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All Journal Pandecta Journal of Indonesian Legal Studies Jurnal Ilmiah Didaktika Jurnal Pengabdian Hukum Indonesia (Indonesian Journal of Legal Community Engagement) JPHI Jurnal Legislasi Indonesia Negara Hukum: Membangun Hukum untuk Keadilan dan Kesejahteraan RISTEK : Jurnal Riset, Inovasi, dan Teknologi Kabupaten Batang Journal of Law and Legal Reform Unnes Law Journal The Indonesian Journal of International Clinical Legal Education Law Research Review Quarterly Indonesian State Law Review (ISLRev) Jurnal Idea Hukum El-Iqtishady Jurnal Rechts Vinding : Media Pembinaan Hukum Nasional Jurnal Crepido Jurnal Adhyasta Pemilu Bestuurskunde: Journal of Governmental Studies RISTEK: Jurnal Riset, Inovasi dan Teknologi Kabupaten Batang Pancasila: Jurnal Keindonesiaan Jurnal Lemhannas RI Supremasi Hukum: Jurnal Kajian Ilmu Hukum
Ayon Diniyanto
Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan
Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Journal : Jurnal Idea Hukum

 1 
PERLINDUNGAN HUKUM BAGI LENDER DAN BORROWER DALAM PENYELENGGARAAN FINTECHLENDING DI INDONESIA Suhendar, Heris; Diniyanto, Ayon
Jurnal Idea Hukum Vol 6, No 2 (2020): Jurnal Idea Hukum
Publisher : MIH Unsoed

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20884/1.jih.2020.6.2.161

Abstract

The development of fintech lending in Indonesia has increased quite significantly.The number of registered fintech lending is 136 and licensed 25, bringing the total to 161.The existence of fintech lending in addition to providing benefits, also has the potential to bring risks to lenders and borrowers. Potential risks regarding the security and confidentiality of fintech lending user data and potential risk of non-performing financing (wanprestasi). This study is a normative legal research / doctrinal legal research using the statute and conceptual approach. This study material was obtained through library research (library research), then analyzed analytically for prescriptive examination and discussion. The results of the analysis are interpreted using systematic, grammatical and teleological interpretation methods. The results of the study concluded that, legal protection to avoid potential risks for users (lenders or borrowers) fintech lending can be done through preventive, persuasive and repressive steps. To support this step, legal instruments formed by the OJK include legal substance, legal structure and legal culture.
Co-Authors Aji Sofanudin Aji Sofanudin Apriliani Kusumawati Bunga Desyana Pratami Dani Muhtada Dani Muhtada Dani Muhtada Ganang Qory Alfana Heris Suhendar Heris Suhendar Heris Suhendar, Heris Hery Prasetyo, Hery Iqbal Kamalludin Iqbal Kamalludin Luluardi, Yunas Derta M. Zulvi Romzul Huda Fuadi Rahmawati Prihastuti Ratna Kumala Sari Said, Kholil Sudijono Sastroatmodjo, Sudijono Syarifa Khasna Wahyudi Sutrisno Wahyudi Sutrisno