cover
Contact Name
Sheema Haseena Armina
Contact Email
sheemahaseenaarmina@unida.gontor.ac.id
Phone
-
Journal Mail Official
iej@unida.gontor.ac.id
Editorial Address
Department of Islamic Economics Jl. Raya Siman, Demangan - Siman - Ponorogo - Jawa Timur, 63471 Telp/HP. +62 812 35797925 Email: iej@unida.gontor.ac.id URL: https://ejournal.unida.gontor.ac.id/index.php/JEI
Location
Kab. ponorogo,
Jawa timur
INDONESIA
Islamic Ecomonics Journal
ISSN : 24601896     EISSN : 25415573     DOI : -
Islamic Economics Journal (IEJ) is a national peer-reviewed and open access journal that publishes research papers encompasses all aspects of contemporary Islamic economics issues. This journal emphasizes specifications in the discourse of Islamic Public Economics, Islamic Monetery Economics, Islamic Business Economics, Islamic International Economics and Islamic Development Economics. This journal openly accepts the contributions of experts from related disciplines. All published articles do not necessarily represent the views of journals, or other institutions that have links to journal publications. This journal is intended to communicate the original researches and current issues on the subject. This journal warmly welcomes any contributions from scholars of the related issues.
Articles 279 Documents
DIMENSI ZUHUD DALAM EKONOMI ISLAM Riyandi Riyandi
Islamic Economics Journal Vol 1, No 2 (2013)
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (499.23 KB) | DOI: 10.21111/iej.v1i2.178

Abstract

This paper tries to see the zuhud dimensions contained in Islamic economics al-Iqtisad al-Islamiy. To see it, here is explained the meaning of the zuhud in shar’i with tracing of lexical classical Arabic, the Qur’an and Sunah as well as the conception of the Ulama in particular in the Sufi tradition, and then linked to Islamic economics. From this discussion it was found that the Islamic economic discussion as al-Iqtisad al-Islamiy have epistemological implications derived from the revelation that the word iqtisad itself has meaning balance, not to exceed the limits or muqtas}id. It shows that in Islamic economic there is zuhud dimension because the muqtas}id people formed from zuhud attitude. In addition, the emphasis of Maqasid syari’ah that put Hifdz din as the main base shows that everything in economic activity should be done in terms of the religious dimension of faith, so that nothing is to be obtained not go beyond the rules set by God, and this rule can only be done by people who have the zuhud attitude to the world that makes bima fiyadillah awtsaq minhu bima fiyadihi.
ANALYSIS OF FINANCIAL STATEMENT BY CAEL AND MANAGEMENT FACTORS METHOD (Case Study at La Tansa BMT Gontor on Period October-December 2012) Syahruddin Syahruddin; Muhammad Qoshid al hadi
Islamic Economics Journal Vol 2, No 2 (2014)
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (484.542 KB) | DOI: 10.21111/iej.v2i2.169

Abstract

The collapse of several banks at crisis 1997-1998 makes them closed. But those conditions didn’t occur to Islamic banks because Islamic principles had proven to be able to face the recess. Meanwhile, the established banks are not capable yet to reach SMEs. This opportunity encourages the establishment of non-bank Islamic financial institution, such as BaitulMaalwaTamwil (BMT). As the preventive action of crisis 1997-1998, Bank of Indonesia ruled the regulation of the measurement of financial institution health level, as for BMT. This paper aims for analyzing financial report by using CAEL and management factors in measuring financial health level. Based on the good ratio, then as a whole the measurement of health level of BMT La TansaGontor on October – December 2012 is very health from the performance side and management side.
Reserve Requirements in Islamic Banking System: A Critical Survey Satria Hibatal zizy
Islamic Economics Journal Vol 1, No 1 (2012)
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (479.533 KB) | DOI: 10.21111/iej.v1i1.160

Abstract

The discourse of westernization and liberalization had been spread to Muslim ummah nowadays. To decrease the impact of both problems, Muslim scholars seek for a solution called Islamization of knowledge. This effort took place in every sphere in human life, including economics, and specifially in banking sector. One concern in Islamization’s effort on banking sector is reserve requirements policy, which the muslim economists have different opinions on it, between imposing fractional reserve requirements or 100% reserve requirements. In case of reserve requirements, muslim economists are divided into two major groups. The fist, which represented by Umer Chapra, Nejatullah Siddiqi, MonzerKahf, Afzalurrahman and Mohamed Ariff, they saw that fractional reserve requirements is a right way for Islamic banking system. The reserve used for ensure bank’s ability to fulfil it obligation to the depositors. In addition, it could be used by Islamic central bank as a tool of monetary policy to control money supply. The second, represented by Mabid Ali AlJarhi, Mohsin S. Khan, Abbas Mirakhor and Mahmoud Abu Saud recommend the use of 100% reserve requirements. According to them, fractional reserve system could suffer such an inherent instability. Over expansion of credit is often occurring this system that imply to unstable infltion. Their assumption is 100% reserve requirements will bring to more stable economy.
PERILAKU PEMASARAN NABI MUHAMMAD SAW Gunawan, Agung
Islamic Economics Journal Vol 1, No 2 (2013)
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/iej.v1i2.183

Abstract

Basically marketing is an activity that tries to introduce the goods and services to consumers in order to facilitate them in choosing goods and services that become needs, all these activities should be mutually beneficial to both parties. Marketing activities will not be valid if it was contradicted to Islamic law. While that happens in contemporary times is the marketer has done duping of consumers in order to gain the benefit and win market competition by justifying a variety of ways, even though unlawful manner. The purpose of this discussion is to know about marketing behavior of Islam and the Prophet Muhammad SAW in its business activities. The result of the discussion for the real purpose of marketing was to introduce the actual marketing to customers about the advantages and disadvantages as well as benefits of a product. While the marketing behavior of the Prophet Muhammad put trust, tolerance and generosity, prohibition of exploitation, honesty, fairness and away against injustice, facilitate and provide relief as a basis for business success.
ANALISIS PEMAHAMAN NASABAH BNI SYARIAH TENTANG KE‘SYARIAH’AN BNI SYARIAH (Studi Kasus BNI Syariah Godean, Sleman, Yogyakarta) Shofa Rabbani
Islamic Economics Journal Vol 2, No 2 (2014)
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (527.001 KB) | DOI: 10.21111/iej.v2i2.174

Abstract

Islamic banking must be based on the principles of Islamic economics framework in accordance with Islamic law. Islam forbids usury and interest, but Islam has permitted profit and loss sharing. This research aims to analyze the influence of the level of people’s understanding toward Islamic banking, usury, interest and profit and loss sharing, and to analyze the relationship of Islamic Bank Customer Savers which are also Conventional Bank Customer Savers. This research involved 51 respondents, all of whom are based on customers of BNI Sharia. The result of the study showed that the level of people’s understanding toward Islamic banking is still relatively low. Their perception of how sharia Islamic banks, usury, interest, and the profit and loss sharing are varies, most of them still do not understand and know these terms. On the other side, the relationship between Islamic Bank Customer Savers which are also Conventional Bank Customer Savers and employment status and education level is closely associated. This has an impact on the public interest to save or take financing in Islamic banks is also lower. Islamic banks which supposed to be a prominent choice for the Muslim community is still inferior to conventional bank dominance. Thus, they need to evaluade themselves forward in order to increase the number of customers. Socialization is not only done by banking practitioners in banking settings, but it may be given by dai / khatib / preachers in mosques, formal and informal meetings.
ANALISIS TINGKAT KEPUASAN NASABAH TERHADAP PRODUK LEMBAGA KEUANGAN ISLAM (Studi Kasus Lembaga Keuangan Islam Buana Kartika, Demak 2013) Royyan Ramdhani Djayusman
Islamic Economics Journal Vol 2, No 1 (2013)
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (867.173 KB) | DOI: 10.21111/iej.v2i1.165

Abstract

This study aims to analyze the level of customer satisfaction views of each product and service attributes analyzing customer satisfaction level on product IFI Buana Kartika Mranggen Demak . The product which is the object of research is the deposit and financing products IFIs Buana Kartika. This study used a 5 ( five ) dimensions of services quality namely reliability (reliability), responsiveness (responsiveness), guarantee (assurance), direct evidence (tangible) and empathy (empathy). In order to achieve the research used quantitative methods with a statistical analysis tool independent sample t - test by comparing the average performance level of IFI Buana Kartika with the average level of customer expectations . The results showed that significant value ratio and performance values for each variable, reliability ( 0.537 ) , responsiveness ( 0.249 ), Assurance ( 0,059 ), Tangible (0.240 ) and Emphaty ( 0,117 ) which is greater than the total value of the level significant 0.05 . That is, H0 stating “ there is no difference between the expected value and performance “ acceptable, meaning customers satisfied with every variable Reliability, Responsiveness, Assurance, Tangible and Emphaty in Islamic Financial Institutions Buana Kartika. In addition, if the value of the variable reliability sorted by the value 0.537 in the highest position which means a very high customer satisfaction rate on variable reliability. While the lowest position is variable with the assurance that the value of 0.059 indicates that the level of customer satisfaction at the lowest variable among other variables that has studied.
Teori Uncertainty (ketidakpastian) dalam Keuangan Islam Setiawan bin Lahuri
Islamic Economics Journal Vol 1, No 1 (2012)
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (556.225 KB) | DOI: 10.21111/iej.v1i1.156

Abstract

Ekonomi Islam merupakan suatu sistem ekonomi yang bertujuan untuk mewujudkan tingkat pertumbuhan ekonomi jangka panjang dan mewujudkan falah. Untuk mewujudkan tujuan tersebut, system keuangan Islam diharapkan dapat memotori pergerakan ekonomi umat sehingga falah dapat dicapai. Dalam kaitannya dengan system keuangan Islam, unsur ketidakpastian menjadi sebuah hal yang terkadang oleh beberapa pihak dianggap sebagai penyebab kerugian dari pihak penyedia dana. Dalam tulisan ini, penulis bermaksud membahas teori ketidakpastian dalam keuangan Islam dengan membahas berbagai aspek dalam keuangan Islam, seperti investasi, hukum dan aplikasi, untuk kemudian menarik sebuah simpul untuk mendeskripsikan teori ketidakpastian dalam keuangan Islam. Sistem keuangan Islam, yang mana banyak mengedepankan akadakad kerjasama, akan banyak mengalami kondisi ketidakpastian, ditambah dengan dihapusnya bunga dalam sistem keuangan Islam, semakin mempertegas hal tersebut. Hal itu semua dilakukan untuk menyeimbangkan antara sektor fiansial dan sektor riil, sehingga tujuan falah dapat tercapai.
TEORI EFISIENSI DALAM EKONOMI ISLAM Ahmad Arisatul Cholik
Islamic Economics Journal Vol 1, No 2 (2013)
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (507.207 KB) | DOI: 10.21111/iej.v1i2.179

Abstract

Lately, there are some economists who criticize the theory of efficiency. They argue that the current efficiency has deviated from first khittah and only beneficial for some people and hurt others. They just thinking of their welfare themselves without thinking about where the boundaries should be considered. They are influenced by western worldview that tends materialistic. This study aims to explore theory in Islamic Economics efficiency, so it can be reapplied in life in today’s modern era. In this study, researchers found that in Islam, efficiency theory has been applied since the time of Prophet Muhammad. Islam fully supports the efficiency in work, but all of it must remain in the corridor of Islamic law from the Qur’an and Sunah.
PENGARUH RESIKO FINANSIAL DAN RISIKO OPERASI TERHADAP BETA SAHAM SYARIAH DAN BETA SAHAM KONVENSIONAL (Studi pada Saham Manufaktur yang terdaftar dalam Bursa Efek Indonesia) Wardani, Kingkin
Jurnal Ekonomi Islam Vol 2, No 2 (2014)
Publisher : Universitas Darrussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The purpose of this research is to determine the differences of systematic risk and financial risk between Islamic shares and conventional shares are listed in Indonesia Stock Exchange (BEI). The second purpose is to determine the effect of financial risk and operating risk to beta of the Islamic shares and conventional shares listed in Indonesia Stock Exchange (BEI). This study uses two methods to test the research hypothesis. The first method is the difference test (independent t-test and Mann Whitney test) in order to examine average of systematic risk (beta) and the average financial risk between Islamic shares and conventional shares. The second method is multiple regression that used to determine the effect of financial risk and operating risk to the systematics risk (beta) of Islamic shares and conventional shares. The sample in this research are listed shares on the Indonesia Stock Exchange (BEI) in the manufacturing industry. Study sample amounted to 50 shares for one period (2008-2011). Fiftieth of the sample are eliminated because the data not eligible. After elimination of the number of observations become 151 observation. The results of this study indicate : (1) based on Independent t-test, the beta value of the Islamic shares not significantly smaller than conventional beta stocks. (2) Based on t-test show that financial risk have a positive effect and significant to the beta of Islamic shares and conventional shares, while the operating not affecting the beta of Islamic shares and conventional shares. (3) Based on Mann-Whitney test, the financial risk of Islamic share smaller and significant than the financial risk of a conventional shares.
Wazīfatu Az-zakāh Fī An-nahdhah At-ta’līmiyah Fī Indūnīsiyā Wa Barūnāy Dāru As-salām Ahmad Fannani
Islamic Economics Journal Vol 1, No 1 (2012)
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (669.585 KB) | DOI: 10.21111/iej.v1i1.161

Abstract

Generasi muda merupakan aset bangsa yang sangat penting, karena mereka akan menjadi penerus tongkat estafet dari para pendahulunya. Untuk mempersiapkan generasi penerus bangsa diperlukan pendidikan yang layak dan berkualitas. Namun, bagi orang yang kurang mampu adalah tidak mudah untuk dapat mengakses pendidikan yang layak dan berkualitas. Oleh karena itu, diperlukan sebuah solusi berupa program pendidikan yang dapat membantu mereka dalam mengakses pendidikan yang layak dan berkualitas. Salah satu program pendidikan tersebut adalah pengembangan pendidikan melalui program zakat. Dengan adanya dana dari zakat, kegiatan pendidikan dapat berlangsung lebih baik dan efiien.Program zakat sebagai salah satu sarana pengembangan kegiatan pengajaran telah dilaksanakan di beberapa negara, termasuk Indonesia dan Brunei Darussalam. Dalam tulisan ini, penulis bermaksud untuk menemukan peran dan tugas zakat dalam pengembangan kegiatan pengajaran di Indonesia dan Brunei Darussalam. Di sini penulis menggunakan metode deskriptif analisis untuk mengungkap apa dan bagaimana tugas dan peran zakat dalam pengembangan kegiatan pengajaran serta membandingkan antara tugas dan peran zakat di Indonesia dan Brunei Darussalam. Selain itu, tulisan ini juga mengemukakan bahwa pada dasarnya kegiatan zakat dan kaitannya dengan pengembangan kegiatan pengajaran di kedua negara tidaklah jauh berbeda, hanya ada beberapa poin yang membedakan keduanya. Pada akhirnya, diharapkan tulisan ini dapat memberikan kontribusi nyata bagi pengembangan pengetahuan Islam khususnya yang berkenaan dengan zakat dan pengembangan kegiatan pendidikan.

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