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All Journal Jurnal Pemberdayaan Masyarakat Madani (JPMM) Sarwahita : Jurnal Pengabdian Kepada Masyarakat Global Advances in Business Studies Jurnal Serambi Ekonomi dan Bisnis
Kurnianti, Destria
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Arts Humanities Economics, Econometrics & Finance Education Social Sciences Other

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Literasi Keuangan untuk Menumbuhkan Kecerdasan Finansial Mahasiswa Kurnianti, Destria; Khairunnisa, Hera; Handarini, Dwi; Marsofiyati; Anwar, Choirul; Dianta, Karuniana; Yusuf, Muhammad; Mundhiharno; Yaacob, Mohd Hasimi; Malzara, Vidia Ratu Balqis; Sari, Rini Nurmala; Haneul; Safitri, Gita
Bahasa Indonesia Vol 21 No 01 (2024): Sarwahita : Jurnal Pengabdian Kepada Masyarakat
Publisher : Lembaga Penelitian dan Pengabdian Kepada Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/sarwahita.211.3

Abstract

This community service is aimed to teach students about the important role of financial literacy in shaping students' understanding of personal financial aspects. The participants of this activity is students of the Faculty of Economics, Universitas Negeri Jakarta. To teach financial literacy to students, the research team invited a lecturer speaker and a speaker from Finansialku as a digital financial application to give knowledge about about financial planning, investment, and debt management. The outcome of this event is the findings that provide insight into the effectiveness of financial literacy training and its potential impact on students' financial lives. Abstrak Pengabdian masyarakat ini bertujuan untuk mengajarkan kepada mahasiswa tentang peran penting literasi keuangan dalam membentuk pemahaman mahasiswa terhadap aspek keuangan pribadi. Peserta kegiatan ini adalah mahasiswa Fakultas Ekonomi Universitas Negeri Jakarta. Untuk mengajarkan literasi keuangan kepada mahasiswa, tim peneliti mengundang pembicara dosen dan pembicara dari Finansialku sebagai aplikasi keuangan digital untuk memberikan pengetahuan mengenai perencanaan keuangan, investasi, dan pengelolaan utang. Hasil dari kegiatan ini adalah temuan yang memberikan wawasan tentang efektivitas pelatihan literasi keuangan dan potensi dampaknya terhadap kehidupan keuangan mahasiswa.
Pemberdayaan Masyarakat Melalui Pendidikan Perencanaan dan Pengelolaan Keuangan Rumah Tangga dan Investasi bagi Ibu Rumah Tangga dalam Rangka Peningkatan Kualitas Hidup Keluarga Buchdadi, Agung Dharmawan; Solikha , Solikha; A. W. S Waspodo, Agung; Kurnianti, Destria
Jurnal Pemberdayaan Masyarakat Madani (JPMM) Vol 3 No 1 (2019): Jurnal Pemberdayaan Masyarakat Madani (JPMM) (DOAJ Indexed)
Publisher : Fakultas Ekonomi Universitas Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (670.592 KB) | DOI: 10.21009/JPMM.003.1.10

Abstract

The aim of this study is to improve knowledge and skill about financial literacy, especially for woman who take the most responsibilities to manage finance in her household. Attended by 13 housewives, the method used in this activity is; first, explanation using power point slides and LCD projector; second, experience sharing and discussion; distributing quetionaire to measure their level of financial literacy, discussed about their characteristics on investment and what kind of product which is suit to their ability to accept risk. Held on May 7, 2017, the community service is funded by DIPA BLU Faculty of Economics, Universitas Negeri Jakarta. The result shows that only few participants understand how to measure their financial health and what kind of investment products that suit to their characteristics as an investor.
Financial Literacy for University Students: Helping You Prepare For Life Kurnianti, Destria; Khairunnisa, Hera; Handarini, Dwi; Marsofiyati; Anwar, Choirul; Sebayang, Karuniana Dianta A.; Yusuf, Muhammad; Mundhiharno; Yaacob, Mohd Hasimi; Sari, Rini Nurmala; Haneul; Malzara, Vidia Ratu Balqis; Safitri, Gita
Jurnal Pemberdayaan Masyarakat Madani (JPMM) Vol 7 No 2 (2023): Jurnal Pemberdayaan Masyarakat Madani (JPMM) (DOAJ & SINTA 3 Indexed)
Publisher : Fakultas Ekonomi Universitas Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/JPMM.007.2.11

Abstract

Without good financial planning, it will not be easy to achieve all of one's financial goals in the future. The purpose of this community service is to teach students how to manage finances so that they can understand personal financial planning and be wise in managing their finances. This activity is aimed at students of the Faculty of Business, Economics, and Accountancy Universiti Malaysia Sabah and students of the Faculty of Economics and Management Universiti Kebangsaan Malaysia. Knowledge of financial planning will be taught by a lecturer and a speaker from Finansialku as a digital financial application to introduce how to use the application for financial planning. The result of this event is that students need to have sufficient and good financial literacy in order to be able to prepare their financial condition for the future.
Utilization of Islamic Banking and Tiktok Shop for Micro, Small, and Medium Enterprises (UMKM) in East Jakarta Siregar, Muhammad Edo Suryawan; Susita, Dewi; Suherman; Kurnianti, Destria; Rahmi; Wibowo, Setyo Ferry; Dalimunthe, Sholatia; Mahfirah, Titis Fatarina; Malzara, Vidia Ratu Balqis; Zahro, Khalisatuz; Sari, Rini Nurmala
Jurnal Pemberdayaan Masyarakat Madani (JPMM) Vol 8 No 1 (2024): Jurnal Pemberdayaan Masyarakat Madani (JPMM) (DOAJ & SINTA 3 Indexed)
Publisher : Fakultas Ekonomi Universitas Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/JPMM.008.1.01

Abstract

MSME empowerment needs to be done to improve MSME’s welfare. This community service team intends to provide training for MSME so they can improve their product and income. The target of this empowerment is MSMEs around the East Jakarta Industry, Trade, Small and Medium Enterprises Cooperative Office in Cakung District, East Jakarta. The training material is presented in the form of material presentation by resource persons followed by discussion. This community service activity proved to be able to provide an understanding of Islamic banking and product.
The effect of women executives on bank risk: evidence from Indonesia Oktafiani, Esther Putri; Kurnianti, Destria
Global Advances in Business Studies Vol. 2 No. 1 (2023): Global Advances in Business Studies (GABS)
Publisher : Ifma Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55584/Gabs002.01.5

Abstract

This study examined the effect of women executives on bank risk in banks listed on the Indonesia Stock Exchange between 2017 and 2021. Women executives served as the independent variable. The dependent variable was bank risk, which is a proxy for non-performing loans and capital adequacy ratio. The financial statements of banks listed on the Indonesia Stock Exchange from 2017-2021 were used as the data source. This study used the purposive sampling method to select the sample. Panel data with the fixed effect model approach was applied in this study as the research model. According to the findings, women CEOs do not significantly affect non-performing loans and capital adequacy ratios. This is because there are no regulations requiring gender equality on company management boards, particularly in Indonesian banks, as well as challenges from social society toward women.
The impact of agency cost on firm performance Rohim, Sas Rifky Namulfaqi; Kurnianti, Destria; Nguyen, Tran Phuoc
Global Advances in Business Studies Vol. 3 No. 1 (2024): Global Advances in Business Studies (GABS)
Publisher : Ifma Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55584/Gabs.003.01.4

Abstract

This study aimed to determine the effect of agency cost on the performance of firms listed in the Kompas100 index on the Indonesia stock exchange for the 2016-2021 period. In determining the sample, this research applied the purposive sampling method. This study used a sample of 46 companies and managed a total of 248 observations. The findings indicated a negative and significant impact of agency cost on firm performance. Companies with a high agency cost tend to reduce the performance. Mitigating these adverse effects requires the implementation of robust internal controls, transparent reporting mechanisms, and effective corporate governance practices.
Pengaruh Struktur Kepemilikan Terhadap Return Saham pada Perusahaan Sektor Keuangan yang Terdaftar di Bursa Efek Indonesia (BEI) Periode Tahun 2019-2022 Anggraini, Putri Nosalia; Suherman, Suherman; Kurnianti, Destria
Jurnal Serambi Ekonomi dan Bisnis Vol 7, No 2 (2024): MARET-AGUSTUS 2024
Publisher : Universitas Serambi Mekkah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32672/jseb.v7i2.7828

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh struktur kepemilikan terhadap return saham pada perusahaan sektor keuangan yang terdaftar di Bursa Efek Indonesia (BEI) Periode Tahun 2019-2022. Variabel independen yang digunakan dalam penelitian ini yaitu struktur kepemilikan yang diproksikan dengan kepemilikan manajerial, kepemilikan institusional, dan kepemilikan asing. Sedangkan variabel terikat yang digunakan dalam penelitian ini yaitu return saham. Pada penelitian ini juga menggunakan variabel kontrol berupa ukuran perusahaan dan Debt to Equity Ratio (DER). Jumlah sampel perusahaan yang digunakan dalam penelitian ini adalah 33 perusahaan dengan rentang waktu pengamatan selama 4 tahun sehingga menghasilkan observasi sebanyak 132 sampel. Metode pengambilan sampel yang digunakan yaitu purposive sampling. Penelitian ini menggunakan program Eviews 12 untuk analisis regresi data panel. Model yang digunakan dalam penelitian ini adalah regresi data panel dengan pendekatan Fixed Effect Model (FEM). Hasil penelitian ini menunjukkan bahwa kepemilikan manajerial berpengaruh positif dan signifikan terhadap return saham. Kepemilikan institusional berpengaruh negatif dan signifikan terhadap return saham. Kepemilikan asing mempunyai pengaruh positif tetapi tidak signifikan terhadap return saham. Penelitian ini memiliki keterbatasan yaitu jangka waktu pada sampel penelitian yang digunakan relatif singkat dan sampel yang digunakan hanya sektor keuangan sehingga pada penelitian selanjutnya diharapkan memperpanjang waktu penelitian hingga sepuluh tahun dan menambah sampel perusahaan dengan menggunakan sampel dari sektor lain.
Pengaruh Environmental, Social, dan Governance (ESG) Terhadap Kinerja Perusahaan pada Sektor Aneka Industri yang Terdaftar pada Bursa Efek Indonesia Periode 2018-2022 Ramadhan, Muhammad Zidane; Suherman, Suherman; Kurnianti, Destria
Jurnal Serambi Ekonomi dan Bisnis Vol 7, No 2 (2024): MARET-AGUSTUS 2024
Publisher : Universitas Serambi Mekkah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32672/jseb.v7i2.7827

Abstract

Penelitian ini bertujuan untuk menguji pengaruh environmental, social dan governance terhadap kinerja perusahaan pada sektor aneka industri yang terdaftar pada Bursa Efek Indonesia periode 2018 – 2022. Variabel independen pada penelitian ini adalah environmental, social dan governance. Variabel dependen pada penelitian ini adalah kinerja perusahaan dengan proksi Return on Assets (ROA), Return on Equity (ROE), Tobin’s Q dan variabel kontrol yaitu leverage, firm size, asset turnover, dan asset growth. Jumlah sampel perusahaan sektor aneka industri yang digunakan adalah 12 perusahaan dengan waktu pengamatan lima tahun sehingga terdapat 60 total observasi untuk dianalisis. Teknik pengambilan sampel menggunakan metode purposive sampling. Metode penelitian yang digunakan yaitu kuantitatif dengan sumber data berupa data sekunder. Metode analisis data menggunakan analisis regresi data panel dengan Stata versi 17. Hasil dari penelitian ini menunjukkan bahwa environmental tidak berpengaruh terhadap kinerja perusahaan. Social tidak berpengaruh terhadap kinerja perusahaan. Governance tidak berpengaruh terhadap kinerja perusahaan.
Co-Authors A. W. S Waspodo, Agung Agung Dharmawan Buchdadi, Agung Dharmawan Anggraini, Putri Nosalia Choirul Anwar Dalimunthe, Sholatia Dewi Susita Dianta, Karuniana Dwi Handarini, Dwi Haneul Karuniana Dianta A. Sebayang, Karuniana Dianta A. Khairunnisa, Hera Mahfirah, Titis Fatarina Malzara, Vidia Ratu Balqis Marsofiyati Muhammad Yusuf Mundhiharno Nguyen, Tran Phuoc Oktafiani, Esther Putri Rahmi Ramadhan, Muhammad Zidane Rohim, Sas Rifky Namulfaqi safitri, gita Sari, Rini Nurmala Setyo Ferry Wibowo Siregar, Muhammad Edo Suryawan Solikha , Solikha Suherman Suherman, Suherman Yaacob, Mohd Hasimi Zahro, Khalisatuz