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Dedi Junaedi
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Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
ISSN : 26562871     EISSN : 26564351     DOI : https://doi.org/10.47467/alkharaj
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah is a scientific journal published by Pusat Riset dan Kebijakan Strategis PRKS) of  Institut Agama Islam Nasional (IAI-N) Laa Roiba Bogor in collaboration with Masyarakat Ekonomi Syariah (MES) and Intelectual Association for Islamic Studies (IAFORIS) . This journal contains scientific papers from academics, researchers and practitioners in the fields of Islamic economics, finance and business research. E-ISSN 2656-4351 ISSN Print 2656-2871   DOI: 10.47467/alkharaj  Starting from Volume 1 Number 1 2019 to Volume 6 Number 3 of 2024 published on the website with the URL https://journal.laaroiba.ac.id/index.php/alkharaj. Starting from Volume 6 Number 4 2024 onwards it will be published with the URL https://journal-laaroiba.com/ojs/index.php/alkharaj.
Articles 141 Documents
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Kinerja Karyawan Ditinjau dari Pelatihan, Komunikasi dan Reward Studi pada PT. Pabrik Gula Mojo Kabupaten Sragen Wahyu Prabowo Mukti; Supawi Pawenang; Raisa A. Hamidah
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 6 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah (in Press)
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i6.2003

Abstract

An investigation of the performance of workers at PT. Mojo Sugar Factory in Sragen Regency is being carried out with the purpose of determining and explaining employee performance in relation to training, communication, and reward. A quantitative descriptive research design is something that is utilized in this research strategy. All of the workers that are employed in the PT Mojo Sugar Factory in the Sragen Regency make up the population for this research. A saturation sampling strategy, This research used what is commonly referred to as the census approach. A sample of the entire population is taken using this process. In this study, 102 workers were chosen as samples. A questionnaire was employed to gather data. Data analysis was done using statistical analysis, most especially using SPSS version 25 using the multiple linear regression test, the t test, and the coefficient of determination. The study's conclusions show that working personnel at PT. Mojo Sugar Factory perform better and more significantly when they receive training, which is located in the Sragen Regency. There is a favorable and considerable impact that communication has on the performance of employees at PT. Mojo Sugar Factory, which is located in the Sragen Regency. At PT. Mojo Sugar Factory, Sragen Regency, the performance of employees is significantly improved by the presence of rewards, which have a beneficial impact. When all factors are included, the coefficient of determination (R2) accounts for 53.5% of the total, while the remaining 46.5% is impacted by additional variables that were not investigated in this study.
Pengaruh Brand Image, Product Quality, dan Price Discount Terhadap Impulse Buying pada Produk Make Over di Kota Surabaya Miftachul Jannah; Siti Ning Farida
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 6 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah (in Press)
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i6.2011

Abstract

This study aims to determine and analyze the effect of brand image, product quality and price discount on impulse buying. The method used in this research is a quantitative associative method. The data in this research was tested using validity tests, reliability tests, classic assumption tests, multiple linear regression tests and hypothesis tests analyze using the IBM SPSS Statistics 24 application. The data collection technique in this study was a questionnaire and the sampling technique in this study was purposive sampling. The criteria used were women aged between 20 and 49, living in the city of Surabaya and who purchased Make Over products. The results of this study indicate that, in part, the variables brand image, product quality and price discount have a positive and significant effect on impulse buying. In addition, other results also show that simultaneously the variables brand image, product quality and price discount have a positive and significant effect of 77.7% on the impulse purchase of Make Over products in the city of Surabaya.
Analisis Pembiayaan Akad Musyarakah pada Lembaga Keuangan Syari’ah di Indonesia: Studi Pendekatan NVivo dan Literatur Review Maretha Ika Prajawati; Rohmadi; Doni Yusuf Bagaskara
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 6 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah (in Press)
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i6.2017

Abstract

This research aims to determine financing analysis in sharia financial institutions in Indonesia using the NVivo approach. This research uses qualitative methodology with the Nvivo approach and literature review. "Data analysis techniques include: (1) mapping the number of news article codes based on qualitative analysis using Nvivo 14 software around the "Musyarakah Agreement", (2) mapping visualization results with hierarchical diagrams and testing the correlation between media articles using Nvivo 14 software; (3) mapping research topics with the World Cloud or a collection of words that are often discussed in media articles; and (4) testing the significant value between media articles to determine the size of the correlation around the topic "Musyarakah Agreement". The results of this research indicate that the topic that is often discussed in media articles regarding Musyarakah Contracts is the type and purpose of Musyarakah. Meanwhile, a topic that is rarely discussed by media articles regarding Musyarakah Agreements is the provisions and procedures for Musyarakah
Strategi Pengembangan Raung Konveksi dalam Peningkatan Volume Penjualan Pendekatan Blue Ocean Strategy Ramadhan Eka Syahputra Nurhidayat; Nurul Azizah
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 6 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah (in Press)
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i6.2020

Abstract

This research aims to investigate development strategies that can increase the sales volume of Raung Konveksi company. Utilizing the Blue Ocean Strategy approach, the focus is on product innovation and marketing strategies to create new markets and expand market share. The research method employed is descriptive qualitative analysis, including case studies and customer surveys. The research findings indicate that the effective implementation of the Blue Ocean strategy can create differentiation and enhance competitiveness in the Raung Konveksi industry. This can be achieved through various means, including the development of unique and different products from competitors, as well as marketing strategies that introduce these products to new market segments. Through the Blue Ocean strategy, Raung Konveksi can avoid direct competition with existing competitors and create new space, enabling them to attract new customers and increase their sales volume. Overall, this research demonstrates that the Blue Ocean strategy can be an effective approach for Raung Konveksi company to achieve growth and success in facing fierce competition in their industry.
Determinan Kinerja Keuangan Perbankan Syariah di Indonesia dalam Perspektif Islam Isnaldi Muhammad Dini; Amrizal
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 6 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah (in Press)
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i6.2021

Abstract

The research aims to test and analyze the influence of the variables Operational Costs, Operational Income, and Financial Deposit Ratio on Non-Performance Financing. To test and analyze Operational Costs and Operational Income and Financial Deposit Ratio to Return on Assets directly or through the Non-Performance Financing variable as a moderating variable. The research object is Islamic banks in Indonesia using secondary data from financial reports from 2017 to 2021. The research design is a quantitative analysis using path analysis. The research results prove that the variables Operational Costs, Operational Income, and Financial Deposit Ratio have a significant positive effect on the Non-Performance Financing variable, the magnitude of the influence is 32.8%. The variables Operational Costs, Operational Income, and Financial Deposit Ratio are proven to have a positive and significant influence on the Return On Assets variable, with the magnitude of the influence being 76%. Based on path analysis, the Operational Cost variable does not affect the On Assets return variable with the Non Performance Finance variable as a moderating variable. Meanwhile, the Financial Deposit Ratio variable influences the return on assets variable with the Non-Performance Finance variable as a moderating variable. Keyword: Financing Ratio, Financial Performance, Financial Report
Analisis Pengaruh Dimensi Work-Life Balance Terhadap Intensi Turnover Karyawan pada Generasi Milenial (Y) Boy Andika Sinaga; Rikardo E Parapat
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 6 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah (in Press)
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i6.2034

Abstract

The purpose of this research was to find and analyze the influencing factors of turnover in milenial’s generation employees (Y) using work-life balance aspect. This research was carried out quantitatively, using the survey methode with data analysis techniques using multiple linear regression methods. Quaestionnaire as a data collection instrument and distributed online via google form used 109 respondents. The dimensions of measuring the work-life balance aspect are work interference with personal life, work enhancement of personal life, personal life interference with work, personal life enhancement of work, and satisfaction balance. This research results obtained are the work interference with personal life which has significant effect on millennial employee turnover. While the others four dimensions are also quite influential on turnover. For decreasing turnover, companies need to create support policies to create work-life balance by implementing such as flexible working hours and being committed to balancing work and personal lives of employees.
Pengaruh Pengetahuan Investasi, Motivasi Investasi dan Literasi Keuangan Terhadap Minat Investasi di Pasar Modal Rizal Fauzan Adhima; Carolyn Lukita; Thomas Nadeak
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 6 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah (in Press)
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i6.2047

Abstract

The aim of this research is to determine the influence of investment knowledge, investment motivation and financial literacy on investment interest in the market. This research uses three independent variables and one dependent variable. Independent variables: investment knowledge (X1), investment motivation (X2), and financial literacy (X3). With the dependent variable investment interest (Y). The data used in this research is secondary quantitative data obtained from distributing questionnaires via Google Form. This research is secondary quantitative research. The time for distributing the questionnaire from December 2023 to January 2024 was 110 pieces of data. This research uses multiple linear analysis. Hypothesis testing is carried out using partial regression tests and simultaneous tests. The results of this research are that the influence of investment, investment motivation and financial literacy influence investment interest.
The Role of RUPBASAN Wonogiri in the Auction Process State Booty to Realize Non-tax revenue Muhammad Rafi Hafizuddin Putra; Siti Nurlaela; Anita Wijayanti
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 6 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah (in Press)
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i6.2055

Abstract

The Wonogiri State Confiscated Goods Storage House (Rupbasan) is one of the government agencies authorized to store and manage state confiscated goods and state confiscation until the auction process is carried out. This study aims to determine the role of the Wonogiri Rupbasan in the auction process for state booty, the obstacles that arise in the Wonogiri Rupbasan in the state booty auction process and efforts to resolve the obstacles in realizing Non-Tax State Revenue. This study uses empirical legal research methods with data collection techniques from interviews and interviews. The results of this study are related to the role of the Wonogiri Rupbasan in the auction process for stolen goods from the state, both from before the auction process until the auction process is carried out. Before being auctioned there is an acceptance process, consisting of research, judgment, documentation, second registration, third management consisting of storage, security, maintenance, rescue, fourth use of Basan and Baran, fifth transfer, finally reporting. For the auction process, the Wonogiri Rupbasan uses an auction system that is displayed to the Ministry of Finance's State Assets and Auction Service Office in carrying out the auction. The Wonogiri Rupbasan prepares state-appropriated goods to be auctioned based on a court decision, puts up and submits a list of auctions, announces them to the public, records the auction winners given by the KPKNL, processes the taking of the auctioned items that have been won. Handling after the auction process is spending and cleaning. In the auction process there are several obstacles, both from internal Rupbasan and external constraints and there are also general obstacles outside the auction process which impact on the quality of the loot to be auctioned as well as efforts to resolve obstacles in the auction process for state loot. Suggestions due to the suboptimal role of the mandate and function of Rupbasan both in the bidding process and managing Basan and Baran, studies, policies and government decisions are needed in making regulations strengthening the sovereignty of Rupbasan. Improving coordination between the Wonogiri Rupbasan and related agencies in implementing the auction process for state loot so that it can run optimally and professionally
Pengaruh Content Marketing, Live Streaming, and Online Customer Review terhadap Purchase Intention Wanda Aulya Dewi; Nur Laili Fikriah
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 6 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah (in Press)
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i6.2060

Abstract

Social media platforms like TikTok are extensively utilized by the community to support their events. In addition to being used for entertainment, many businesses use TikTok as a platform for online marketing. Making the most of its features to optimize marketing, such as online customer reviews, live streaming, and content marketing. The purpose of this study is to ascertain how Brand Jiniso's purchase intention is impacted by content marketing, live streaming, and online customer reviews.This research employs a quantitative explanatory methodology and purposive sampling, with 150 potential consumers of the Jiniso brand in Malang City serving as the sample. Data collection techniques include non-probability sampling and purposive sampling. In order to collect primary data for this study, questionnaires with a Likert scale of 1 to 5 were distributed. This study's analysis tool, SmartPLS version 3.0, performs validity and reliability tests to ascertain the test tool's validity and reliability. It also carries out model evaluation tests and hypothesis testing to ascertain the degree to which the relationship between variables is influenced. According to the analysis's findings, online customer reviews, live streaming, and content marketing all significantly influence consumers' intentions to make purchases.
Pengaruh Motivasi Kerja, Lingkungan Kerja dan Budaya Kerja Terhadap Kinerja Karyawan pada Perumda Delta Tirta Sidoarjo Muhammad Wahyu Indardi; Dewi Andriani; Rifdah Abadiyah
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 6 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah (in Press)
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i6.2071

Abstract

This study aims to determine the effect of work motivation, work environment and work culture in improving the performance of PERUMDA Delta Tirta Sidoarjo employees both partially and simultaneously. The research method used is a quantitative method using a 1-5 Likert scale analysis tool which is then tested using SPSS 24 software. The data collection technique in this study used a questionnaire distributed via a google form link. The population in this study were all employees who worked at the Head Office of PERUMDA Delta Tirta Sidoarjo, totaling 363 people. The sample size in this study was determined using the Slovin formula. The sample size obtained was 190 employees. The sampling method used is non probability sampling using propotional random sampling. The results of this study indicate that work motivation, work environment and work culture partially and simultaneously have a positive and significant effect in improving the performance of PERUMDA Delta Tirta Sidoarjo employees. From the results of the coefficient of determination, it is known that the amount of contribution of work-life balance variables, employee involvement and job satisfaction affects employee performance variables by 46.1% and the remaining 53.9% is influenced by other variables not used in this study.

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