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Factors Affecting Green Banking Implementation in Indonesia Rico Elhando Badri; Susanti SE MM; Anandha Sartika Putri
Prosiding International conference on Information Technology and Business (ICITB) 2022: INTERNATIONAL CONFERENCE ON INFORMATION TECHNOLOGY AND BUSINESS (ICITB) 8
Publisher : Proceeding International Conference on Information Technology and Business

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Abstract

The purpose of this study is to determine the impact of green banking and financial performance on bank profitability. The population of this study included banks listed on the Indonesia Stock Exchange (IDX) for the period 2016-2021 and those that published sustainable financial statements and presented a sample of eight banks using the purposive sampling method. The data analysis technique used is multiple regression analysis with panel data. The result of this research was that Green Banking had a significant on the Bank Profitability; Bank Size had an insignificant on Bank Profitability; NPL had a significant on Profitability, and BOPO had a significant on Profitability. Keywords— Green Banking, Bank Size, NPL, BOPO, and Bank Profitability
Pengaruh Literasi Keuangan, Toleransi Risiko dan Persepsi Risiko Terhadap Keputusan Investasi Pegawai di Bandar Lampung Tholib Arrifqi; Anandha Sartika Putri
Jurnal Bisnis, Manajemen, dan Keuangan Vol 3 No 2 (2022): Jurnal Bisnis, Manajemen, dan Keuangan
Publisher : Fakultas Ekonomi Universitas Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/jbmk.0302.08

Abstract

Investment decisions are decisions in allocating a number of funds to certain types of assets within a certain period of time. Investment decisions can manage investors' personal finances so they can get profits in the future. Employees as someone who has an income are expected to better manage their finances by investing. The purpose of this study was to empirically find the effect of financial literacy, risk tolerance and risk perception on employee investment decisions in Bandar Lampung. This was a quantitative research with the purposive sampling as the data collection technique. The data analysis method used the multiple regression analysis. This study found that financial literacy had a significant positive effect on the investment decisions. This proved that employees in Bandar Lampung tended to be rational in making investment decisions. The perception of risk had a significant positive effect on the investment decisions. This showed that employees in Bandar Lampung when they knew the risk of high investment assets, they tended to make investment decisions on these assets. Keywords: Financial Literacy, Risk Tolerance, Risk Perception, Investment Decision Keputusan investasi adalah keputusan dalam mengalokasikan sejumlah dana pada jenis aset tertentu dalam jangka waktu tertentu. Keputusan investasi dapat mengatur keuangan pribadi investor sehingga dapat memperoleh keuntungan di masa yang akan datang. Karyawan sebagai seseorang yang memiliki penghasilan diharapkan dapat mengelola keuangannya dengan lebih baik dengan berinvestasi. Tujuan penelitian ini adalah untuk mengetahui secara empiris pengaruh literasi keuangan, toleransi risiko dan persepsi risiko terhadap keputusan investasi karyawan di Bandar Lampung. Penelitian ini merupakan penelitian kuantitatif dengan teknik pengumpulan data purposive sampling. Metode analisis data yang digunakan adalah analisis regresi berganda. Penelitian ini menemukan bahwa literasi keuangan berpengaruh positif signifikan terhadap keputusan investasi. Hal ini membuktikan bahwa pegawai di Bandar Lampung cenderung rasional dalam mengambil keputusan investasi. Persepsi risiko berpengaruh positif signifikan terhadap keputusan investasi. Hal ini menunjukkan bahwa karyawan di Bandar Lampung ketika mengetahui risiko aset investasi yang tinggi, mereka cenderung mengambil keputusan investasi pada aset tersebut. Kata kunci: Literasi Keuangan, Toleransi Risiko, Persepsi Risiko, Keputusan Investasi
THE EFFECT OF PROFITABILITY ON THE RELATIONSHIP BETWEEN ASSETS STRUCTURE, BUSINESS RISKS AND CAPITAL STRUCTURE Rico Elhando Badri; Anandha Sartika Putri
JURSIMA Vol 10 No 3: Jursima Vol.10 No.3
Publisher : INSTITUT TEKNOLOGI DAN BISNIS INDOBARU NASIONAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47024/js.v10i3.703

Abstract

The purpose of this study was to find the effect of asset structure on capital structure, the effect of business risk on capital structure, profitability variable capable of moderating asset structure on capital structure, and profitability variable able to moderate business risk on capital structure. The type of the research was a quantitative research . The data collection technique in this study used purposive sampling, with a sample of 20 companies in the coal mining sub-sector listed on the IDX in 2016-2020. The data analysis method in this study used the panel data regression using Eviews 10. The result of this study found that asset structure had a positive and significant effect on capital structure, business risk had a negative and significant effect on capital structure, profitability was able to moderate asset structure on capital structure, but profitability was not able to moderate business risk to capital structure.