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Ach Baiquni
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iqtishadia@iainmadura.ac.id
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iqtishadia@iainmadura.ac.id
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Economics and Islamic Business Faculty, Institut Agama Islam Negeri Madura Jl. Raya Panglegur Km. 04, Pamekasan, East Java
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Jawa timur
INDONESIA
Iqtishadia: Jurnal Ekonomi dan Perbankan Syariah
Published by Institut Agama Islam Negeri Madura
ISSN : 23547057     EISSN : 24423076     DOI : https://doi.org/10.19105/iqtishadia.v11i1
Core Subject : Economy,
Economics, Econometrics & Finance
Publishes mainly focuses on the major problems in the development of Islamic Business and economic areas, such as Islamic economic thoughts, Islamic economic and business, Islamic philanthropy (zakat, infaq, shadaqah, and waqf), halal industry (food tourism, product), Islamic microfinance, Islamic banking and financial institution, Islamic banking management, and Islamic monetary economics.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 6 Documents
 1 
Search results for , issue "Vol. 5 No. 2 (2018)" : 6 Documents clear
Manajemen Sumber Daya Manusia Islam Bagi SDM di Bank Syariah Trimulato Trimulato
IQTISHADIA Jurnal Ekonomi & Perbankan Syariah Vol. 5 No. 2 (2018)
Publisher : Institut Agama Islam Negeri Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/iqtishadia.v5i2.1627

Abstract

Sharia banking in Indonesia continues to experience growth both in terms of assets, the account of offices, the account of customers, and the market share of sharia banking that exceed 5 percent. The growth of sharia banking is not followed by adequate human resources both in quantity and quality. Human resources are still a difficult problem for sharia banking now. In the roadmap of sharia banking period 2015-2019 issued to make the Financial Services Authority to make human resource issues into things to be resolved. It takes a pattern of human resource management that can create qualified human resources for sharia banking. This paper is qualitative descriptive that will describe the growth of human resources in sharia banking, as well as the important role of Islamic human resource management for human resources in shariah banking. This paper shows the growth of human resources in sharia banking in the period of December 2016 until september 2017 grew by 2.368 percent, with the total human resources of shariah banking today as much as 61,389 people. The pattern of Islamic human resource management becomes important for the availability of best quality of human resources in sharia banking. Islamic human resource management able to meet the human resource who understand the science of economics and science of sharia. Islamic human resource management covers the entire process of establishing human resources in sharia banking. One of the patterns of Islamic human resource management that is relevant to the current state of sharia banking is Calestial Management. It consists of ZIKR, PIKR, and MIKR.
Nilai-Nilai Ekonomi Islam Dalam Pelaksanaan Bagi Hasil Pengelolaan Kebun Karet Antara Etnis Madura Dengan Etnis Dayak Di Kubu Raya Kalimantan Barat Rasiam Rasiam
IQTISHADIA Jurnal Ekonomi & Perbankan Syariah Vol. 5 No. 2 (2018)
Publisher : Institut Agama Islam Negeri Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/iqtishadia.v5i2.1744

Abstract

The background of study has been about the interesting phenomena of cross-ethnical and cross-religious economic corporation practice among member of society. It unconsciously contains sharia values.  This includes the practice of profit sharing of the rubber plantation management that has become the tradition of Kuala Mandor A villagers, the District of Kubu Raya, and it is hereditary generation practice. In terms of Fiqh literation, this practice is categorized as Musāqāh (plantation maintenance) that becomes the agreement between the plantation owner and the cultivator. The profit is shared based on the agreed portion which is called nisbah. The novelty of the study is that the profit sharing is agreed among people of cross-ethnical and cross-religions. According to the source, this agreement involves among Dayak-Madurese ethnics, Islamic-Christian religions, and among other believers. This practice lasts until present time. The problems of study are---firstly how is the practice of cooperation agreement of rubber plantation based on profit sharing in the village of Kuala Mandor A, secondly, how is the Islamic law view on the practice of profit sharing of rubber plantation between Dayak and Madurese ethnics in the village of Kuala Mandor A. This is a field research in design and employs descriptive-qualitative method. The research setting is in Kuala Mandor A village, the sub-district of Kuala Mandor B, the district of Kubu Raya.
Strategi Dalam Meningkatkan Kesejahteraan Ekonomi Melalui Optimalisasi Pengelolaan Zakat Profesi Di BAZNAS Ponorogo Syamsuri Syamsuri; Muhammad Yogi Ma’aldini
IQTISHADIA Jurnal Ekonomi & Perbankan Syariah Vol. 5 No. 2 (2018)
Publisher : Institut Agama Islam Negeri Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/iqtishadia.v5i2.1747

Abstract

In the last few decades, the potential of zakat funds in Indonesia in recent years has reached 300 trillion. The Zakah of profession is one of the zakat funds collected in it. with the consciousness of workers and government employees allowing their salaries to be reduced to zakat. However, in the reality zakat funds collected from the Muslims have not been properly managed by the management of zakat. Evidently there are many socio-economic imbalances, low nutritional quality everywhere and prosperity is only enjoyed by certain groups of people only. This means that the manager has not had a good strategy in solving the problem of economic disparities among the surrounding Muslim community. Ttherefore by using a descriptive qualitative approach where the source data obtained through observation, interviews and documentation and the three data are analyzed inductively. Finally this article found three strategies that have been done by Baznas ponorogo to improving the welfare of society through zakat profession namely: first, by way of zakat publication. Second, the action in the management of zakat and third, the administration of zakat management.
Model Strategi Tumbuh Dan Bertahan Pada Pengelolaan Baitul Maal Wat Tamwil (BMT) Di Kabupaten Tulungagung Dan Ponorogo Lantip Susilowati
IQTISHADIA Jurnal Ekonomi & Perbankan Syariah Vol. 5 No. 2 (2018)
Publisher : Institut Agama Islam Negeri Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/iqtishadia.v5i2.1891

Abstract

BMT faces internal business challenges from managers. External challenges come from members, business competitors and economic conditions. BMTs face obstacles in managing business growth strategies and survival strategies. The focus of the problem in this study; 1) What is the growth strategy for the management of Baitul Maal wat Tamwil? 2) How do you survive the management of Baitul Maal wat Tamwil? 3) Are there obstacles faced in the effort to grow and survive the management of Baitul Maal wat Tamwil (BMT)? This study was examined with a qualitative and interpretive type approach. The results of this study: 1) The growth strategy of BMT management is done by maximizing network and employee functions, the product contains the value of core product benefits and improved benefits, spatial planning shows fast service, contains art, and member comfort, promotion is carried out in the form of external marketing, internal and interactive. 2). Defending strategies in BMT management: not adding employees when not increasing productivity, removing mudharabah time deposits, profit sharing according to sharia, BMT Dinar Amanu still applies a special rate of 1% for mudharabah deposits, Supervision is carried out with supervision of all employees, DPS BMT Dinar amanu function not maximal. 3) Constraints faced in efforts to grow and survive on BMT management include lack of competent Human Resources, ready to challenge, less agile and less agile and KUR fund competition.
Perbandingan Efisiensi BPR Konvensional Dan BPR Syariah Provinsi Jawa Timur Dengan Pendekatan Non-Parametrik Bahrina Almas
IQTISHADIA Jurnal Ekonomi & Perbankan Syariah Vol. 5 No. 2 (2018)
Publisher : Institut Agama Islam Negeri Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/iqtishadia.v5i2.1929

Abstract

This study aims to find out and explain the efficiency level comparison between Conventional Rural Banks and Sharia Rural Banks using Data Envelopment Analysis (DEA) method. This research is a type of quantitative research using secondary. The sample used in this study amounted to 10 BPR, consisting of 5 samples of Conventional Rural Banks and 5 samples of Islamic Rural Banks during the period March 2013 to December 2017. Input variables in this study were total assets, third party funds and labor costs, while variables the output used is credit or financing and operating income. The results of the analysis using the Data Envelopment Analysis (DEA) method show that there are two BPR from 5 samples of efficient Conventional Rural Banks, while there are no efficient BPR from 5 Sharia Rural Banks samples.
Strategi Pengembangan Program Pemberdayaan Usaha Mikro Dan Kecil Melalui Pembiayaan Usaha Syariah Di Kota Mojokerto Risanda Alirastra Budiantoro; Pradipta Puspita Larasati; Sri Herianingrum
IQTISHADIA Jurnal Ekonomi & Perbankan Syariah Vol. 5 No. 2 (2018)
Publisher : Institut Agama Islam Negeri Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/iqtishadia.v5i2.1937

Abstract

In business practices, micro and small businesses (SMEs) have several internal and external problems, such as difficulties in capital. These problems also occur in SMEs in Mojokerto. To solve this SME problem, several stakeholders in Mojokerto collaborated to create a Sharia Financing Program (Pusyar) on the basis of a Murabahah contract. The implementation of this program has been running for approximately five years, since the memorandum of understanding was signed by the Badan Amil Zakat Nasional Kota Mojokerto, PT. BPRS Kota Mojokerto, Dinas Koperasi Perindustrian dan Perdagangan (Diskoperindag) dan Masyarakat Ekonomi Syariah (MES) in 2013. During this time, the amount of budget allocation and realization, and the number of beneficiaries of the Pusyar program has increased, so basically the Pusyar financing program is needed by SMEs to survive the existing business competition. The renewal of this study, describes the Pusyar program model as a whole and formulates a development strategy by strengthening the roles and responsibilities of the stakeholders involved. Therefore, the aim of this study will be to examine more deeply in formulating the right development strategy of the SME empowerment program through the Pusyar financing program, so that the usefulness of this program can increase. The hope of the study result can be used as a reference for other local governments or the central government to apply this Pusyar program in the future.

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