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All Journal Madinah: Jurnal Studi Islam Islamika: Jurnal Keislaman dan Ilmu Pendidikan AS-SABIQUN: Jurnal Pendidikan Islam Anak Usia Dini El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Investama : Jurnal Ekonomi dan Bisnis
Katman, Muhammad Nasri
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Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Library & Information Science Social Sciences Other

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Journal : Investama : Jurnal Ekonomi dan Bisnis

 1 
ANALISIS PEMBIAYAAN PROPERTI MENGGUNAKAN AKAD MUSYARAKAH MUTANAQISAH PADA PERUMAHAN GRIYA HARTACU PATTALLASSANG KABUPATEN GOWA Jumarni, Jumarni; Fathurrahman, Fathurrahman; Katman, Muhammad Nasri
Investama : Jurnal Ekonomi dan Bisnis Vol 9 No 2 (2023): Investama : Jurnal Ekonomi dan Bisnis
Publisher : Investama : Jurnal Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56997/investamajurnalekonomidanbisnis.v9i2.906

Abstract

The Griya Hartacu Pattallassang Housing Complex, Gowa Regency has two financing agreements used and is one of the subsidized housing under the care of PT.  Three Great Revas.  This housing uses financing agreements, including the Murabahah KPR contract, and the Musyarakah Mutanaqisah contract.  The researcher himself focuses on the musyarakah mutanaqisah financing contract.  This study aims to find out how the Musyarakah Mutanaqisah contract is implemented, and how the Musyarakah Mutanaqisah contract is compatible with the Fatwa of the National Sharia Council No.  73/DSN-MUI/XI/2008.  The formulation of the problem is: (1), How is the Musyarakah Mutanaqisah contract implemented in the financing process for the Griya Hartacu housing in Pattallassang?  (2), Is the transaction process for musyarakahmutanaqishah financing contracts in accordance with the Fatwa of the National Sharia Council of the Indonesian Ulema Council (DSN-MUI) No.  73/DSN-MUI/XI/2008?.  This research is a field research using qualitative research.  This research approach uses descriptive qualitative.  The subject of this research is the people who live in Griya Hartacu Pattallassang housing.  Data collection techniques were carried out by observation, interviews and documentation.  The data validation technique uses theory and source triangulation techniques by collecting data and information from a variety of different sources.  The results of this study indicate that financing for the Griya Hartacu Pattallassang housing uses two financing agreements, namely a murabahah mortgage contract, and a musyarakahmutanaqisah contract.  These two contracts are also very influential in the transaction process of the people who are the actors in the two contracts.  The musyarakahmutanaqisah contract is reviewed with the Fatwa of the National Sharia Council No.  73/DSN-MUI/XI/2008, researchers have analyzed and reviewed and then researchers found that the financing of the musyarakahmutanaqisah contract is in accordance with the DSN-MUI fatwa, but the contract has not been fully used, only some buyers use the contract in the home buying process.
ANALISIS TINGKAT PEMAHAMAN MASYARAKAT TERHADAP PELAKSANAAN ZAKAT PERTANIAN DI DESA NGALI KECAMATAN BELO KABUPATEN BIMA samusiah, samusiah; Fathurrahman, Fathurrahman; Katman, Muhammad Nasri
Investama : Jurnal Ekonomi dan Bisnis Vol 10 No 01 (2024): Investama : Jurnal Ekonomi dan Bisnis
Publisher : Investama : Jurnal Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56997/investamajurnalekonomidanbisnis.v10i01.1039

Abstract

The background of this research is that zakat is a pillar of Islam that must be carried out when the nisab and haul have arrived. Agricultural zakat is one of the obligatory zakat to be issued at harvest time and the nisab is the same as rice. Understanding is the ability to explain and interpret something, this study aims to determine the level of understanding of the people in Ngali Village, Belo District, Bima Regency regarding agricultural zakat. The formulation of the problem in this research is. How is the level of understanding of the people in Ngali Village, Belo District, Bima Regency towards agricultural zakat. The subjects of this research were the people of Ngali Village, Belo District, Bima Regency, while the subjects in this study were the people's understanding of agricultural zakat in Ngali Village, Belo District, Bima Regency. The type of research used is the type of field. The data sources used are prime and secondary data. While the data collection techniques are observation, questionnaires and documentation, to analyze the data using descriptive qualitative methods. The number of population in this study was 229 people using the slovin formula, based on the results of the research which showed through the answers of the respondents it could be concluded, an analysis of people's understanding of agricultural zakat in the village of Ngali, Belo sub-district, Bima district, answered "good" about agricultural zakat with a percentage of 64.70%, socialization is needed to the community so that people understand agricultural zakat.
Co-Authors Anwar, Nurfiah Fathurrahman Fathurrahman Islamyanti, Nur Jumarni Jumarni L, Nurliana Lisda, Lisda Mega Lestari Nurwahida Nurwahida, Nurwahida Parakkasi, Idris Rosmayasari, Rosmayasari samusiah, samusiah Sinta, Faradilla Sofyan, Syathir Widia Lestari Yunus, Ayu Ruqayyah