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Contact Name
Safrilia Ayu Nani
Contact Email
bpjfeb@ub.ac.id
Phone
+6285708508515
Journal Mail Official
ieff@ub.ac.id
Editorial Address
Jl. MT Haryono No 165 Malang Fakultas Ekonomi dan Bisnis Universitas Brawijaya
Location
Kota malang,
Jawa timur
INDONESIA
Islamic Economics and finance in Focus (IEFF)
Published by Universitas Brawijaya
ISSN : -     EISSN : 29641233     DOI : 10.21776/ub.ieff
Publish all forms of quantitative and qualitative research articles and other scientific studies related to the field of Islamic Economics and finance.
Articles 8 Documents
Search results for , issue "Vol. 1 No. 2 (2022)" : 8 Documents clear
PENGARUH SUKUK, REKSADANA SYARI’AH DAN INFLASI TERHADAP TINGKAT PEREKONOMIAN INDONESIA PERIODE 2011-2020 Muhammad Izzia Thoriq Muttaqien
Islamic Economics and finance in Focus Vol. 1 No. 2 (2022)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

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Abstract

This study aims to determine and analyze the effect of sukuk, sharia mutual funds and inflation on Indonesia's economic level for the period 2011-2020. Here the data that the authors take is data on Sukuk, Sharia Mutual Funds, Inflation and Economic Level in 2011-2020 for the quarterly period. This study uses the multiple linear regression method to test the hypothesis with statistical analysis tools in the form of SPSS Version 21 software. Hypothesis testing is carried out after the multiple linear regression model to be used is considered feasible or free from violations of classical assumptions so that the test results can be interpreted correctly. Classical assumption test includes normality test, multicollinearity test, heteroscedasticity test. The results in this study show that sukuk have a significant effect on Indonesia's economic level in 2011-2020 for the quarterly period. Sharia mutual funds have a significant effect on Indonesia's economic level in 2011-2020 quarterly period, Inflation has a significant effect on Indonesia's economic level in 2011-2020 quarterly period.
FAKTOR-FAKTOR YANG MEMPENGARUHI MAHASISWA TIDAK MENGGUNAKAN BANK SYARIAH SEBAGAI TRANSAKSI UTAMA Meilisa Nina Sari Br Brahmana
Islamic Economics and finance in Focus Vol. 1 No. 2 (2022)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

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Abstract

In Indonesia, banking is divided into two forms, namely conventional bank and Islamic bank. The existence of Islamic banks is a solution for people who want to make transactions without usury. Because usury is prohibited in Islam, however, there are still many people who are more satisfied with using conventional banks. Indonesia has a population of 86.80% adheres to Islam but the market share of Islamic banks is only 6.5%. So this is what makes this research. This study aims to determine what factors influence students not to use Islamic banks as the main transaction from the point of view of those who have used Islamic banks. This study uses a quantitative approach with logistic regression analysis. The sampling method used was non-probability sampling with purposive sampling technique. The sample from this student there are 90 students of the Faculty of Economics and Business Universitas Brawijaya class of 2018 who use Islamic banks not as the main transaction and as the main transaction. The results of the study explain that the variables of price, service, knowledge, and location partially have a significant effect on students decision not to use Islamic banks as the main transaction in making transactions.
ANALISIS PENGARUH MARGIN BANK SYARIAH, PREFERENSI KONSUMEN DAN PENDAPATAN TERHADAP KEPUTUSAN NASABAH MENGAMBIL KPR SYARIAH Azimah
Islamic Economics and finance in Focus Vol. 1 No. 2 (2022)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

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Abstract

This study aims to analyze the effect of bank margins, customer preferences and income on customer decisions to take Sharia mortgages. the term Ordinary Least Squares (OLS) regression. The difference is that in logistic regression, the researcher predicts the dependent variable on a dichotomous scale. The dichotomous scale in question is a nominal data scale with two categories, for example: Yes and No, Good and Bad or High and Low. Based on the results of logistic regression analysis, it was found that the characteristics of Islamic mortgages, income factors, consumer preference factors and the influence of Islamic bank margins had a significant effect on customer decisions in taking Sharia mortgages. While the knowledge factor does not have a significant effect. Based on the results of the logistic regression coefficients, the characteristic factor of Islamic mortgages is the dominant factor in customer decisions to choose Islamic mortgages because they have the largest beta value.
PEMBERDAYAAN MASYARAKAT MELALUI PROGRAM PONOROGO CERDAS (STUDI PADA MUSTAHIQ BAZNAS PONOROGO) Arina Ayu Putri; Aminullah Achmad Muttaqin
Islamic Economics and finance in Focus Vol. 1 No. 2 (2022)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

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Abstract

Zakat funds have a function to distribute their funds to community groups who are unable or mustahik in community empowerment or only consumptive funds are given for direct consumption. Zakat funds can also be channeled for education costs in the form of scholarships for poor people. This research was conducted in the district with the aim of researching community empowerment through the Education scholarship program at Baznas Ponorogo Regency. In this study using a qualitative approach. This research is an activity that must carry out a survey in the field to identify information and conditions that are carried out there. For this reason, the right approach is qualitative because it can reveal various information with careful and meaningful description-analysis, providing complex details about phenomena that are difficult to express. The result of this research is the Smart Ponorogo Program launched by BAZNAS Ponorogo in order to improve community empowerment so that the quality of life of the community becomes better and runs effectively, this information is supported by several informants. Behind this success, there are obstacles that are still a lot of lack of public understanding of zakat in BAZNAS, and the lack of public knowledge about the management of zakat funds at BAZNAS. There are also factors that support this program to run smoothly because of the collaboration between parents and schools as well as the cooperation of scholarship recipients
TELAAH KESYARIAHAN AKAD PADA KOPERASI (Studi di KPRI Universitas Brawijaya) Misbakhul Munir; Asfi Manzilati
Islamic Economics and finance in Focus Vol. 1 No. 2 (2022)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

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Abstract

The concept of business in Islam is controlled by halal and haram rules, which is a differentiator from conventional business. One form of business in Islam is Sharia Cooperatives with various sharia contract products. one of way to achieve its sharia, it is necesarry to study using its terms and conditions. It also needs supervision related to the sharia of the contract which is carried out by the Sharia Supervisory Board (DPS) from the internal cooperative itself. The existence of the Sharia Supervisory Board (DPS) has not been able to guarantee the sharia of the contracts due to inadequate capacity and regulations. The purpose of this study is to determine the sharia of the contract in cooperatives, Study at KPRI UB. This research uses a qualitative method of case studies. The result of this research is that the Savings and Loans Unit (Unit Simpan Pinjam) of KPRI UB has savings products with Mudharabah and Wadiah contracts, as well as financing or loan products with Ijarah, Murabahah, Qardh, and Musyarakah Mutanaqisah contracts. The Savings and Loans Unit (Unit Simpan Pinjam) of KPRI UB has the meaning, requirements, and mechanism of the contract that is in accordance with sharia provisions, but in its application there are still procedures that are not applied.
SISTEM PELAYANAN JUAL BELI ONLINE MELALUI MEKANISME DROPSHIPPING DALAM PERSPEKTIF BISNIS ISLAM Bangga Yama Ilmi Elbas; Khusnul Ashar
Islamic Economics and finance in Focus Vol. 1 No. 2 (2022)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

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Abstract

Buying and selling online is a technological development that makes it easier for sellers and buyers to carry out buying and selling activities. Especially for sellers who make it easier to market their products with many buying and selling facilities such as dropshipping. Dropshipping is a way of selling that does not require capital and all packaging and shipping activities are carried out by the supplier. This study aims to determine the online buying and selling service system through the dropshipping and the view of Islamic business on the system. The object of this research is Casco Store Mojokerto using descriptive qualitative method with purposive sampling technique. In collecting data, this study used primary and secondary data with data collection techniques in the form of interviews and documentation. The data obtained were analyzed systematically and checked through triangulation so that it corresponds to the actual situation. This study resulted in the finding that Casco Store uses a dropshipping with direct payment schemes and on-site payments that are allowed in Islam.
PENGARUH PERSEPSI KEMUDAHAN, PERSEPSI KEGUNAAN, KETERSEDIAAN FITUR DAN LITERASI KEUANGAN TERHADAP PREFERENSI KONSUMEN MENGGUNAKAN BSI MOBILE Irvan Yusuf Nugroho; M. Pudjihardjo
Islamic Economics and finance in Focus Vol. 1 No. 2 (2022)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

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Abstract

This research aims to determine the influence of precieved ease of use, precieved usefulness, feature availability and financial literacy on preferences of using the BSI Mobile application by taking a case study at Bank Syariah Indonesia Malang Soetta branch office. In this study, 75 respondents were used as samples, namely customers of Bank Syariah Indonesia at Malang Soetta branch office. The data collection method uses questionnaires distributed online and direct. The data analysis method uses multiple linear regression analysis which is processed using the SPSS 25 application. From the results of the study, it can be found that variables that have a significant effect on preferences for using the BSI Mobile applications are the precieved ease of use, feature availability and financial literacy. While the precieved usefulness variable showed no significant influence on the preferences for using the BSI Mobile applications.
PREFERENSI GENERASI MILENIAL DALAM BERINVESTASI DI PASAR MODAL SYARIAH Rifda Nurizka; Iswan Noor
Islamic Economics and finance in Focus Vol. 1 No. 2 (2022)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

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Abstract

Investors in the Islamic capital market record growth every year. However, the total sharia investors compared to the total investors as a whole in 2021 is still at 5.5%. Whereas Indonesia has great potential in the Islamic capital market with 86.88% of Indonesian Muslims in 2021. So, this study aims to determine the effect of Islamic financial literacy, income, technology advance and risk perception on investment preferences in the Islamic capital market in millennial generation at Malang. The method to collected the data in this study is through questionnaire distributed by google form. The technique to collected data used in this study is purposive sampling with total of 107 respondents who were born in 1981 – 1996, domiciled in Malang and had invested in the Islamic capital market after March 2020. The data analysis method used was logistic regression analysis using a logistic regression analysis tool with SPSS. The results of this study indicate that Islamic financial literacy, technology advance and risk perception do not have a significant influence on investment preferences in the Islamic capital market, while income has a significant influence on investment preferences in the Islamic capital market.

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