cover
Contact Name
-
Contact Email
-
Phone
-
Journal Mail Official
-
Editorial Address
-
Location
Kota surabaya,
Jawa timur
INDONESIA
Jurnal Ekonomi Syariah Teori dan Terapan
Published by Universitas Airlangga
ISSN : 24071935     EISSN : 25021508     DOI : -
Core Subject : Economy,
Jurnal Ekonomi Syariah Teori dan Terapan (JESTT) accepts original manuscripts in the field of Islamics Economics, including research reports, case reports, application of theory, critical studies and literature reviews.
Arjuna Subject : -
Articles 15 Documents
Search results for , issue "Vol. 6 No. 7 (2019): Juli-2019" : 15 Documents clear
ELIMINASI RISIKO OPERASIONAL BMT SRI SEJAHTERA SURABAYA Yanuar Dharma Putra; Imron Mawardi
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 6 No. 7 (2019): Juli-2019
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol6iss20197pp1317-1330

Abstract

The results of this research are risk mitigation measures in the continuity of internal processes, human resources, technology and information. Risk mitigation on the internal processes is done by performing supervision based on employees job description, and implementation of sharia financing agreements with customers. Risk mitigation on human resources is done by providing moral guidance to employees. Risk mitigation in information technology is carried out by performing regular maintenance of computer software and hardware, as well as other devices that support Baitul Maal wa tamwil Sri Sejahtera business activities.  REFFERENCESAlexander, Carol. 2003. Operational Risk: Regulation, Analysis and Management. London: Prentice HallAlijoyo, Antonious. 2006. Enterprise Risk Management: Pendekatan Praktis. Edisikedua. Jakarta: PT. Ray IndonesiaChapra, M. Umer. 2000. Islam dan Tantangan Ekonomi. Jakarta: Gema Insani Press dan Tazkia InstituteDjohanputro. Bramantyo. 2006. Prinsip-Prinsip Ekonomi Makro. Cetakan 1. Jakarta: PPMFrame. J. Davidson. 2003. Managing Risk in Organisations: A Guide for Managers. San Francisco. Jossey Bass: A wiley imprintHerman, Darmawi. 2008. Manajemen Risiko. Jakarta: Bumi AksaraIlmi, Makhalul. 2002. Teori dan Praktek Lembaga Mikro Keuangan Syariah: Beberapa Permasalahan dan Alternatif Solusi. Yogyakarta: UII PressKarim, Adiwarman Azwar. 2006. Bank Islam: Analisis Fiqih dan Keuangan. Jakarta: PT. Raja Grafindo PersadaKhan, Tariqullah and Habis Ahmed. 2008. Manajemen Risiko Lembaga Keuangan Syariah. Jakarta: Bumi AksaraMamduh, M. Hanafi. 2009. Manajemen RIsiko. Yogyakarta: UPP STI Manajemen YKPNMirakhor, Abbas dan Zainal Iqbal. 2007. Pengantar Keuangan Islam: Teori dan Praktik. Terjemahan oleh A.K. Anwar. 2008. Jakarta: Kencana Media GroupMughni, Abdul. 2005. Keuangan Mikro Islam dalam Upaya Pengentasan Masalah Sosial. www.takzia.ac.id, (diaksespada 26 Februari 2017)Muhammad. 2002. Manajemen Bank Syariah. Yogyakarta: UPP AMP YKPNMuhammad. 2004. Manajemen Dana Bank Syariah. Yogyakarta: EkonisiaRedja, George E. 2008. Principles of Risk Management and Insurances. Edisi ke-10. Boston: Pearson International EditionSudarsono, Heri. 2004. Bank dan Lembaga Keuangan Syariah Deskripsi dan Ilustrasi. Yogyakarta: EkonisiaSugiyono. 2015. Pendekatan Kuantitatif, Kualitatif, dan R&D. Cetakan Ke-21. Bandung: AlfabetaSuhendi, Hendi. 2009. Strategi Optimalisasi Peran BMTT sebagai Penggerak Sektor Usaha Mikro. www.fe.unpad.ac.id, (diakses pada 26 Februari 2017)Yin, K Robert. 2002. Studi Kasus (Desain dan Metode). Jakarta: PT. Raja Grafindo PersadaYin, K. Robert. 2009. Case Study Research: Design and Method (4thed.). California: Sage Publications, Inc.Yin, K. Robert. 2013. Studi Kasus (Desain dan Metode). Jakarta: PT. Raja Grafindo Persada
PENERAPAN PRINSIP SYARIAH DALAM PEYELENGGARAAN LAYANAN PINJAM-MEMINJAM BERBASIS FINTECH Basrowi Basrowi; Julianas Julianas
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 6 No. 7 (2019): Juli-2019
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol6iss20197pp1521-1536

Abstract

This study aims to describe the application of sharia principles in the implementation of fintech-based lending services. The method used in this study is descriptive qualitative research and literature. The data used is secondary data from various relevant and up to date literature. Based on the results of the analysis it can be concluded that accounts payable is an agreement between two parties giving money or goods to a second party to be utilized. In terms of engagement in accordance with Islamic law or according to sharia, contracts through information technology media still have to fulfill harmony and terms of contract. The contract scheme implemented by service providers includes the Wakalah bil Ujrah contract and the Musyarakah contract. In the field of muamalah known as the principle of Islamic law, namely the principle of skill or change. The terms of Ijab Qobul must describe the agreement of the parties to enter into the online debt agreement. To achieve this, it is necessary to apply the principles of Islamic engagement, sharia, into financial transactions and other businesses that are consistently related.Keywords: financial technology, sharia, principleREFFERENCESAdrian Sutedi. (2009). Perbankan Syariah: Tinjauan dan Beberapa Segi Hukum. Jakarta: Ghalia.Alwi, A. B. (2018). Pembiayaan Berbasis Teknologi Informasi (Fintech) yang Berdasarkan Syariah. Al-Qanun: Jurnal Pemikiran Dan Pembaharuan Hukum Islam, 21(2), 255–271. Retrieved from http://jurnalfsh.uinsby.ac.id/index.php/qanun/article/view/684Andreas, D. (2018). OJK Bakal Segera Buat Aturan untuk Mengawasi Fintech Syariah. Retrieved from https://ummatpos.com/19750/fintech-syariah-butuh-landasan-fatwa-dan-panduan-ulamaArno Maierbrugger. (2018). A new term is born : Shariah fintech , and it has quite some potential. Retrieved from https://www.gulf-times.com/story/599050/A-new-term-is-born-Shariah-fintech-and-it-has-quit%0AABusro, Muhammad. 2018. Metode Penelitian Sosial. Surabaya: Jenggala Pustaka UtamaDewan Syariah Nasional (DSN) No 117/DSN-MUI/II/2018 Tentang Layanan Pembiayaan Berbasis Teknologi Informasi Berdasarkan Prinsip SyariahM. Ali Hasan. (2018). Pengantar Lembaga Keuangan Syariah. Surabaya: FH UNAIR SURABAYA. Retrieved from https://genap2019.aula.unair.ac.id/login/index.php Usanti,Micu, A. (2016). Fintech And Its Implementation On The Romanian Non-Banking, IV(2), 379–384. Retrieved from seaopenresearch.eu/Journals/articles/SPAS_11_30.pdfMuchlis, R. (2018). Analisis SWOT Financial Technology (Fintech) Pembiayaan Perbankan Syariah Di Indonesia (Studi Kasus 4 Bank Syariah Di Kota Medan). AT-TAWASSUTH: Jurnal Ekonomi Syariah, 1(1), 335–357.Mukhlisin, M. (2016). Dibalik FinTech Syariah. Retrieved from https://www.islampos.com/55845-55845/%0ADibalikMurniati. (2017). Fintech Syariah Butuh Landasan Fatwa Dan Panduan Ulama. Retrieved from https://ummatpos.com/19750/fintech-syariah-butuh-landasan-fatwa-dan-panduan-ulama/%0AFintechPashafollow, M. R. (2017). Potensi Besar Perkembangan Fintech Berbasis Syariah di Masa Depan.Samir, S., & Rahmizal, M. (2017). Developing Islamic Financial Technology In Indonesia, 1(2), 130–140. https://doi.org/10.26487/hebr.vSari, A. R. (2018). Perlindungan Hukum Bagi Pemberi Pinjaman Dalam Penyelenggaraan Financial Technology Berbasis Peer To Peer Lending Di Indonesia. Yogyakarta. Retrieved from http://e-journal.uajy.ac.id/14649/1/Jurnal.pdfTrisadini P. Usanti. (2004). Penanganan Pembiayaan Bermasalah Di Bank Syariah. Yuridika, 19(1).Trisadini UP dan Abdul Shomad. (2015). Hukum Perbankan. Surabaya: FH- Universita Airlangga dan Lutfansah Media.Umi Kulsum. (2018). Dewan Syariah dan OJK segera rilis fatwa fintech syariah, (November 2017), 2018.
ANALISIS FAKTOR – FAKTOR YANG MEMPENGARUHI TINGKAT BAGI HASIL TABUNGAN DEPOSITO MUDHARABAH PADA PERBANKAN SYARIAHDI INDONESIA PERIODE 2012 -2016 Halimatussa’idah Halimatussa’idah; Dina Fitrisia Septiarini
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 6 No. 7 (2019): Juli-2019
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol6iss20197pp1348-1364

Abstract

The purpose of this research is to analyze the effect of Non Performing Financing,Operational Efficiency Ratio, BI Rate and inflation toward the rate of return mudharabah deposits islamic bank industries in Indonesia start from January 2012 until December 2016. This research use quantitative approach. The analysis method used in this research is time series regression using eviews 9.0 program. This research used saturation sampling. Sample that used in this research were taken from Islamic Bank Statistic issued by OJK, while BI Rate and Inflation taken from www.bi.go.id. The result show that Non Performing Financinghas no effect on the rate of return mudharabah deposits, Beban Operasional Pendapatan Operasional has no effect on the rate of return mudharabah deposits. While BI Rate has positive and significant on the rate of return mudharabah deposits, and than variabel inflation has negative and significant on the rate of return mudharabah deposits. All of the independent variables in this research are simultaniosly significant on the rate of return mudharabah deposits.Keywords: Non Performing Financing(NPF), Operational Efficiency Ratio (BOPO), BI Rate, inflation, the rate of return mudharabah depositsREFFERENCESAntonio, Muhammad Syafii. (2017). Bank Syariah dari Teori ke Praktik.Jakarta : Gema Insani.Arif, Mohammad Nur Rianto Al. (2011).The Effect Of Macro Economic On Profit – Sharing Yield Pricing. Yogyakarta : Economic Journal Of Emerging Markets. Vol.3.No 3. Hlm 234 – 244.Bank Indonesia.(2006). Peraturan Bank Indonesia Nomor 8/21/PBI/2006.Jakarta : Bank Indonesia._____________. (2007). Lampiran Surat Edaran Bank Indonesia Nomor 9/24/DPbs/2007.Jakarta : Bank Indonesia._____________. (2001). Peraturan Bank Indonesia Nomor 3/25/PBI/2001.Jakarta : Bank Indonesia._____________. (2011). Surat Edaran Bank Indonesia Nomor 13/24/DPNP 25 Oktober 2011.Jakarta : Bank Indonesia.Chong, Beng Soon dan Liu, Ming-Hua. (2008). Islamic Banking : Interest Free or Interest-Based?. Elsevier : Pasific-Basin Financing Journal 125 – 144.Departemen Agama, RI. (2012). The Noble Qur’an. Depok : Al-Huda Kelompok Gema Insani.Dewan Syariah Nasional MUI.(2000). Fatwa DSN Nomor 03/DSN-MUI/2000 Tentang Deposito.Jakarta : Dewan Syariah Nasional MUI.Djamil, Faturrahman.(2014).Penyelesaian Pembiayaan Bermasalah di Bank Syariah. Jakarta : Sinar Grafika.Farianto, Agus. (2014). Analisis Pengaruh Return On Asset (ROA), BOPO dan BI Rate Terhadap Tingkat Bagi Hasil Deposito Mudharabah Pada Bank Umum Syariah di Indoneisa Tahun 2012 – 2013. Kudus : Equilibrium. Vol 2. No.1 Ghozali, Imam. (2011). Aplikasi Analisis Multivariate dengan Program IBM SPSS 19.Semarang : Badan Penerbit Universitas Diponegoro.Hamza, Hichem. (2015) .Does Investment Deposit Return in Islamic Bank Reflects PLS Principle?.Eelsevier : Borsa Istanbul Review 16-1 32-42.Sudarsono, Heri. (2009) .Dampak Krisis Keuangan Global Terhadap Perbankan di Indonesia : Perbandingan Antara Bank Konvensional dan Bank Syariah. Yogayakarta : La Riba Jurnal Ekonomi Islam. Vol 3. No 1.Ismail.(2014). Perbankan Syariah.Jakarta : Kencana Prenada Media.K, Andryani Isna dan Sunaryo, Kunti.(2012). Analisis Pengaruh Return On Asset, BOPO dan Suku Bunga Terhadap Tingkat Bagi Hasil Deposito Mudharabah Pada Bank Umum Syariah. Yogyakarta : Jurnal Ekonomi dan Bisnis. Vol. 11 No.1.Karim, Adiwarman A, dan Affif, Adi Zakaria.(2005). Islamic Banking Consumer Behaviour in Indonesia: A Qualitative Approach. Jakarta : Karim Business Consulting.Karim, Adiwarman A, (2016). Bank Islam Analisis Fiqih dan Keuangan.Jakarta : PT. Raja Grafindo Persada.Latumaerissa, Julius R. (2012). Bank dan Lembaga Keuangan Lain.Jakarta : Salemba Empat.Muhammad. (2011). Manajemen Bank Syariah.Yogyakarta : Unit Penerbitan dan Percetakan sekolah tinggi ilmu manajemen YKPN.Nofianti, Nana. dkk. (2015). Analisis Pengaruh ROA, BOPO, Suku Bunga, FDR dan NPF terhadap Tingkat Bagi Hasil Deposito Mudharabah.Banten : Esensi Jurnal Bisnis dan Mnajemen Vol.5.No.1.___________________. (2012). Statistik Perbankan Syariah.Jakarta : Otoritas Jasa Keuangan.___________________. (2013). Statistik Perbankan Syariah.Jakarta : Otoritas Jasa Keuangan.___________________. (2014). Statistik Perbankan Syariah.Jakarta : Otoritas Jasa Keuangan.___________________. (2015). Statistik Perbankan Syariah.Jakarta : Otoritas Jasa Keuangan.___________________. (2016). Statistik Perbankan Syariah.Jakarta : Otoritas Jasa Keuangan.Santoso, Singgih. (2000). Buku Latihan SPSS : Statistik Parametrik. Jakarta : PT. Elex Media KomputindoSolissa, Nuriyah Diyan. (2017). Profit Equalization Reserve (PER) Sebagai Upaya Mitigasi Risiko Imbal Hasil Perbankan Syariah. Yogyakarta: Az Zarqa’, Vol. 9, No. 1, Juni 2017.Sudarsono, Heri. (2002). Bank dan Lembaga Keuangan Syariah Deskripsi dan Illustrasi.Jakarta : Ekonosia.Sugiyono. (2015). Metode Penelitian Kuantitatif, Kualitatif dan R & D. Bandung : Alfabeta.Ulfah, Rizakia. (2011). Pengaruh Makro Ekonomi Terhadap Penetapan Nisbah Bagi Hasil Deposito Mudharabah Perbankan Syariah di Indonesia.Skripsi.Jakarta : Uin Syarif Hidayatullah.Undang – Undang Republik Indonesia Nomor 21 Tahun 2008 Tentang Perbankan Syariah.Undang – Undang Republik Indonesia Nomor 10 Tahun 1998 Tentang Perbankan.
VARIABEL EKONOMI MONETER YANG MEMPENGARUHI PERTUMBUHAN EKONOMI DAN FINANCIAL INCLUSION BANK SYARIAH DI INDONESIA PERIODE 2010-2017 Kholifatun Nahdliyah; Atina Shofawati
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 6 No. 7 (2019): Juli-2019
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol6iss20197pp1395-1409

Abstract

This study aims to determine the effect of exchange rate and money supply on economic growth and financial inclusion in Bank Syariah Period 2010-2017. The sample used is saturated samples, ie all parts of Sharia Bank, including Sharia Commercial Bank and Sharia Business Unit which in the last year of 2017 amounted to 13 Sharia Commercial Banks and 21 Sharia Business Units, furthermore this research uses time series data analysis by analyzing data from year to year. The research approach used is quantitative approach using analysis technique PLS (Partial Least Square) with four latent variables namely exchange rate and money supply as exogenous variable, economic growth as endogen intervention variable, and financial inclusion as endogen variable. The results of this study indicate: the exchange rate has a significant negative effect on economic growth, the money supply has a significant positive effect on economic growth, economic growth has a significant positive effect on financial inclusion of Sharia Bank.Keywords: exchange rate, money supply, economic growth, and financial inclusionREFFERENCESAyunia, Pridayanti.2012. Pengaruh Ekspor, Impor, Dan Nilai Tukar Terhadap Pertumbuhan Ekonomi Di Indonesia Periode 2002-2012. Surabaya : Universitas Negeri Surabaya.Demirguc-Kunt Dan Leora Klapper. 2013 Measuring Financial Inclusion. Jel Codes: G2, G21, O16, World Bank.Departemen Agama RI. 2004. Al-Quran dan Terjemahnya. Bandung: CV Penerbit J-Art.Ergin Akalpler, Dilgash Duhok. 2017. Does Monetary Policy Affect Economic Growth: Evidence From Malaysia. Journal Of Economic And Administrative Sciences.Vol. 34 Issue: 1, Pp.2-20, Emerald Insight. Ghozali, Imam. 2014. Partial Least Squares: Konsep dan Aplikasi Path Modeling Menggunakan Program XLSTAT-PLS. Semarang: Badan Penerbit Universitas Diponegoro.Gulo, Angandrowa. 2008. Analisis Pengaruh Aspek Fiskal Dan Moneter Terhadap Pertumbuhan ekonomi Indonesia. Visi (2008) 16 (3) 595 – 611, Issn 0853 - 0203Karim, Adiwarman.2004. Bank Islam Analisis Fiqh Dan Keuangan. Jakarta: Raja Grafindo Persada.Santoso, Teguh,Dkk., 2009. Dampak  Kebijakan Fiskal Dan Moneter Dalam Perekonomian Indonesia: Aplikasi Model Mundell-Fleming. Jurnal Organisasi Dan Manajemen, Volume 5, Nomor 2, September 2009, 108-128.Shihab, M. Quraish. 2009. Tafsir Al-Mishab:Pesan, Kesan, dan Keserasian Al-Quran. Jakarta: Lentera Hati.Sudarsono, heri.2003. Bank dan lembaga keuangan syariah Deskripsi dan ilustrasi. Yogyakarta : Ekonisia.Tambunan, Sely Nory. 2015.  Pengaruh Jumlah Uang Beredar Dan Pengeluaran Pemerintah Terhadap Produk Domestik Bruto  (Pdb) Indonesia. Jom Fekon Volume 2 No. 1 Februari 2015Todaro, Michael P. 2006. Pembangunan Ekonomi di Dunia Ketiga. Jakarta: Erlangga.Widayatsari.2012. Ekonomi Moneter II. Pekanbaru:Cendika InsaniWiroso.2011. Produk Perbankan Syariah. Jakarta : Lppe Usaktiwww.Worldbank.Org, Diakses Tanggal 20 Novemberwww.Bps.Go.Id, Diakses Tanggal 20 November 2017. www.Bi.Go.Id, Diakses Tanggal 20 November 2017.
PERAN PEMBIAYAAN AKAD QARDHUL HASAN TERHADAP KESEJAHTERAAN PEDAGANG (STUDI KASUS: PENERIMA PROGRAM PINJAMAN BEBAS RIBA YAYASAN ROMBONG SEDEKAH) Wahyu Tri Wulandari; Sunan Fanani
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 6 No. 7 (2019): Juli-2019
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol6iss20197pp1385-1394

Abstract

This study examines the role of qardhul hasan contract financing through a free loan program on Rombong Sedekah Foundation Jombang whether to improve the prosperity of super micro traders. The qardhul hasan contract is a contract whereby the borrower is not required to pay anything but the loan capital, but the borrower is allowed to give a portion of the profits to the lender in the form of a gift or grant but on one condition there is no agreement in advance. This research is a descriptive qualitative research by interviewing 10 informants. This study shows that the qardhul hasan contract on the riba free loan program has an impact in improving the welfare of the traders, and based on the indicators of maqashid shariah the traders have felt the impact of changes in their lives, that is to worship 5 days of worship, to receive proper education, responsible to their offspring , fulfilling the needs of the inner and outer by following the study conducted by the foundation, and experiencing an increase in income since following the free loan program, in addition they also no longer borrow to loanen borrowers or racially.Keywords: Qardhul Hasan, foundation, welfare, and Maqashid ShariahREFFERENCESBadan Pusat Statistik. 2017. Jumlah Penduduk Miskin di Indonesia Periode Maret 2015-Maret 2017 (Dalam Jiwa). Retrieved from www.bps.go.idPratama, Y. C. 2014. Analisis Faktor-Faktor yang Mempengaruhi Kemiskinan Di Indonesia. Esensi: Jurnal Bisnis dan Manajemen, 4(2).Kara, M. 2012. Pemikiran Al-Syatibi tentang Maslahah dan Implementasinya dalam Pengembangan Ekonomi Syariah. Jurnal Assets, 2(2), 173-184.Widodo, H., & Kustiawan, T. 2001. Akuntansi& Manajemen Keuangan        Untuk       Organisasi PengelolaZakat:Institut Manajemen Zakat.Umam, K., & Utomo, S. B. 2016. Perbankan Syariah: Dasar-Dasar dan Dinamika Perkembangannya Di Indonesia. Jakarta: PT Raja Grafindo Persada.Pusparini, M. D. 2015. Konsep Kesejahteraan Dalam Ekonomi Islam (Perspektif Maqasid Asy- Syari’ah). Islamic Economics Journal, 1(1), 45-59.

Page 2 of 2 | Total Record : 15


Filter by Year

2019 2019


Filter By Issues
All Issue Vol. 10 No. 5 (2023): September-2023 Vol. 10 No. 4 (2023): Juli-2023 Vol. 10 No. 3 (2023): Mei-2023 Vol. 10 No. 2 (2023): Maret-2023 Vol. 10 No. 1 (2023): Januari-2023 Vol. 9 No. 6 (2022): November-2022 Vol. 9 No. 5 (2022): September-2022 Vol. 9 No. 4 (2022): Juli-2022 Vol. 9 No. 3 (2022): Mei-2022 Vol. 9 No. 2 (2022): Maret-2022 Vol. 9 No. 1 (2022): Januari-2022 Vol. 8 No. 6 (2021): November-2021 Vol. 8 No. 5 (2021): September-2021 Vol. 8 No. 4 (2021): Juli-2021 Vol. 8 No. 3 (2021): Mei-2021 Vol. 8 No. 2 (2021): Maret-2021 Vol. 8 No. 1 (2021): Januari-2021 Vol. 7 No. 12 (2020): Desember-2020 Vol. 7 No. 11 (2020): November-2020 Vol. 7 No. 10 (2020): Oktober-2020 Vol. 7 No. 9 (2020): September-2020 Vol. 7 No. 8 (2020): Agustus-2020 Vol 7, No 7 (2020): Juli-2020 Vol. 7 No. 7 (2020): Juli-2020 Vol. 7 No. 6 (2020): Juni-2020 Vol. 7 No. 5 (2020): Mei-2020 Vol. 7 No. 4 (2020): April-2020 Vol. 7 No. 3 (2020): Maret-2020 Vol. 7 No. 2 (2020): Februari-2020 Vol. 7 No. 1 (2020): Januari-2020 Vol. 6 No. 12 (2019): Desember-2019 Vol. 6 No. 11 (2019): November-2019 Vol. 6 No. 10 (2019): Oktober-2019 Vol. 6 No. 9 (2019): September-2019 Vol. 6 No. 8 (2019): Agustus-2019 Vol. 6 No. 7 (2019): Juli-2019 Vol. 6 No. 6 (2019): Juni-2019 Vol. 6 No. 5 (2019): Mei-2019 Vol. 6 No. 4 (2019): April-2019 Vol. 6 No. 3 (2019): Maret-2019 Vol. 6 No. 2 (2019): Februari-2019 Vol. 6 No. 1 (2019): Januari-2019 Vol. 5 No. 12 (2018): Desember-2018 Vol. 5 No. 11 (2018): November-2018 Vol. 5 No. 10 (2018): Oktober-2018 Vol. 5 No. 9 (2018): September-2018 Vol. 5 No. 8 (2018): Agustus-2018 Vol. 5 No. 7 (2018): Juli-2018 Vol. 5 No. 6 (2018): Juni-2018 Vol. 5 No. 5 (2018): Mei-2018 Vol. 5 No. 4 (2018): April-2018 Vol. 5 No. 3 (2018): Maret-2018 Vol. 5 No. 2 (2018): Februari-2018 Vol. 5 No. 1 (2018): Januari-2018 Vol. 4 No. 12 (2017): Desember-2017 Vol. 4 No. 11 (2017): November-2017 Vol. 4 No. 10 (2017): Oktober-2017 Vol. 4 No. 9 (2017): September-2017 Vol. 4 No. 8 (2017): Agustus-2017 Vol. 4 No. 7 (2017): Juli-2017 Vol. 4 No. 6 (2017): Juni-2017 Vol. 4 No. 5 (2017): Mei-2017 Vol. 4 No. 4 (2017): April-2017 Vol. 4 No. 3 (2017): Maret-2017 Vol. 4 No. 2 (2017): Februari-2017 Vol. 4 No. 1 (2017): Januari-2017 Vol. 3 No. 12 (2016): Desember-2016 Vol. 3 No. 11 (2016): November-2016 Vol. 3 No. 10 (2016): Oktober-2016 Vol. 3 No. 9 (2016): September-2016 Vol. 3 No. 8 (2016): Agustus-2016 Vol. 3 No. 7 (2016): Juli-2016 Vol. 3 No. 6 (2016): Juni-2016 Vol. 3 No. 5 (2016): Mei-2016 Vol. 3 No. 4 (2016): April-2016 Vol. 3 No. 3 (2016): Maret-2016 Vol. 3 No. 2 (2016): Februari-2016 Vol. 3 No. 1 (2016): Januari-2016 Vol 2, No 12 (2015): Desember-2015 Vol. 2 No. 12 (2015): Desember-2015 Vol 2, No 11 (2015): November-2015 Vol. 2 No. 11 (2015): November-2015 Vol 2, No 10 (2015): Oktober-2015 Vol. 2 No. 10 (2015): Oktober-2015 Vol 2, No 9 (2015): September-2015 Vol. 2 No. 9 (2015): September-2015 Vol. 2 No. 8 (2015): Agustus-2015 Vol 2, No 8 (2015): Agustus-2015 Vol. 2 No. 7 (2015): Juli-2015 Vol 2, No 7 (2015): Juli-2015 Vol. 2 No. 6 (2015): Juni-2015 Vol 2, No 6 (2015): Juni-2015 Vol 2, No 5 (2015): Mei-2015 Vol. 2 No. 5 (2015): Mei-2015 Vol 2, No 4 (2015): April-2015 Vol. 2 No. 4 (2015): April-2015 Vol. 2 No. 3 (2015): Maret-2015 Vol 2, No 3 (2015): Maret-2015 Vol. 2 No. 2 (2015): Februari-2015 Vol 2, No 2 (2015): Februari-2015 Vol. 2 No. 1 (2015): Januari-2015 Vol 2, No 1 (2015): Januari-2015 Vol. 1 No. 12 (2014): Desember-2014 Vol 1, No 12 (2014): Desember-2014 Vol 1, No 11 (2014): November-2014 Vol. 1 No. 11 (2014): November-2014 Vol. 1 No. 10 (2014): Oktober-2014 Vol 1, No 10 (2014): Oktober-2014 Vol 1, No 9 (2014): September-2014 Vol. 1 No. 9 (2014): September-2014 Vol 1, No 8 (2014): Agustus-2014 Vol. 1 No. 8 (2014): Agustus-2014 Vol 1, No 7 (2014): Juli-2014 Vol. 1 No. 7 (2014): Juli-2014 Vol 1, No 6 (2014): Juni-2014 Vol. 1 No. 6 (2014): Juni-2014 Vol. 1 No. 5 (2014): Mei-2014 Vol 1, No 5 (2014): Mei-2014 Vol. 1 No. 4 (2014): April-2014 Vol 1, No 4 (2014): April-2014 Vol. 1 No. 3 (2014): Maret-2014 Vol 1, No 3 (2014): Maret-2014 Vol. 1 No. 2 (2014): Februari-2014 Vol 1, No 2 (2014): Februari-2014 Vol. 1 No. 1 (2014): Januari-2014 Vol 1, No 1 (2014): Januari-2014 More Issue