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Zulaichah, Siti
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Environmental Science Health Professions Law, Crime, Criminology & Criminal Justice

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Membuka Rahasia Bank Dalam Pembagian Harta Bersama Perspektif Maqashid Syariah Arifah, Risma Nur; Zulaichah, Siti; Nasrullah, M. Faiz
De Jure: Jurnal Hukum dan Syari'ah Vol 11, No 2 (2019)
Publisher : Fakultas Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (828.616 KB) | DOI: 10.18860/j-fsh.v11i2.7999

Abstract

Distribution of shared assets can lead to new conflicts if one party saves his assets in a bank account. Meanwhile, Law Number 10 of 1999 concerning Banking instructs banking business operators to keep their customers' and savings data confidential. This article is doctrinal legal research with the statutory approach and the conceptual approach. The results of this study indicate that bank secrecy is an instrument of legal protection against customers from various unauthorized parties. However, in the case of joint assets, bank secrets cannot be enforced as Constitutional Court Decision Number 64 / PUU-X / 2012 because the husband or wife of the customer is also the owner of the assets held in the bank.Pembagian harta bersama dapat menimbulkan konflik baru jika salah satu pihak menyimpan hartanya di rekening bank. Sementara, Undang-Undang Nomor 10 Tahun 1999 tentang Perbankan memerintahkan pelaku usaha perbankan merahasiakan data nasabah dan simpanannya. Artikel ini bertujuan untuk mendeskripsikan dinamika regulasi rahasia bank terkait harta bersama. Artikel ini merupakan penelitian hukum doktrinal dengan pendekatan peraturan perundang-undangan dan pendekatan konsep. Hasil kajian ini menunjukkan bahwa rahasia bank merupakan instrumen pelindungan hukum terhadap nasabah dari berbagai pihak yang tidak berkepentingan. Namun, dalam kasus harta bersama, rahasia bank tidak dapat diberlakukan sebagaimana Putusan Mahkamah Konstitusi Nomor 64/PUU-X/2012. Sebab suami atau istri nasabah juga merupakan pemilik dari harta yang disimpan di bank.Kata Kunci : harta bersama; rahasia bank; maqashid shariah.
Higher Education with Disabilities Policy: Ensuring Equality Inclusive Education in Indonesia, Singapore and United States Wardani Amnesti, Sheila Kusuma; Jundiani, Jundiani; Zulaichah, Siti; Mohd Noh, Mohd Shahid; Fitriyah, Lailatul
Journal of Human Rights, Culture and Legal System Vol. 3 No. 3 (2023): Journal of Human Rights, Culture and Legal System
Publisher : Lembaga Contrarius Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53955/jhcls.v3i3.135

Abstract

There are still relatively few people with disabilities who complete their education up to the university level in Indonesia. In contrast, Singapore and the United States are known for their high levels of innovation, especially in promoting equality in education. Three countries—Indonesia, Singapore, and the United States—share a common commitment to realizing the protection of disability rights. This research employs normative legal research methods, utilizing both statutory and comparative approaches. The findings of this study reveal that Singapore's universities have the highest percentage of disability-friendly institutions, with approximately 60% of colleges maintaining specialized Disability Services units. In the United States, only 4.7% of colleges offer Disability Services, while in Indonesia, the figure stands at 1.48%. Substantial, structural, and cultural challenges persist in all three countries when it comes to fulfilling the right to education, particularly concerning funding policies. Each nation needs to cultivate a culture of anti-discrimination in disability education. Notably, Indonesia has yet to implement an inclusive curriculum in higher education. This paper holds significant importance in the context of improving educational services for individuals with disabilities, ultimately contributing to the realization of equality in the education system.
Co-Authors Jundiani Jundiani Lailatul Fitriyah M. Faiz Nashrullah Mohd Noh, Mohd Shahid Risma Nur Arifah Wardani Amnesti, Sheila Kusuma