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INDONESIA
Jurnal Ekonomi Syariah Teori dan Terapan
Published by Universitas Airlangga
ISSN : 24071935     EISSN : 25021508     DOI : -
Core Subject : Economy,
Jurnal Ekonomi Syariah Teori dan Terapan (JESTT) accepts original manuscripts in the field of Islamics Economics, including research reports, case reports, application of theory, critical studies and literature reviews.
Arjuna Subject : -
Articles 6 Documents
Search results for , issue "Vol. 4 No. 8 (2017): Agustus-2017" : 6 Documents clear
Pengaruh Guncangan Kebijakan Moneter dan Variabel Makro Terhadap Dana Pihak Ketiga (DPK) Bank Syariah di Indonesia Mohammad Abdul Adim; Raditya Sukmana
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 4 No. 8 (2017): Agustus-2017
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (329.577 KB) | DOI: 10.20473/vol4iss20178pp642-656

Abstract

The purpose of this research is to find out the effect of monetary policy shocks and macro variables towards Islamic banks deposits. The method that used in this researc his quantitative method and also using secondary data which obtained from financial reports and other reports started from 2005 until the end of 2015. Analysis technique used is Johansen Cointegration and Vector Autoregressive (VAR). The result are monetary policy shocks have affect significant on deposits Islamic banks in long run and short run. Furthermore, variables macroeckonomic like GDP and CPI have effect significant on deposits in Islamic banks. interestingly, the money supply in the long run have significant effect on Islaimc banks deposits, but in the short run does not have a significant effect on the deposits of Islamic banks.
Pemberdayaan Ekonomi Anggota Koperasi Jasa Keuangan Syariah Melalui Produk Pembiayaan di Koperasi Simpan Pinjam dan Pembiayaan Syariah Muamalah Berkah Sejahtera Surabaya Ardian Dwi Bagus S; Muhammad Nafik Hadi Ryandono
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 4 No. 8 (2017): Agustus-2017
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (196.555 KB) | DOI: 10.20473/vol4iss20178pp657-667

Abstract

The cooperation of sharia microfinance institutions that have a role and function of the build and develop potential and economic ability members in particular and the society in general to improve the economic and social welfare. The aim of this research is to find out the role of cooperation sharia financial services in economic empowerment of its members. The approach that is used is qualitative approach by case study as a strategy. In the technique of data collection using the techniques of interview directly to the related objects. This research indicated that the cooperative savings and financing sharia convenient Muamalah Berkah Sejahtera Surabaya has a role in the economic empowerment members through financial products by offering the financing products, with various desired model by its members and the most important thing is that these products are using the contract according to the Islamic Law.
Perbedaan Efisiensi Perusahaan Asuransi Jiwa Syariah dan Konvensional di Indonesia Dengan Metode Data Envelopment Analysis (DEA) Yurike Fitria Astuti; Noven Suprayogi
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 4 No. 8 (2017): Agustus-2017
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (374.346 KB) | DOI: 10.20473/vol4iss20178pp668-683

Abstract

This study aims to determine and comparing the level of operational efficiency of Islamic Life Insurance and Conventional Life Insurance in Indonesia. This study uses a quantitative non-parametric approach With Data Envelopment Analysis (DEA) CRS and VRS assumption, and a statistical tool Mann-Whitney U-Test. The samples are 13 Islamic Insurance and 5 Conventional Insurance that comply with the specified sample criteria. During 2010 to 2014, the relative average value of Islamic Life Insurance and Conventional Life Insurance with VRS assumption more efficient than CRS assumption. This indicates that in relative terms, the source of operational inefficiency is not effective on the efficiency scale. While the hypothesis test results showed no significant differences in levels of operational efficiency in both groups the data by CRS assumptions and VRS.
Kesejahteraan Karyawan Perspektif Maqashid Syariah Pada Pusat Penelitian Kopi dan Kakao Rohma Vihana Enggardini; Moh. Qudsi Fauzy
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 4 No. 8 (2017): Agustus-2017
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (205.213 KB) | DOI: 10.20473/vol4iss20178pp599-612

Abstract

The purpose of this study is to determine the economic impact in improving the welfare of employees Coffee and Cocoa Research Center Indonesia when viewed through the perspective of maqashid sharia. The method used is a qualitative approach, a strategy case studies and descriptive analysis techniques are collecting data through interviews and observations of informants. Informants are employees working at the Coffee and Cocoa Research Center Indonesia amounting to nine people. The Results from this study is economic impact and fulfillment of welfare for employees at the Coffee and Cocoa Research Center still ranks necessities. Five indicators used in this study is maqashid syariah can be met by almost all employees. The economic impact can be seen, among others, the changes experienced by the employee, the changes are seen from the increased monthly income,expenditure control, insufficient subsistence, and increasing assets and preparation for future family prepared before retirement arrives.
Perbandingan Pembentukan Gap Sensitivitas Pada Bank Syariah Mandiri (BSM) dan Bank Mega Periode 2011-2015 Muhammad Wasiqul Firdaus Askarullah; Achsania Hendratmi
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 4 No. 8 (2017): Agustus-2017
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (340.979 KB) | DOI: 10.20473/vol4iss20178pp613-629

Abstract

Interest rate risk arise when there was a gap between assets and liabilities so the purpose of this study was to determine the position of the gap formed at Bank Syariah Mandiri (BSM) and Bank Mega and analyze the difference in the formation of gap based on the period of sensitivity ≤ 1 month, > 1-3 months, and > 3-12 months.This was a quantitative research with comparative study which uses sensitivity gap analysis to identify the position of the gap were formed and conduct the comparative analyzed with independent sample t-test and Mann-Whitney. The data being used was secondary data from Maturity Profile which contained in the Annual Financial Report of BSM and Bank Mega in the periods of 2011-2015.The results showed that in BSM, cumulatively, the formation of the gap in the periods of 2011-2015 was negative gap. Likewise at Bank Mega, the cumulative gap formation in the periods of 2011-2015 was negative gap. From the results of independent sample t-test and Mann-Whitney known that the formation of the gap in BSM and Bank Mega for a period of sensitivity of ≤ 1 month and> 1-3 months showed a significant difference, while the period of sensitivity> 3-12 months there was no difference significant.BSM suffered exposure to interest rate risk higher than the Bank Mega as the asset structure is dominated by Murabaha Financing (fixed rate) with long term (> 12 months) while liabilities dominated by Mudharabah Deposits (variable rate) with short-term (<12 months).
Penyaluran Dana ZIS dan Tingkat Inflasi Berpengaruh Terhadap Pertumbuhan Ekonomi Indonesia Periode 2011-2015 Rachmasari Anggraini; Tika Widiastuti
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 4 No. 8 (2017): Agustus-2017
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (308.939 KB) | DOI: 10.20473/vol4iss20178pp630-641

Abstract

This study aims to analyze the influence of ZIS fund's and inflation towards the economic growth in Indonesia during 2011-2015. The research method is quantitative method with multiple linear regression technique. The data used is the collected secondary data of remittances of ZIS from BAZNAS (national amil zakat agency) and inflation rate of BI (Bank of Indonesia) in Indonesia during 2011-2015 that includes monthly data all over Indonesia. The results of the research indicates that the funds of ZIS (X1) affects positively and significantly towards Indonesia's economic growth and inflation (X2) do not affect significantly to economic growth in Indonesia as well as ZIS fund and the inflation simultaneously affected the economic growth significantly during 2011-2015 in Indonesia.

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