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All Journal EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis An-Nisbah: Jurnal Ekonomi Syariah EKONOMIS : Journal of Economics and Business Jurnal Baabu Al-ilmi : Ekonomi dan Perbankan Syariah SEMB-J: Sharia Economic and Management Business Journal An-Nisbah: Jurnal Ekonomi Syariah
YUSTATI, HERLINA
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Religion Agriculture, Biological Sciences & Forestry Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Journal : SEMB-J: Sharia Economic and Management Business Journal

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The Role of Financial Literacy on Student Investment Choices Wahyunita Sari, Sherly; Putri Pebrianti, Dini; Threy Wahyu, Agung; Yustati, Herlina
SEMB-J : Sharia Economic and Management Business Journal Vol. 4 No. 2 (2023): Juni
Publisher : Yayasan Darussalam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62159/sembj.v4i2.1120

Abstract

The purpose of this study was to determine and measure the impact of the level of financial literacy on the investment choices of students. This study is qualitative descriptive or describes the results of interviews into valid data, data collected based on the results of observation, questionnaires, and direct interviews with students of the faculty of economics and islamic business, uin fatmawati sokarno bengkulu. The results of this study indicate that financial literacy has a significant impact on student investment decisions. The higher the financial literacy possessed by students, the better the investment decisions that will be taken by students.
Development of Digital MSMEs in Facing the Era of Digitalization in the Bengkulu City Area Hakim, Lukman; Puspa Wulandari, Jenny; Khadafi, M. Prayudha; Yustati, Herlina
SEMB-J : Sharia Economic and Management Business Journal Vol. 4 No. 3 (2023): Oktober
Publisher : Yayasan Darussalam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62159/sembj.v4i3.1130

Abstract

Digital transformation is essential for today's growing business world because it can shorten time, money, and reduce funds. However, it can also be a challenge if businesses do not adapt to change. To overcome this, it is important to take an optimistic and proactive stance. Bengkulu City, one of the major cities in Indonesia, has considerable potential for the development of MSMEs (Municipal Unit). However, there are still many MSMEs that have not utilized digital technology optimally, posing a threat to both the local government and MSME players. Factors that influence digitalization include the ease of conducting business transactions online, the need for business expertise, and profitability. To overcome these problems, the business world needs to adapt to the digital era by utilizing information and telecommunications technology in carrying out its business activities. The transition to rapid digitalization requires businesses to adapt and adjust to change. For MSMEs, the digitalization process requires many steps to encourage digitalization and make it easier for them to adapt. The increasing use of digital and the internet is a big challenge for MSMEs if they want to succeed in the business world. Strategies to overcome this include increasing digital literacy among MSME users, promoting digital literacy among MSME users, and promoting digital literacy among MSME users.
Mahasantri's Interest in Investing Gold Tubes at Sharia Pawnshops Ainurrahmi, Winda; Citra Wardani, Anggun; Jaka Prima, Arief; Yustati, Herlina
SEMB-J : Sharia Economic and Management Business Journal Vol. 5 No. 2 (2024): Juni
Publisher : Yayasan Darussalam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62159/sembj.v4i2.1196

Abstract

College students are a millennial generation with a high level of religiosity. As a millennial generation, they should have the intelligence to manage their finances and life management. One way that can be done is by investing. An investment that is easily made by Mahasantri is a gold tube investment. Where the price is affordable for student pockets and has less risk because the price of gold will continue to rise in the future. This research is field research with a qualitative approach. The type of this research is descriptive, with a population of Ma'had Al-Jami'ah UIN FAS Bengkulu students and a sample of 10 randomly selected students. The results of this study indicate that the mahasantri's interest in investing in gold tubes in Islamic pawnshops is influenced by several factors, namely knowledge, perceived convenience, and risk.
The Significance of the Development of the Salted Fish Industry for Community Economic Growth from an Islamic Economic Perspective (Study on Baai Island, Kampung Melayu, Bengkulu City) Novia Sari, Yuyun; Yustati, Herlina; B, Idwal
SEMB-J : Sharia Economic and Management Business Journal Vol. 5 No. 1 (2024): Februari
Publisher : Yayasan Darussalam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62159/sembj.v5i1.1204

Abstract

This research was conducted on Baai Island, Malay Village, Bengkulu City. The purpose of this study was to determine the Significance of the Development of the Salted Fish Industry for the Growth of the Community Economy in the Perspective of Islamic Economics. This research is qualitative. Data collection methods through interviews with sellers, workers, and buyers of salted fish in the baai island area. Based on the formulation of the problem in this study, namely: How is the development of the Baai Island salted fish processing industry and how is the impact of the development of the Baai Island salted fish industry on the economy of the community in the perspective of Islamic Economics? The research findings show that the business development carried out is through 2 methods online and in person. The impact of the development of this industry itself is the increased income of the community, the welfare of the Baai Island community, and the fulfilled needs of life.
Co-Authors Ainurrahmi, Winda Asnaini Asnaini, Asnaini Aspriyanti, Neneng B, Idwal Citra Wardani, Anggun Disfa Lidian Handayani Hadi, Kartika Candra Kirana Harpepen, Andi Jaka Prima, Arief Khadafi, M. Prayudha Lukman Hakim Novia Sari, Yuyun Nurul Hak Puspa Wulandari, Jenny Putri Pebrianti, Dini Setiawan, Romi Adetio Threy Wahyu, Agung Wahyunita Sari, Sherly Yuliza, Meli