.id
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Kampus IAIN Ambon, Jln. Dr. H. Tarmidzi Tahir Batu Merah Atas Ambon Propinsi Maluku 97128
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Kota ambon,
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INDONESIA
Amal: Jurnal Ekonomi Syariah
Published by Institut Agama Islam Negeri Ambon
ISSN : 28286103     EISSN : 28286103     DOI : 10.33477/eksy.v4i02
Core Subject : Economy,
Economics, Econometrics & Finance
Amal: Jurnal Ekonomi Syariah mempublikasi artikel ilmiah hasil penelitian yang memuat kajian seputar Ekonomi Bisnis, Ekonomi Manajemen, Ekonomi Pembangunan, dan Ekonomi Syariah. Amal: Jurnal Ekonomi Syariah dikelola oleh Fakultas Sariah dan Ekonomi Islam Institut Agama Islam Negeri (IAIN) Ambon. Amal: Jurnal Ekonomi Syariah terbit berkala dua kali setahun. Edisi pertama terbit bulan Juni dan edisi kedua terbit bulan Desember. Amal: Jurnal Ekonomi Syariah diterbitkan melalui Lembaga Penelitian dan Pengabdian Masyarakat LP2M Institut Agama Islam Negeri (IAIN) Ambon dengan nomor ISSN: 2828-6103
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 8 Documents
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Search results for , issue "Vol 1, No 01 (2019)" : 8 Documents clear
IMPLEMENTASI ETIKA ISLAM DALAM BERBISNIS Mohammad H Holle
Amal: Jurnal Ekonomi Syariah Vol 1, No 01 (2019)
Publisher : IAIN Ambon

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (160.743 KB) | DOI: 10.33477/eksy.v1i01.917

Abstract

This paper aims to uncover the ethical values of Islam contained in business activities. Good or bad behavior is a reflection of human life, both individually and in groups. This behavior is also commonly found in business activities. The purpose of doing business is to make a profit. But sometimes the desire to cover up human reason and do losses by doing business. The basic law of doing business in Islam is permissible, unless there is a prohibition from Allah. A number of prohibited acts in doing business such as; take usury, cheat, reduce the scale, hoard merchandise, take the property of others, monopoly, betrayal, perjury, and speculation. In Islam, a number of ethics that we usually encounter in business include; stay away from business goods or illicit activities, stay away from the element of fraud, buying and selling halal, fair, honesty, keep promises, write transactions that are not cash, agree, leave the business when prayer times and pay zakat arrives. In Islamic ethics it does not invite an entrepreneur just to pursue profit, but a blessing. That the benefits are reasonable and not excessive. Business benefits according to Islam are not only material but also immaterial. Business is also not only a container associated with humans alone but also related to Allah. As a number of the words of Allah contained in QS an-Nissa (4): 29, al-Baqarah (2): 282; at-Taubah (9): 24; an-Nuur (24): 37; Fatir (35): 29; al-Saff (61): 10, and al-Jumu'ah (62): 11. Keywords: implementation, ethics, Islam, Business
DISPARITAS PEMBANGUNAN EKONOMI ANTAR KABUPATEN/KOTA DI PROVINSI MALUKU (ANALISIS TIPOLOGI KLASSEN DAN INDEKS WILIAMSON) Darwis Amin
Amal: Jurnal Ekonomi Syariah Vol 1, No 01 (2019)
Publisher : IAIN Ambon

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (283.837 KB) | DOI: 10.33477/eksy.v1i01.921

Abstract

This study aims to determine the position of economic growth of each regency / city in Maluku Province based on economic growth and Gross Domestic Product (GDP) per capita and to determine the imbalance of economic growth between regencies / cities in Maluku Province. This research conduct with Klassen Typology analysis and Williamson’s Index analysis approach method. Research showed that regency/city that have significant growth in economic level percapita and gross domestic product (GDP) are Ambon City, and Tual City. Theregency/city that have minimal growth in economic level per capita and GDP are Maluku Tengah Regency, Buru Regency,Seram Bagian Barat Regency and Buru Selatan Regency. Disparity in economic development in Maluku Province is quite significant although income inequality in most regions is quite low because it has a relatively high level of economic growth and per capita income above the Maluku Province average.
PENINGKATAN KESEJAHTERAAN EKONOMI MASYARAKAT MELALUI ZAKAT Ahmad Majdi Tsabit
Amal: Jurnal Ekonomi Syariah Vol 1, No 01 (2019)
Publisher : IAIN Ambon

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (122.975 KB) | DOI: 10.33477/eksy.v1i01.920

Abstract

The writing ofthis article aims to determine the relevance of zakat with welfare instruments. Where inthe process of achieving welfare, an instrument in the form of zakat is needed. Zakat is an independent social aid which is a duty for rich people to help those who are poor so that they can get out of poverty. With zakat, poverty levels are expected to be reduced. Welfare in the perspective of Islamic economics is the fulfillment of material and non-material needs, the world and the end based on personal and community awareness to obey and obey (aware) of the law desired by Allah through His instructions in the Qur'an, through examples in the example of the Prophet Muhammad Saw, and through ijtihad and the good of the scholars. Therefore, welfare is not an ideal without sacrifice, but requires continuous and continuous struggle. Keywords: Prosperity, Society, Economy, Zakat
KAJIAN PENGEMBANGAN OBYEK WISATA BAHARI PANTAI HUNIMUA KABUPATEN MALUKU TENGAH Deny Yarusain Amin
Amal: Jurnal Ekonomi Syariah Vol 1, No 01 (2019)
Publisher : IAIN Ambon

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (98.476 KB) | DOI: 10.33477/eksy.v1i01.922

Abstract

Penelitian ini bertujuan untuk menentukan konsep pengembangan obyek wisata bahari Pantai Hunimua.. Konsep pengembangan ini disusun berdasarkan menggunakan metode/analisis SWOT (strength/kekuatan, weakness/kelemahan, opportunity/kesempatan, threatment/ancaman) yang diawali dengan mengidentifikasi faktor-faktor internal (kekuatan dan kelemahan) dan factor-faktor eksternal (peluang dan ancaman) yang mempengaruhi perkembangan obyek wisata ini. Selanjutnya membandingkan kedua faktor tersebut untuk mendapatkan strategi pengembangan yang dijabarkan dalam program-program strategis. Strategiini kemudian dirumuskan ke dalam bentuk beberapa kebijakan yang akan dijadikan sebagai arah pengembangan obyek wisata Pantai Hunimua. Dalam penelitian ini data diperoleh melalui observasi dan wawancara yang mendalam dengan responden. Wawancara juga disertai dengan kuesioner. Penentuan sampel dilakukan dengan teknik purposive sampling yaitu penentuan sampel untuk tujuan tertentu. Sampel yang dipilih dalam penelitian ini sebanyak 10 orang terdiri dari pemangku kepentingan yang berkaitan dengan sektor pariwisata di daerah ini antara lain : masyarakat, LSM, perguruan tinggi (PT), DPD ASITA, Kantor Kecamatan Salahutu, DPR, BAPPEDA,BAPEDALDA, Dinas Pariwisata..Berdasarkan hasil analisis SWOT, pengembangan obyek wisata bahari Pantai Hunimua dapat dilakukan melalui beberapa strategi yang dirumuskan dalam empat kebijakan yaitu peningkatan kualitas produk wisata, peningkatan peran pemangku kepentingan, pengawasan dan pengendalian lingkungan serta peningkatan kualitas SDM.
UTANG LUAR NEGERI; PARADOKS PEMBANGUNAN EKONOMI INDONESIA Arifin Pellu
Amal: Jurnal Ekonomi Syariah Vol 1, No 01 (2019)
Publisher : IAIN Ambon

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (161.119 KB) | DOI: 10.33477/eksy.v1i01.918

Abstract

This article aims to look at the relevance of Indonesia's foreign debt with its contribution to development accompanied by a study of sharia economics on debt. The amount of Indonesia's foreign debt continues to swell. Government savings that are expected to reduce the burden of external debt cannot reduce the burden of external debt. In fact, it has even added to the burden of external debt to penetrate Rp5,410 trillion. Indonesia is one of the countries that still rely on foreign aid to fund development, whether through loans or debt or foreign grants. The government does not have a strong commitment to pay off foreign debt. Instead of paying off, the government is diligently adding new debt without paying attention to the balance (balance) balance of payments. The development process carried out is the process of "digging a manhole cover". This is the paradox of Indonesia's foreign debt. While from the perspective of Islamic economics, external debt cannot be released from interest (usury). Riba is a big sin that must be shunned by Muslims as far as possible. As Allah SWT said in QS al-Baqarah (2): 275, 286 and also Qs. An-Nisaa verse 141, Hadith narrated by Muslim and Hadith narrated by Ibn Majah. In Islam there are forms of cooperation that are permitted in sharia, such as Mudharabah, Musyarakah, Murabahah, etc., can be developed as a form of external financing in the state budget. These forms are in principle more flow creating equity than flow creating debt, this form is implemented by the Islamic Development Bankhas funded many projects in Islamic countries with this scheme. Keyword: Foreign debt,paradox, development
KONSEP KESEJAHTERAAN DALAM EKONOMI ISLAM: PERSPEKTIF MAQASHID AL-SYARIAH Fadlan Fadlan
Amal: Jurnal Ekonomi Syariah Vol 1, No 01 (2019)
Publisher : IAIN Ambon

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (295.194 KB) | DOI: 10.33477/eksy.v1i01.916

Abstract

The writing of this paper aims to determine the extent of prosperity in the context of Islamic economics if it is relevant from the perspective of maqashid al-shariah. This welfare in economics has always been an endless discussion. Always the main topic, because welfare is always oriented to the material and self-interest. This orientation is certainly contrary to welfare when viewed from the perspective of Islamic economics, because it is not in accordance with the objectives of sharia (maqashid al-shari'ah) in general. In Islam, welfare is usually termed a problem, because it is a concept that encompasses all aspects of human life, whether it is individually or individually. Welfare from the view of maqashid sharia lies in five protections, namely protection of faith (al-din), soul (al-nafs), reason (al-'aql), descent (al-nasl), and wealth (al-mal). Welfare can not be separated from the ethical code of individuals in managing life. Because in economics a person's behavior will contribute to the benefit of himself, his family, and the environment. For this reason, the concept of mashlahah is also practiced in individual and community behavior. This results in consumers always having the nature of choosing goods and services that can providevalues mashlahah opaque. Keywords: Welfare, Islamic Economy, Maqashid al-Sharia
ETOS KERJA DALAM ISLAM Binti Nur Aisyah
Amal: Jurnal Ekonomi Syariah Vol 1, No 01 (2019)
Publisher : IAIN Ambon

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (168.433 KB) | DOI: 10.33477/eksy.v1i01.913

Abstract

Paper ini bertujuan untuk menghasilkan deskripsi tentang etos kerja dalam Islam. Tema ini dilatarbelakangi oleh fenomena mu’amalah guna pemenuhan kebutuhan keluarga, membutuhkan suatu nilai, dorongan sehingga menghasilkan output yang maksimal dan tidak merugikan oran lain. Paper ini ditulis dengan pendekatan kualitatif dengan jenis deksriptif. Pendekatan kualitatif untuk menggambarkan literasi etos kerja dengan norma Islam. Jenis deskriptif untuk menggambarkan secara detail terkait fenomena etos kerja Islam di masyarakat dari berbagai penelitian. Hasil dari paper ini antara lain; etos kerja Islam merupakan sikap yang muncul atas cerminan dari nilai ilahiah, dalam bentuk sikap kerjasama, tidak saling merugikan, musyawarah dalam pencapaiannya dll yang mempengaruhi kerja dan kinerja seseorang sehingga mendapatkan ridlo Allah SWT. Etos kerja Islam diwujudkan dalam berbagai sikap; Disiplin, ikhlaas, jujur, komitmen, istiqomah, pengendalian diri, kreatif, bertanggungjawab, melayani, bermartabat, nilai kepemimpinan, berpandangan jauh ke depan, efisien, enterpreneur, bersaing, mandiri, belajar, motivasi musyafir, kesehatan, kuat dan pantang menyerah, produktif, berkomunikasi, berperubahan. Fenomena menunjukkan bahwa pengusaha muslim pada umumnya memiliki hubungan kerja islami, nilai-nilai bagus, kerja keras, jujur, benar, adil dan bijak. Paper ini bermanfaat untuk pengembangan dan pencapaian kebutuhan masyarakat yang berkeadilan dan menuju ridlo-Nya. Kata kunci: Etos, kerja, Islam
MENCETAK MUZAKKI BARU MELALUIOPTIMALISASI PROGRAM KOMUNITAS USAHA MIKRO MUAMALAT BERBASIS MASJID Moh Syarifudin
Amal: Jurnal Ekonomi Syariah Vol 1, No 01 (2019)
Publisher : IAIN Ambon

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (194.88 KB) | DOI: 10.33477/eksy.v1i01.919

Abstract

Paper aims to determine KUM3 program in Jayapura and how the pattern of this program to realize the Mustahik Zakat becomes Muzakki. Powerlessness is something that is fought by Islam with the potential of charity and charity. The right formulation is needed so that the effort to empower the economy of the people effectively, efficiently and certainly optimal in order to provide benefits that are right on target and effective rather than the opposite which makes recipients lazy and unproductive. Mosque-Based Muamalat Micro Business Community (KUM3) in Jayapura City is one of the programs of the BMM in collaboration with the Muamalat Bank of Jayapura City Branch. in the city of Jayapura and how the pattern of the program is to turn the Mustahik Zakat into Muzakki. This research by the author uses a qualitative approach, the emphasis is not on testing hypotheses but on efforts to answer research questions through formal and argumentative thinking. This study has natural characteristics and is field work and is descriptive in nature. The findings in this study are that the Jayapura City KUM3 is the application of the financing of Qordhul Hasan which is managed directly by BMM with Bank Muamalat as a companion and supervisor. From the data of 75 Mustahik, about 95% of them have completed their loans and 75% of them are ready to become Muzakki. In the long run Muzakki will be directed to form the Syari'ah Financial Services Cooperative (KJKS) in Jayapura. Market eviction, stalls eviction, lack of mobility must be prepared and mental preparedness, skills and motivation are obstacles to the optimal program. Although not yet 100%, but this is one of the project is a model for print Mustahik be Muzaki Keywords: economic empowerment, KUM3, mustahik, muzakki

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