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Journal : Referensi : Jurnal Ilmu Manajemen dan Akuntansi

PERAN BUDAYA TRADISIONAL BALI UNTUK DUNIA DALAM PRESIDENSI G20 INDONESIA Yusmini, Ni Made; Sumariana, I Gede Ari
Referensi : Jurnal Ilmu Manajemen dan Akuntansi Vol 12, No 1 (2024)
Publisher : Unitri Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33366/ref.v12i1.5750

Abstract

This research was conducted with the aim of finding out the role of Balinese culture, strategy and impact on improving human resources for craftsmen in Tenganan Pegringsingan Village. The data analysis technique used is a non-statistical analysis technique because the data in this research is qualitative data which prioritizes descriptions and arguments from researchers and sources. The results of the research state that Balinese culture, especially gringsing woven cloth, has an important role for the world, namely being a cultural asset and can be used as a means of improving the regional economy. Balinese culture, especially gringsing woven cloth, has a big impact on improving human resources for gringsing woven cloth craftsmen. Based on this research, it is necessary to preserve culture, increase human resources and utilize large events such as the G20 Presidency. In order to be able to provide reference contributions in the field of management economics and be able to provide suggestions and criticism to Gringsing woven fabric entrepreneurs to always maintain and improve product quality. 
DAMPAK RESTRUKTURISASI PINJAMAN UMKM DARI PEMERINTAH DAN DALAM MEMPERCEPAT PEMULIHAN WIRAUSAHA MUDA DI BALI PADA ERA PANDEMI (STUDI KASUS DI LEMBAGA PERKREDITAN DESA (LPD) SIBETAN, KECAMATAN BEBANDEM, KABUPATEN KARANGASEM) Yusmini, Ni Made; Odik Artawan, I Gede
Referensi : Jurnal Ilmu Manajemen dan Akuntansi Vol 11, No 3 (2023)
Publisher : Unitri Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33366/ref.v11i3.5433

Abstract

This research aims to explain the credit restructuring program and the implementation of credit restructuring for MSMEs affected by Covid-19. This research is a qualitative descriptive research, with data sources obtained from observation, interviews, documentation and literature study. The research results show that demand for banking credit during the COVID-19 pandemic at LPD Sibetan has decreased. This study also explains the results of implementing government policies to combat the impact of Covid-19 with the MSME Debtor Restructuring Program at the Sibetan Village Credit Institution (LPD), Uangdem District, Karangasem Regency. Implementation of credit restructuring at LPD Sibetan, Burdendem District, Karangasem Regency, namely: reducing interest rates, extending the term, reducing principal, reducing debt interest, adding capital/credit facilities and converting credit/funding into temporary capital participation. As a result of the implementation of the restructuring plan, the LPD debtor of Sibetan Village issued a restructuring policy or relief given based on data which researchers describe as a 12 month extension which is expected to end in 2026 to 2027 as a countercyclical policy to the impact of the spread of the 2019 corona virus disease.