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BISNIS: Jurnal Bisnis dan Manajemen Islam
Published by Sekolah Tinggi Agama Islam Negeri Kudus
ISSN : 24423718     EISSN : 24775533     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
Jurnal Bisnis hadir dengan penulis-penulis yang memberikan kontribusi di berbagai bidang bisnis. Bisnis syariah memang sangat dianjurkan karena sejalan dengan prinsip ekonomi islam. ketika akan memulai sebuah bisnis maka penting untuk membuat pondasi yang kokoh terlebih dahulu. pondasi bisnis kita harus dibangun dengan intention Islam, passion Islam dan knowledge Islam.
Arjuna Subject : -
Articles 338 Documents
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PENGARUH HARAPAN, KEPUASAN DAN SARANA FISIK TERHADAP LOYALITAS PELANGGAN (Studi kasus pada Usaha Jasa Warnet di Kudus) Wijayanti, Ratna Yulia; Andriyanto, Irsad
BISNIS Vol 4, No 2 (2016): BiSNIS: Jurnal Bisnis dan Manajemen Islam
Publisher : Fakultas Ekonom dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/bisnis.v4i2.2689

Abstract

This study aimed to examine the effect of variable expectations,satisfaction, and physical facilities on consumer loyalty in the cafe business services both partial and multiple. The independent variables in this study is the expectation, satisfaction, and physical facilities as well as the dependentvariable is customer loyalty. Samples taken as many as 83 people with the sampling technique used was accidental sampling, data collection through interviews and questionnaire as well as documentation. As for processing the data using coding, editing and tabulatig and analysis using regression with t test and F-test using SPSS in data processing. By using the above analysis obtained by the research findings that the results of multiple linear regression analysis showed that expectations, satisfaction, and physical facilities partially have asignificant influence on customer loyalty. While jointly variable expectations, satisfaction, and physical facilities have a significant effect on customer loyalty by 87.2% ,. The implications, limitations and suggestions for future research arealso discussed in this article.
REVITALISASI ETIKA BISNIS DALAM MEMBANGUN SISTEM PEREKONOMIAN YANG BERADAB Mu'min, Ma'mun
BISNIS Vol 3, No 1 (2015): BISNIS: Jurnal Bisnis dan Manajemen Islam
Publisher : Fakultas Ekonom dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/bisnis.v3i1.1467

Abstract

The  revitalization  of  business  ethics  in  the  global  economic  system  today urged   to   be   done   given   the   global   economic   competition   tend   to justifies  any  with  regard  not  business  ethics.  Business  Ethics  so  very important  done  especially  in  arranging  business  relationship  with  the parties  that  are  related  with  good  nature,  environment,  companies and  individuals.  Do  business  with  regard  not  the  ethics  of  course  willresult  in  injustice,  evil  and  destruction,  or  at  least  no  parties  who  are disadvantaged  because  of  the  fraudulent  behavior.  The  revitalizationof  business  ethics  in  order  to  build  the  economy  that  civilized  so urgent   and   urgent.   Among   the   business   ethics   that   must   be   were revitalized,    namely    values    of    honesty,    trust    responsible,    moral courage, fairness, realistic and critical, humble respect for  stakeholders.
Agen Branchless Banking Untuk Mencapai Masyarakat Bankable Yuliaty, Tetty; Lubis, Arlina Nurbaity
BISNIS Vol 5, No 2 (2017): BISNIS: Jurnal Bisnis dan Manajemen Islam
Publisher : Fakultas Ekonom dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/bisnis.v5i2.3016

Abstract

The potential of Branchless banking is good enough for revolution of payment system in the emerging markets. Which aims to expand financial services to unbanked communities and provide a platform to contact MSMEs to the global economy can be achieved. Bank Indonesia (BI) targets the percentage of people reaching bankable services to reach 50% by 2019. By the end of 2014, the new bankable group reaches 36%. Meanwhile, as many as 64% are unreached groups of services from banks (unbankable), now our society tend to have mind-minded economy mindset. For that, need an increase from the side of savings. Digital financial services (LKD) such as Branchless Banking initiated by Bank Indonesia may be part of this intermediation. Some of the reasons that make the unbankable group exist, ie they do not understand how to open an account. In addition, people may also prefer to save themselves, shy with the formalities, or they are no money. Branchless Banking Agent as one of the elements in the implementation of Branchless Banking very need to be studied existence. To assist this research, and also use primary data needed and secondary in the implementation, in-depth interviews, observation and other in reviewing this qualitative research. The purpose of this study was to determine whether branchless banking agents were able to reach the bankable community. Methods of data collection in this study are, documentation studies, Direct observation, Indepth interview Open Questions, as well as provide a question sheet to the respondents and other sources. Qualitative Data Analysis Method used in this research is successive approximation method. The results of this study indicate that Agent Banking is able to become one of the elements in achieving Bankable society, where with its existence, its proximity and intensity with unbanked communities, can slowly increase bankable society.
MODEL EKONOMI PRODUKTIF MASYARAKAT PESISIR MELALUI PENGEMBANGAN WISATA BERBASIS KULINER (Studi Kasus Masyarakat Pesisir Pantai Tobilolong Kecamatan Kupang Barat Kabupaten Kupang) Usman, Hapsa; DJunias, Donny, T. S; B. Bowakh, B. Bowakh
BISNIS Vol 4, No 1 (2016): BiSNIS: Jurnal Bisnis dan Manajemen Islam
Publisher : Fakultas Ekonom dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/bisnis.v4i1.1686

Abstract

In research was conductedin the District of West Kupang Tabilolong Village with the object of research is the economic potential and local culinary tourism. Methods of data collection through field survey, interviews, and question naires. Primary and secondary data sourcesof dataanalysistechniques qualitative descriptive approach SWOTanalysis. Research results show that excellent potential villagers Sea Tabilolong is the result in the form of fish and seaweed are abundant in number, and tourist beaches Tobilolong very potential to be developed with an average value of tourism potential Tablolong by 37 of 21 high-potential tourist factor.From the aspect of visitors average 56% of respondents did not agree with the conditions of the state of the object culinary tour today, while the level of interest of the tourists to the development of culinary travel an average of 89% so that thechances of developing a culinary tourism in coastal Tabilolong very promising it needs the development of culinary tourism Tabilolong Beach. Whereas the results of SWOT analysis showed some strength and weakness of the average value of IFAs by 2.56, with the weakness of the tourist Tobilolong is inadequate access to transportation, limited human resources, infrastructure is inadequate, the absence of tourist ecosystem maintenance, sanitation and hygiene the bad, and no eating it needs the attention of all parties. External analysis results (EFAS) with an average value was 2.17 higher opportunity andchance when compared to the threat level of 0.47. By chance culinary high tourism this it is necessary the development of economic culinary local attractions through.
Pergerakan Harga Saham Syariah Pada Saham Bank Syariah Di lihat Dari Faktor Makroekonomi Muharrami, Rais Sani; Zahidah, Shufiatul; Yoga, Ika
BISNIS Vol 5, No 1 (2017): BISNIS: Jurnal Bisnis dan Manajemen Islam
Publisher : Fakultas Ekonom dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/bisnis.v5i1.2951

Abstract

This study aims to determine the macroeconomic indicators that affect sharia banking stock price index period 2014-2016. Four variables consist of inflation, BI interest rate, rupiah exchange rate and SBIS are considered to have an effect on the syariah bank stock price index. This research uses quantitative method. This study uses monthly time series data which is analyzed by multiple linear regression. The data used are secondary data with 36 data from January 2014-December 2016. Data collection is taken with documentation techniques sourced from the official website of Bank Indonesia and yahoofinance.com. The results showed that inflation did not significantly influence the sharia bank stock price index. While the BI interest rate, the exchange rate of rupiah and SBIS have a significant influence on PT Bank Panin Dubai Syariah Tbk stock price index. From the results of this study, it can be concluded that the indicators considered in the PT Bank Panin Dubai Syariah Tbk stock price index are BI rate, rupiah exchange rate and SBIS.
STUDI KOMPARATIF TAKAFUL DAN ASURANSI KONVENSIONAL Hardi, Eja Armaz
BISNIS Vol 3, No 2 (2015): BISNIS: Jurnal Bisnis dan Manajemen Islam
Publisher : Fakultas Ekonom dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/bisnis.v3i2.1504

Abstract

The development of the sect of the sect of the conventionaleconomic science gave birth to two large flows in the economic systemof the countries in the world. The First, the classic economic ideologiesknown with monetary policy in order to maintain the stability of thestate keekonomian. The second, understands the modern economythat focusing the policy of the government in the fiscal sector. In themiddle of the rivalry between two economic ideologies, on the decadeof the 1970s in gagaslah an economic system which is considered as thesolution to accommodate the problems faced by a negra. The Islamiceconomy with the basic philosophy that tend to be outside of themainstream economy offers the principle of values and the purpose ofthe comprehensive and universal.In the economic system countries there financial institutionsBanks and non-bank. In the adjacent is the authormembahasakan one of non-bank financial institutions, namelyinsurance. As in conventional financial institutions there areinsurance, so also on the sharia financial institutions have shariainsurance named with takaful. The subject of done author is gives acomparison between the conventional insurance and takaful. So thatcan provide a description of the opportunities takaful development inIndonesia as a whole.The Annual Report Bappepam-LK 2011 syariah insurance(takaful) number of wealth and investment funds owned by Rp9,2Trillion and Rp7,8 Triliundan growth that occurs on this industryof 31,94% and 33,76%. From this study by relying on the principle thatis owned by the takaful conclusion can be that takaful in Indonesiastill have opportunities that is large enough to perform the expansionof the market by touching the middle to society.
ANALISIS FAKTOR-FAKTOR YANG DIPERTIMBANGKAN DALAM PENENTUAN NISBAH BAGI HASIL SIMPANAN DEPOSITO MUDHARABAH DAN PERLAKUAN AKUNTANSINYA PADA BPR SYARIAH ASRI MADANI NUSANTARA Hisamuddin, Nur; A, Andi
BISNIS Vol 3, No 1 (2015): BISNIS: Jurnal Bisnis dan Manajemen Islam
Publisher : Fakultas Ekonom dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/bisnis.v3i1.1477

Abstract

This title of this research, namely analysis that Infuenced considered in the determination of the odds for the results of Deposit Mudharabah deposits and His Accounting Treatment on Bpr Syariah Asri Civil Society of the Archipelago. The purpose of this research is as follows: to know the factors that are considered in the determination of the odds for the results of deposit mudharabah on BPR Syariah Asri Civil Society Nusantara, to know the recognition and measurement, presentation and disclosure of deposit mudharabah on BPR Syariah Asri Civil Society archipelago have been in accordance with the PSAK 105. Qualitative research method descriptive analysis. Research Results concluded that the factors that are considered in the determination of the odds for the results of deposit mudharabah on BPR Syariah Asri Civil Society of the archipelago is the rate that applies in other sharia banks and conventional banks based on financial performance; good relationship between bank with a partner or client; the work plan of the annual budget and the placement of the funds between Bank (inter-city in the whole of Indonesia); macro economic.
STUDI IMPLEMENTASI AKUNTANSI PRODUK EMAS MENURUT PSAK 107 DAN 102 PADA PT BANK SYARIAH MANDIRI TBK CABANG JEMBER Hisamuddin, Nur; Priatmono, Agung Budi
BISNIS Vol 4, No 2 (2016): BiSNIS: Jurnal Bisnis dan Manajemen Islam
Publisher : Fakultas Ekonom dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/bisnis.v4i2.2694

Abstract

This research aims to know the implementation of accountinggold products at PT Bank Syariah Mandiri Tbk Branch Jemberthat BSM gadai emas and BSM cicil emas based on PSAK 107and 102. This research is a descriptive qualitative research, amethod that is done is to interpret and said data concernedwith the current situation, attitudes, and opinions that occur inthe community, conflict two states / more, the relationshipbetween the variables, the difference between fact, the effect ofthe condition, and others. Data processing method usinginterviews and accompanied with documents related to thevalidity of the data that is triangulation. The results showedthat the accounting treatment that contains the recognition,measurement, presentation and recognition of BSM gadaiemas products are in accordance with PSAK 107 and BSM cicilemas products are already in accordance with PSAK 102.
ANALISIS TREND KINERJA KEUANGAN PERBANKAN SYARIAH TAHUN 2015 SAMPAI DENGAN 2017 Veno, Andri; Syamsudin, Syamsudin
BISNIS Vol 4, No 1 (2016): BiSNIS: Jurnal Bisnis dan Manajemen Islam
Publisher : Fakultas Ekonom dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/bisnis.v4i1.1694

Abstract

Trend analysis is a method of statistical analysis that isintended to make an estimate or forecast the future. To do agood forecasting is needed various kinds of information (data)is quite a lot and observed in a period of relatively long , so thatthe analysis can determine how many big fluctuations and thefactors that influence those change . The profitability ratios willprovide an overview of the effectiveness of the management ofthe company. The greater the profitability means the better ,because the prosperity of the owner of the company increasedwith greater profitability. Profitability ratios consist of ProfitMargin, Basic Earning Power , Return on Assets and Return onEquity
Analisis Kausalitas Cranger Kebijakan Moneter Syari'ah Terhadap Perekonomian Indonesia Tambunan, Khairina; Nawawi, Muhammad Ikhwanda
BISNIS Vol 5, No 2 (2017): BISNIS: Jurnal Bisnis dan Manajemen Islam
Publisher : Fakultas Ekonom dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/bisnis.v5i2.3012

Abstract

This study aims to explain causality between Islamic monetary policy with Shariah Open Market Operation instrument and Bank Indonesia Sharia Certificate on inflation with time series data period from January 2010 - June 2017 which processed by Granger causality analysis method and using vectorautoregresive model. This study shows a direct causal relationship of OPTS to GDP, SBIS to OPTS and two-way causal relationship between SBIS and GDP.

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