Article Per Year (5 Year)
p-Index From 2019 - 2024
0.983
P-Index
This Author published in this journals
All Journal Jurnal Ekonomi Dan Bisnis Journal of Vocational Studies on Applied Research
Milzam, Muhammad
Universitas Pekalongan
Economics, Econometrics & Finance Engineering

Published : 5 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 5 Documents
Search

 1 
Dampak The Great Lockdown dengan Strategi Colaborative Funding Cooperation Terhadap Imunitas Bisnis UMKM Muhammad Milzam; Danang Satrio; Choliq Sabana
Jurnal Ekonomi Dan Bisnis Vol 24, No 2 (2021): JURNAL EKONOMI DAN BISNIS SEPTEMBER 2021
Publisher : Fakultas Ekonomi Universitas Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31941/jebi.v24i2.1578

Abstract

This study aims to determine the economic impact felt by MSMEs due to the Covid 19 pandemic as well as to find solutions to help economic recovery in MSMEs, especially in Pekalongan City. Based on the data and facts in the field that we get with direct data collection techniques (questionnaires), the appropriate research methodology for processing these data and facts includes statistical analysis and descriptive analysis. The results of the data processing indicate that MSMEs in the city of Pekalongan experienced a decline in turnover of 53.5% during the study period. And based on an open question, most MSMEs need additional capital to sustain their business. And most of the MSMEs of Pekalongan City are of the opinion that access to business capital from savings and loan cooperatives is easier than Banks. Based on the results of statistical data processing, with the best practice method, it can be concluded that the government needs to adopt the concept of Equity Crowdfunding to restore the condition of MSMEs. This concept needs to be adjusted to the level of financial literacy of MSMEs which tend to choose savings and loan cooperatives to access business capital
Techno Economic Modelling of Dried Black Potato (Plectranthus rotundifolius) Pradipta Risma Rukmana Ardi; Muhammad Milzam; Vita Paramita; Didik Ariwibowo
Journal of Vocational Studies on Applied Research Volume 1, Issue 1, Year 2019 (April 2019)
Publisher : Sekolah Vokasi Universitas Diponegoro

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (613.915 KB) | DOI: 10.14710/jvsar.v1i1.4295

Abstract

The techno economic modeling of dried black potato (Plectranthus rotundifolius) was studied by employing electrical cabinet oven. The parameters investigated were including parameter obtained from analysis of capital budgeting, breakeven point and financial ratio of rentability. The obtained payback period was 2 years 11 months by investing 53.000.000 rupiah for machinery and 10.000.000 rupiah for start-up cost as initial capital. By assuming 10 years of dried black potato production, the value of net present value was equal to 1.207.982.611 rupiah. The value of gross profit margin and net profit margin were 0.97 and 0.87, respectively. Regarding to the positive value of net present value, the lower payback period value, and the high value of internal rate of return (74.47%) and also the profitability index (20.17), the modeling of techno economic was positively recommending the commercial application of dried black potato by using electrical cabinet oven.
Impact of Fintech on Student Lifestyle In Pekalongan City, Indonesia Dina Amalia Mahmudah; Muhammad Milzam
Journal of Vocational Studies on Applied Research Volume 3, Issue 1, Year 2021 (April 2021)
Publisher : Sekolah Vokasi Universitas Diponegoro

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (242.175 KB) | DOI: 10.14710/jvsar.v3i1.10917

Abstract

This research aimed to know the effect of fintech to students' lifestyle in Pekalongan City. The subjects of this study were 100 university students who were 18-22 years old. The data were collected using interview and questionnaire. The data analysis of this research using descriptive statistical analysis. The result of this research showed that the decision to take a lending online or not is influenced by several reasons. There were 47% of students use PTP Lending to fulfill their desires not their needs. Electronics are the items most bought from the loan money.
Corona Virus Pandemic Impact on Sales Revenue of Micro Small and Medium Enterprises (MSMEs) in Pekalongan City, Indonesia Muhammad Milzam; Aditia Mahardika; Rizka Amalia
Journal of Vocational Studies on Applied Research Volume 2, Issue 1, Year 2020 (April 2020)
Publisher : Sekolah Vokasi Universitas Diponegoro

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (290.741 KB) | DOI: 10.14710/jvsar.v2i1.7600

Abstract

This study aims to determine the impact of the covid-19 pandemic on the sales revenue of Micro Small and Medium Enterprises (MSMEs) in Pekalongan City. The data collected from surveys are sales revenue before and after Corona virus Pademic starting from the enactment of social distancing rules (March 16 2020 until 16 April 2020). The analysis carried out in the form of data analysis and descriptive data  analysis. Based on 282 SMEs units sampled, it was found a decrease in total sales revenue of 53.5%. The type of business that has the greatest reduction in revenue sales is the fashion business. The corona virus pandemic has an economic  impact to the community, especially to the Micro Small and Medium Enterprises (MSMEs) in Pekalongan City. This research is expected to be a policy reference for the local governments to deal with the economic crisis caused by the corona virus pandemic.
Economic Factor on the In Situ Vanillin Enzymatic Formation from the Green Pods Vanilla Indah Hartati; Pradipta Risma Rukma Ardi; Muhammad Milzam; Vita Paramita
Journal of Vocational Studies on Applied Research Volume 1, Issue 1, Year 2019 (April 2019)
Publisher : Sekolah Vokasi Universitas Diponegoro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14710/jvsar.v1i1.4294

Abstract

This work proposed a study of a direct enzymatic of vanillin formation by using rumen liquid which has enzymatic capability for tissue disruption of vanilla green pods to avoid the curing process. Application of enzymes during the formation of vanilla aromas and its extraction present nice opportunity to improve productivity, as the enzymatic reaction possibly substitute the microbial process in the traditional fermentation. Green vanilla pods were applied for the direct enzymatic extraction of vanillin, while liquid rument provide cell wall degrading enzyme in order to support the hydrolysis process (destruction) of cell wall. Glucovanillin were contacted with the β-glucosidase in the green pods due to the desruction of the cell wall, followed by the formation of glucovanillin into vanillin. Vanillin content of vanilla green pods was found higher in which by treating the vanilla green pods at 30 °C.
Co-Authors Aditia Mahardika Choliq Sabana Danang Satrio Didik Ariwibowo Dina Amalia Mahmudah Indah Hartati Pradipta Risma Rukma Ardi Pradipta Risma Rukmana Ardi Rizka Amalia Vita Paramita Vita Paramita