cover
Contact Name
Muhammad Alhada Fuadilah Habib
Contact Email
m.alhada@uinsatu.ac.id
Phone
+6281215079617
Journal Mail Official
annisbah@uinsatu.ac.id
Editorial Address
Gedung KH. Saifudin Zuhri Jl.Mayor Sujadi Timur No 46 Tulungagung Jawa Timur 66221 Indonesia
Location
Kab. tulungagung,
Jawa timur
INDONESIA
An-Nisbah: Jurnal Ekonomi Syariah
ISSN : 24068276     EISSN : 25495712     DOI : https://doi.org/10.21274/an.v10i2
Core Subject : Religion, Economy,
An-Nisbah: Jurnal Ekonomi Syariah is a scientific journal contains original works from lecturers, researchers, students and other concerned parties who have not been published or are not on the publication in the form of articles on the research and conceptual ideas on the subject of sharia economy. This journal publishes twice in a year.
Articles 9 Documents
Search results for , issue "Vol 4 No 2 (2018): An-Nisbah" : 9 Documents clear
Is the Relationship between Exchange Rates and Islamic Indices in Indonesia and Malaysia?
An-Nisbah: Jurnal Ekonomi Syariah Vol 4 No 2 (2018): An-Nisbah
Publisher : UIN Sayyid Ali Rahmatullah Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/an.2018.4.2.30-52

Abstract

This study is aimed to analyze the causal relationship between the exchange rates and Islamic indices in Indonesia and Malaysia, and the long-term relationship of the two variables. Indonesia is represented by the value of the rupiah to US dollar and the Jakarta Islamic Index while Malaysia is represented by the exchange rate of the ringgit to US dollar and the FTSE Bursa Malaysia Hijrah Shariah Index. By using the Vector Autoregression (VAR) model, it can be concluded that the relationship between Jakarta Islamic index is a unidirectional relationship, where the Jakarta Islamic Index affects the exchange rate. The relationship between Malaysia Islamic index has a bidirectional relationship, where the exchange rate affects the FTSE Bursa Malaysia ringgit Hijrah Shariah Index and FTSE Bursa Malaysia Hijrah Shariah Index affects the ringgit exchange rate. Through the study is also concluded that the exchange rate with Islamic indices in Indonesia and Malaysia has a long-term relationship. Keywords: Rupiah, Ringgit, Jakarta Islamic Index, the FTSE Bursa Malaysia Hijrah Shariah Index, VECM
ANALISIS DAMPAK BRAND LOYALTY, BRAND AWARENESS, PERCEIVED QUALITY DAN BRAND ASSOCIATION TERHADAP CUSTOMER VALUE PADA MAHASISWA FAKULTAS EKONOMI DAN BISNIS ISLAM IAIN TULUNGAGUNG
An-Nisbah: Jurnal Ekonomi Syariah Vol 4 No 2 (2018): An-Nisbah
Publisher : UIN Sayyid Ali Rahmatullah Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/an.2018.4.2.191-214

Abstract

Abstrak     Kata kunci: Brand Loyalty, Brand Awareness, Perceived Quality, Brand Association ,Customer Value Abstraksi: Tujuan penelitian ini adalah untuk mengkaji: (1) dampak brand loyalty terhadap customer value pada mahasiswa Fakultas Ekonomi dan Bisnis Islam IAIN Tulungagung; (2) dampak brand awareness terhadap customer value pada mahasiswa Fakultas Ekonomi dan Bisnis Islam IAIN Tulungagung; (3) dampak perceived quality terhadap customer value pada mahasiswa Fakultas Ekonomi dan Bisnis Islam IAIN Tulungagung; (4) dampak brand association terhadap customer value pada mahasiswa Fakultas Ekonomi dan Bisnis Islam IAIN Tulungagung dan dampak secara simultan brand loyalty, brand awareness, perceived quality dan brand association terhadap customer value pada mahasiswa Fakultas Ekonomi dan Bisnis Islam IAIN Tulungagung. Awal mula penelitian ini berasal dari variabel kesetiaan merek, kesadaran merek, kesan  berkualitas dan asosiasi merek diharapkan mampu meningkatkan nilai pelanggan. Hal ini karena pandangan  tentang perguruan tinggi merupakan pembahasan yang sangat luas agar bisa menjadi sumbangsih bagi mahasiswa agar merasa puas terhadap pelayanan yang diberikan. Metode penelitian yang digunakan dalam penelitian adalah kuantitatif berjenis eksplanotry research,  dengan tipe hubungan kausalitas pada variabel-variabel melalui pengujian hipotesis. Teknik pemilihan sampel dilakukan dengan menggunakan metode sampel non probabalitas yaitu sesuai pertimbangan-pertimbang tertentu, dengan tidak memberikan peluang yang sama terhadap anggota populasi untuk menjadi sampel. Sampel yang  diambil mahasiswa jurusan Ekonomi Syariah, Perbankan Syariah, Akuntansi Syariah dan Manajemen Zakat dan Wakaf berjumlah 359 responden berdasar perhitungan Slovin.  Teknik analisis yang digunakan adalah analisis regresi linier berganda dengan program SPSS versi 21. Hasil perhitungan regresi linier berganda menyajikan bahwa semua hipotesis, yaitu:  brand loyalty, brand awareness, perceived quality dan brand association baik secara parsial maupun simultan mempunyai dampak yang signifikan terhadap customer value. Berdasarkan hasil pengolahan data dan pada pembahasan, maka direkomendasikan: (1) perlu perhatian khusus terkait tempat kuliah yang nyaman, failitas fisik perkuliahan seperti LCD yang baik, staf administrasi yang selalu memberikan pelayanan sepenuh hati pada mahasiswa dan  silabus perkuliahan yang selalu mengikuti perkembangan jaman atau yang diperlukan oleh dunia kerja; (2) menambah intensitas promosi atau berkampanye baik melalui iklan di media cetak maupun online dengan sering melakukan kegiatan sponsorship yang berkaitan dengan pendidikan,  seperti seminar  tentang pendidikan, olahraga dan seni; (3) peningkatan kedisiplinan staf dengan tidak meninggalkan ruang pelayanan administratif saat jam-jam kerja dan (4) tetap bisa mempertahankan mahasiswa yang ada, sebaiknya kualitas pelayanan di tingkatkan dan dijaga.
IMPLIKASI ASAS ITIKAD BAIK DALAM AKAD MURABAHAH DI PERBANKAN SYARIAH
An-Nisbah: Jurnal Ekonomi Syariah Vol 4 No 2 (2018): An-Nisbah
Publisher : UIN Sayyid Ali Rahmatullah Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/an.2018.4.2.73-98

Abstract

Abstrak: Perbankan syariah dalam prakteknya melaksanakan pembiayaan salah satunya menggunakan akad murabahah, atau biasa juga disebut bai’ al-murabahah. Akad yang memuat sejumlah hak dan kewajiban bagi para pihak, yakni pihak Bank Syariah dan pihak nasabah selaku pemohon Akad Pembiayaan Murabahah. Pembiayaan tersebut dibutuhkan oleh nasabah, dengan membeli barang dari pemasok kemudian mejualnya kepada nasabah dengan menambahkan biaya keuntungan (cost-plus profit) dan ini dilakukan melalui perundingan terlebih dahulu antara bank dengan pihak nasabah yang bersangkutan. Di dalamnya memuat suatu perjanjian yakni keharusan adanya asas itikad baik. Itikad baik yang mendasari terbentuknya akad pembiayaan murabahah apabila akad tersebut dibuat memenuhi rukun dan syarat akad, maka akad tersebut mempunyai kekuatan mengikat sebagaimana mengikatnya Undang-Undang. Akad tidak dapat dibatalkan selain ada kesepakatan kedua belah pihak atau tidak bertentangan dengan Undang-Undang, ketertiban umum maupun kesusilaan, dan akad tersebut harus dilaksanakan sesuai dengan yang disepakati, perihal itikad baik tidak hanya untuk pelaksanaan perjanjian melainkan juga saat dibuatnya akad tersebut kedua belah pihak harus didasarkan atas itikad baik. Dengan adanya itikad baik dalam akad murabahah, maka akan terpenuhinya hajat bagi kedua belah pihak dan sedikit kemungkinan terjadinya wanprestasi dalam akad tersebut.
Marketing Syariah: Studi Analisis Produk Kenzie di Gudo Jombang
An-Nisbah: Jurnal Ekonomi Syariah Vol 4 No 2 (2018): An-Nisbah
Publisher : UIN Sayyid Ali Rahmatullah Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/an.2018.4.2.1-29

Abstract

Abstract: This research is based on the rise of businessmen who are just looking for profit, and also the phenomenon that occurs based on the reality of the current trend, many businesses that use sharia or religion as a booster of material gain, or politicization. But it is different with the business that is doing by manufacturers from Jombang, creating something simple to be extraordinary, bringing benefits and even blessings. Positive small things and done according to the demands of sharia bring benefits and blessings. There are some purpose of this study,the first is  to understand sharia marketing, secondly, to analyze the implementation of sharia marketing on the business of The otak- otak of Kenzi's. This research was conducted to business owners of the otak- otak kenzie  in Blimbing Village, Gudo Jombang, employees and customers or the community. The process of collecting data by interview method, observation and documentation. Using qualitative descriptive analysis is to describe the results of interviews of respondents, then analyze it with the theory. The results of this research is to show that the business owner of the kenzie product implicitly understands and implements the syariah values ​​in its business activities. Sharia implementation is reflected on shariah marketing strategy, which is the segmentation of the public market and target market of upper middle economic society and to atrack  the hearts of its consumers with friendly and honest service. In the case of shariah marketing tactic, including are halal products, standard price according to sharia, which is related to the location of businesssworth according to syaraiah. In sharia marketing value, there are some value,that can given some benefits for consumers including: healthy, halal elements and  well in accordance with the Qur'an that ordered humans to eat clean food, take a holy and healthy way. From the shariah spiritual image related to the principle of honesty of hospitality that must be owned by a businessman,he  feels that Allahis always watching everywhere, so both the value of sharia and the principles of sharia is very important and useful in the business world. And from the existing phenomenon Sharia-labeled marketing is not Islamization or religious commercialism, but it is a way asameans in offering products produced in a business, the impact of the economy of a society will also increase, religion is not used as demolisher of the economy, to seek material , but sharia or religionas measureand also as a rule that underlies human behavior. Religion and economics can not be compared, but go hand. Religion is notto be traded in economic interests, but the advanced of the economy is due to the religious rules. Key word: marketing, sharia marketing, analyze of business product
PENGARUH FINANCING TO DEPOSIT RATIO DAN DANA PIHAK KETIGA TERHADAP RETURN ON ASSET PADA PT. BANK RAKYAT INDONESIA SYARIAH YANG TERDAFTAR DI BEI PERIODE TAHUN 2012 – 2016
An-Nisbah: Jurnal Ekonomi Syariah Vol 4 No 2 (2018): An-Nisbah
Publisher : UIN Sayyid Ali Rahmatullah Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/an.2018.4.2.99-126

Abstract

Ruang lingkup penelitian ini menitik beratkan pada pengaruh variabel bebas yaitu rasio FDR, Dana Pihak Ketiga dengan variabel terikat yaitu Profitabilitas ROA, maka penelitian yang digunakan termasuk penelitian dengan explanation (penjelasan). Populasi ddan sampel dalam penelitian ini adalah laporan keuangan PT. Bank Rakyat Indonesia (BRI) Syariah periode 2012-2016 sebanyak 30 pengamatan data selama 5 tahun pelaporan di BEI. Teknik sampling dalam penelitian ini menggunakan sampling purposive. Analisa Data menggunakan analisis deskriptif kuantitatif dengan pendekatan statistik melalui uji regresi linear berganda, Uji T dan Uji hipotesis F penelitian. Hasil penelitian dapat dijelaskan bahwa Financing to Deposit ratio (FDR) secara parsial tidak berpengarruh signifikan terhadap Return On Asset (ROA) di PT. Bank Rakyat Indonesia Syariah Periode 2012-2016. Rasio dana pihak ketiga berpengaruh positif dan signifikan terhadap Return On Asset (ROA) di PT. Bank Rakyat Indonesia Syariah Periode 2012-2016. Secara simultan Financing to Deposit ratio (FDR) dan Rasio dana pihak ketiga memiliki pengaruh yang benar-benar signifikan terhadap Return On Aset pada PT. Bank Rakyat Indonesia Syariah Periode 2012-2016.
ANALISIS KUALITAS PELAYANAN TERHADAP KEPUASAN NASABAH MENGGUNAKAN MODEL CARTER DI BPRS AMANAH UMMAH LEUWILIANG BOGOR
An-Nisbah: Jurnal Ekonomi Syariah Vol 4 No 2 (2018): An-Nisbah
Publisher : UIN Sayyid Ali Rahmatullah Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/an.2018.4.2.53-72

Abstract

Abstract: The purpose of this study is to determine the effect of frontliner service quality on satisfaction in BPRS Amanah Ummah Leuwiliang Bogor. Measurement of service quality is done by adaptation of CARTER model. CARTER is a model based on the SERVQUAL dimension, with a new dimension called Compliance (Compliance) that is suitable for sharia banking industry. CARTER consists of Compliance, Assurane, Reliability, Tangible, Empathy, and Responsiveness. This study uses a quantitative approach by distributing questionnaires to 100 customers. To analyze and test the hypothesis using multiple linear regression test with the help of SPSS 23.0 for window software. Based on the result of T test (partial), the dimension of Compliance, Reliability and Tangible influential significantly to customer satisfaction. Dimensions of Assurance, Empathy and Responsiveness have no significant effect on customer satisfaction in BPRS Amanah Ummah Leuwiliang Bogor Abstrak : Tujuan dari penelitian ini adalah untuk mengetahui pengaruh kualitas pelayanan frontliner terhadap kepuasan di BPRS Amanah Ummah Leuwiliang Bogor. Pengukuran kualitas pelayanan dilakukan dengan adaptasi model CARTER. CARTER adalah model yang didasarkan pada dimensi SERVQUAL, dengan dimensi baru yang disebut Compliance (Kepatuhan terhadap syariat Islam) yang sesuai untuk industri perbankan syariah. CARTER terdiri dari Compliance, Assurane, Reliability, Tangible, Empathy, dan Responsiveness. Penelitian ini menggunakan pendekatan kuantitatif dengan menyebarkan kuesioner kepada 100 nasabah. Untuk analisis dan uji hipotesis menggunakan uji regresi linear berganda dengan bantuan software SPSS 23.0 for window. Berdasarkan hasil uji T (parsial), dimensi Compliance, Reliability dan Tangible yang berpengaruh secara signifikan terhadap kepuasan nasabah. Dimensi Assurance, Empathy dan Responsiveness tidak berpengaruh secara signifikan terhadap kepuasan nasabah di BPRS Amanah Ummah Leuwiliang Bogor.
KINERJA KEUANGAN DENGAN METODE EVA (ECONOMIC VALUE ADDED) PADA BPR TANJUNGPINANG
An-Nisbah: Jurnal Ekonomi Syariah Vol 4 No 2 (2018): An-Nisbah
Publisher : UIN Sayyid Ali Rahmatullah Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/an.2018.4.2.149-163

Abstract

EVA is a method of financial management to measure the economic profit in a company that states that prosperity can only be created when the company is able to meet all operating costs and capital costs. With EVA method can be known whether PT BPR Central Sejahtera Tanjungpinang happened addition to its economic value. The research method used is qualitative descriptive method. The EVA classification can be calculated from the NOPAT (Net Operating Profit After Tax) component, WACC (Weighted Average Cost of Capital) and IC (Invested Capital) contained in the financial statements of PT BPR Central Sejahtera Tanjungpinang with data from 2012 until 2017. This research reveals a positive EVA result in 2012 with an EVA of 63,515,000, in 2013 with EVA of 2,138,086,000, in 2014 with EVA of 73,105,000, in 2013 with EVA of 797,470,000 and in 2014 with an EVA value of 714.750.000. In addition to these positive results, the study also revealed negative EVA results in 2015 with an EVA value of minus 65.06 million. From the analysis results obtained conclusion that the financial performance of PT BPR Central Sejahtera Tanjungpinang quite good. PT BPR Central Sejahtera Tanjungpinang can add value to the company in 2012,2013,2014,2016 and 2017, except in 2015, PT BPR Central Sejahtera Tanjungpinang is considered failed to increase its economic value
ANALISIS SENSITIVITAS MAKRO EKONOMI TERHADAP PROFITABILITAS BANK MUAMALAT INDONESIA
An-Nisbah: Jurnal Ekonomi Syariah Vol 4 No 2 (2018): An-Nisbah
Publisher : UIN Sayyid Ali Rahmatullah Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/an.2018.4.2.127-148

Abstract

Abstract: This study attempts to assess variable influence macroeconomic that is represented exchange rates, inflation and interest rates to profitability represented ROA and ROE PT. Bank muamalat Indonesia, Tbk period of 2008 until 2015. The Objects research is the bank muamalat Indonesia. An analysis of data using multiple linear regression on the SPSS 23.0 version. The research suggests that simultaneously variables macroeconomic is not affect on ROA and ROE Bank Muamalat Indonesia period of 2008 until 2015. A partial only variable inflation significant negative on ROA and ROE PT. Bank Muamalat Indonesia, Tbk while variable exchange rates and interest rates is not affect on ROA and ROE Bank Muamalat Indonesia.
ANALISIS ETIKA BISNIS ISLAM DAN KUALITAS PELAYANAN DALAM KEPUASAN PELANGGAN DAN LOYALITAS PELANGGAN PADA BANK TABUNGAN NEGARA (BTN) SYARIAH CABANG BOGOR
An-Nisbah: Jurnal Ekonomi Syariah Vol 4 No 2 (2018): An-Nisbah
Publisher : UIN Sayyid Ali Rahmatullah Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/an.2018.4.2.164-190

Abstract

Abstract: The development of sharia banking is still not satisfactory when compared with the development of conventional banking. The relatively lowgrowth of sharia banking market share is due to the low level of customersatisfaction and loyalty for sharia banking. This study aims to determinethe influence of Islamic business ethics and service quality to customersatisfaction and loyalty Bank BTN Syariah Branch Bogor. In this study,the data obtained from the dissemination of questionnaires to 100customers of Bank BTN Syariah Branch Bogor, obtained by using simplerandom sampling, then analyzed by using quantitative data analysis.Quantitative analysis includes validity test, reliability test, classicalassumption test, path analysis, hypothesis testing through t test andcoefficient of determination (R2) while data processing using SPSS 23.0 forwindows. From result of research of research data got 2 result of value of Rsquare, first obtained equal to 0,245 indicate level of customer satisfactionor customer BTN Syariah Branch 24,5% influenced by implication ofIslamic business ethics and service quality executed by institution, while the rest equal to 75,5 % influenced by other variables not included in thisresearch. The second R square value obtained by 0.438 shows the level ofcustomer loyalty or customer BTN Sharia Branch of Bogor 43.8%influenced by the implication of Islamic business ethics and service qualityimplemented by the institution, while the remaining 56.2% is influenced byother variables that are not included in this research. The results showedthat partially Islamic business ethics variables have a positive effect is notsignificant to customer loyalty with t arithmetic 0.469 with a significancelevel of 0.64 above 0.05. Variable of service quality have positive andsignificant influence to customer loyalty with t arithmetic 4,512 with significance level 0,00 below 0,05. While Islamic business ethics variableshave a positive and significant influence on customer loyalty with tarithmetic 4.104 with a significance level of 0.00 below 0.05. Servicequality variable has positive and significant influence to customer loyaltywith t arithmetic 5,218 with significance level 0,00 below 0,05. Customersatisfaction variable has a positive and significant influence on customerloyalty with t arithmetic 3,542 with a significance level of 0.01 below 0.05.

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