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All Journal Jurnal Online Program Studi Pendidikan Ekonomi
Andriani, Lila
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Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media

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Analisis Prosedur Pemberian Kredit Pada Koperasi Unit Desa (KUD) Tunas Sari Desa Bonea Kecamatan Lasalepa Kabupaten Muna Andriani, Lila; Turi, La Ode; Halim, Muliha
Jurnal Online Program Studi Pendidikan Ekonomi Vol 5, No 3 (2020): Jurnal Online Program Studi Pendidikan Ekonomi
Publisher : Universitas Halu Oleo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (217.975 KB) | DOI: 10.36709/jopspe.v5i3.13299

Abstract

This study aims to determine the implementation of credit granting procedures in the Village Unit Cooperatives Tunas Sari, Bonea village, Lasalepa District, Muna Regency. With data collection techniques through interviuw observation and documentation. Data obtained at the Village Unit Cooperatives Tunas Sari. Data analysis using descriptive qualitative. The results show that the procedure for granting credit in the Village Unit Cooperative Tunas Sari has fulfilled several procedures that include credit application procedures, credit analysis, credit decisions and credit disbursement. At the credit analysis stage using the 5C approach (Character, Capacity, Capital, Collateral dan Condition) those who did not meet the criteria averaged 0,74% peryear during 2013-2015.
Co-Authors Halim, Muliha La Ode Turi