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INDONESIA
Jurnal Ekonomi Syariah Teori dan Terapan
Published by Universitas Airlangga
ISSN : 24071935     EISSN : 25021508     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
Jurnal Ekonomi Syariah Teori dan Terapan (JESTT) accepts original manuscripts in the field of Islamics Economics, including research reports, case reports, application of theory, critical studies and literature reviews.
Arjuna Subject : -
Articles 6 Documents
 1 
Search results for , issue "Vol. 4 No. 6 (2017): Juni-2017" : 6 Documents clear
Persepsi Kemudahan Penggunaan, Persepsi Kredibilitas, dan Persepsi Harga Terhadap Niat Nasabah Menggunakan Layanan Mobile Banking (Studi Kasus Pada Bank Syariah Mandiri Surabaya) Reza Ramadhan; Sri Herianingrum
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 4 No. 6 (2017): Juni-2017
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (346.218 KB) | DOI: 10.20473/vol4iss20176pp478-492

Abstract

This study aims to discover the impact of Perceived Ease of Use, Perceived Credibility, and Perceived Price in Accordance Intention to Use Mobile Banking. This study uses the Theory Acceptance Model with quantitative approach using the Regression Linear Multivariate. The data source of this study uses primary data from questionnaire. The population characteristic in this study is the Client of Sharia Mandiri Bank that are not using Mobile Banking feature. The sample collecting technique used is Nonprobability Sampling with purposive sampling and accidental sampling. The result of the study shows that Perceived Ease of Use, Perceived Credibility, and Perceived Price in accordance significantly impacting towards the Interest in using the mobile banking feature of Bank Syariah Mandiri Surabaya. Suggestion towards Bank Syariah Mandiri to upgrade the security system to prevent the occurrence of crime trough the mobile banking feature so that the clients will feel safe in using transactions.
Analisis Komparatif Kinerja Keuangan BPRS Linkage Program dan Non Linkage Program Periode 2014-2015 Allen Anandika Rizky Pratama; Achsania Hendratmi
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 4 No. 6 (2017): Juni-2017
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (191.825 KB) | DOI: 10.20473/vol4iss20176pp493-504

Abstract

This research aims to discover whether there are any differences in financial performance between BPRS which take part in the linkage program and the one which do the contrary, in period of 30 March 2014 – 30 December 2015. The method used in this research is quantitative where the research is done by doing a descriptive statistical analysis and inferential statistic. The comparison of the financial performances are based on financial ratio assessment consisting of CAR, NPF, ROA, BOPO and FDR. Research shows that there are indeed found differences in financial performance between BPRS which take part in the linkage program and the one which do the contrary. Differences in financial performance viewed from financial ratio of FDR, NPF and CAR. However, earning ratio (rentabilitas)ROA and BOPO not possessed any differences between BPRS which take part in the linkage program and BPRS which does not.
Sistem Upah Minimum Kabupaten Dalam Perspekti Islam (Studi Kasus Pada Upah Minimum Kabupaten Sidoarjo) Rachmad FirmanSyah; Moh. Qudsi Fauzy
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 4 No. 6 (2017): Juni-2017
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (243.62 KB) | DOI: 10.20473/vol4iss20176pp434-448

Abstract

Islam does not allow wages under the minimum level based on the basic needs of groups of workers; nor let their wage increases that exceed a certain level determined based on his contribution to production. Employers need workers to run its business to remain in existence, while workers need the work to make ends meet. Islam tries to create a fair balance between the two, both in terms of remuneration and protection of the interests of workers and employers. There are three parameters in Islam as basis in determining the appropriate wage system of sharia, namely Justice, Feasibility and Virtue. The state has important roles in giving attention to the workers in earning sufficient wages to sustain a level of decent living and not allow wages under the minimum levels.
Pengaruh Debt Financing dan Equity Financing Terhadap Profit Expense Ratio Perbankan Umum Syariah Periode 2011-2015 Amanda Maulidiyah Firdaus; Ari Prasetyo
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 4 No. 6 (2017): Juni-2017
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (242.751 KB) | DOI: 10.20473/vol4iss20176pp505-514

Abstract

The purpose of this research is to find out the influence of debt financing and equity financing to profit expense ratio. This research is to describe the efficiency of financing in Islamic bank. The research method of this research is the quantitative approach. Character sample used is a quarterly report on three Islamic banks, Bank Muamalat Indonesia, Bank Syariah Mandiri, and BRI Syariah, period of January 2011-December 2015, so the totaling 60 samples. Sampling using purposive sampling. The analysis used the Panel regression analysis. The results showed that the partial debt financing significantly influence the profit expense ratio, and equity financing is also significantly influence the profit expense ratio. Simultaneously, debt financing and equity financing significantly influence of Islamic banking profit expense ratio.
Analisis Pengaruh Variabel-Variabel Makro Ekonomi Terhadap Jakarta Islamic Indeks (JII) Periode 2007-2015 Nining Khoirun Nisa; Raditya Sukmana
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 4 No. 6 (2017): Juni-2017
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (220.824 KB) | DOI: 10.20473/vol4iss20176pp449-463

Abstract

Based on this, researchers are interested to know and analyze the effect of macroeconomic indicators consisting of Inflation, Interest Rate, Foreign Exchange and Production Index on Stock Price Index of the Jakarta Islamic Index (JII). This study uses a quantitative approach. The sampling technique used is the technique of sampling nonprobabilitas. The type of data in this study of time series data.The results of this study indicate that inflation and interest rates significantly affect the stock price index Jakarta Islamic Index (JII). Foreign exchange rates and the production index did not significantly affect the stock price index Jakarta Islamic Index (JII).
Etika Bisnis Islam Dalam Pengelolaan Bisnis di Pesantren Mukmin Mandiri Yogiswara Karishma W; Tika Widiastuti
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 4 No. 6 (2017): Juni-2017
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (256.644 KB) | DOI: 10.20473/vol4iss20176pp464-477

Abstract

This research is aimed to determine the Islamic Business Ethics in business management at Pesantren Mukmin Mandiri Sidoarjo. Pesantren Mukmin Mandiri is one of pesantren based on agrobusiness and agro-industry which graduates entrepreneurs every year. This research used the qualitative research method and case study as the strategy. Data collection was done by interviewing and observing the research object directly. The qualitative explanatory was used as the technique of analysis by explaining the results of the interviews and of the direct observations.The results of The analysis showed that the business ethics of Islam are in some way and going well in business management in schools independent believer, it can be seen from the implementation of restrictions on the business that is concerned with the students.

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