cover
Contact Name
Dito Alif Pratama
Contact Email
ditoalifpratama@ptiq.ac.id
Phone
+6281385712783
Journal Mail Official
altasyree@ptiq.ac.id
Editorial Address
https://journal.ptiq.ac.id/index.php/altasyree/about/editorialTeam
Location
Kota adm. jakarta selatan,
Dki jakarta
INDONESIA
Al-Tasyree: Jurnal Bisnis, Keuangan dan Ekonomi Syariah
Published by Institut PTIQ Jakarta
ISSN : 20860943     EISSN : 20860943     DOI : https://doi.org/10.59833/altasyree
Al-Tasyree: Jurnal Bisnis, Keuangan dan Ekonomi Syariah receive original manuscripts in the field of Islamic Economics, including research reports, case reports, application of theory, critical studies, and literature reviews. The spread of Islamic Economics includes (but is not limited to): 1. Islamic Finance and Capital Market 2. Islamic Banking 3. Business Management, Entrepreneurship, and Islamic Tourism 4. Islamic Accounting and Islamic Reporting 5. Sharia Risk Management and Sharia Insurance 6. Islamic Social Finance 7. Halal Industry
Articles 36 Documents
Review Peluang dan Tantangan Sukuk di Masa Pandemi Covid-19 sebagai Instrumen Keuangan Syariah Indonesia Faried Ma’ruf
Al-Tasyree: Jurnal Bisnis, Keuangan dan Ekonomi Syariah Vol. 13 No. 01 (2021): Al-Tasyree: Jurnal Bisnis, Keuangan dan Ekonomi Syariah
Publisher : Prodi Ekonomi Syariah, Fakultas Syariah, Institut PTIQ Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59833/altasyree.v13i01.166

Abstract

The Islamic finance industry has felt the economic driving force and the benefits of Sukuk as a sharia financial instrument for development funding although the impact is still insignificant. The main problem of not achieving the acceleration of Sukuk in Indonesia has become a statement by many people, so it is necessary to carry out continuous studies regarding its development. This study aims to identify opportunities and challenges as well as inhibiting factors for their development using the Pareto principle analysis. The identification results reveal that the understanding of issuers and investors and the public about Sukuk is still lacking, incentives for Sukuk are also low, the problem of Sukuk liquidity is lower than conventional bond instruments. Complementing the results of this study on Sukuk suggests that the main solution to the low development of Sukuk instruments is the need for incentive policies, regulations, which can encourage corporations to choose Sukuk as a means of investment.
Review E-Commerce dalam Perspektif Bisnis Syariah Andi Iswandi
Al-Tasyree: Jurnal Bisnis, Keuangan dan Ekonomi Syariah Vol. 13 No. 01 (2021): Al-Tasyree: Jurnal Bisnis, Keuangan dan Ekonomi Syariah
Publisher : Prodi Ekonomi Syariah, Fakultas Syariah, Institut PTIQ Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59833/altasyree.v13i01.167

Abstract

Electronic sales or e-commerce is the distribution, purchase, sale, marketing of goods and services through electronic systems The development of digital technology is currently very fast, especially in the e-commerce sector. The intense competition has forced many parties to continue to innovate in order to survive in this era of disruption. This study aims to formulate e-commerce theory from a sharia perspective by discussing the themes (1) definition of e-commerce; (2) the concept and mechanism of e commerce; (3) the legitimacy of e-commerce in sharia business. The results of the discussion of this study state that e-commerce is a trading transaction system that uses electronic instruments for online shopping businesses. Transactions carried out in e-commerce via the internet are basically not different from as-salam transactions, except for commodities that are used as the object of the transaction. e-commerce transactions via the internet should be careful in making transactions, such as by checking the security system owned by merchants, having insight and knowledge about the commodities that are used as the object of transactions so as not to buy commodities that are not in accordance with existing norms, and also clearly check the date of delivery and place of delivery of the commodity so that disputes can be avoided. Finally, it is hoped that this will provide new opportunities in modern Islamic business activities.
Model Praktik Lembaga Keuangan Mikro Syariah dalam Pemberdayaan UMKM di Masa Pandemi Covid-19 Agus Hidayat
Al-Tasyree: Jurnal Bisnis, Keuangan dan Ekonomi Syariah Vol. 13 No. 01 (2021): Al-Tasyree: Jurnal Bisnis, Keuangan dan Ekonomi Syariah
Publisher : Prodi Ekonomi Syariah, Fakultas Syariah, Institut PTIQ Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59833/altasyree.v13i01.168

Abstract

Micro, Small and Medium Enterprises (MSMEs) are components of business actors that play a significant role in improving the national economy, both in terms of gross domestic product, employment, or investment. This study aims to analyze the practice model of Islamic Microfinance Institutions in Empowering MSMEs in Indonesia. Analytical descriptive is used to describe the model. The findings of this study explain that the performance of microfinance for strengthening MSMEs has been good. From the aspect of capital, LKMS has been able to increase capital for MSMEs, so that the quantity of MSMEs production increases. There are several micro-financing models for strengthening MSMEs that may be applied by Islamic financial institutions, namely the solidarity group model, the village banking model, the grameen model, and the individual model.
Sistem Prosedur Pialang Asuransi Syariah Berbasis Digital di Indonesia Rusdi Hamka Lubis
Al-Tasyree: Jurnal Bisnis, Keuangan dan Ekonomi Syariah Vol. 13 No. 01 (2021): Al-Tasyree: Jurnal Bisnis, Keuangan dan Ekonomi Syariah
Publisher : Prodi Ekonomi Syariah, Fakultas Syariah, Institut PTIQ Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59833/altasyree.v13i01.169

Abstract

Identifying the risk of the insured party is the main task of the insurance broker who acts as the insured's representative who has the right to become an intermediary between the insured party and the insurance company. The purpose of this study is to analyze the governance of sharia insurance brokers in identifying the risks that exist to the insured. Qualitative method is a method used to provide a comprehensive picture. The results of this study state that sharia insurance brokers have implemented good corporate governance and have carried out their duties and obligations as representatives implementing the values of governance, risk management and Sharia Compliance. Sharia Insurance Broker professionalism will be felt by the insured if the insurance claim settlement can be done in accordance with the agreement.
Preferensi Konsumen dalam Pembelian Produk yang Dipasarkan di Supermarket TIP TOP Cabang Ciputat M. Sururi
Al-Tasyree: Jurnal Bisnis, Keuangan dan Ekonomi Syariah Vol. 13 No. 01 (2021): Al-Tasyree: Jurnal Bisnis, Keuangan dan Ekonomi Syariah
Publisher : Prodi Ekonomi Syariah, Fakultas Syariah, Institut PTIQ Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59833/altasyree.v13i01.170

Abstract

The halal label is the output of LPPOM MUI for products that have passed the halal certification process. The study analyzes the effect of product halal labels on purchasing decisions and to find out how much influence it has on consumers of the TIP TOP Supermarket Ciputat. The research method uses descriptive correlation with a quantitative approach. The findings of this study state that the halal label on the product has a significant positive effect on consumer purchasing decisions at the TIP TOP Ciputat Supermarket, with a correlation significance value of 0.420 and a coefficient of determination of 17.64%. While the other 82.36% is the influence of other factors.
Fatwa Ekonomi dan Keuangan Syariah: Studi Kasus Proses Penetapan Fatwa DSN-MUI tentang Pialang Asuransi Syariah M. Sururi
Al-Tasyree: Jurnal Bisnis, Keuangan dan Ekonomi Syariah Vol. 13 No. 02 (2021): Al-Tasyree: Jurnal Bisnis, Keuangan dan Ekonomi Syariah
Publisher : Prodi Ekonomi Syariah, Fakultas Syariah, Institut PTIQ Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59833/altasyree.v13i02.295

Abstract

Artikel ini memotret kegiatan dan perkembangan pialang asuransi di Indonesia periode tahun 2014-2019 dan menganalisis proses penetapan fatwa ekonomi dan keuangan syariah DSN-MUI sampai dengan sosialisasi kepada masyarakat. Penelitian ini juga bertujuan menganalisis urgensi fatwa DSN-MUI no. 128 tahun 2019 tentang penyelenggaraan pialang asuransi dan reasuransi berdasarkan prinsip syariah. Penelitian ini sampai pada kesimpulan bahwa fatwa ekonomi dan keuangan syariah yang diterbitkan DSN-MUI telah melalui proses panjang, mulai pengajuan oleh pemohon dari lembaga keuangan, praktisi, dan masyarakat umum. Selanjutnya, ditindaklanjuti dengan diskusi panjang antara Badan Pengurus Harian (BPH) DSN-MUI dengan mengundang pihak pemerintah sebagai regulator serta pihak-pihak yang dianggap dapat memberikan masukan yang konstruktif. Selain itu, penelitian ini juga menyimpulkan bahwa urgensi fatwa yang membolehkan pialang syariah ini telah menjadi harapan baru bagi praktisi industri asuransi syariah kepada lembaga penunjangnya.
Strategi Penyelesaian Pembiayaan Bermasalah: Studi Kasus pada Koperasi Syariah di Kota Tangerang Selatan Faried Ma'ruf
Al-Tasyree: Jurnal Bisnis, Keuangan dan Ekonomi Syariah Vol. 13 No. 02 (2021): Al-Tasyree: Jurnal Bisnis, Keuangan dan Ekonomi Syariah
Publisher : Prodi Ekonomi Syariah, Fakultas Syariah, Institut PTIQ Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59833/altasyree.v13i02.296

Abstract

Analisis faktor penyebab pembiayaan bermasalah di Koperasi dan strategi penyelesaikannya adalah tujuan dari penelitian ini, karena bila tidak diselesaikan segera dapat menggrogoti kinerja koperasi dan akan menjadi hambatan dalam pengembangan usaha karena kesulitan keuangan. Analisis kualitatif digunakan dalam penelitian dengan melakukan pendalaman mengenai strategi penyelesaian pembiayaan masalah dengan pendekatan observasi dan pengamatan mendalam pada pengurus koperasi tentang kondisi kesehatan koperasi. Temuan penelitian ini menunjukkan bahwa faktor penyebab terjadinya pembiayaan bermasalah pada koperasi di Kota Tangerang Selatan disebabkan karakter nasabah yang tidak mendasari itikad baik, selanjutnya adalah kinerja usaha nasabah yang buruk dan meninggal dunia apalagi setelah terjadinya pandemi Covid-19 yang menyebabkan banyak korban meninggal setelah terinfeksi positive virus covid-19 serta krisis ekonomi dan kesulitan keuangan pada koperasi secara umum yang disebabkannya. Adapun strategi Penyelesaian pembiayaan bermasalah dalam menanggulangi faktor-faktornya adalah dengan melakukan pendekatan persuasif kepada nasabah serta mencari jalan keluar terbaik dengan program reschedule, reconditioning pembiayaan macet. Hasil penelitian menunjukkan penyebab terjadinya pembiayaan macet adalah kegagalan usaha ,karakter yang kurang baik dari Nasabah , bencana alam dan meninggal dunia. Strategi penyelesaikan pembiayaan bermasalah dengan rescedulling dan reconditioning
Peran Lembaga Ziswaf dalam Distribusi Ekonomi pada Saat Terjadi Pandemi Covid-19 Andi Iswandi
Al-Tasyree: Jurnal Bisnis, Keuangan dan Ekonomi Syariah Vol. 13 No. 02 (2021): Al-Tasyree: Jurnal Bisnis, Keuangan dan Ekonomi Syariah
Publisher : Prodi Ekonomi Syariah, Fakultas Syariah, Institut PTIQ Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59833/altasyree.v13i02.298

Abstract

Distribusi ekonomi, dijelaskan juga pelbagai upaya yang dilakukan oleh Lembaga Amil Zakat (BAZNAS) dan Lembaga Amil Zakat Nasional (LAZNAS) dalam membenahi diri untuk meningkatkan peran dalam mengentaskan pelbagai persoalan di Indonesia, khususnya masalah kemiskinan terutama saat terjadi pandemi Covid-19. Dengan menggunakan pendekatan analisis deskripsi permasalahan yang terkait dengan peran lembaga amil zakat di Indonesia. Temuan penelitian ini menyatakan bahwa kebijakan distribusi ekonomi melalui lembaga Islam yang didirikan dengan dasar nirlaba harus didukung dan dijaga oleh pemerintah maupun sistem pengawasannya agar dipastikan segala upaya dan usaha lembaga dapat berjalan dengan baik. Peran pemerintah sangat krusial dalam hal memastikan Zakat Core Principles terlaksana sehingga tujuan distribusi ekonomi dan pemerataan pendapatan tercapai, sehingga kemiskinan dapat diminimalisir saat pandemi Covid-19 ini.
Labelisasi Halal dan Strategi Pemasaran Kopi Robusta pada Masyarakat Desa Talang Jawa Kecamatan Tebing Tinggi Kabupaten Empat Lawang Sum-Sel Amir Salim; Rusdi Hamka Lubis; Anggun Purnamasari; Dian Tri Utami
Al-Tasyree: Jurnal Bisnis, Keuangan dan Ekonomi Syariah Vol. 13 No. 02 (2021): Al-Tasyree: Jurnal Bisnis, Keuangan dan Ekonomi Syariah
Publisher : Prodi Ekonomi Syariah, Fakultas Syariah, Institut PTIQ Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59833/altasyree.v13i02.299

Abstract

This study examines the Inclusion of Halal Labels and Marketing Strategies on the Purchase of Robusta Coffee in the Talang Jawa Village Community, Kec. High Cliff Kab. Four Laws. This type of research is a field research (filed research). This research aims to obtain information about Halal Labels and Marketing Strategies for the Purchase of Robusta Coffee in the Talang Jawa Village Community, Kec. High Cliff Kab. Four Lawangs that plunge directly into an object. This research is a field research that uses qualitative methods where a case study approach is carried out, then a data collection method used is observation, interviews, and documentation. Based on the results of the research obtained, the authors conclude that the effect of Halal labeling is very influential on consumer purchasing decisions, because after obtaining permission and certification of halal labeling consumers are sure of the quality of the coffee product.
Halal Haram Cryptocurrency Idrus
Al-Tasyree: Jurnal Bisnis, Keuangan dan Ekonomi Syariah Vol. 13 No. 02 (2021): Al-Tasyree: Jurnal Bisnis, Keuangan dan Ekonomi Syariah
Publisher : Prodi Ekonomi Syariah, Fakultas Syariah, Institut PTIQ Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59833/altasyree.v13i02.300

Abstract

The invention of the computer which was originally a calculating machine (Difference Engine no. 1) which was discovered by Charles Babbage (1791-1871) is something very famous in the history of computer development and is the first automatic calculator. With the very rapid development of the digital world, in 1983 an American cryptography expert David Chaum used cryptographic electronic money called e-cash, and in 1995, he implemented it through Digichash, which became the initial form of collaboration between the digital world of computers and Money, which is a cryptographic electronic payment instrument that requires user software to pull notes from the bank and designate a specific encrypted key before it can be sent to the recipient. And in 1996, the NSA, namely the United States National Security Agency, which was founded by President Harry S. Truman on November 4, 1952, had the task and function of collecting and analyzing communications from other countries, as well as protecting information belonging to the United States. The agency published a paper entitled How to Make a Mint: The Cryptography of Anonymous Electronic Cash, describing the Crypto currency system that first published it on the MIT mailing list, later in 1997, in the journal The American Law Review (Vol. 46, Issue 4). It was these researches that eventually led the developers to start developing what is known today as blockchain which is basically a distributed open ledger to record transactions between two parties efficiently and in a verifiable and permanent way. The discovery of Bit coin in 2009 which was declared as electronic money was developed by an institution or individual who has the initials Satoshi Nakamoto, the technology used is using a peer to peer network without centralized storage so that verification can be done anywhere in the world anywhere that dedicates a computer, to do this or it is called mining. Since 2009 other coins and tokens have started to appear, as we can see on CoinMarketcap which has more than 6000 coins and tokens. The utilization and use of this technology is still being debated from the point of view of Muslims in Indonesia, as stated by Yenny Wahid in the activities carried out by the Islamic Law Firm (ILF), this is due to the uncertainty of the asset value which can change at any time.

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