Article Per Year (5 Year)
p-Index From 2019 - 2024
0.61
P-Index
This Author published in this journals
All Journal JURNAL AKTUAL AKUNTANSI KEUANGAN BISNIS TERAPAN (AKUNBISNIS) BanKu: Jurnal Perbankan dan Keuangan
Santosa, Teguh Budi
Unknown Affiliation
Humanities Economics, Econometrics & Finance Social Sciences

Published : 3 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 3 Documents
Search

 1 
STRATEGI PENGEMBANGAN KOMPETENSI PELAKU USAHA UMKM MENUJU KEBERLANJUTAN USAHA Makom, Maharani Rona; Adhiani, Budhi; Sumanto, Sumanto; Mardinawati, Mardinawati; Santosa, Teguh Budi
Jurnal Aktual Akuntansi Keuangan Bisnis Terapan (AKUNBISNIS) Vol 7, No 1 (2024): Vol. 7 No. 1 MEI 2024
Publisher : Politeknik Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32497/akunbisnis.v7i1.5508

Abstract

This study aims to analyse business profile factors through human resource profiles, ICT skills, external environmental support and financial literacy skills that affect business sustainability. The research was conducted using a qualitative research design. The data collection method used interview techniques with five informants from MSME actors in Manding Village, Temanggung, Central Java and triangulated sources to analyse the validity of the data. The results of this study show a description of the condition of business management in Manding Village, Temanggung seen from the profile of SME resources, competence in using ICT, external support and financial literacy. From the interview results, it can be seen that there is still a lack of training intensity, business socialisation assistance, especially related to marketing, technology use and business financial management. Employees only focus on the production process and product manufacturing. There is still a lack of competence in the use of ICT and business financial management. Currently, MSME players in Manding Village, Temanggung still rely on their own capital because there is no capital assistance, incentives or business management facilities from related agencies. The implications of this research are expected to be a consideration for the government to improve the competence of MSME entrepreneurs through training and financing.
Analisis Kebutuhan Nasabah Atas Fitur Aplikasi BTN Mobile Pada PT Bank Tabungan Negara (Persero) Tbk Kantor Cabang Semarang Kusumaningrum, Salsabilla Ambayun; Kodir, Mochammad Abdul; Santosa, Teguh Budi
BanKu: Jurnal Perbankan dan Keuangan Vol 5, No 1 (2024): Volume 5, Nomor 1, Februari 2024
Publisher : Program Studi Perbankan dan Keuangan Fakultas Ekonomi Universitas Siliwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37058/banku.v5i1.8173

Abstract

Tujuan dari penelitian ini adalah guna mengetahui tanggapan nasabah terkait layanan BTN Mobile serta kebutuhan nasabah terkait ketersediaan fitur aplikasi BTN Mobile. Populasi penelitian ini adalah nasabah PT Bank Tabungan Negara (Persero), Tbk Kantor Cabang Semarang yang mengunduh BTN Mobile, dengan sampel 105 orang responden. Penelitian ini adalah jenis penelitian kuantitatif yang dianalisis dengan menggunakan pendekatan statistik, dengan formasi metode statistik deskriptif rata-rata atau mean dari data yang yang disusun dalam tabel distribusi frekuensi.Temuan analisis didapatkan bahwa rata-rata atau mean terendah pada komponen tanggapan nasabah adalah indikator kecepatan serta indikator ketersediaan fitur pada posisi tiga terbawah sedangkan pada nilai rata-rata tertinggi adalah indikator tampilan aplikasi. Untuk komponen kebutuhan nasabah, berdasarkan hasil analisis diperoleh niali rata-rata paling rendah pada indikator tersedianya fitur pembayaran taksi (bluebird) dan yang tertinggi indikator tersedianya fitur integrasi antara BTN Mobile dengan dompet digital. Perusahaan dapat mengambil Tindakan terkait tanggapan nasabah atas kecepatan dan ketersediaan fitur yang berada pada posisi paling rendah, dengan mengembangkan kecepatan akses serta ketersediaan fitur aplikasi BTN Mobile sesuai kebutuhan nasabah yaitu fitur integrasi antara BTN Mobile dengan dompet digital.Kata Kunci: Tanggapan Nasabah, Kebutuhan Nasabah, Fitur
Pengaruh Analisis Kepuasan, Kemudahan, dan Kepercayaan Terhadap Minat Menggunakan Aplikasi Flip.id by Shifa Lailia Atunnisa, Shifa Lailia Luluk; Handayani, Jati; Santosa, Teguh Budi
BanKu: Jurnal Perbankan dan Keuangan Vol 4, No 2 (2023): Volume 4, Nomor 2, Agustus 2023
Publisher : Program Studi Perbankan dan Keuangan Fakultas Ekonomi Universitas Siliwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37058/banku.v4i2.8345

Abstract

This study aims to analyse and obtain empirical evidence regarding the effect of satisfaction, convenience, and trust on interest in using the Flip.id application (study on Flip.id user Commercial Bank customers) both simultaneously and partially. The population in this study were all customers at Flip.id user Commercial Banks. The sampling technique used purposive sampling technique, as many as 100 respondents. The data used in this study are primary data obtained through distributing questionnaires. The data analysis model uses the Multiple Linear Regression Analysis Model. While the data analysis technique uses the F Statistical Test, the Coefficient of Determination (R2), and the t Statistical Test. The results of the analysis and discussion show that the variables of satisfaction, convenience, and trust simultaneously have a significant effect on interest in using the Flip.id application (Study on Commercial Bank customers who use Flip.id). Partially, the variables of satisfaction and trust each have a significant effect on the interest in using the Flip.id application (Study on Commercial Bank customers who use Flip.id) whereas, the convenience variable partially does not have a significant effect on the interest in using the Flip.id application (Study on Commercial Bank customers who use Flip.id).
Co-Authors Adhiani, Budhi Atunnisa, Shifa Lailia Luluk jati handayani, jati Kodir, Mochammad Abdul Kusumaningrum, Salsabilla Ambayun Makom, Maharani Rona Mardinawati, Mardinawati Sumanto Sumanto