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All Journal PROGRESIF Jurnal Riset Manajemen dan Bisnis Escalate : Economics and Business Journal
Hendro, Junaidi
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Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Social Sciences Other

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Pendapatan daerah dan fiskal stress akibat Covid-19 di Indonesia Juniarti, Juniarti; Noersanti, Lina; Akhmadi, Ali; Mustika, Maya; Ardheta, Preztika Ayu; Hendro, Junaidi
Jurnal Riset Manajemen dan Bisnis Vol 8 No 1 (2023)
Publisher : Lembaga Pengembangan Manajemen dan Publikasi Imperium

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36407/jrmb.v8i1.1038

Abstract

This research project seeks to analyze and gather evidence about regional income and whether the Covid-19 pandemic has caused fiscal stress in all provinces of Indonesia. The data used includes the budgets for all provinces in Indonesia for 2018 and 2019 prior to the pandemic, and for 2020 and 2021 during the pandemic, with a total of 34 provinces included in the study. The sampling method utilized was saturated sampling, while data processing was done through the Wilcoxon Signed Ranks Test with SPSS 26. The findings indicate that there were notable differences in regional income, transfers to regions, and village funds before and during the pandemic, leading to fiscal stress. This component is crucial to regional income, as it directly involves the central government, and thus the pandemic has had a significant impact on the provinces. However, there were no differences in regional original income or other income before and during the pandemic, indicating that there was no fiscal stress.
Bisnis UMKM di Era Digital: Pentingnya Literasi Keuangan Pranogyo, Antaiwan Bowo; Tarsono, Ono; Elliyana, Ela; Hendro, Junaidi; Sumampouw, Ruland Willy Jack; Ikhsan, Muhammad; Elvira, Elvira
PROGRESIF: Jurnal Pengabdian Komunitas Pendidikan Vol 4 No 1 (2024)
Publisher : Bagian Pengelolaan Jurnal dan Penerbitan - Sekolah Tinggi Ilmu Ekonomi Indonesia Jakarta (BPJP - STEI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36406/progresif.v4i1.1322

Abstract

The development of digital technology is changing the business paradigm of MSMEs. Digital financial literacy is key to optimizing the potential of technology, managing finances effectively, and protecting oneself from the risks of online transactions. In fierce competition, digital financial literacy supports increased customer trust and builds loyalty through a safe and efficient transaction experience. On this basis, counseling is needed for MSME players as a contribution to community service, especially in overcoming the low level of digital financial literacy among MSME players. To overcome this problem, online soft skills training on entrepreneurship development with a focus on digital financial literacy was conducted. This program improves the digital financial literacy of MSME players, optimizes financial management, improves operational efficiency, and builds business sustainability in the digital era.
The Influence of Representativeness Bias and Hearding Effect on Investment Decisions in the Capital Market Ikhsan, Muhammad; Handoko Sakti, Sri; Natser Abdoellah, M; Hendro, Junaidi
Escalate : Economics and Business Journal Vol. 2 No. 01 (2024)
Publisher : Takaza Innovatix Labs Ltd.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61536/escalate.v2i01.45

Abstract

This research aims to explore the influence of representativeness bias and herding effect behavior on rational investment decisions in the capital market. Quantitative methods were used involving 100 investors who were members of the Beginner Stock Investor (ISP) community in Jakarta. The results of the analysis show that representativeness bias and herding effect behavior have a significant influence on rational investment decisions. These findings highlight the importance of awareness of the psychological factors that influence investor behavior in making investment decisions, as well as the need for a more independent and focused approach to fundamental analysis to ensure more appropriate and optimal investment decisions. The practical implication of this research is that a better understanding of investor behavior and its impact on markets can help investors to overcome these biases and improve the quality of their investment decisions.
Co-Authors Akhmadi, Ali Antaiwan Bowo Pranogyo elliyana, ela Elvira Elvira Handoko Sakti, Sri Juniarti Juniarti Lina Noersanti Muhammad Ikhsan Mustika, Maya Natser Abdoellah, M Preztika Ayu Ardheta Sumampouw, Ruland Willy Jack Tarsono, Ono